Care Health Insurance in Kerala

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      Care Health Insurance in Kerala

      Care health insurance in Kerala provides financial protection to Kerala residents against planned and unexpected medical emergencies. It offers extensive health insurance benefits through a variety of plans that comes with some unique features, such as Premium Freeze, Unlimited Care, Infinity Bonus, etc. Also, the Care Health Insurance Company approves cashless claims within 2 hours, ensuring faster settlement of health insurance claims.

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      Why Should You Buy Care Health Insurance in Kerala?

      Take a look at the reasons why you should consider buying Care health insurance in Kerala:

      • Sum insured (SI) options, ranging between ₹1 lakh to ₹6 crore, are offered.
      • Lock the premium at entry age until a claim is raised with the Premium Freeze feature.
      • Get 2x coverage after 2 years with the Infinity Bonus feature.
      • Get base premium returned with the Premium Pay Back feature if no hospitalisation-related claim is raised for 5 continuous years.
      • Increase the SI by 100% if no hospitalisation-related claims are raised for 7 continuous years.
      • Coverage for unlimited hospitalisation expenses with the Unlimited Care benefit.
      • Coverage for PED diabetes, obesity, hypertension, asthma, coronary artery diseases, hyperlipidemia and hypothyroidism after 30 days with the Instant Cover benefit.
      • Restoration benefit reinstates the base sum insured on exhaustion.
      • Claim Shield feature covers the cost of consumables.
      • Pause mediclaim coverage for up to 30 days with the Cover Pause feature in case of international travel.
      • Get wellness discount of up to 30% on renewal premiums.
      • Get unlimited e-consultations with qualified doctors.
      • Premiums paid are eligible for tax deduction under Section 80D of the Income Tax Act, 1961.
      • Get 24*7 assistance from the customer support team.

      What is Covered by Care Health Insurance in Kerala?

      Listed below are the medical expenses covered by Care health insurance in Kerala:

      • In-patient care treatment
      • Pre and Post-hospitalisation costs
      • Day care procedures
      • Maternity expenses
      • New-born baby expenses
      • Advanced technology methods or Modern treatments
      • Domiciliary hospitalisation
      • Road ambulance charges
      • E-consultations
      • AYUSH treatment
      • Organ donor expenses

      Note: The coverage offered by Care health insurance in Kerala may vary between different medical insurance plans.

      What is Not Covered by Care Health Insurance in Kerala?

      Care health insurance in Kerala does not offer coverage for the following:

      • Obesity/weight control treatments
      • Treatment due to alcoholism or drug abuse
      • Suicide or self-inflicted injuries
      • Hazardous or adventure sports injuries
      • Cosmetic procedures
      • Sterility and infertility
      • Congenital disorders
      • Non-allopathic treatments
      • Dietary substances or supplements
      • Unproven treatments
      • Change of gender treatments

      Note: The list of medical expenses not covered by Care health insurance in Kerala may change from one plan to another.

      How to Buy Care Health Insurance in Kerala Online?

      Here are the steps that you must follow to buy Care health insurance in Kerala online:

      Step 1: Open Policybazaar.com and click on “Health Insurance”.

      Step 2: Choose your gender and family members you want to add to your health insurance policy. Proceed further by selecting their respective ages.

      Step 3: Enter your city in Kerala or the pin code and provide personal details, like your name and phone number.

      Step 4: Provide your medical history details and confirm if you have a mediclaim policy from your employer.

      Step 5: Click on “View Plans” and the list of all health policies will be displayed on the screen.

      Step 6: Choose a suitable Care health insurance plan and type in the requested information to proceed further.

      Step 7: Pay the health insurance premium online.

      Once the payment is made, you will receive your policy via email on your registered email ID.

      Top Branches of Care Health Insurance in Kerala

      Following are the top branches of Care health insurance in Kerala:

      City in Kerala Branch Address Contact Number
      Thiruvananthapuram T.C. 2/2442/9, 3rd Floor, Menathottam Chambers, Pattom Palace P.O., Thiruvananthapuram – 695 004 92894 54828
      Kochi 55/686, 3rd Floor, D1 and D2, Vellathottam White Tower, S.A Road, Panampilly Nagar, Kochi – 682 036 92894 54750
      Calicut 2nd Floor, MN Tower, Kalathinkunu Desam, Near Fathima Hospital, Wayanad Road, Calicut – 673 001 93110 68931
      Kollam 1st Floor, Cherayil Towers, Kadappakada, Kollam – 691 008 93110 68931
      Thrissur 2nd Floor, Trichur Trade Center, Kuruppam Road, Thrissur – 680 001 92894 54751

      Care Health Insurance in Kerala: FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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