National Insurance Individual Personal Accident Insurance Policy

Provide an umbrella of financial stability to your loved ones for uncertain events, this policy basically provides two coverages. Total permanent disability and death benefit.

Read More

National Insurance Individual Personal Accident Insurance Policy

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on ‘View Plans’ you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you have an existing illness or medical history?

    This helps us find plans that cover your condition and avoid claim rejection

    Get updates on WhatsApp

    What is your existing illness?

    Select all that apply

    When did you recover from Covid-19?

    Some plans are available only after a certain time

    Key Features

    • All the accidents are covered whether it is rail, road or due to natural calamities.
    • Group personal accident policy is also available with a discount in premium.

    Benefits

    • This policy operates worldwide and is a 24 hour cover.
    • Sum insured can be increased from 5% to 50% on claim free renewals.

    Details about Premium

    Premium will depend on the age, number of family members covered (maximum up to 5) and. sum insured chosen

    Policy Details

    This policy operates worldwide and is a 24 hour cover.

    Additional Riders or Features

    Coverage for accidental hospitalization and daily allowance is also given under optional plan.

    Documents Required

    Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person.

    Eligibility Criteria

    Individual residing in India can buy this policy but dependents should be in the age slab of 5 years to 70 years.

    Inclusions

    It gives basically four coverages

    • Accidental death: In case death occurs within 12 months of bodily injury.
    • Permanent total disability: This might happen due to accident or external means.
    • Temporary permanent disability: This might happen due to accident or external means
    • Permanent partial disability: This might happen due to accident or external means.

    Exclusions

    • Intentional self-injury is excluded.
    • Injury arising out of adventure activities like racing, mountaineering etc.

    Health insurance articles

    Recent Articles
    Popular Articles
    Care Health Insurance Introduces New ‘Care Supreme’ with Comprehensive Coverage

    16 Nov 2022

    In a bid to provide world-class comprehensive coverage to people...
    Read more
    Sum Insured in Health Insurance: Meaning & Importance

    11 Nov 2022

    People who are new to the world of insurance may not understand...
    Read more
    How to File a Reimbursement Claim Under Health Insurance?

    03 Nov 2022

    The biggest reason for buying health insurance is to get financial...
    Read more
    Health Insurance Policies to Include Mental Health Coverage Before 31 Oct: IRDAI

    02 Nov 2022

    The Insurance Regulatory and Development Authority has directed...
    Read more
    Monkeypox: Dos and Don’ts of the Disease That You Should Know

    15 Sep 2022

    Monkeypox has slowly and steadily spread to more than 85 countries...
    Read more
    PMJAY Scheme: Ayushman Bharat Yojana Eligibility & Registration Online
    Prime Minister Shri Narendra Modi announced the launch of (PMJAY) Ayushman Bharat Yojana in his Independence...
    Read more
    Best Health Insurance Plans
    Finding the best health insurance plan from so many different health insurance companies can get confusing for many...
    Read more
    Best Maternity Insurance Plans
    Maternity insurance offers comprehensive coverage for medical expenses incurred during pregnancy, including the cost...
    Read more
    How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
    Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal...
    Read more
    10 Major Benefits of Ayushman Bharat Yojana
    Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi...
    Read more

     
    top
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL