Kotak Health Insurance Top Up Plan

Kotak Mahindra Health Insurance Super Top-up policy offers additional health insurance cover over and above the basic health insurance plan. It works alongside your existing health plan and covers the expenses that go beyond your existing sum insured. Once the policy deductible amount is paid, the Kotak health Super top-up policy covers the amount over and above the deductibles.

Read More

Get insured from the comfort of your home No medicals required

Tell us about you

Kotak Health Insurance Top Up Plan

All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Moreover, the policy helps to enhance the base sum insured to be able to meet huge hospitalization expenses exceeding your current coverage amount. It might be a good option for people who want to save money and do not want to dip into their savings to protect their health.

    Kotak Mahindra Health Super Top-up Policy

    Kotak Mahindra Health Super top-up policy offers higher sum insured options up to Rs 40 lakh. For instance, if you buy a Kotak Mahindra Super Top-up plan of Rs 10 lakh and the deductible is Rs 3 lakh, and the hospital bill comes out to be Rs 10 lakh then the insurance company will pay off the amount over and above Rs 3 lakh i.e. Rs 7 lakh. The policy details features, benefits, inclusions and exclusions are given in detail below:

    Kotak Mahindra Health Super Top-up Eligibility Criteria

    Eligibility Criteria

    Specifications

    Minimum Entry Age

    18-years

    Maximum Entry Age

    80-years

    Sum Insured

    Rs 3 lakh to Rs 40 lakh

    Aggregate Deductible  

    up to Rs 10 lakh

    Waiting Period for Pre-existing Diseases

    2 years

    Key Features of Kotak Mahindra Health Super Top-up Policy

    The features and benefits under the Kotak Mahindra Super Top-up Health Insurance plan are given below:

    • The Kotak Mahindra Health Super top-up policy has a wide range of Sum insured options from Rs 3 lakh to Rs 40 lakh
    • The Kotak Mahindra Health top-up policy has a wide range of deductible options up to Rs 10 lakh
    • In-patient care treatment charges are covered as well  pre-hospitalization covered up to 30 days
    • Post-hospitalization expenses are covered up to 60 days
    • 405 Daycare procedures are covered as well
    • The policy duration cover is 2 to 3 years
    • Restoration of the sum insured is provided during the policy term
    • The sum insured is doubled in case of accidental hospitalization
    • All types of room categories are covered in this policy

    Inclusions of Kotak Mahindra Health Super Top-up Policy

    Kotak Mahindra Health Super Top-up Health Insurance plan covers the following expenses:

    • Ambulance cover of up to Rs 2000 per hospitalization
    • Organ donor cover expenses are covered
    • Alternative treatment cover up to Rs 50,000
    • Alternative treatment cover is provided
    • Organ donor expenses are covered
    • Restoration of the sum insured is provided during the policy term
    • In-patient treatment expenses are covered as well
    • Daycare treatment expenses are covered
    • Ayush treatment expenses are covered in a hospital with a minimum of 5-beds
    • Pre-hospitalization medical expenses and Post-hospitalization medical expenses are covered
    • Double Sum Insured because of hospitalization in case of an Accident
    • A Cumulative Bonus of 5% to 50% is also provided

    To know more about the policy details and premium chart you can also refer to the Kotak Mahindra Health Top-up health plan brochure for details.

    Exclusions of Kotak Mahindra Health Super Top-up Policy

    Kotak Mahindra Health Super Top-up Health Insurance plan does not cover the following expenses:

    • Pre-existing diseases are not covered
    • HIV/AIDS treatment is not covered
    • Procedures and treatments such as routine health check-ups are not covered
    • Plastic, cosmetic or any other aesthetic surgery is not covered
    • Injury, illness or disease arising out of substance, drug or alcohol abuse
    • Any psychological illness or mental illness expenses
    • Congenital anomalies or diseases
    • Change of gender treatment expenses is not covered
    • Intentional self-injury, affliction, or suicidal attempts

    *For a detailed list of exclusions, please refer to the policy document or the product brochure.

    FAQs

    Health insurance articles

    Recent Articles
    Popular Articles
    Does Health Insurance Cover Preventive Health Check-ups?

    22 Sep 2021

    Every object needs to be checked regularly to identify a...
    Bid Goodbye to Seasonal Diseases during the Pandemic with 7 Basic Practices

    21 Sep 2021

    Adding to the insurmountable loss of life the ongoing COVID-19...
    What is the Survival Period in Health Insurance?

    21 Sep 2021

    The prevalence of critical diseases in India has increased...
    Health Insurance for Autoimmune Diseases in India

    16 Sep 2021

    Every human body comes with an immune system to fight against...
    Does Health Insurance Cover Multiple Sclerosis In India

    15 Sep 2021

    Due to a hectic lifestyle leading to unnecessary stress and...
    Best Health Insurance Plans in India 2021
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Top Maternity Insurance Plans
    Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood...
    Top Family Health Insurance Policies in India 2021
    From the air we breathe to the food we eat; everything is intentionally or unintentionally subjected to...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance
    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain...
    Best Health Insurance Plans for Senior Citizens in 2021
    Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy...
     
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL