IndiaFirst Life TULIP Plus Plan

IndiaFirst Life TULIP Plus Plan is a Unit-Linked Insurance Plan (ULIP), that has market-based investment opportunities. It is a strategy that can be adopted by those willing to build wealth in the long term while ensuring their families' financial security. As a subsidiary of the larger IndiaFirst Life ULIP family, it offers diversified funds, flexible investment options, and a high life insurance cover of up to 100 times the annual premium.

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15.8 Crore
Registered Consumer
53
Insurance Partners
7.16 Crore
Policies Sold

List of ULIP Funds ~
Fund Name
AUM
Returns (in %)
3 Year
5 Year
10 Year
64,561 Cr
Returns
17.5%
Highest Returns
Returns
16.05%
Returns
16.46%
Get Details
35,606 Cr
Returns
13.72%
Highest Returns
Returns
12.62%
Returns
13.49%
Get Details
15,248 Cr
Returns
19.66%
Returns
20.2%
Highest Returns
Returns
19.8%
Get Details
25 Cr
Returns
-
Returns
22.9%
Highest Returns
Returns
15.6%
Get Details
11,764 Cr
Returns
15.2%
Returns
15.13%
Returns
19.74%
Highest Returns
Get Details
5,823 Cr
Returns
13.37%
Highest Returns
Returns
12.36%
Returns
13.21%
Get Details
6,068 Cr
Returns
16.08%
Highest Returns
Returns
15.77%
Returns
14.99%
Get Details
5,200 Cr
Returns
12.91%
Returns
11.69%
Returns
13.14%
Highest Returns
Get Details
3,273 Cr
Returns
10.79%
Returns
10.46%
Returns
14.66%
Highest Returns
Get Details
3,152 Cr
Returns
7.84%
Returns
7.37%
Returns
9.24%
Highest Returns
Get Details
1,462 Cr
Returns
6.21%
Returns
6.56%
Returns
9.09%
Highest Returns
Get Details
1,105 Cr
Returns
12.46%
Returns
11.05%
Returns
13.88%
Highest Returns
Get Details
517 Cr
Returns
9.36%
Returns
8.17%
Returns
10.59%
Highest Returns
Get Details
147 Cr
Returns
9.71%
Returns
10.58%
Returns
12.61%
Highest Returns
Get Details
5 Cr
Returns
7.11%
Returns
7.17%
Returns
9.76%
Highest Returns
Get Details
209 Cr
Returns
11.16%
Returns
11.37%
Returns
12.56%
Highest Returns
Get Details
0 Cr
Returns
11.07%
Highest Returns
Returns
9.12%
Returns
10.41%
Get Details
see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Eligibility Criteria for the IndiaFirst Life TULIP Plus Plan

Criteria Minimum Maximum
Entry Age 18 Years 60 Year
Maturity Age 75 Years
Premium Payment Term 5 Years 30 Years
Policy Term 10 Year 40 Years
Premium Amount As Per Plan No Fixed Limit

Features of the IndiaFirst Life TULIP Plus Plan

The plan offers several investment and protection features designed to support financial goals. Here are the key features under the IndiaFirst Life ULIP Plus Plan:

  • Life Insurance Cover: Policyholders can be provided with life insurance coverage equal to 100 times the annual premium, which will greatly protect their families.
  • Return Of Charges: IndiaFirst Life TULIP Plus Plan offers return of premium allocation charges and mortality charges, which are returned to the fund value throughout the policy term, thereby increasing investment returns.
  • Multiple Fund Options: There are 10 diversified funds with varying risk levels for investors to choose from, based on their objectives.
  • New Equity-Based Funds: The IndiaFirst Life TULIP Plus Plan will include the Multi-Cap Equity Fund and the Macro Trend Fund, which will invest in high-growth companies aligned with the long-term market trend.
  • Lowered Premium Allocation Charges: IndiaFirst Life TULIP Plus Plan is also more effective when one has large investments, as the higher the premium investments, the lower the allocation charges.
  • Sophisticated Investment Policies: There are three investment strategies that policyholders can use to manage risk and invest effectively.
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Benefits of the IndiaFirst Life TULIP Plus Plan

Before choosing the best investment plan, it is essential to understand how it works and what it offers. The following are the key benefits of IndiaFirst Life TULIP Plus Plan.

