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Ageas Federal ULIP Calculator
The Ageas Federal ULIP Calculator is a practical digital tool that helps you plan your ULIP investments with clarity and ease. By inputting key financial details like your premium amount, policy tenure, and expected rate of return, the calculator gives you a forecast of your investment’s potential maturity value. Whether you're a first-time investor or reviewing your current financial strategy, this tool provides personalised projections to guide your decision-making.
- 4.8++ Rated
- 9.7 Crore Registered Consumer
- 51 Partners Insurance Partners
- 4.9 Crore Policies Sold
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
We are rated++
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Ageas Federal ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
17.86%
High Growth Fund
17.65%
Top 200 Fund
13.7%
Accelerator Mid-Cap Fund II
14.29%
Opportunities Fund
9.16%
Equity II Fund
12.7%
Accelerator Fund
13.69%
Grow Money Plus Fund
14.94%
Multiplier
11.41%
Equity Top 250 Fund
12.58%
Future Apex Fund
11.87%
Opportunities Fund
13.91%
Frontline Equity Fund
15.2%
Virtue II
10.42%
Pension Dynamic Equity Fund
11.81%
Top 300 Fund
9.94%
Blue-Chip Equity Fund
View Plans
Why Use the Ageas Federal ULIP Calculator?
The ULIP calculator is built for users who want more control and transparency when planning ULIP investments. Here’s how it can benefit you:
-
Estimate Future Wealth:
Get a realistic idea of how your savings could grow over time through market-linked returns.
-
Flexible Scenarios:
Try out different premium amounts and policy durations to see how they impact your total corpus.
-
Custom Investment Plans:
Adjust inputs to align with specific goals such as higher education, retirement, or legacy creation.
-
Smart Budgeting:
Choose premium frequencies and values that suit your monthly or yearly financial plans.
-
Evaluate Risk vs Reward:
Understand how different rates of return (based on market risk) can affect outcomes.
-
Empowered Planning:
Make investment choices with greater confidence through data-driven projections.
How to Use the Ageas Federal ULIP Calculator?
Follow these simple steps to get started:
Step 1:
Visit the Ageas Federal Life Insurance website or a trusted insurance aggregator platform.
Step 2:
Choose your preferred premium payment frequency—monthly, quarterly, half-yearly, or annually.
Step 3:
Enter the required details:
-
Annual or monthly premium
-
Policy term (in years)
-
Premium payment duration
-
Expected annual return rate
Step 4:
The tool will display your total investment and estimated fund value at maturity.
Step 5:
Modify inputs to explore various possibilities and choose a plan structure that matches your financial ambitions.
Example Illustration
Scenario:
Investor: Mr. Rohan Mehta
Annual Premium: â‚ą90,000
Premium Payment Term: 12 years
Policy Term: 20 years
Expected Annual Return: 9%
Result:
-
Total Premium Paid: â‚ą10,80,000
-
Estimated Maturity Value: â‚ą29,75,000
What if:
If Rohan increases his annual premium to ₹1,20,000 while keeping the same term, the projected corpus rises to ₹39,70,000—highlighting how a slight increase in contribution can lead to significantly higher returns.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
High Growth Fund
Max Life
AUM:8,769 Cr
8,769 Cr
NAV
106.99
2.23%
Returns
24.37%
Top 200 Fund
Tata AIA
AUM:2,072 Cr
2,072 Cr
NAV
163.43
2.06%
Returns
21.11%
Accelerator Mid-Cap Fund II
Bajaj Allianz
AUM:5,366 Cr
5,366 Cr
NAV
76.21
1.78%
Returns
16.44%
Opportunities Fund
HDFC Standard
AUM:34,818 Cr
34,818 Cr
NAV
71.48
1.48%
Returns
16.67%
Equity II Fund
Canara HSBC Oriental Bank
AUM:3,410 Cr
3,410 Cr
NAV
39.99
0.41%
Returns
10.32%
see more plans
Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Benefits of the Ageas Federal ULIP Calculator
-
Quick Estimates:
No need for manual calculations—just enter your inputs and view results instantly.
-
Goal-Oriented Insights:
Helps you track how close you are to achieving financial goals like home buying or retirement planning.
-
Plan Comparison Made Easy:
Experiment with various plan options to find one that fits your needs.
-
Simple and Interactive:
Designed to be user-friendly for everyone, regardless of investment experience.
-
Helps in Rebalancing:
Make adjustments over time as your goals or financial situation evolves.
List of Investment Funds
Select insurers
Select plans
Why Choose Ageas Federal ULIP Plans?
Ageas Federal Life Insurance ULIPs combine life protection with market-driven investment opportunities. With a wide choice of fund options and flexible switching, these plans let you actively manage your portfolio. The dual benefit of wealth creation and insurance cover makes ULIPs an ideal solution for long-term financial security. Additionally, investors may enjoy tax savings under Sections 80C and 10(10D), as per applicable laws.
Conclusion
The Ageas Federal ULIP Calculator empowers you to visualise your financial future with clarity. By offering tailored projections and investment flexibility, it helps ensure that your ULIP journey is aligned with your long-term objectives. Whether you're planning for your child’s future, your retirement planning, or simply looking to grow your wealth, this calculator is a smart place to start.
FAQs
-
Are the returns shown by the Ageas Federal ULIP Calculator guaranteed?
No, the calculator shows estimated returns based on the inputted rate of return. Since ULIPs are market-linked, the actual maturity value can vary depending on market performance and fund choices. -
Can I use Ageas Federal ULIP Calculator to plan multiple goals?
Yes, the Aegas calculator is flexible and can be used to simulate different scenarios—whether you're saving for retirement, a child's education, or wealth accumulation. -
Does the Ageas Federal ULIP Calculator factor in charges and deductions?
The projections are based on gross return estimates and may not include exact fund management fees, mortality charges, or policy administration costs. For more accurate figures, consult a financial advisor or the policy brochure.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Tata AIA
Aditya Birla Sun Life
Bajaj Allianz
Axis Max Life
HDFC Life
ICICI Prudential
Bharti AXA Life
Edelweiss Life
Kotak Life
Future Generali
PNB MetLife
SBI Life
Aviva
Bandhan Life
Canara HSBC
IDBI Federal
IndiaFirst
Pramerica Life
Reliance Life
Sahara Life
Shriram Life
Star Union
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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