The Oriental Insurance Company Ltd.

The Oriental Insurance Company Limited laid its foundation stone in Mumbai on September 12, 1947. Initially, it was a wholly-owned subsidiary of Oriental Government Security Life Assurance Company Limited. From 1956 to 1973, The Oriental Insurance became a subsidiary of Life Insurance Corporation (LIC) of India before the nationalization of General Insurance Business in India. In 2003, the Union Government acquired all the shares of The Oriental Insurance Company Ltd from the General Insurance Corporation of India.

The Oriental Insurance India has its head office in New Delhi. It has a network of 30 regional offices and more than 1800 active branches across the country. The company has shown its international presence by opening its branches in Nepal, Kuwait, and Dubai. Over the years, the company has emerged as one of the leading general insurance providers in India.

Shri Dinesh Waghela operates as the Chairman cum Managing Director of The Oriental Insurance Co Ltd.

The Oriental Insurance Company – At a Glance

Characteristics

Specifications

Company Name

The Oriental Insurance Company Limited

Headquarter

New Delhi

Company Type

Public

Date of Establishment

12 September 1947

Incurred Claim Ratio (ICR)*

106.10%

Operating Offices

1800+

Regional Offices^

30

Number of Employees

13,500

Countries Operational

India, Dubai, Nepal, and Kuwait

Network Hospitals

4300+

*The ICR mentioned in the table is for the year 2018-19 as per the IRDA Annual Report 2018-19.
^The above data is as per the March ’19 annual report of The Oriental Insurance.

The Oriental Insurance Company Vision and Mission

The Oriental Insurance works with a vision of becoming the most respected and preferred general insurance company in the countries they operate in.

To achieve their vision, the mission of the company is to fulfill the following objectives:

  • To act as a company that is financially sound and has high business ethics
  • To grow as a dynamic and vibrant non-life/ general insurer
  • To implement the best practices for human resource development to build a highly dedicated, efficient and motivated workforce with high moral values & morale
  • To manage the investments effectively for optimizing profits
  • To utilize the information technology (IT) infrastructure optimally
  • To profitably run the company through prudent underwriting and proper & efficient management of claims
  • To provide excellent customer service
  • To have effective risk management systems
  • To manage the reinsurance operations effectively
  • To improve the penetration of general insurance through proper innovation, underwriting, and marketing

The Oriental Insurance Company Financial Growth

The Oriental Insurance Company Ltd. made a gross premium of Rs 99,946 in the first year of its operations in 1950. With a modest beginning of less than a lakh, the premium grew up to Rs 58 Crore in 1973. The company recorded the Gross Premium of Rs 7282.54 Crore in the financial year of 2013-2014. In the year 2017-18, the company’s domestic gross premium went up to Rs 11452.01 Crore. The latest gross premium figures (in India) for the year 2018-19 is Rs 13199.32 Crore.

In the year 2018-19, The Oriental Insurance Company Ltd. made a gross direct premium of Rs 13848.75 Crore as compared to the Rs 11736.84 Crore in 2017-18. As a result, the company witnessed a growth of 15% growth of Gross Direct Premium from India and abroad.

Similarly, The Oriental Insurance India recorded a growth of 8% in net premium from India and abroad. This is because The Oriental Insurance India earned a net premium of Rs 10845.39 Crore in 2018-19 in comparison to Rs 10028.23 Crore in the year 2017-18.

The Incurred Claim Ratio of the company for the year 2018-19 is as follows:

Health – 108.80%

Motor – 112.62%

Fire – 112.49%

The Oriental Insurance Product Portfolio

The Oriental Insurance Company Ltd has a diversified product portfolio. Here's a rundown to the product portfolio of The Oriental Insurance Co Ltd:

Oriental Health Insurance:

The insurance plans take care of all your medical emergencies by managing the financial aspects. Once you are sorted financially, you can concentrate on ensuring the well-being of yourself and your family.

Oriental Individual Mediclaim Insurance Policy:

Individual Mediclaim policy by the company is available to any individual between the age of 18 and 70 years for treatment in India. It is a health cover for medical expenses incurred by the insured due to hospitalization. The hospitalization may occur due to a sudden illness, an accident or a surgery necessitated by a disease, during the policy period.

Oriental Happy Family Floater Health Insurance:

The Oriental Happy Family Floater policy by the company is a health insurance policy for the entire family including the insured, his or her spouse, children, parents, and parents-in-law. The floater aspect of the policy implies a single sum insured for the entire family provided they reside in India. The policy is available as three plans – Silver, Gold, and Diamond. No medical examination is required for persons up to the age of 60 years under Silver & Gold plans and 55 years under the Diamond plan.

Oriental Group Mediclaim Insurance Policy:

This Group Mediclaim policy from the company is available to any group, association, institution, or a corporate body of more than 50 persons or families, provided it has a central administration point. The policy reimburses reasonable and necessary expenses for hospitalization expenses for illnesses or diseases contracted or injury sustained by the insured persons during the policy period up to the sum insured.

Oriental Jan Arogya Insurance Policy:

The Oriental Jan Arogya Bima policy covers reimbursement of expenses incurred on hospitalization for any illness, diseases, or injury. It is available to persons between the age of 5 and 70 years. In the event of any claim becoming admissible under the scheme, the insured person is paid an amount equivalent to reasonable expenses incurred by or on behalf of the insured person. However, the amount paid should not exceed the sum insured in any one period of insurance.

Oriental Health of Privileged Elders (HOPE) Insurance Policy:

The Oriental Health of Privileged Elders (HOPE) policy has been exclusively designed for citizens aged 60 years and above. The policy reimburses hospitalization and/or domiciliary hospitalization expenses for specified diseases contracted or injuries sustained by the insured persons. The sum insured amounts available are Rs. 1/2/3/4/5 Lakh.

Oriental Motor Insurance

Oriental Motor Insurance understands your safety needs and provides comprehensive motor insurance products, which provide added protection to your vehicle. It further offers liability coverage for the demise, bodily injuries, and property damage of third-parties.

Oriental Car Insurance:

Road accidents and theft are the two most common issues that every car owner must take care of. The Oriental Private Car Package insurance plan does the same for you. It offers a comprehensive car insurance policy that covers third-party liabilities and own damages so that you can ride stress-free.

Oriental Two Wheeler Insurance:

An Oriental Two-Wheeler Package insurance policy keeps your two-wheeler secured against damages caused by manmade and natural calamities as well as third party liabilities. The cost of two-wheeler insurance is nominal and can be further reduced if the owner installs anti-theft equipment, like siren and tracker on his/her two-wheeler.

Oriental Commercial Vehicle Insurance:

Anyone who owns a business might have some type of commercial vehicle that may be used to make deliveries. This vehicle, like other vehicles running on the road, must be insured. This is where Oriental Commercial Vehicle Package policy steps in. There are commercial vehicle insurance policies available to cover vehicles like goods carrying vehicles, passenger-carrying vehicles, etc.

Oriental Travel Insurance:

Oriental travel insurance policy will let you enjoy your trip and take care of all your emergency travel needs. Avail the travel insurance policy and come back from your trip with cherishable memories of a lifetime.

Oriental Overseas Mediclaim Business and Holiday Insurance Policy

This policy provides indemnity for expenses incurred on treatment for illnesses or injury suffered during overseas travel. The condition must be an emergency and should require immediate treatment. The plan covers Indian residents undertaking bonafide trips abroad for business and official reasons or holidays. The sum insured ranges from Rs. 50000 to Rs. 500000.

Oriental Overseas Mediclaim Employment and Study Insurance Policy

This policy provides indemnity for expenses incurred on medical treatment for illnesses or injuries that happen during overseas travel for employment or study. The minimum coverage period is of 2 months, and the maximum is 12 months. The sum insured is $75000. The policy can be renewed if required. The premium has to be paid in US dollars, irrespective of the country being visited.