  • Maturity Benefit: The maturity benefit is the accumulated fund value remitted to the policyholder upon the policyholder's survival to the end of the policy term.
  • Wealth Creation Opportunity: The plan offers the opportunity to accumulate wealth in the long term through equity-based investments and diversified funds.
  • Tax Benefits: Tax benefits may include tax premiums paid and tax benefits received, as defined in the applicable regulations and income tax laws.
  • Flexible Investment Alternatives: The IndiaFirst Life TULIP Plus Plan offers a range of investment options, and policyholders can customize their investment strategy based on risk tolerance and investment objectives.

Riders Under the IndiaFirst Life TULIP Plus Plan

The number of riders can be increased on the base policy to increase coverage. We will review the possible riders.

  • Accidental Death Benefit Rider: This rider provides additional financial protection if the life assured dies in an accident.
  • Permanent and Total Disability Rider: If the insured suffers permanent disability due to an accident, the rider will pay the sum assured.

Policy Details of the IndiaFirst Life TULIP Plus Plan

  1. Grace Period

    It will offer a grace period after the premium is due, allowing policyholders to make payment before the policy expiry.

  2. Revival

    If the policy is lost due to nonpayment, it can be reinstated within a specified period by paying all missed payments plus interest.

  3. Free Look Period

    Policyholders have the right to a 15-day free look period, during which they may receive the policy and cancel if they are not pleased.

  4. Surrender

    The policy year can charge surrender fees, and the policy before it matures can be surrenderable.

    Invest in high growth ULIP Plans Invest in high growth ULIP Plans
  5. Fund Switching

    It will be left to policyholders to decide whether to change an investment of their choice based on market conditions or their financial goals.

Fund Name NAV sort icon AUM sort icon 5 Yr Returns sort icon 10 Yr Returns sort icon
IndiaFirst EBP Dynamic Moderator Fund ₹23.07 ₹9 Cr 5.62% -
IndiaFirst Flexi Cap Equity Fund ₹19.02 ₹234 Cr - -
IndiaFirst Sustainable Equity Fund ₹15.7 ₹21 Cr - -
IndiaFirst Equity Elite Opportunities Fund ₹27.7 ₹157 Cr 8.51% -
IndiaFirst Equity Pension ₹57.66 ₹10 Cr 11.07% 12.09%
IndiaFirst Balanced Pension ₹45.61 ₹3 Cr 8.88% 10.23%
IndiaFirst Debt Pension ₹28.41 ₹1 Cr 5.57% 5.43%
IndiaFirst Equity ₹53.52 ₹20 Cr 10.26% 11.38%
IndiaFirst Balanced ₹42.51 ₹9 Cr 8.42% 9.61%
IndiaFirst Debt ₹29.42 ₹1 Cr 5.98% 5.66%
IndiaFirst Equity 1 ₹48.54 ₹5199 Cr 9.76% 11.63%
IndiaFirst Debt 1 ₹25.94 ₹1812 Cr 5.34% 4.79%
IndiaFirst Balanced 1 ₹37.68 ₹303 Cr 8.1% 9.16%
IndiaFirst Index Tracker ₹40.59 ₹35 Cr 7.59% 10.63%
IndiaFirst Value ₹52.64 ₹278 Cr 9.84% 11.66%
IndiaFirst Dynamic Asset Allocation ₹38.81 ₹315 Cr 7.24% 7.25%
IndiaFirst Bond Fund ₹28.58 ₹249 Cr 5.44% 5.57%
IndiaFirst Equity Advantage Fund ₹53.09 ₹142 Cr 9.72% 11.72%
IndiaFirst Macro Trends Fund ₹9.76 ₹14 Cr - -
IndiaFirst Multi Cap Equity Fund ₹10.77 ₹106 Cr - -
IndiaFirst Large Cap Equity Fund ₹11.11 ₹144 Cr - -
IndiaFirst Pension Debt Fund ₹10.41 ₹3 Cr - -
IndiaFirst Pension Equity Fund ₹10.58 ₹106 Cr - -
See more plans

