Reliance Comprehensive Bike Insurance Policy

As per the Motor Vehicles Act, 1988, a third-party insurance policy is mandatory for all two-wheelers plying on Indian roads. Rather than fulfilling the statutory legal requirement by the third-party insurance policy only, the Reliance General Comprehensive Bike Insurance Policy provides various benefits and features.

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Reliance Third Party Bike Insurance vs. Comprehensive Bike Insurance

The difference between comprehensive and third-party two-wheeler insurance is given below:


Comprehensive Bike Insurance

Third-party Bike Insurance


Third-party liability plus own damage cover

Limited only to third-party legal and financial liability cover  

Add-on Facility

4 add-on covers are available

Not available

Premium Cost

Comparatively Higher

Lower due to limited coverage

Personal Accident Cover

Compulsory as per the IRDAI guidelines up to Rs 15 Lakh

Compulsory under the IRDAI guidelines for Rs.15 Lac

Legal Status



What is covered under the Reliance General Comprehensive Bike Insurance Plan?

Comprehensive Bike Insurance Policy by Reliance General Insurance Company covers the following expense during the policy term:

  • Third-Party Liability Cover: It fulfils the statutory legal requirement. The policy financially protects the insured two-wheeler from third-party bodily injuries, death cover, permanent disability, and property damage cover up to Rs 1 lakh,
  • Own Damage Cover:
  • Protection against theft and burglary apart from several malicious human acts like riots, arson, vandalism, strikes, terrorism, etc., to name a few.
  • Protection against a vast range of natural calamities like earthquakes, floods, and cyclones, among others.
  • Personal Accident: The owner-driver is covered for Rs 15 Lakh in case of accidental death and permanent disabilities due to a road mishap

Reliance General Comprehensive Bike Insurance Benefits

The Reliance General Comprehensive Bike Insurance Policy comes with several benefits for its extensive coverage. Some of the significant benefits are:

  • Provides the requisite legal and financial backup for any damage or loss caused to the vehicle and a third-party
  • By choosing from an array of add-on options, the policyholder can further enhance the policy coverage
  • The policyholder is rewarded with a No-Claim Bonus for every claim-free year for redemption at renewal. It ranges from 5% to 50%
  • The policyholder is assured of a seamless claim experience through a responsive and robust claim settlement mechanism
  • Easy video claims facility is available for the policyholders

What Is Not Covered Under Reliance General Comprehensive Bike Insurance?

Some of the common exclusions under the policy are given below:

  • Wear and Tear: Every two-wheeler suffers regular wear and tear with usage. The policy does not cover for such depreciation of parts unless covered by the Zero Depreciation add-on.
  • Illegal Acts: The policy does not cover any claims for damage or loss to the insured two-wheeler caused due to any illegal activity. It may even be riding without a valid driving license.
  • Drink and Drive: Riding under the influence of intoxicants like alcohol and drugs excludes policy coverage.
  • Other Exclusions: The policy does not cover mechanical and electrical failure. The exclusions also extend to driving beyond India’s geographical boundaries.


Reliance Comprehensive Bike Insurance Policy Reviews & Ratings

4.8 / 5 (Based on 57 Reviews)
(Showing Newest 25 reviews)
Kalyan Dombivli, August 18, 2021
Hassle Free Experience
Randomly i was checking the two wheeler policy on policy bazaar. i liked reliance two wheeler policy then i bought it.i contacted the policy bazaar and agent provided me all the information about the policy in detail.i had a hassle free experience with policy bazaar. company gives 100percent support to their clients from their end.
Partapgarh, June 04, 2021
Purchasing Reliance general two wheeler insurance for my newly bought bike was the best decision. I bought it two years ago through policybazaar a day after I bought my bike. The company has helped me with roadside assistance many times since then.
Pune, June 04, 2021
Protection for bike
I bought a protective shield for me, my bike, and third party just in case I need it someday. I made an online purchase through policybazaar where I was able to compare different plans. I finally chose reliance general insurance cover.
Rajendra Nagar, June 04, 2021
Affordable and customized
Policybazaar helped me customize my bike insurance plan for a reasonable premium. After comparing benefits, I decided to go for Reliance general two wheeler insurance and also got an extra discount for buying online.
N.paravur, March 19, 2021
All kind of Info available
I wanted to purchase a two-wheeler insurance policy for my Royal Enfield which I bought recently. I was suggested by my friend to make the purchase online from policybazaar because they provide all kinds of information related to the policy on their website and I ended up buying the Reliance general two-wheeler insurance plan. Thanks team
Idar, March 19, 2021
Policy in my budget
I bought a Bajaj Pulsar 220 recently and I bought the two-wheeler insurance plan by Reliance general. I made the purchase online from policybazaar. As I was tight on budget after comparing different insurance plans I bought Reliance general because it came in my budget only. Thank you for this policy team.
Sabang, March 19, 2021
Easy and quick inspection
I am a policyholder of Reliance general two-wheeler insurance policy. I bought this policy from policybazaar. When I raised the claim, they inspected my Honda Shine bike. It was done very quickly and I was not troubled at all for it. Thanks for your services people.
Odagoan, March 19, 2021
Many policies to choose from
I wanted to purchase a two-wheeler insurance plan for my Honda activa that I bought recently. I chose to purchase the insurance policy online so I went on the policybazaar’s website where I got many insurance providers and I chose Reliance general two-wheeler insurance policy which provide me enough coverage. Thanks guys. Keep it up.
N.paravur, March 19, 2021
Got cashless claim
I bought a bike last year and I purchased the Reliance general insurance policy to me from financial burden. I bought the policy online from policybazaar’s website. Last week I raised a claim for the damaged caused to my bike due to an accident and they provided me cashless claim for it. Thanks team.
Padampur, March 19, 2021
Value of time and money
I bought the Reliance general two-wheeler insurance plan from policybazaar online. I bought the insurance for my new bike which I bought last week only. I am happy with their quick service as it took me a few minutes to purchase the insurance policy and saved some amount also. Thanks to policybazaar and team
Wadhwan, February 18, 2021
Customer Care Is Supportive
I was unaware of the list of documents for a cashless claim of Reliance Bike Insurance that I purchased from So, I called customer support and the representative there provided me the needed information instantly.
Dabhoi, February 18, 2021
Hassle-Free Policy Issuance
I was very nervous about selecting and purchasing a bike insurance policy online. However, when I called for help, the representative suggested me to purchase online and helped me throughout the purchase process. I want to say here this, the online purchase process of Reliance Two-Wheeler Insurance at is very simple and needs very less paperwork.
Sabarkantha, February 18, 2021
Lists Top plans
I searched for bike insurance plans as per my requirements at and I was really happy to find that it shows a vast list of options to choose from. Even though I selected the Reliance Bike Insurance plan for my Bajaj Pulsar 180 CC, but most of the plans listed were good. I selected Reliance because of its good coverage at an affordable price.
Dabhoi, February 17, 2021
Helpful Suggestion
I selected the WhatsApp chat option from the website of for suggestions regarding bike insurance policy renewal. I have a Reliance Comprehensive Two-Wheeler Insurance policy and with the help of WhatsApp suggestions, I could renew it online.
R.k.nagar, February 17, 2021
A Reliable Website
While searching for a bike insurance policy, I came across I want to say that I have found it very helpful and reliable as I got all the information related to bike insurance from there. In addition to this insurance purchase process was also simple and authentic.
Padampur, February 17, 2021
Affordable Policy
The comprehensive bike insurance policy offered by Reliance Bike Insurance is affordable and has many features. I purchased as per the suggestion of and happy about my decision.
R.k.nagar, February 10, 2021
Less paperwork
It is very easy to purchase the plan for my two wheeler online as I took the reliance general two wheeler insurance plan from the policybazaar. It is much better as compared to others and it required less paper work. Great work team Policybazaar.
R.k.nagar, February 01, 2021
Easy Policy Renewal
The Reliance Bike Insurance policy for my Hero bike was approaching. So, I selected for its renewal as I purchased this policy through it as well. The website of is simple to understand, and within a few steps, I renewed my policy online.
K.c. Pur, February 01, 2021
Simple Cashless Claim Settlement
I wanted to go for the Reliance Bike Insurance cashless claim settlement process for repairing my bike after an accident and I initiated this process online on the app of policybazaar. The process was simple and I got the approval sometime for the same.
Yashwant Nagar, January 29, 2021
Useful Suggestions
I called the customer support team of to get some insights into Reliance Bike Insurance policy as I selected it for my Bajaj Bike. The executive there was knowledgeable and explained the policy without giving any unnecessary suggestions. Thanks, team.
Vadali, January 29, 2021
Insurance policies for most of the manufacturers
Popular two-wheeler manufacturers such as Yamaha, Bajaj, Vespa, Hero, etc. are listed at As soon as I selected the make and model of my bike, I got the options of the two-wheeler insurance plans that are suitable. I opted Reliance Bike Insurance policy and I am satisfied with its coverage.
Fakirsahi, September 23, 2020
24*7 assistance
I recently took the reliance general two wheeler insurance policy from the policybazaar and the whole team has given me best plan and also the better assistance whenever I needed. Thank you team Policybazaar.
J.n.prasad, September 21, 2020
Affordable plans
With the help of the policybazaar I got to know about different plans at reasonable price and from that site I took the reliance general two wheeler insurance policy. It is less costly and much convenient. Thank you team Policybazaar.
Padra, July 06, 2020
Great customer care team
The customer care team is very nice and they supports a lot.
J. P. Nagar, July 03, 2020
Soft copy
I got the soft copy of my policy from policybazaar within 10 minutes of getting the policy purchased.
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