Oriental Home Insurance:

Buying a home is probably one of the biggest investments you have ever made in your life. Therefore, it is your responsibility to protect it from unpredictable damages, including natural or manmade disasters. Home insurance provides all-encompassing protection to your dream home. A comprehensive home insurance policy also covers the contents of a house. Oriental House Holder insurance policy offers coverage for the following:

Fire, All risks, Housebreaking, Plate Glass, Pedal Cycle, Baggage, Personal Computer and Laptop, Personal Accident, Workmen Compensation, Public Liability, and Domestic Appliances including TV sets.

Oriental Personal Accident Insurance:

Accidents are unforeseen. Such mishaps not only affect a person physically but the impact can also be felt on the emotional and financial grounds. Hence, it becomes important to ensure the financial stability of your family by buying a good personal accident policy. The Oriental Personal Accident Insurance policy covers the death of an individual or the expenses incurred on the treatment of physical injuries.

Oriental Personal Accident Policy (Individual):

The Oriental Personal Accident policy provides compensation to an individual in the case of accidental injuries that may result in his death or disablement, whether temporary or permanent. One can opt for additional benefits to obtain coverage for accidental medical expenses.

Oriental Gramin Accident Insurance:

The Oriental Gramin Accident Insurance policy covers accidents in the rural sector. The policy provides compensation in the event of death, permanent total disablement, loss of limbs, or loss of eyesight due to accidents. It covers any person between the age group of 10 to 70 years irrespective of occupation, income, etc.

Oriental Janata Personal Accident Insurance Policy:

The Oriental Janata Personal Accident policy provides compensation to the insured or his/her family in the event of death, permanent disablement, loss of limbs, or loss of eyesight due to an accident.

Oriental Nagrik Suraksha Insurance Policy:

Oriental Nagrik Suraksha Policy is novel accidental insurance that provides compensation for accidental injuries and/or reimburses hospital expenses incurred due to accidental injuries. The policy covers Indian citizens in the age group of 5 to 70 years in the family package, and between 18 and 70 years for the individual/group cover.

Oriental Group Personal Accident Insurance Policy:

This insurance policy provides compensation if one of the persons in the insured group sustains injuries, solely and directly because of an accident caused due to a visible act of violence and results in death or temporary or permanent disablement.

Oriental Liability Insurance Policies

The liability policies protect the insured against any liability that may arise in the natural course of their business. It includes:

  • Directors And Officers Liability Policy
  • Professional Indemnity Errors & Omissions Insurance for Chartered Accountants/ Financial Accountants/ Management Consultants/ Lawyers/ Advocates/ Solicitors/ Counsels
  • Professional Indemnity Errors & Omissions Insurance Policy for Consulting Engineers/Architects & Interior Decorators
  • Professional Indemnity Policy for Doctors and Medical Practitioners
  • Professional Negligence Errors and Omissions Insurance Policy for Medical Establishments
  • Sports Insurance Policy
  • Stock Brokers Indemnity Insurance Policy

Oriental Business Office/ Traders/ MultiPerils Policies

The company provides various commercial insurance policies meant to protect the trading community. It includes:

  • Burglary Policy
  • Carriers’ Liability Policy
  • Electronic Equipment Insurance Policy
  • Fidelity Guarantee Policy - Floating Group
  • Fidelity Guarantee Policy - Individual Named
  • Money Insurance Policy
  • Multi-Peril Policy for LP Gas Dealers
  • Neon Sign Policy
  • Office Umbrella Policy
  • Plate Glass Insurance Policy
  • Policy For Jewellers' Block Insurance
  • Shopkeeper's Insurance Policy

Oriental Engineering/ Industry Policies

The company offers various policies for the engineering/industry sector.

