*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Do you have an existing illness or medical history?
This helps us find plans that cover your condition and avoid claim rejection
What is your existing illness?
Select all that apply
When did you recover from Covid-19?
Some plans are available only after a certain time
Star Health Insurance riders are additional benefits or coverage offered by Star Health & Allied Insurance Company to enhance the scope of coverage of the base health insurance policy. These riders enable policyholders to avail coverage benefits that are otherwise missing from the base Star health insurance policy. Policyholders can opt for a Star health insurance rider by paying an additional premium while buying or renewing the policy.
Check out the Star Health Insurance riders list given below:
The Star Buy Back Pre-Existing Diseases rider reduces the waiting period for pre-existing diseases from 36 months to 12 months. However, policyholders can opt for this rider during the first-time purchase of the Star Comprehensive Insurance policy. The policyholder will also have to undergo medical screening before buying this rider.
The Star Lump Sum on Diagnosis of Cancer rider pays the opted sum insured amount in a lump sum to the policyholder on the first diagnosis of cancer. This rider is available under the Star Women Care Insurance policy and has a waiting period of 180 days.
The Star Lump Sum for Cancer rider pays a lump sum benefit to the policyholder in case of metastasis, recurrence or/and second malignancy unrelated to first cancer. This rider is available under the Star Cancer Care policy and has a waiting period of 30 months.
The Star Deductible rider provides a discount of up to 50% on the premium amount if the policyholder opts for an aggregate deductible under the Star Health Assure Insurance policy.
The Star Patient Care rider pays for the attendant charges incurred at the insured’s residence immediately after getting discharged from the hospital. This rider is available under the Star Medi Classic Insurance policy and be claimed only if the attending physician advises for an attendant. However, this rider will not pay for the charges incurred on day 1.
The Star Hospital Cash rider will pay a daily cash allowance of Rs 1000 to the policyholder for each day of hospitalization for a maximum of 7 days. This rider is available under the Star Medi Classic Insurance policy.
Check out the benefits of buying Star Health Insurance riders:
Buying a Star health insurance rider can help to expand the coverage level of the base health insurance policy, eliminating the need for purchasing another policy.
The cost of buying a rider is much lower than the cost of purchasing a health insurance policy. Hence, policyholders can save money by purchasing a Star health insurance rider.
Star health insurance riders give policyholders the freedom to customize their medical insurance coverage as per their preference. Thus, they can pick riders that can help them achieve their desired coverage within their budget.
12 Sep 2023The cost of healthcare has risen threefold in the last decade
06 Sep 2023With technological advancements in India, the health insurance
23 Aug 2023Health emergencies come without a warning. Usually, people realize
11 Aug 2023In the world we live today, diseases are spreading like wildfire
26 Jul 2023Delhi witnessed its first flood in 45 years due to incessant rains