Kotak Health Insurance Premium Calculator

(11 Reviews)
Insurer Highlights

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Get insured from the comfort of your home
Get insured from the comfort of your home
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Kotak Health Insurance Premium Calculator

      It is suggested that you know about the premium rates of a health insurance policy before zeroing down on it. A mediclaim premium calculator will prove to be handy for this purpose. In the Kotak health insurance calculator you need to provide information for every individual you plan to cover.

      Read More

      The online premium calculator should include the age of the applicant and the policy coverage amount you want to opt for. And if you are looking for a Kotak health insurance plan for multiple members then you need to provide information for all of them. You also need to specify any pre-existing medical condition while calculating the health insurance premium amount.

      Kotak Mahindra Health Insurance at a Glance:

      Key Features

      Highlights

      Network Hospitals

      4000+

      Incurred Claim Ratio

      48.21

      Renewability

      Lifelong

      Waiting Period

      4 years

      Kotak Family health insurance premium calculator

      Kotak’s family health premium calculator can be used to buy a comprehensive health insurance policy online. It is helpful to calculate the premium for separate policies for different family members, and also for the entire family under a single health plan. You need to provide details about the age of every insured member along with the insurance amount. Based on the information provided you can also calculate the premium amount that is payable for the policy.

      How to Calculate Kotak Health Insurance Premium?

      To calculate the premium for Kotak health insurance plans you need to enter the following information in the calculator:

      • Age of the Insured- It is an important deciding factor and with age, the premium also rises
      • Sum Insured-The premium calculator derives the premium cost based on the sum insured amount that you have entered. The higher the coverage amount more will be the premium.
      • Pre-existing medical conditions- Your current medical records and medical history both are important when purchasing a health insurance policy. Applicants with pre-existing medical conditions like high BP, diabetes might need to pay a higher premium.
      • Family medical history- If any of the family members of the applicant suffer from any critical conditions, then the health insurance premium will be on the higher side considering the risk factor.

      Kotak Mahindra Health Insurance Premium Chart

      Kotak Mahindra health insurance premium chart is a table that includes health insurance premiums for a specific health plan. The policy premium along with the age, sum insured amount, and the policy term criteria is given in the tabularized form.

      Benefits of Using Kotak Health Insurance Premium Calculator

      Before you purchase a health insurance policy, you must calculate the policy premiums. With the mediclaim premium calculator you can avail the following benefits:

      • Using the calculator you can increase or decrease the policy coverage benefits
      • You can calculate the premium amount that you need to pay
      • You can be sure if the premium is justifiable against the coverage provided
      • The tool allows you to compare different health insurance plans and choose the best on
      • You can select the right health insurance plan at the lowest premium rates
      • You can modify the policy features and see how it reflects on the premium
      • You don’t need to meet anyone, you can simply do it from the comfort of your home
      • You don’t need to get confused with the premium charts, as you get the premium results through the calculator

      To know more about health insurance plans by Kotak General Insurance you can chat with us and we will get you a policy in a quick and effective way.

      FAQs

      • Q1.  What is the use of the Kotak premium calculator?

        You can use the Kotak health premium calculator to get the premium of any Kotak health insurance plan that you want to buy. You can find the premium for both individual and family floater Kotak medical insurance plans in just a few seconds.  This is an online tool that saves your time and is accurate to use.  You can use the online premium calculator on Policybazaar.com before buying any of the health insurance plans in India.

      • Q2. Does my age affect Kotak’s health insurance premium?

        Yes, your age is one of the most important factors in deciding the health insurance premium. When using an online Kotak premium calculator you need to provide the age of every member that needs to be insured.

      • Q3. What are the key factors affecting the premium of my Kotak health insurance plans?

        Here are the key factors that are taken into consideration when deciding the cost of health insurance premium:

        • You age
        • Sum insured/Coverage Amount
        • Policy term
        • Gender
        • Number members that will be covered in the policy

        Medical history ( if any)

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
      Kotak Mahindra Health Insurance Plans
      Kotak Mahindra Group Health Insurance
      Health Care

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by Manipal Cigna Health Insurance Plans

      01 Mar 2024

      Amidst the ongoing surge in healthcare expenses, securing
      Read more
      Star Preventive Health Check-ups: All You Need to Know

      29 Feb 2024

      Preventive health check-ups are essential to monitor critical
      Read more
      Reasons to Purchase High-Value Health Insurance Cover

      21 Feb 2024

      When you decide to purchase a health insurance plan for you and
      Read more
      Surgeries Covered by New India Assurance Health Insurance Plans

      22 Feb 2024

      In an era where healthcare expenses are skyrocketing in India, the
      Read more
      Is a 10 Lakh Health Insurance Adequate in Your City?

      10 Jan 2024

      An ongoing medical inflation of 14 percent in India (the highest
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      How Senior Citizens can save Tax with Medical Bills u/s 80 D?
      Senior citizens can save on income tax by availing tax benefits on medical expenses under Section 80D of the Income
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL