Ageas Federal ULIP Calculator

Why Use the Ageas Federal ULIP Calculator?

The ULIP calculator is built for users who want more control and transparency when planning ULIP investments. Here’s how it can benefit you:

1. Estimate Future Wealth:

   Get a realistic idea of how your savings could grow over time through market-linked returns.

2. Flexible Scenarios:

   Try out different premium amounts and policy durations to see how they impact your total corpus.

3. Custom Investment Plans:

   Adjust inputs to align with specific goals such as higher education, retirement, or legacy creation.

4. Smart Budgeting:

   Choose premium frequencies and values that suit your monthly or yearly financial plans.

5. Evaluate Risk vs Reward:

   Understand how different rates of return (based on market risk) can affect outcomes.

6. Empowered Planning:

   Make investment choices with greater confidence through data-driven projections.

How to Use the Ageas Federal ULIP Calculator?

Follow these simple steps to get started:

Step 1:

Visit the Ageas Federal Life Insurance website or a trusted insurance aggregator platform.

Step 2:

Choose your preferred premium payment frequency—monthly, quarterly, half-yearly, or annually.

Step 3:

Enter the required details:

• Annual or monthly premium

• Policy term (in years)

• Premium payment duration

• Expected annual return rate

Step 4:

The tool will display your total investment and estimated fund value at maturity.

Step 5:

Modify inputs to explore various possibilities and choose a plan structure that matches your financial ambitions.

Example Illustration

Scenario:

Investor: Mr. Rohan Mehta

Annual Premium: ₹90,000

Premium Payment Term: 12 years

Policy Term: 20 years

Expected Annual Return: 9%

Result:

• Total Premium Paid: ₹10,80,000

• Estimated Maturity Value: ₹29,75,000

What if:

If Rohan increases his annual premium to ₹1,20,000 while keeping the same term, the projected corpus rises to ₹39,70,000—highlighting how a slight increase in contribution can lead to significantly higher returns.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:10,632 Cr

10,632 Cr

NAV

114.77

0.97%

Returns

28.09%

Returns

32.5%

Highest Returns

Returns

18.6%

Get Details

Top 200 Fund

Tata AIA

AUM:2,469 Cr

2,469 Cr

NAV

180.38

0.69%

Returns

24.22%

Returns

30.5%

Highest Returns

Returns

18.2%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,888 Cr

5,888 Cr

NAV

81.6

0.49%

Returns

19.36%

Returns

22.06%

Highest Returns

Returns

14.21%

Get Details

Opportunities Fund

HDFC Standard

AUM:38,561 Cr

38,561 Cr

NAV

76.86

0.51%

Returns

19.92%

Returns

23.81%

Highest Returns

Returns

14.24%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,631 Cr

3,631 Cr

NAV

41.34

0.28%

Returns

13.51%

Returns

16.83%

Highest Returns

Returns

10%

Get Details

Accelerator Fund

AEGON Life

AUM:242 Cr

242 Cr

NAV

49.03

0.44%

Returns

18.22%

Returns

20.6%

Highest Returns

Returns

13.03%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,025 Cr

1,025 Cr

NAV

73.32

0.61%

Returns

16.51%

Returns

20.53%

Highest Returns

Returns

14.09%

Get Details

Multiplier

Birla Sun Life

AUM:4,709 Cr

4,709 Cr

NAV

93.24

0.87%

Returns

19.56%

Returns

24.11%

Highest Returns

Returns

14.82%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:557 Cr

557 Cr

NAV

56.97

0.43%

Returns

14.82%

Returns

17.28%

Highest Returns

Returns

11%

Get Details

Future Apex Fund

Future Generali India

AUM:105 Cr

105 Cr

NAV

55.82

0.54%

Returns

17.08%

Returns

21.13%

Highest Returns

Returns

13.01%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,493 Cr

3,493 Cr

NAV

58.75

0.48%

Returns

17.41%

Returns

20.29%

Highest Returns

Returns

12.05%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,489 Cr

4,489 Cr

NAV

68.35

0.49%

Returns

18.24%

Returns

21.15%

Highest Returns

Returns

13.71%

Get Details

Balanced Fund

LIC

AUM:2,549 Cr

2,549 Cr

NAV

18.27

0.00%

Returns

10.42%

Returns

10.54%

Highest Returns

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,375 Cr

3,375 Cr

NAV

69.26

0.44%

Returns

17.64%

Returns

21.8%

Highest Returns

Returns

14.68%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

72.29

0.39%

Returns

13.4%

Returns

16.47%

Highest Returns

Returns

10.72%

Get Details

Equity Fund

SBI

AUM:81,114 Cr

81,114 Cr

NAV

201.39

1.49%

Returns

14.71%

Returns

17.1%

Highest Returns

Returns

11.34%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,370 Cr

1,370 Cr

NAV

34.54

0.22%

Returns

11.9%

Returns

14.47%

Highest Returns

Returns

9.89%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Benefits of the Ageas Federal ULIP Calculator

1. Quick Estimates:

   No need for manual calculations—just enter your inputs and view results instantly.

2. Goal-Oriented Insights:

   Helps you track how close you are to achieving financial goals like home buying or retirement planning.

3. Plan Comparison Made Easy:

   Experiment with various plan options to find one that fits your needs.

4. Simple and Interactive:

   Designed to be user-friendly for everyone, regardless of investment experience.

5. Helps in Rebalancing:

   Make adjustments over time as your goals or financial situation evolves.

Why Choose Ageas Federal ULIP Plans?

Ageas Federal Life Insurance ULIPs combine life protection with market-driven investment opportunities. With a wide choice of fund options and flexible switching, these plans let you actively manage your portfolio. The dual benefit of wealth creation and insurance cover makes ULIPs an ideal solution for long-term financial security. Additionally, investors may enjoy tax savings under Sections 80C and 10(10D), as per applicable laws.

Conclusion

The Ageas Federal ULIP Calculator empowers you to visualise your financial future with clarity. By offering tailored projections and investment flexibility, it helps ensure that your ULIP journey is aligned with your long-term objectives. Whether you're planning for your child’s future, your retirement planning, or simply looking to grow your wealth, this calculator is a smart place to start.