Zurich Kotak (formerly known as Kotak Mahindra) Health Insurance Premium Calculator

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      Zurich Kotak (formerly known as Kotak) Health Insurance Premium Calculator

      It is suggested that you know about the premium rates of a health insurance policy before zeroing down on it. A mediclaim premium calculator will prove to be handy for this purpose. In the Kotak health insurance calculator you need to provide information for every individual you plan to cover.

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      The online premium calculator should include the age of the applicant and the policy coverage amount you want to opt for. And if you are looking for a Kotak health insurance plan for multiple members then you need to provide information for all of them. You also need to specify any pre-existing medical condition while calculating the health insurance premium amount.

      Zurich Kotak (formerly known as Kotak) Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      4000+

      Incurred Claim Ratio

      48.21

      Renewability

      Lifelong

      Waiting Period

      4 years

      Zurich Kotak Family health insurance premium calculator

      Kotak’s family health premium calculator can be used to buy a comprehensive health insurance policy online. It is helpful to calculate the premium for separate policies for different family members, and also for the entire family under a single health plan. You need to provide details about the age of every insured member along with the insurance amount. Based on the information provided you can also calculate the premium amount that is payable for the policy.

      How to Calculate Zurich Kotak Health Insurance Premium?

      To calculate the premium for Kotak health insurance plans you need to enter the following information in the calculator:

      • Age of the Insured- It is an important deciding factor and with age, the premium also rises
      • Sum Insured-The premium calculator derives the premium cost based on the sum insured amount that you have entered. The higher the coverage amount more will be the premium.
      • Pre-existing medical conditions- Your current medical records and medical history both are important when purchasing a health insurance policy. Applicants with pre-existing medical conditions like high BP, diabetes might need to pay a higher premium.
      • Family medical history- If any of the family members of the applicant suffer from any critical conditions, then the health insurance premium will be on the higher side considering the risk factor.

      Zurich Kotak (formerly known as Kotak) Health Insurance Premium Chart

      Zurich Kotak health insurance premium chart is a table that includes health insurance premiums for a specific health plan. The policy premium along with the age, sum insured amount, and the policy term criteria is given in the tabularized form.

      Benefits of Using Zurich Kotak Health Insurance Premium Calculator

      Before you purchase a health insurance policy, you must calculate the policy premiums. With the mediclaim premium calculator you can avail the following benefits:

      • Using the calculator you can increase or decrease the policy coverage benefits
      • You can calculate the premium amount that you need to pay
      • You can be sure if the premium is justifiable against the coverage provided
      • The tool allows you to compare different health insurance plans and choose the best on
      • You can select the right health insurance plan at the lowest premium rates
      • You can modify the policy features and see how it reflects on the premium
      • You don’t need to meet anyone, you can simply do it from the comfort of your home
      • You don’t need to get confused with the premium charts, as you get the premium results through the calculator

      To know more about health insurance plans by Kotak General Insurance you can chat with us and we will get you a policy in a quick and effective way.

      FAQs

      • Q1.  What is the use of the Zurich Kotak premium calculator?

        You can use the Zurich Kotak health premium calculator to get the premium of any Kotak health insurance plan that you want to buy. You can find the premium for both individual and family floater Kotak medical insurance plans in just a few seconds.  This is an online tool that saves your time and is accurate to use.  You can use the online premium calculator on Policybazaar.com before buying any of the health insurance plans in India.

      • Q2. Does my age affect Zurich Kotak’s health insurance premium?

        Yes, your age is one of the most important factors in deciding the health insurance premium. When using an online Kotak premium calculator you need to provide the age of every member that needs to be insured.

      • Q3. What are the key factors affecting the premium of my Zurich Kotak health insurance plans?

        Here are the key factors that are taken into consideration when deciding the cost of health insurance premium:

        • You age
        • Sum insured/Coverage Amount
        • Policy term
        • Gender
        • Number members that will be covered in the policy

        Medical history ( if any)

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
      Zurich Kotak Health Insurance Plans
      Zurich Kotak Group Health Insurance
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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