  • Advance Loss of Profit (following erection all risks)
  • All Risks Insurance
  • Contractor's All Risk Insurance Policy
  • Employers Liability Insurance
  • Engineering Insurance
  • Fire Policy 'C'
  • Industrial All Risk Insurance Policy
  • Liability Insurance Policy (under the Public Liability Insurance Act 1991)
  • Machinery Breakdown Insurance Policy
  • Machinery Insurance Policy
  • Machinery Loss of Profit Insurance Policy (output basis)
  • Product Liability Policy
  • Public Liability Policy (industrial risk)
  • Public Liability Policy (non-industrial risk)
  • Standard Fire and Special Perils Policy (material damage)

Oriental Agriculture/ Sericulture/ Poultry Insurance Policies

The company has a range of general insurance policies for farmers, fishermen, horticulturalists, apiarists, and various other people plying their trade in rural markets. It includes:

  • Animal Driven Cart/ Tanga Insurance
  • Apple Insurance (Input) Policy
  • Aquaculture (Shrimp/Prawn) Insurance Policy
  • Beetlevine Insurance (input policy)
  • Coconut Palm Insurance Policy
  • Failed Well Insurance
  • Honey Bee Insurance Scheme
  • Hut Insurance
  • Inland Fresh Water Fish (Embankments) Insurance
  • Insurance of Biogas Plant (Gobargas)
  • Khalihan Insurance Package Policy
  • Kissan Package Insurance
  • Package Insurance for Tribals
  • Plantation/ Horticulture (Input) Policy
  • Policy for Insurance of Fish in ponds (freshwater)
  • Policy for Kisan Agricultural Pumpset Insurance Scheme
  • Poultry Insurance
  • Rose Plantation Insurance
  • Sericulture (Silkworm) Insurance
  • Tea Plantation Insurance

Oriental Animals/ Birds General Insurance Policies

These policies cover animals owned by people or businesses and kept either for commercial purposes or for personal reasons. They include:

  • Calf/ Heifers Rearing Insurance Scheme
  • Camel Insurance
  • Cattle Insurance
  • Dog Insurance
  • Duck Insurance Scheme
  • Elephant Insurance
  • Foetus (Unborn Calf) Insurance Scheme
  • Horse/ Yak/ Mule/ Pony/ Donkey Insurance
  • Pig Insurance
  • Rabbit Insurance
  • Sheep and Goat Insurance Policy

Oriental Aviation and Marine Policies

The aviation and marine policies provide the necessary cover to the aviation and shipping industries. It includes:

  • Aircraft Hull and Spares All Risks Aviation Liability Insurance (airlines)
  • Aircraft Hull/ Liability Insurance Policy
  • Aviation Fuelling/ Refuelling Liability Insurance Policy
  • Aviation Personnel Accident (crew members)
  • Loss of License Insurance
  • Hull War and Allied Peril Policy

Compare Online The Oriental Insurance plans with other general insurance company's plans and opt for the insurance plan that suits your requirements the most.

The Oriental Insurance Premium Calculator:

The Oriental Insurance Premium Calculator is a specially designed tool, which aids you to calculate the required premiums for different insurance plans. This calculator is easy to use and extremely helpful while planning to buy any plan from The Oriental Insurance online.

You will be required to enter some necessary information like your date of birth, annual income, marital status, gender, cover amount, number of dependents, etc. for using The Oriental Insurance premium calculator.

The Oriental Insurance – Exclusions

The list of exclusions for The Oriental Insurance policies is the following:

  • Suicide, suicide attempt, or self-injury
  • Accident/ injury under the influence of liquor or drugs
  • The Oriental Insurance does not compensate in case of death or disablement of the insured.
  • If the injury or loss is caused due to involvement in any adventurous activities like bungee jumping, parasailing, parachuting, etc.
  • Issues incurred due to sexually transmitted disease or venereal disease.
  • Issues as a result of the breach of law that is done with criminal intent.
  • Indirectly or directly because of the contamination by the radioactivity or ionizing radiation from any nuclear weapon, nuclear fuel, or through any nuclear waste developed after the combustion of nuclear fuel.
  • Pre-existing medical ailments that are not declared in the insurance policy proposal form.

Directly or indirectly prolonged, aggravated, or caused because of childbirth. Or because of pregnancy.

How to Purchase The Oriental Insurance Policies?

