ICICI Lombard Critical Illness Plan

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      ICICI Lombard Critical Illness Plan

      The ICICI Lombard Critical Illness plan provides coverage for a wide range of critical diseases, including stroke, cancer, heart attack, etc. It pays a lump sum amount on the diagnosis of 18 specified critical illnesses for the first time. However, this ICICI Lombard health insurance policy has a 90-day waiting period and a 30-day survival period.

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      ICICI Lombard Critical Illness Plan: Key Highlights

      Categories Specifications
      Policy Tenure 1 year, 2 years, 3 years
      Pre-Policy Medical Check-ups May be required
      Critical Illness Waiting Period 90 days
      Survival Period 30 days

      Benefits of ICICI Lombard Critical Illness Plan

      Check out the key benefits of buying an ICICI Lombard critical illness plan:

      • Coverage for 18 Major Illnesses- This mediclaim insurance policy provides coverage for 18 major critical illnesses, including heart attack, cancer, stroke, kidney failure, etc.
      • Lump Sum Payment- With this critical illness insurance policy, policyholders can obtain the sum insured amount in a lump sum upon the first diagnosis of the critical illness, allowing them to cover non-medical expenses resulting from the treatment.
      • Tax Benefits - ICICI Lombard Critical Illness policyholders can avail tax benefits on the paid premium under Section 80D of the Income Tax Act.

      ICICI Lombard Critical Illness Plan Eligibility Criteria

      Here is the eligibility criteria to buy an ICICI Lombard Critical Illness plan:

      Parameters Eligibility Criteria
      Minimum Entry Age 18 years
      Maximum Entry Age 65 years
      Coverage Type Individual
      Renewability Lifelong

      Inclusions of ICICI Lombard Critical Illness Plan

      The following coverage is included in the ICICI Lombard Critical Illness plan:

      • Critical Illness Cover - It provides a lump sum payment on the first diagnosis of a covered critical illness.

      Exclusions of ICICI Lombard Critical Illness Plan

      The ICICI Lombard Critical Illness plan excludes the following:

      • Pre-existing diseases
      • Pregnancy and childbirth
      • Congenital external defects
      • Intentional self-injury
      • Treatment for alcohol or drug addiction
      • Consequential losses
      • Diseases or injuries due to war or nuclear perils

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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