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Future Generali General Insurance

Future Generali General Insurance

Future Generali General Insurance is a joint venture between India’s leading retailer Future Group and Italy based insurance major Generali. The company was incorporated in 2006 and brings together the distinctive qualities of both the founding companies – local experience and knowledge with global insurance expertise.

Future Group, led by its founder and Group CEO, Mr. Kishore Biyani, is one of India’s leading business houses with multiple businesses spanning the retail space. Headquartered in Mumbai, this Indian private conglomerate owns and manages multiple retail formats such as Pantaloons, Big Bazaar, Central, Food Bazaar, and Home Town.

The Generali Group is a leading player in the global insurance and financial markets. Serving 65 million clients in more than 60 countries, the Group is one of the world’s largest companies according to Fortune Global 500.

The Future Generali India Insurance Company is supported by a team of seasoned professionals specialising in the areas of finance, insurance, accounting, actuarial services and risk management. Future Generali also operates in the life insurance business under the name of Future Generali India Life Insurance Co. Ltd. Mr. K.G. Krishnamoorthy Rao is the Managing Director and CEO of the company.

Future Generali General Insurance Vision & Mission

  • The main vision of Future Generali India Insurance Company Limited is to protect people against risks with enhanced insurance coverage
  • Future Generali is dedicated to managing and mitigating risks of individuals and institutions
  • The insurer endeavors to improve people lives through their customized insurance products
  • The mission of the insurer is to be the first choice of its customers and provide them accessible and relevant insurance solutions
  • The products are an outstanding combination of innovation and price
  • Future Generali Insurance aims to offer its customers advice, protection, and the best of service to its customers

Why Choose Future Generali General Insurance?

Future Generali General Insurance is one of the leading insurers and is quite popular because of its customer-centric approach. Here’s why you should go with Future Generali Insurance:

  • Future Generali  ensures peace of mind if its customers with quick and easy claims settlement
  • This insurer has more than 15 lakh happy customers and claims to settle 2.1 lakh claims every year
  • This insurer offers various types of general insurance products such as commercial, personal, social or rural insurance to meet the different needs of its customers
  • The insurance company provides its customers the option to avail cashless treatment in more than 5,100 network hospitals and more than 900 network garages for cashless repairs across India
  • The  insurance company operates in more than 125 locations across India and has more than 2,000 active corporate clients
  • The Company also offers value-added features such as Future Xpress+ and Future Xpress
  • The insurer is a key player in niche segments like lifestyle insurance, Bike Insurance, commercial vehicle insurance, and social insurance.

Future Generali General Insurance Product Portfolio
Future Generali Health Plans:

‘Health is wealth’ and this should be our mantra for life. The number of people falling sick at an early age is increasing at an alarming rate. The only thing that can save us from health risks is, a good insurance plan so that when you fall sick you can only concentrate on getting well. Keep your financial stress at bay with Future Generali health plans.

  • Future Health Suraksha – Individual: The plan is available for individuals and covers both pre and post hospitalisation expenses, among others. The cover is available to individuals between the age of 18 and 70 years and come with a lifetime renewal option. It also allows for covering children aged 3 months to 25 years
  • Future Health Suraksha – Family Floater: The Future Health Suraksha Family Floater policy covers the entire family for both pre and post hospitalisation expenses, patient care costs, day care procedures, expenses for the accompanying person and ambulance charges. Adults between the ages of 18 and 70 years can avail the plan. The entry age limit is 55 years for a sum assured of Rs. 10 lakh. People who avail the policy above 55 years can opt for a maximum sum assured of Rs. 5 lakh
  • Future Health Surplus: The Health Surplus Plan from Future Generali General Insurance insures against additional expenses incurred over and beyond a deductible limit. The plan is available on both individual and family floater basis and has a lifetime renewal option. The policy is available for adults between the ages of 18 and 65 years
  • Future Criticare: The Future Criticare critical illness cover offers a lump sum benefit provided the patient survives for more than 28 days from the day of diagnosis and the policy is more than 90 days old. The policy is available to adults in the 18-65 years age group and has a lifetime renewal option. The sum insured is Rs. 1-50 lakh for people in the 18-45 years age group and Rs. 1-20 lakh in the 46-65 years age group
  • Future Hospicash: The Future Hospicash cover allows you to meet any expenses relating to hospitalisation and incidental or related costs. The policy provides benefits for ICU stays both in the city of residence or outside and additional convalescence benefits for hospital stays of more than 10 days
  • Group Health Insurance (Health Total): A comprehensive retail healthcare plan that is available on both an individual and family floater basis. Future Generali offers three variants, the Vital plan that covers the individual, spouse and dependent children, and Superior and Premiere plans that also cover non-dependent children, dependent or non-dependent parents, grandparents, grandchildren, dependent siblings, daughter and son in-law, and parents in law.