You can purchase an The Oriental Insurance Policy offline or online. If you want to purchase an The Oriental Insurance policy offline, then you should directly contact the company or registered insurance advisors of the agents. For offline purchase, all you need to do is to buy through an agent of the company or go to any of the branches of the company. Moreover, the same can also be bought online through the official website of The Oriental Insurance Company by following the below steps:

  • Visit the official website of The Oriental Insurance Company and get yourself registered there.
  • After registering, login with your user id and password and then opt for a bike, car, or health insurance policy as per your requirement.
  • For purchasing a health insurance plan, follow the below steps:
    • Enter your following details:
      • Age of the applicant
      • Gender
      • Age of the family members whom the applicant wants to cover
      • Details of any pre-existing medical issues
      • Family’s annual income
    • After entering the aforementioned details, you will get the list of all the health insurance policies that best suit you.
    • Then you may compare these policies and select one as per your requirements.
    • And then you can proceed for paying the premium of your selected policy online.

For purchasing a vehicle insurance policy, you should:

  • Enter the details of your vehicle such as:
    • Make and Model
    • Year of manufacturing
    • Fuel type
    • Variant
    • The expiry date of the previous insurance policy
    • Claims that you have made in the previous year
    • Type of the previous policy – whether it is third-party or comprehensive
    • Details of the No Claim Bonus of the previous year
    • Contact details
  • Once you enter the required details, you will get the list of all the vehicle insurance plans that best suit you as per your requirements.
  • You can then compare these plans and select one as per your requirements.

After that, you can proceed to pay the premium online and purchase the same.

The Oriental Insurance Company - Premium Payment Process:

The online payment of premiums while buying policies can be made in both online as well as offline modes.

Offline Process of The Oriental Insurance:

People who are buying the insurance offline can pay directly at the nearest branches of the company. This is because OIC offers an option of offline premium payment to its consumers.

  • Company Branch: You can pay the premium amount at the nearest branch of the insurance company
  • Make a payment of premiums via the brokers and agents of the company

Online Process of The Oriental Insurance:

You can purchase the policy from the company online and also make the payment of the premiums in just a few clicks by making use of the payment options namely MasterCard or Visa, RuPay Debit Cards, Debit and Credit Cards, E-wallets, Cash cards, payment via Internet Banking, IMPS and UPI, etc.

The Oriental Insurance Renewal Process

An insured can renew his/ her The Oriental Insurance policy by paying the premiums online. The Oriental Insurance online renewal is a quick and hassle-free process. Be it car, bike, or health insurance policy of The Oriental Insurance, a user can renew it online by following steps given below. However, it is suggested to carry out The Oriental Insurance renewal of a policy before the existing policy expires. The Oriental Insurance policy renewal requires the following steps to be followed:

  • Visit the website for online The Oriental Insurance renewal
  • At the menu bar of the website, there is a ‘RENEW’ tab for renewing the policy.
  • Clicking on The Oriental Insurance policy renewal option takes you to another webpage. On this web page, there is an option for selecting a policy that you need to renew
  • Select the type of policy to be renewed whether the old OICL policy or non-OICL policy
  • Now fill up the remaining details with the policy number and other details of the policy
  • Go to the option of premium payment. The premiums can be paid through Master cards or Visa debit and credit cards, Internet Banking, RuPay Debit Cards, IMPS, UPI, Cash Cards, or E-Wallets.
  • After payment, The Oriental Insurance online renewal process will be completed

How to File a Claim with The Oriental Insurance Policy?

Filing a claim with The Oriental Insurance Policy is quick and easy. You can file a claim via two methods with the help of The Oriental Insurance Claim Form - reimbursement claims and cashless claims.

Reimbursement Claims Procedure:

You have to make preliminary notice of claim with necessary details relating to the name of the policyholder in respect of whom you're making a claim, the policy number, and the nature of injury/illness. You must give the name and address of the hospital/ attending medical consultant/ nursing home to the insurance provider/ TPA within seven days from the hospitalization date in respect of the reimbursement claims regularly.