Exclusions Under the IndiaFirst Life TULIP Plus Plan

There are some requirements that may limit the policy's coverage. Here are the key exclusions:

  1. Suicidal Cover

    In case the life assured commits suicide within the given first policy term, the policy might not give the complete benefit of death as stipulated in the policy.

  2. Total Permanent Disability (TPD)

    Disability rider claims are subject to definite conditions and medical justifications before one receives a payment.

FAQs

  • What are the investment strategies that can be considered on the IndiaFirst Life TULIP Plus Plan?

    The plan provides three investment alternatives, which include Self-Managed Strategy, Smart Switch Strategy, and Age-Based Investment Strategy, where the investor is able to control the level of risk as well as the way funds are allocated.
  • How many funds are available in the IndiaFirst Life TULIP Plus Plan?

    The plan offers 10 diversified funds, including equity and balanced funds, to meet the risk appetites of different people.
  • Who should consider the IndiaFirst Life TULIP Plus Plan?

    This plan should be viewed as part of long-term financial planning for individuals seeking a mix of life insurance coverage and market-related investment growth.
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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 1216 Reviews)

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IndiaFirst ULIP Plans Reviews & Ratings

4.6 / 5 (Based on 1216 Reviews)
(Showing Newest 10 reviews)
Venkat
Siliguri, August 05, 2026
Smart Savings Smart Choice
Reliance Nippon Life Smart Savings Insurance Plan purchased through PolicyBazaar is a smart choice for long term savings. The plan features are comprehensive ensuring financial security. Kudos to PolicyBazaar for their impressive service.
Meera
Jamshedpur, August 04, 2026
Optimizing Wealth Optimizing Future
Opting for Kotak Mahindra Wealth Optimise through PolicyBazaar was a strategic choice. The plans features are exceptional providing a diverse range of investment options. PolicyBazaars service exceeded my expectations.
Prakash
Cuttack, August 03, 2026
Wealth Accumulation Simplified
SBI Life Smart Wealth Builder made easy by PolicyBazaar gives you easy way to make more money. The plan has strong stuff keeping your future safe. PolicyBazaar did very good service.
Shalini
Ranchi, August 02, 2026
PolicyBazaar Setting the Standard for Service
PolicyBazaars service set a high standard. Their teams knowledge and assistance in choosing the right ULIP plan were exemplary. A top notch experience overall.
Sumit
Pune, July 24, 2026
A Click to Secure Future
HDFC Life Click two Invest bought through PolicyBazaar provides a secure investment avenue. The plan features are comprehensive and user friendly. PolicyBazaar service was commendable throughout.
Divya
Ranchi, June 22, 2025
Kotak E Invest plus Policybazaar equal Win
Best combo. Policybazaars help made it stress free.
Harsha
Guwahati, June 21, 2025
Promise for Growth Plus Is Understated
It quietly delivers what it promises. Good pick.
Meera
Vellore, June 20, 2025
Click to Invest Makes Investing Fun
Simple UI digital first and a great entry level product.
Nikhil
Shimla, June 19, 2025
Goal Assure IV Seems Tailored for Me
Plan gives control over fund choice and returns.
Aditi
Vijayawada, June 16, 2025
Policybazaar Helped Me Choose Confidently
Smart Fortune Plus was explained so well. Really appreciated the clarity.


˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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