Future Generali Car Insurance Plans:

A car is a valuable asset and we should have a comprehensive insurance plan to protect it from any accident and theft. When you ply on Indian roads, you can’t be sure of anything. Even if you are a good driver, you can’t guarantee that other people on the road follow rules. Thus, insurance plan is the only way to keep your car safe and running in good condition.

Future Generali Travel Insurance Plans:

Future Generali travel insurance policies are a great companion on your holidays, business trips or visits to friends & family abroad and provide you door-to-door cover for your convenience.

  • Future Travel Suraksha: The Future Travel Suraksha policy covers international travel for the individual and the family for single as well as multiple trips. The plan guards against unexpected events such as lost papers, hospitalisation, and misplaced luggage, among various others.
  • Future Travel Suraksha-Schengen Travel: The plan provides travel insurance for visiting the Schengen visa countries in Europe. It insures travellers against mishaps such as lost travel papers or misplaced luggage, etc. that may occur while they are on vacation in any of these countries.
  • Future Student Suraksha: The Future Student Suraksha plan has been designed for students who are going abroad for studies. Any student in between the ages of 18 and 35 years can avail this policy. The coverage includes medical expense, loss of passport, delay or loss of baggage, tuition fees, and many other costs that may arise while the student is abroad

Future Generali Home Insurance Plans:

Future Generali policies safeguard your home and give you a comprehensive cover to tackle all problems related to your home to ensure a disaster free living.

Future Generali Personal Accident:

Investing in a personal accident cover is considered a smart move, not only because it secures your financial future, but more importantly, it secures your family too. A personal accident policy enables the dependant members of the insured to continue with normal life without much financial burden. It is the key to your dignity, if some unwarranted event happens and you find yourself in a soup!

  • Accident Suraksha: The plan covers against any unexpected and unfortunate accidents that may result in serious injuries or even death. The cover is available for people in the age group of 18-70 years and allows the inclusion of dependent children aged between 5-25 years
  • Group Personal Accident: Available for businesses or organisations, the customised insurance policy covers all employees under a single plan. The policy also provides protection for students studying in an institution. The plan protects against temporary or permanent disability and even death. Additional covers can be taken to insure against medical expenses, hospitalisation, home or car modification or adaptation, repatriation, child education expenses and others expenses arising from or due to the accident
  • Janata Personal Accident: The Janata Personal Accident policy is available as a group plan and covers injuries resulting in death or partial or total disablement. It can also include additional covers for hospitalisation, hospital cash allowance, repatriation benefits and other such related expenses

It is advisable to compare all Future Generali General insurance plans with plans from other General insurance companies in India to go ahead with the insurance plan that fulfils your necessities.

Future Generali General Insurance Renewal Online

To avail uninterrupted policy coverage benefits, you would need to set reminders for your policy renewal, so that you do not miss on the renewal date. Future Generali insurance follows a simple and trouble-free renewal process. You can renew all the insurance plans with just a few mouse clicks. To complete the online renewal process you can follow the steps that are listed below:  

  • To initiate the online renewal procedure, log into the Future Generali General Insurance company’s official website
  • After that, select the ‘Renew’ tab and submit the policy details
  • In the last step, you can make the payment online using net banking and debit cards
  • Once the premium is paid, you will get confirmation receipt from Future Generali Insurance

Future Generali Distribution Network:

Future Generali has access to a large number of customers due to the retail network they have. The consumer finance business too has more than 150 branches and helps the company spread its reach. The company was first to launch what it calls Mallassurance – selling insurance policies to customers who visit their malls.

Future Generali General Insurance - FAQs

  • Q1. What should I do after purchasing a Future Generali General Insurance policy?

    Ans: Once the policy is purchased you can carefully go through the policy wordings. If there is any confusion or you need any assistance then you can call at their helpline number or mail them to seek assistance.
  • Q2. When will I receive my Future Generali Insurance policy kit?

    Ans: Upon successful payment, your data is updated in the insurer’s system. After that, you would receive your policy kit in a maximum of 7-10 working days. Once the policy is issued, you will get a soft copy of all the documents on your registered email id.
  • Q3. How to change vehicle information in the policy documents?