Final claims together with the hospital receipted cash memos/ original bills, the claim documents and forms as enlisted in The Oriental Insurance claim form must be presented to the Policy issuing TPA/ office within 30 days of the discharge from the nursing home/ hospital. You may also have to give the TPA/ Company with added information and assistance as they might need it while processing the claim at regular intervals of time.

Waiver:

Waiver of the period of intimation may be taken into consideration in extreme cases of difficulties where it is ascertained to the TPA/ Company that the policyholder can't give any notice to file a claim within the predefined period.

Cashless Claims Procedure:

Claims relating to the Cashless facility will be made via the agreed list of Day Care Centre/ Nursing Home/ Network Hospital and is subject to the pre-admission approval. The TPA will verify that the individual qualifies the claim under the respective policy and after the satisfaction will issue a guarantee of payment letter/ a pre-authorization letter to the respective Hospital/ Day Care Centre/ Nursing Home specifying the sum assured as payable and also the disease for which the individual is looking to be admitted as a patient. The right to refute pre-authorization, if the policyholder is required to offer pertinent medical information as needed, is with the TPA.

This TPA will make the policyholder understand that denying the cashless facility will not construe to be the denial of the medical procedure. The policyholder might obtain the medical procedure as per his/ her attending medical practitioner and later on, present the duly filled claim papers to the third-party administrator for the reimbursement subject to the admissibility of the claim under defined terms and conditions of the insurance policy.

Document Checklist:

To file a claim with The Oriental Insurance, you will be required to keep the following documents handy:

  • Duly filled The Oriental Insurance Claim form
  • A copy of the claim intimation is given to the insurance provider along with the Xerox of the policy and its premium receipts.
  • Medical recovery report
  • Medical treatment report/ Hospital Discharge report
  • Leave certificate from the employer
  • Details of the medical expenses including cash memos/ original bills receipts together with the prescriptions.
  • Original reports of the tests conducted (ECG/ Sonography/ X-Ray etc.)
  • The registration number of the nursing home/ hospital, in case the hospital is not registered, along with the certificate of the attending medical practitioner about the number of beds, qualified staff/ nurses around the clock, availability of the qualified doctors/ consultants, well-equipped operation theatre in the nursing home/hospital
  • First Information Report (FIR)/ Police Panchnama about the accident

The Oriental Insurance FAQs

The Oriental Insurance - Latest News

  • Union Cabinet Decides to hold the National Insurance + The Oriental Insurance + United Insurance Merger

    The Union Cabinet on July, 08, 2020 decided to cease the merger process of National Insurance, The Oriental Insurance and United India Insurance amid the current situation. The focus has been shifted to their profitable growth with fund infusion of Rs 12,450 Crore.

    The cabinet headed by PM Modi also further decided to increase the authorized share capital of these three state-owned General Insurance Companies to Rs 5,000 Crore each. The budget 2020-21 laid down a provision of capital infusion of Rs 6,950 Crore in these three insurers to maintain the required solvency ratio. It will further help them in meeting the insurance needs of the economy, resource management, and improve risk management.

    Rs 3,475 Crore of capital infusion will be provided with immediate effect, and the remaining Rs 6,475 Crore will be released later in one or more batches. The Minister of Information and Broadcasting said that recapitalization will ensure stability among these government-owned insurance providers.

    The government has issued guidelines in the form of KPI’s to ensure optimum utilization of the capital infused, to ensure the efficiency of the business and profitable growth. Arun Jaitley, the then Finance Minister announced the merger of these three insurers in a single insurance entity in the Budget 2018-19, and the merger process was left incomplete due to the poor financial health of these companies.

  • Milap Chand appointed as the Chief Regional Manager at The Oriental Insurance Company

    A 1987 Direct Recruit Officer, Milap Chand has been appointed as the Chief Regional Manager of the at Nagpur regional branch of The Oriental Insurance. Before joining the Nagpur Regional Branch, Milap was working as a regional manager with the regional branch of The Oriental Insurance Company Limited in Raipur.

