Individuals in the age group of 30-50 years are dealing with a lot of financial stress and during such times they become vulnerable to critical illnesses. ICICI Lombard General Insurance offers Critical care critical illness policy with a lump sum payout on the diagnosis of 9 specified critical Illnesses, with accidental death and permanent total disability cover. The insurer also offers critical illness cover under the ICICI Lombard Complete Health Insurance plan.
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ICICI Lombard Critical Care policy covers permanent and total loss of limbs, sight, etc. after an accident. The compensation is given as a lump sum benefit if the disability results in loss of employment.
For more details, you can refer to the ICICI Lombard critical illness policy wording.
The ICICI Lombard critical illness plan shall cover, subsequent to 90 days from the policy commencement, the following major medical illnesses and procedures as given below:
If the policyholder is diagnosed with any of the above-listed critical illnesses, then the policyholder is entitled to the entire lump sum benefit of the Sum Insured opted for.
In this comprehensive ICICI Lombard health insurance policy you can avail of critical illness cover as an add-on benefit. The sum insured limit in this policy is Rs 2 lakh to Rs 50 lakh. The coverage is provided for all the critical illnesses mentioned above.
You can also opt for hospital daily cash cover, convalescence benefits, and coverage for critical illnesses. The sum insured ranges from Rs 2 lakh to Rs 10 lakh. It provides maternity cover, new-born baby cover, Ayush cover, COVID hospitalization cover, and outpatient treatment cover. The plan also includes wellness programs and preventive healthcare programs.
A Critical illness insurance policy offers coverage for life-threatening diseases stroke, heart attack, cancer. The average medical costs of these illnesses are higher, and critical illness policies pay out the sum insured to help cover healthcare costs that cannot be met by basic health insurance plans.
The critical illnesses covered under ICICI Lombard health insurance policy are given below:
Yes, you can easily buy ICICI critical illness policy online from Policybazaar.com. You can compare the policy features on the website and purchase from the comfort of your home.
Yes, you can use ICICI Lombard critical illness premium calculator online on the insurer’s site or Policybazaar.com
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