    Ans: To initiate such requests you can send a scanned copy of the registration certificate with all the correct details at their registered email id and your request will be processed. For some requests, you may need to pay an extra premium such as CNG kit updation. You can also call at their helpline number or SMS them and they will take you through the process.
  • Q4. How can I update my contact details in the policy?

    Ans: You can also call at their helpline number or send them an SMS and they will take you through the process. Once all the details are verified, one of their representatives will get in touch with you to update your contact details.
  • Q5. How do I make changes to the policy document in case of transfer of ownership?

    Ans: Simply visit any of the nearest Future Generali Branch with a copy of the existing policy, Form 30, Form 29 Transfer Fee Receipt, and NOC which is paid to the Regional Transport Office.  You need to pay the insurer the No Claim Bonus (NCB) difference amount, service tax and transfer fee.

Future Generali General Insurance - Latest News

  • Future Generali’s Active Agents to Receive a Relief Grant for COVID-19

    Country’s one of the leading general insurance companies is delighted to announce a relief grant of worth Rs. 50,000 each to its active agents, if any of them are tested COVID-19 positive. The grant is even extended to their immediate family members as well.

    After government strict decision against this pandemic and when the entire country is witnessing lockdown, there are still some heroes who risk their lives to serve this country. The organization has confirmed that their active agents have been contributing in creating awareness around this pandemic and getting people insured so that in the time of crisis, their necessities are taken care of. In line with this, Future Generali General Insurance is trying to support those active agents who are working amidst Corona, by offering this grant and initiatives like these are really commendable.

    The CEO of the organization Mr. Anup Rau has confirmed that the said grant will be transferred to their respective bank accounts if they or their spouses or their children are confirmed with the infection of COVID.

  • COVID-19 Group Insurance Cover offered by Future Generali

    Future Generali, private general insurance company introduced an exclusive group mediclaim insurance cover. This COVID-19 group mediclaim product does not have need of travel history or any medical test regardless of the sum insured. Not only this, the product is open to all the age groups including fresh-born of one day to an individual of 75 years. The insurance company would not require any past medical history.

    The insurance policy will offer a lump-sum benefit if the policyholder (insured) is quarantined for any suspected symptom, sign or infection or is diagnosed of coronavirus. Moreover, this COVID-19 group mediclaim plan will provide maximum aid to the affected or infected.

    If the insured is diagnosed with coronavirus and a medical practitioner together with the government or any lab approved by World Health Organization (WHO) confirms it, then a lump-sum benefit of 100% of the sum insured will be paid off by the mid-sized insurance provider.

  • Health Insurance top-up introduced by Future Generali India Insurance – Sum Insured up to Rs. 1 Crore

    The general insurance company of the joint venture of Future Group and the global insurance provider Generali – Future Generali India Insurance Company Limited (FGII) has announced the launch of Future Advantage Top-up product. This product is a deductible health insurance product that comes with a higher sum insured options, which range from Rs. 50,000 to Rs. 1 Crore. This product by Future Generali Health Insurance offers additional coverage at lower premium in comparison to the traditional health insurance products.

    The Principal Officer at Future Generali India Insurance – Shreeraj Deshpande said, “With the surging medical costs and inflation, the current health insurance policy might not enough and buying health insurance cover with large sum insured might not be economical. Therefore, we believe that the Future Advantage Top-up product is an ideal fit for a comprehensive health insurance cover. Moreover, they also address the problem of under insurance, whilst keeping a sharp vigil on the premium.”

    The motivation behind every insurance product launched by the company is our vision to safeguard the consumers completely in their times of medical emergency. Healthcare costs are going steep and we wish to make sure that our valued consumers can avail the best possible medical procedure whenever they look for an expert medical assistance,” added Deshpande.

  • Future Generali General Insurance Company aiming at a business worth Rs. 3,000 Crore in the coming 3 years

    The famous general insurance provider Future Generali India targets at a Rs. 3,000 Crore business in the upcoming3 years. The company is expecting a growth at the rate of 15 to 20 % per annum.

    Experiencing a great economic evolution, Future Generali General Insurance Company is expecting the GDP (gross domestic product) to grow at a higher ratio. This increase would eventually give rise to the demand of insurance policies. The Chief Executive Officer and Managing Director of Future Generali General Insurance Company, K. G. Krishnamurthy Rao said that general insurance is proportionate to the growth in GDP.