    Milap Chand belongs to Kangra in the state of Himachal Pradesh. He pursued his master’s degree in agricultural sciences and is also a Insurance Institute of India‘s fellow member. He has worked at Chandigarh, Ludhiana, and Shimla and managed various regional offices in several positions, such as divisional manager, branch manager, senior divisional manager, etc. before being promoted as a regional manager in 2013.

    He is well-known for his excellent Marketing proficiency in the General Insurance sector of the Indian Insurance Industry. Along with Vidharbha, the Regional Office at Nagpur also has some offices in Jalgaon, Dhule and Aurangabad, under its direct control. The offices combined procure premiums up to the amount of Rs. 128 Crores.

    The company post Milap Chand joining the office as Chief Regional Manager is expecting a procurement of utmost intact rural insurance business with premium touching an amount of nearly Rs. 200 Crores.

  • Oriental General Insurance and Other PSU Insurers to Give 13.5% hike on Wages

    The employees of 5 public sector insurance companies including The Oriental Insurance have got the wage hike of 13.5 % with retroactive affect from August 2012. The new wage pact is going to benefit 63,000 employees of the four state run general insurers that include The Oriental Insurance and sole re-insurer GIC.

    The newly appointed chairmen of GIPSA Mr. A.K Saxena who is also the chairmen and MD of The Oriental Insurance has told that the employees will be getting around 13.5% hike in their wages according to the agreement implemented since February 2016. He also concluded that, as per the wage revision the basic salary will be revised by merging the DA with the basic pay for all employees.

    The total annual wage hike will benefit around 8.5Lakh employees and officers in 43 banks. This annual wage hike will work out to be Rs.4, 725 Crore.

