ICICI Lombard Complete Health Insurance Plan

ICICI Lombard Complete Health Insurance ensures that your family remains secured and protected against untimely medical conditions. It also offers a floater option to cover the entire family (i.e., self, spouse, dependent parents and dependent children, brothers and sisters) under a single policy by paying a single premium. Besides offering a comprehensive cover, it also allows you to customize your medical plan.

Read More

ICICI Lombard Complete Health Insurance Plan

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Benefits of the Plan

    • The option of multiple sum insured is available.
    • It gives coverage up to Rs 10 Lakh
    • Offers lifetime policy renewal
    • No maximum entry age to buy the policy
    • No medical test is required up to 45 years of age.
    • Cashless settlement available across 4000+ network hospitals
    • No sub-limit option
    • Pre-existing diseases are covered immediately after 2/4 years of continuous coverage under the policy
    • The customer can avail an option of free health checkup at designated centres. The coupons would be given to each policyholder for every policy year. For floater basis, maximum 2 coupons are given.

    How to Cancel the Policy?

    A policyholder is allowed to cancel the policy by giving 15 days written a notice to the insurance company. The insurer will refund the premium for the unexpired period as per the following table, provided no claim has been made.


    Cancellation Period

    Policy Tenure

    Within 1 month

    From 1-3 months

    From 3-6 months

    From 6 months-1 year

    During 2nd year

    1st year

    75% premium

    50% premium

    25% premium

    0% premium


    2nd year

    75% premium

    65% premium

    50% premium

    25% premium

    0% premium


    In the base policy, there is no sub-limit on the following major illness and procedures-

    • Cancer
    • End Stage Renal Failure
    • Major Organ Transplant
    • Stroke
    • Multiple Sclerosis
    • All brain-related surgeries
    • All cardiac surgeries

    How to File For a Claim?

    The claims are serviced by ICICI Lombard Health Care, which is the company’s own claim processing portal. In case of planned or emergency hospitalization, use the health card at network hospitals to avail cashless hospitalization. All the claims have to be informed 48 hours before the hospitalization and within 24 hours in case of emergency.

    List of documents required at the time of claim

    • Duly filled claim form signed by the insured or the doctor within 60 days after the discharge
    • The original bill, receipts and discharge certificate received from the hospital
    • Original investigation test reports and payment receipts
    • Any other document required by the insurer

    What is not Covered?

    Below are certain health conditions and ailments which are not covered-

    • Medical expenses incurred during the first 30 days of the commencement of the policy coverage
    • Non-allopathic treatment
    • Expenses arising out of alcohol or drug
    • Cost of spectacles
    • Medical expenses incurred for treatment of AIDs
    • Tests relating to infertility
    • Joint replacement unless it is due to an accident

    Health insurance articles

    Recent Articles
    Popular Articles
    12 Tips to Avoid Common Health Problems During Summers

    12 May 2022

    India experiences a hot and dry summer season that lasts for up to...
    Read more
    Does Medical Insurance Cover Hearing Aids?

    12 May 2022

    The number of people who require hearing aids continues to grow...
    Read more
    Are Accidental Injuries Covered by Health Insurance in India?

    12 May 2022

    Accidents are unpredictable. Getting injured in an accident not...
    Read more
    6 Most Effective Ways to Prevent Viral Fever

    12 May 2022

    A change in weather can bring respite from the scorching summer...
    Read more
    Does Health Insurance Cover Death?

    06 May 2022

    Life is unpredictable and so is death. A lot of people lose their...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans in India 2022
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    Best Health Insurance Plans for Senior Citizens in 2022
    Considering the increase in medical inflation in India, buying adequate health insurance for your loved ones has...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more
    Download the Policybazaar app
    to manage all your insurance needs.