Star Health Insurance Riders

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      Star Health Insurance Riders

      Star Health Insurance riders are additional benefits or coverage offered by Star Health & Allied Insurance Company to enhance the scope of coverage of the base health insurance policy. These riders enable policyholders to avail coverage benefits that are otherwise missing from the base Star health insurance policy. Policyholders can opt for a Star health insurance rider by paying an additional premium while buying or renewing the policy.

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      List of Star Health Insurance Riders

      Check out the Star Health Insurance riders list given below:

      1. Star Buy Back Pre-Existing Diseases

        The Star Buy Back Pre-Existing Diseases rider reduces the waiting period for pre-existing diseases from 36 months to 12 months. However, policyholders can opt for this rider during the first-time purchase of the Star Comprehensive Insurance policy. The policyholder will also have to undergo medical screening before buying this rider.

      2. Star Lump Sum on Diagnosis of Cancer

        The Star Lump Sum on Diagnosis of Cancer rider pays the opted sum insured amount in a lump sum to the policyholder on the first diagnosis of cancer. This rider is available under the Star Women Care Insurance policy and has a waiting period of 180 days.

      3. Star Lump Sum for Cancer

        The Star Lump Sum for Cancer rider pays a lump sum benefit to the policyholder in case of metastasis, recurrence or/and second malignancy unrelated to first cancer. This rider is available under the Star Cancer Care policy and has a waiting period of 30 months.

      4. Star Deductible

        The Star Deductible rider provides a discount of up to 50% on the premium amount if the policyholder opts for an aggregate deductible under the Star Health Assure Insurance policy. 

      5. Star Patient Care

        The Star Patient Care rider pays for the attendant charges incurred at the insured’s residence immediately after getting discharged from the hospital. This rider is available under the Star Medi Classic Insurance policy and be claimed only if the attending physician advises for an attendant. However, this rider will not pay for the charges incurred on day 1.

      6. Star Hospital Cash

        The Star Hospital Cash rider will pay a daily cash allowance of Rs 1000 to the policyholder for each day of hospitalization for a maximum of 7 days. This rider is available under the Star Medi Classic Insurance policy.

      Benefits of Star Health Insurance Riders

      Check out the benefits of buying Star Health Insurance riders:

      1. Increased Coverage

        Buying a Star health insurance rider can help to expand the coverage level of the base health insurance policy, eliminating the need for purchasing another policy.

      2. Lower Premiums

        The cost of buying a rider is much lower than the cost of purchasing a health insurance policy. Hence, policyholders can save money by purchasing a Star health insurance rider. 

      3. Customized Coverage

        Star health insurance riders give policyholders the freedom to customize their medical insurance coverage as per their preference. Thus, they can pick riders that can help them achieve their desired coverage within their budget.

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
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      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881. Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. As per the Insurance guidelines, you are allowed to cancel the policy with-in 15 days from the date of Issuance of policy. For more details, please read the Plan Brochure carefully or talk to our advisor at the time of purchase.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker (Life & General)| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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