Written By: PolicyBazaar - Updated: 13 October 2020
5,020,359 Confirmed Cases in India*
34,478,590 Confirmed Cases worldwide*
931,582 Confirmed deaths worldwide*
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 21 Reviews)
The Oriental Insurance Company Ltd. Reviews & Ratings
4.2 / 5 (Based on 21 Reviews)
(Showing Newest 21 reviews)
Prabodh
Yashwant Nagar, September 23, 2020
Legal help
The general insurance policy which I took from the oriental insurance policy and I took the car plan. This is really good and best. I got the legal help too from the same. Thank you team.
Palanisami
R.udayagiri, September 22, 2020
Financial security
I am very much happy with the services of the oriental insurance plan and have been getting a great number of financial security under my plan. I took the car insurance plan and it is the best one. Thank you Oriental insurance.
Allen
Dabugam, September 21, 2020
Amazing plans
I found certain amazing plans from the website of the oriental insurance policy. It is very good and I can easily compare to get the best plans. Thank you so much team oriental.
Pablo
G.mahisani, September 21, 2020
Helpful at case of loss
My car was lost and I filed the claim for the same. And within 3-4 days I got my claim amount after all verification. It is easy to get the claim from oriental general insurance. I am thankful to team that they helped me at odd time.
Johnathan
Habra, September 18, 2020
Customer care
The customer care team was unable to issue my policy due to technical glitch but it was resolved on time. Thank you team.
Cade
Fakirsahi, September 18, 2020
Excellent customer service
It is very good to know that you tend to get best in class customer service support from the oriental company. The whole customer care team is quite enthusiastic and helpful in nature to their customers. Thank you so much team.
Quinn
Orai, September 18, 2020
Great assistance
I have recently got the general insurance policy from the oriental insurance plan. The whole customer care team is superb and understanding in nature. They really assisted me well with my general insurance plan.
Malakai
N.paravur, September 18, 2020
Helps to deal in legal liabilities
I have got the two wheeler insurance policy from the oriental general insurance company. I found the plan quite apt and beneficial for me. I have been able to get the legal liabilities benefits also under the same plan. That’s a brilliant plan which I got.
Ashukumar
G.mahisani, September 16, 2020
Risk free
I have made my life much risk free and tentative in nature. I have taken the car insurance general insurance policy from the website of the oriental insurance company. That was much easy and great. Thank you team.
Arhan
Habra, September 16, 2020
Financial help
I have recently took the car insurance policy from the oriental insurance company. It has given me a financial help at the time of any unforeseen activities which can take place any point of time. I am happy and quite satisfied with this plan.
Jaiden
Vadali, September 15, 2020
Big brands
I have got the general insurance policy from the Oriental insurance company and it has given me such a good plan. It is a big brand and with good services. Thank you to the whole team.
Fernando
Hadol, September 15, 2020
Soft copy not received on time
I am not able to get the car insurance soft copy on time. I really have to connect with the customer care for the same and later they sent the same to me on my registered email address. Thank you team but you can improve yourself.
Arun
Habra, September 14, 2020
Delay in policy
Though the services of the oriental insurance policy is a nice company but my soft copy of the general insurance plan was delayed. They can become better. Thank you team oriental plan.
Arumugan
Tajapur, September 14, 2020
Get discounts
Buying the car insurance plan is not easy task I used to think. But when I come up with the contact with oriental insurance company I have get to know about various plans and the policies. Even I got the discounts too. Thank you oriental insurance.
Amitiyoti
Orai, September 11, 2020
Excellent services
I have recently took the health insurance policy from the oriental insurance company and have received the best services ever could. It has been a best place for me to secure my health. Thank you team oriental insurance.
Amitesh
Yashwant Nagar, September 11, 2020
Network hospitals
The oriental general insurance company gave me the best health insurance policy and one of the good thing is that they helps in getting better hospitals for the treatment. Thank you so much team Oriental insurance.
Preston
Yashwant Nagar, September 10, 2020
Sales team
I have recently opted for the health insurance policy from oriental general insurance and I got the best plan for myself. Though the sales team was little delayed in providing the best facilities but later on I got the best plan. Thank you team.
Oscar
Orai, September 10, 2020
A better place
I have recently got the oriental general insurance plan and it is one of the best plans. I have received various good plans under this company so that I can easily secure my future. Thank you so much team Oriental insurance.
Abel
Yashwant Nagar, September 09, 2020
Health care at best
With the help of the oriental insurance plan I have made my life simple and subtle as I got the best health insurance policy and services from them. It has given me so much better plans and policies for me and my family. Now I am much happy and feeling secured. Thanks team.
Abjit
Nabadwip, September 08, 2020
Better services
I have got the general insurance policy from the oriental insurance company and it is one of the best plan which I had. I am quite happy with the services of the oriental insurance company. I am really thankful to whole team.
Nitesh
Aallapalli, August 26, 2020
Better services
I have got the general insurance policy from the oriental insurance company and it is one of the best plan which I had. I am quite happy with the services of the oriental insurance company. I am really thankful to whole team.

Top Articles

National Insurance Policy Renewal and Online Payment Process

National Insurance Policy Renewal and Online Payment Process

National Insurance Company allows its customers to pay the premium online. You can easily buy National Insurance policy online and also renew it using NICL Online Payment channel. This article will help you understand the ways to pay the premium fo...
How to Download Tata AIG General Insurance Policy?

How to Download Tata AIG General Insurance Policy?

Insurance becomes a necessary buy these days, considering the soaring inflation and ever grown cases of eventualities. An insurance policy offers you the much-needed financial shield in the hour of need. Indian insurance market is flooded with insu...
Top General Insurance Companies with Best Claim Settlement Rate

Top General Insurance Companies with Best Claim Settlement Rate

An individual goes to work to earn money so as to live a comfortable life, fulfil his family’s needs and secure his and his family’s future. He also envisions his family’s life after him and therefore purchases a life insurance policy that of...
How to Check The New India Assurance Company Claim Status?

How to Check The New India Assurance Company Claim Status?

The risk of uncertainty encircles your life and property. In the event of any financial or non-financial loss, only insurance will support you and your family to minimize the damage. In your endeavour to choose the helpful insurance policy for you,...
7 Common Questions and Answers about General Insurance

7 Common Questions and Answers about General Insurance

Gone are the days when you have insurance policies only for health and life, today when you have so many valuable assets, there are insurance policies for everything. From car to home to business, you have the insurance policies for everything. In ...
 
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL