IndiaFirst Life TULIP Plus Plan is a Unit-Linked Insurance Plan (ULIP), that has market-based investment opportunities. It is a strategy that can be adopted by those willing to build wealth in the long term while ensuring their families' financial security. As a subsidiary of the larger IndiaFirst Life ULIP family, it offers diversified funds, flexible investment options, and a high life insurance cover of up to 100 times the annual premium.
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
| Criteria | Minimum | Maximum |
| Entry Age | 18 Years | 60 Year |
| Maturity Age | 75 Years | |
| Premium Payment Term | 5 Years | 30 Years |
| Policy Term | 10 Year | 40 Years |
| Premium Amount | As Per Plan | No Fixed Limit |
The plan offers several investment and protection features designed to support financial goals. Here are the key features under the IndiaFirst Life ULIP Plus Plan:
Before choosing the best investment plan, it is essential to understand how it works and what it offers. The following are the key benefits of IndiaFirst Life TULIP Plus Plan.
The number of riders can be increased on the base policy to increase coverage. We will review the possible riders.
It will offer a grace period after the premium is due, allowing policyholders to make payment before the policy expiry.
If the policy is lost due to nonpayment, it can be reinstated within a specified period by paying all missed payments plus interest.
Policyholders have the right to a 15-day free look period, during which they may receive the policy and cancel if they are not pleased.
The policy year can charge surrender fees, and the policy before it matures can be surrenderable.
It will be left to policyholders to decide whether to change an investment of their choice based on market conditions or their financial goals.
| Fund Name | NAV |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| IndiaFirst EBP Dynamic Moderator Fund | ₹22.66 | ₹9 Cr | 5.83% | - | |
| IndiaFirst Flexi Cap Equity Fund | ₹18.99 | ₹199 Cr | - | - | |
| IndiaFirst Sustainable Equity Fund | ₹15.44 | ₹18 Cr | - | - | |
| IndiaFirst Equity Elite Opportunities Fund | ₹27.62 | ₹153 Cr | 10% | - | |
| IndiaFirst Equity Pension | ₹57.61 | ₹10 Cr | 12.68% | 12.99% | |
| IndiaFirst Balanced Pension | ₹44.24 | ₹3 Cr | 9.64% | 10.61% | |
| IndiaFirst Debt Pension | ₹26.72 | ₹1 Cr | 4.53% | 5.21% | |
| IndiaFirst Equity | ₹53.13 | ₹20 Cr | 11.63% | 12.13% | |
| IndiaFirst Balanced | ₹42.05 | ₹9 Cr | 9.32% | 10.18% | |
| IndiaFirst Debt | ₹27.1 | ₹1 Cr | 4.62% | 5.29% | |
| IndiaFirst Equity 1 | ₹48.06 | ₹5096 Cr | 11.17% | 12.4% | |
| IndiaFirst Debt 1 | ₹25.37 | ₹1869 Cr | 5.08% | 5.03% | |
| IndiaFirst Balanced 1 | ₹37.03 | ₹331 Cr | 8.86% | 9.58% | |
| IndiaFirst Index Tracker | ₹40.39 | ₹35 Cr | 9.15% | 11.2% | |
| IndiaFirst Value | ₹52.21 | ₹273 Cr | 11.37% | 12.65% | |
| IndiaFirst Dynamic Asset Allocation | ₹38.29 | ₹320 Cr | 7.93% | 7.6% | |
| IndiaFirst Bond Fund | ₹27.94 | ₹297 Cr | 5.24% | 5.83% | |
| IndiaFirst Equity Advantage Fund | ₹52.57 | ₹132 Cr | 11.22% | 12.46% | |
| IndiaFirst Macro Trends Fund | ₹9.75 | ₹13 Cr | - | - | |
| IndiaFirst Multi Cap Equity Fund | ₹10.75 | ₹104 Cr | - | - | |
| IndiaFirst Large Cap Equity Fund | ₹11 | ₹143 Cr | - | - | |
| IndiaFirst Pension Debt Fund | ₹10.24 | ₹3 Cr | - | - |
There are some requirements that may limit the policy's coverage. Here are the key exclusions:
In case the life assured commits suicide within the given first policy term, the policy might not give the complete benefit of death as stipulated in the policy.
Disability rider claims are subject to definite conditions and medical justifications before one receives a payment.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