    Meaning, if the GDP is growing at a good rate, it will be beneficial for the insurance industry. We are expecting about 15 to 20 % growth each year for the coming three years. He also stated that therefore, the company is eying to hit Rs. 3,000 Crore profit.

    He further added that, the Indian general insurance market has seen about a 13 % growth in the last year and also that this growth rate is expected to touch 15 to 16 % in this financial year.

Written By: PolicyBazaar - Updated: 08 July 2020
878,254 Confirmed Cases in India*
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 153 Reviews)
Future Generali General Insurance Reviews & Ratings
4.4 / 5 (Based on 153 Reviews)
(Showing Newest 15 reviews)
Kadana, June 19, 2020
Easy to compare and buy
I found the website of policybazaar very useful as I can compare all the car insurance plans. After comparing the plans I can check that which one is suitable for me and my car according to the premium prices, features and add on benefits. I have suggested to my circles to get the car insurance one must visit to the policybazaar and I got my insurance of future generali. Thanks team.
Kadamtala, June 19, 2020
Different riders available
I opted for a future generali car insurance policy. It is a good plan which I found in the website of the policybazaar. Along with the plan I got my rider benefits under the same. There are certain riders related to your needs which you can opt so that you can secure your and your car’s better protection. Thanks team.
K.v.rangareddy, June 19, 2020
Zero paper work
I recently opted for the car insurance policy after checking some of the quotes and policy plans in the website of the policybazaar. It is really great that you get the best plans for your car policy by sitting at home. I have checked everything and all the process took place online. No paper were required. All documents were submitted via email.
Jagdalpur, June 19, 2020
Best car insurance policy
Now I am tension free as I have got my car insurance policy from policybazaar and future generali car insurance policy. It is a great way to secure your car and the personal safety for your health too. The premium price is very much less and I got a better offer for my car insurance policy. I have suggested these plans to my friends and family too. Thanks a lot team policybazaar and future generali for such great assistance.
Jagadhri, June 19, 2020
Claim settled in 7 days
I didn’t knew that my claim would be settled in 5-6 days. It was really quick and I didn’t faced any kind of trouble related to the same. So, my car met with an accident and after that I called the customer care of future generali for the assistance. They investigated on the whole matter. Also, made up an inspection video. After that my car was sent to the nearest network garage for the repair and damage treatment. In 1 week my car was repaired and I got my claim amount into my bank account. Thanks team future generali.
Jagadhri, June 19, 2020
Better facilities
It is good to know that the insurance provider which you have chosen is the best one. I really like the services which have been provided to me by the future generali insurance company. I secured my car under the same. I got various kinds of facilities and customer care assistance from them which proves that the company is really good for their customers. Thank you team for such support.
Jadcherla, June 19, 2020
Check the policy status
It is really easy to check the status of the policy online. So, I purchased the car insurance policy from Future generali and I was checking for my policy status. And I visited to the website of future generali and checked it. There is no need to call the customer care at all. The online information is great and you can get to know each and everything at immediate basis.
Iddappadi, June 19, 2020
Happy Customer
I am one of the happy customers of Future Generali. Not that I had to take any assistance or raise a claim but, these people knew it well that at what percentage the NCB needs to be carried forward. The renewal process is one the easiest I've seen so far. Thank you Policybazaar for helping me to choose the right one.
Jagadhri, June 19, 2020
Easy payment policy
The payment process of the car insurance policy is very much easy. I took a car insurance plan 3 years back from policybazaar of Future generali. I made the payment online via net banking. It was very much swift and transparent in nature. You can choose other options also like paytm or google pay or via cheque payment too. I made a choice of online payment as I found it quite best.
Waidhan, June 18, 2020
Buy online and save more
I know traditional buying has become the out-dated one and the digital world has come up with certain good innovations. I bought my car insurance policy online from the portal of policybazaar. And they are just a call away to support me and guide me for the best car insurance policy. They gave me the plan of future generali car insurance policy. A good featured plan and I am much satisfied. Thanks team for such great offers.
Sadra, June 18, 2020
Natural Calamities Assistance
There are very few insurers who help us in claims from natural calamities and Future Generali is one of them. They understand that this is something that is in nobody’s controlled, but why let their customers suffer for that. Thank you Policybazaar for helping me choose the best.
Talcher, June 18, 2020
Social Media Assistance
Social Media assistance is one of the best ways to reach out to any of the brands or organizations. And Future Generali has a reputation to be one of the best in that. All you need is just a message to them with your details, and the very next moment you’ll be connected to their support team. Policybazaar knows, what’s the best.
Rabanaguda, June 18, 2020
On-Road Assistance
I had an accident on Mumbai-Pune expressway in the middle of a night. I was literally clueless about what to do and whom to ask for help, But thanks to Future Generali, they were just a call away. Within half an hour, they located me & everything further was taken care of by them, all I had to do was submitting some asked documents. Thank you Policybazaar, it was you who helped me in choosing the right one.
Farookhabad, June 18, 2020
Customer Support
Future Generali is the best choice I made to have insurance for my car. I must thank Policybazaar for suggesting to me an insurer who is 24x7 available to assist you. Their customer support team is well trained & has been equipped with all the required information. All you need to do is, send an SMS on their given number & even before you keep your phone down, you'll be connected with a customer care advisor.
Radhanpur, June 18, 2020
Claim facilities
I never knew that having car insurance from Future Generali will make my life so easy to raise a claim. It only took a tap on my phone, uploading a few pictures from the accident spot & just a phone call. Thank you Policybazaar for helping & suggesting the right insurer for my car. Because of you guys, I can rest assured.
Farukhnagar, June 18, 2020
No claim bonus
I collected my no claim bonus certificate from the future generali. As, the policybazaar team suggested me that if I have not availed for any claim during last year of policy period then I can claim for no claim bonus certificate as it can be much more beneficial for me. It can be helpful at the time of future claims.
Fakirsahi, June 18, 2020
Discounts are offered
I wanted to share my experience regarding the car insurance policy which I bought from future generali insurance provider. The provider is very nice and I got it done with the help of Policybazaar. Here I got a huge amount of discount too. As I have already implemented anti-theft device into my car and for that you can avail a good discount. Efficient work of both the companies.
Farenda, June 17, 2020
Helps at the time of damage/loss
I am really much delighted to share my review on the policybazaar and future generali that they have really helped me at such an odd time. My car got missing and they helped me in getting the claim for the same. I was thinking that it would take many days or months too. But no, my claim was settled in less than 4 days. It was very quick and hassle free. Thanks team for such great support.
Captainganj, June 17, 2020
Add on covers to be added
I recently took a car insurance policy from the as it is a nice company and I have heard a lot from many people regarding the same. There, the team shared a plan of future generali and I really like its features along with the add on benefits. You can check the website and there you can find the best add on covers too. Thanks team for great plans and services.
B.khajuripada, June 17, 2020
Cashless claim facilities
One of the best thing and feature about Future generali is that you can have the cashless claim feature at the network garages which are been associated with the future generali insurance provider. The work will be done easily and on online basis. No problem occurred at my time as my insurance provider was always there to assist and guide me. Thanks a lot team policybazaar and future generali.
Nabapally, June 17, 2020
Renew it in a pro way
I recently renewed my car insurance policy from Policybazaar. I really like the policy which I was using from last 2 years. Now, it was the time of renewal. So, I opened my mobile application of policybazaar and logged in my details into the same. After doing so I got to know more about add on benefits related to the same. I renewed my policy of future generali only as I like their working type. Thanks a lot team for such great work and assistance.
B.khajuripada, June 17, 2020
Various options available
I was checking for some car insurance plans and policies for the my car. And it was really much needed. So, surfing through the websites I came across the policybazaar website. It is very nice website where I got to know about different insurance providers at one particular place. You can compare all kind of plans over there and can choose the best. I opted for the future generali car insurance plan as it was under my budget.
Hagaribommanahalli, June 17, 2020
Low premium rates policy
I really like the website of Policybazaar and that’s why I choose that because you can get the best term insurance plans for your car. Also, you can get the great benefits under the same. It is really to get the policy done from policybazaar. I got the future generali policy plan. The premium rates of all the plans available at the website are quite affordable. Choose the best.
J. P. Nagar, June 17, 2020
Helps in the monetary loss
My car insurance policy helps me in maintaining the monetary losses at the time of the accident. So, recently my car met with an accident and I call the customer care team of future generali and policybazaar. They really helped me settling my claim and helps in maintaining all the monetary losses which happened during the time of the accident. Thanks team for full support and assistance.
Kalimela, October 21, 2016
Motor Insurance
Just got car insurance policy for my new car from future generali general insurance company. Services are really very fast which is facilitated by the executives and the team members of the insurance company.

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