ICICI Lombard Health Insurance Premium Calculator

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      ICICI Lombard Health Insurance Premium Calculator

      ICICI Lombard health insurance premium calculator is used to find out the premium of an ICICI Lombard health plan before purchasing it. It is an online tool for calculating the estimated premium payable to buy an ICICI Lombard health policy. The calculator estimates the premium based on the information provided by the insurer, including the desired sum insured, city of residence, etc.

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      How to Calculate ICICI Lombard Health Insurance Premium?

      ICICI Lombard health insurance premiums can be easily calculated using a premium calculator online. Follow the steps given below to calculate the premium of an ICICI Lombard health policy:

      • Go to Policybazaar.com and click on ‘Insurance Products’ on the menu bar
      • Select ‘Health Insurance Calculator’ from the dropdown menu
      • Scroll down to the calculator widget and enter your city of residence
      • Choose the people you want to buy a health policy for and fill in the age
      • Pick the desired sum insured and click on ‘Calculate’

      The ICICI Lombard health insurance premium amount for various plans will be displayed.

      ICICI Lombard Health Insurance Premium Chart

      ICICI Lombard health insurance premium chart lists the premium for an ICICI Lombard health policy for different sum insured and relationship combinations. It consists of the premium charged by the ICICI Lombard General Insurance Company, allowing people to know the estimated premium payable for a health policy. Customers can find the premium chart in the brochure, prospectus and policy document of an ICICI Lombard health policy.

      Benefits of Using ICICI Lombard Health Insurance Premium Calculator

      Take a look at the key benefits of using an ICICI Lombard premium calculator:

      • Customizations Possible – The calculator allows people to know the difference in the premium of an ICICI Lombard health insurance plan by removing or adding any coverage or riders. This enables them to customize their policy to suit their coverage needs and budget.
      • Make an Informed Decision – By using a premium calculator, people can get an idea of how much an ICICI Lombard health policy will cost them before making the purchase. This helps them make an informed decision about choosing a plan that offers their desired coverage for the best price.
      • Compare Premiums – The ICICI Lombard health insurance premium calculator makes it easy for people to compare different health insurance plans based on their premiums and coverage benefits. Thus, it helps them to find the most suitable plan at the best premium rates.
      • Hassle-free Process - Manual calculations of different premiums can be complicated, leading to several errors. Using an ICICI Lombard premium calculator is much easier and provides accurate results without any hassles.
      • Time Saving – Going through the premium charts of different ICICI Lombard health plans can be time-consuming. But that is not the case with a premium calculator as it calculates the premium much faster.

      How is ICICI Lombard Health Insurance Premium Determined?

      ICICI Lombard General Insurance Company considers the following factors while calculating medical insurance premiums:

      • Geographical Location

        The geographical location of the insured affects the premium of an ICICI Lombard health policy. People living in Tier 1 cities are charged a higher premium than those in Tier 2 and Tier 3 cities. This is because healthcare expenses in metropolitan cities are more expensive and, thus, creates a larger burden on the insurance company.

      • Medical History

        The ICICI Lombard General Insurance Company charges a higher premium to people with a medical history. This is because people with an existing illness or medical condition lead to definite claims that increase the liability of the insurance company.

      • Sum Insured

        The sum insured directly impacts the premium of an ICICI Lombard health policy. The higher is the sum insured, the higher would be the premium amount. This is because the liability of the insurance company is higher for a policy with a higher sum insured.

      • Age of the People Covered

        ICICI Lombard health insurance premiums are directly proportional to the age of the insured. The older is the person, the higher will be the premium amount. This is because the chances of developing a disease/ medical condition and raising claims increases with age.

      • Gender of the Insured

        The gender of the insured also impacts the premium of an ICICI Lombard health policy. Insurers charge a lower premium to females as men have a higher risk of major illnesses, like stroke, heart attack, etc.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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