*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Kotak Mahindra General Insurance Co. Ltd. provides Arogya Sanjeevani health insurance policy with comprehensive coverage benefits. From daycare treatments to modern procedures like oral chemotherapy are covered. The policy criteria, features, and coverage details are given below:
The policy offers health insurance coverage for pre and post-hospitalization expenses, in-patient hospitalization charges like room rent and ICU/ICCU, AYUSH treatments, daycare treatments, and ambulance charges. Moreover, the policy offers a cumulative bonus of 5% to 50%, a free look period of 15 days, and portability benefits.
Criteria |
Specifications |
Sum Insured |
Rs 1 lakh to Rs 5 lakh |
Entry Age Criteria |
18-65 years |
Dependent Children |
3 months-25 years |
Co-pay |
5% |
ICU/ICCU Charges |
Covered |
Cataract Surgery |
Covered |
Pre-existing diseases |
48 months/4-years |
Kotak Arogya Sanjeevani policy offers the following features and benefits to the insured:
Kotak Arogya Sanjeevani policy offers the following features and benefits to the insured:
The list of exclusions under the Kotak Arogya Sanjeevani policy is given below:
The process to file Kotak Arogya Sanjeevani health claims for both cashless and reimbursement processes is given below:
You can file a cashless claim for treatments taken in a network hospital. All the medical insurance claims are subjected to TPA or the Insurer’s authorization approval:
The insurer may ask for the following documents at the time of claim settlement:
For any queries and further claim assistance, you can email us at care@policybazaar.com or call us at 1800-708-8787.
Ans: Kotak Arogya Sanjeevani policy is a standard health insurance scheme that pays for your healthcare expenses up to Rs 5 lakh. The coverage benefits include hospitalization cost, pre and post-hospitalization expenses, ICU/ICCU, and room rent charges, along with modern treatments.
Ans: The minimum & maximum sum that can be insured by the Kotak Arogya Sanjeevani plan is Rs 1 lakh and Rs 5 lakh.
Ans: The policyholders can avail cashless treatment in more than 4000 hospitals under the Kotak Arogya Sanjeevani Policy.
Ans: Yes, Kotak Arogya Sanjeevani policy covers Ayush hospitalization including Ayurveda treatment.
Ans: Yes, you can get 5% to 50% of the cumulative bonus with Kotak Arogya Sanjeevani health plan if you have not filed any claim during the policy term.