SBI General Individual Personal Accident Plan

SBI General Insurance has Individual Personal Accident Insurance Policy that is specially designed for you. It provides cover against loss of life, disabilities and loss of income due to an accident to you and your family.

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SBI General Individual Personal Accident Plan

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    Key Features and Benefits

    • This policy by SBI General Insurance is suitable for all kinds of people i.e. self-employed, salaried as well as business class.
    • Hospital confinement allowance and ambulance charges are included as add-on-benefits.
    • Education Benefit & Adaptation Allowance are included in Permanent Total Disability (PTD) benefit at no other cost.
    • Cumulative bonus is available at each stage of this policy.
    • This policy covers loss of life due to accident, disabilities due to accident and Income loss due to accident.

     

    Annual Premium

    sum insured

    Premium

    5 lacs

    404 Rs

    7.5 lacs

    581 Rs

    10 lacs

    758 Rs

    15 lacs

    1112 Rs

     

    *The above rates may vary. Please check the policy wordings for more information.

    Policy Details

    Minimum Sum Insured – 1, 00,000 /-

    Maximum Sum Insured – 1, 00,00,000 /-

    Age Limit - Entry age for the policyholder is 18 years to 65 years with lifetime renewal option. Entry age for dependent Children is 3 months to 23 yrs. subject to the condition that either of his parents is covered with the same policy.

    Policy Coverage Options

    This policy comes with ‘Accidental Death’ as compulsory cover and 'PTD, PPD and TTD as optional covers.

    • Accidental death
    • Accidental death + Permanent Total Disability (PTD)
    • Accidental death + Permanent Total Disability (PTD)  + Permanent Partial Disability (PPD)
    • Accidental death + Permanent Total Disability (PTD) + Permanent Partial Disability (PPD) + Temporary Total Disability (TTD).

    Coverage Type – Individual as well as Family.

    Policy termination -Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.

    Free look period -If you are not happy with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

    Exclusions

    • Accident resulting from Suicide, attempted suicide (whether sane or insane) or intentionally self-inflicted injury, mental or nervous disorder will not be covered under this policy.
    • Accident arises in course of employment in any branch of the Military or Armed Forces of any country will not be covered.
    • Accident arises if the policy holder is in the influence of drugs, alcohol and other intoxicates will not be covered.
    • Committing breach of law with criminal intent.

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    SBI General Individual Personal Accident Plan Reviews & Ratings

    0 / 5 (Based on 31 Reviews)
    (Showing Newest 9 reviews)
    Omkar
    Chennai , October 26, 2021
    Great features
    I have got day care hospitalization feature under the mediclaim policy which i have purchased from the policybazaar. It offered me lifelong renewability Cover. It includes tax exemption benefits, cashless hospitalization and many other facilities. overall i like my plan.
    Angoor
    Kolkata , October 26, 2021
    Trustworthy website
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Kush
    Surat, October 26, 2021
    Helpful staff
    I rarely trust the online purchasing because of the possibility of fraud but Policybazaar has built my trust up. I went through the online process when I was taking care health insurance from here and i found this website trustworthy.
    Ranveer
    Pune, October 26, 2021
    Low cost plan
    Such a simple and easy process to buy a policy was provided to me by Policybazaar. Someone suggested me to check the health plans on Policybazaar website. i went through a lot of plans and i found the right plan here. i bought star health insurance at low cost.
    Kushal
    Jaipur, October 26, 2021
    Good Coverage
    I have bought Bajaj Allianz Health Insurance for my family and by taking a health plan, I have secured my entire family. I have got coverage against medical expenses and buying my policy online has saved my money as I did not have to pay agent fees.
    Jitendra
    Lucknow, October 26, 2021
    Affordable plan
    A friend of mine told me about Policybazaar. He said that he has found an affordable health plan deal in Policybazaar. I went to Policybazaar to buy the same plan. I wanted a family health plan so I took Aditya Birla health insurance and it has covered every member of my family.
    Rajesh
    Kanpur, October 26, 2021
    Easy to compare
    Last week i went to Policybazaar for taking health plan for my family. An executive explained the policy very well and showed me various plans out of which i chose digit health insurance and it has covered me and my wife.
    Kuvar
    Nagpur, October 26, 2021
    Good plan
    I was able to compare the various plans easily on the website of Policybazaar. At first, i was confused about what i should choose as so many options were given there but then i bought sbi general health insurance for my parents. I got really good senior citizen health plan.
    Abhijeet
    Allahabad, October 26, 2021
    Hassle free experience
    I had an amazing and hassle free experience with policybazaar. Everything has beem very smooth when i was purchasing health insurance from policybazaar. Their team assisted me in well mannered way.
     
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