Ageas Federal ULIP Calculator

Why Use the Ageas Federal ULIP Calculator?

The ULIP calculator is built for users who want more control and transparency when planning ULIP investments. Here’s how it can benefit you:

1. Estimate Future Wealth:

   Get a realistic idea of how your savings could grow over time through market-linked returns.

2. Flexible Scenarios:

   Try out different premium amounts and policy durations to see how they impact your total corpus.

3. Custom Investment Plans:

   Adjust inputs to align with specific goals such as higher education, retirement, or legacy creation.

4. Smart Budgeting:

   Choose premium frequencies and values that suit your monthly or yearly financial plans.

5. Evaluate Risk vs Reward:

   Understand how different rates of return (based on market risk) can affect outcomes.

6. Empowered Planning:

   Make investment choices with greater confidence through data-driven projections.

How to Use the Ageas Federal ULIP Calculator?

Follow these simple steps to get started:

Step 1:

Visit the Ageas Federal Life Insurance website or a trusted insurance aggregator platform.

Step 2:

Choose your preferred premium payment frequency—monthly, quarterly, half-yearly, or annually.

Step 3:

Enter the required details:

• Annual or monthly premium

• Policy term (in years)

• Premium payment duration

• Expected annual return rate

Step 4:

The tool will display your total investment and estimated fund value at maturity.

Step 5:

Modify inputs to explore various possibilities and choose a plan structure that matches your financial ambitions.

Example Illustration

Scenario:

Investor: Mr. Rohan Mehta

Annual Premium: ₹90,000

Premium Payment Term: 12 years

Policy Term: 20 years

Expected Annual Return: 9%

Result:

• Total Premium Paid: ₹10,80,000

• Estimated Maturity Value: ₹29,75,000

What if:

If Rohan increases his annual premium to ₹1,20,000 while keeping the same term, the projected corpus rises to ₹39,70,000—highlighting how a slight increase in contribution can lead to significantly higher returns.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Equity Fund

SBI

AUM:77,577 Cr

77,577 Cr

NAV

204.89

-0.83%

Returns

14.36%

Returns

16.32%

Highest Returns

Returns

11.74%

Get Details

Opportunities Fund

HDFC Standard

AUM:35,798 Cr

35,798 Cr

NAV

77.27

-0.30%

Returns

18.14%

Returns

21.52%

Highest Returns

Returns

14.43%

Get Details

High Growth Fund

Max Life

AUM:10,580 Cr

10,580 Cr

NAV

117.49

-0.87%

Returns

26.76%

Returns

29.3%

Highest Returns

Returns

17.8%

Get Details

Pension India Consumption Fund

ICICI Prudential

AUM:6 Cr

6 Cr

NAV

10.39

-0.05%

Returns

-

Returns

20.5%

Highest Returns

Returns

15.5%

Get Details

Multi Cap Fund

Tata AIA

AUM:8,666 Cr

8,666 Cr

NAV

64.67

-0.41%

Returns

20.14%

Returns

25.73%

Highest Returns

Returns

20.49%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,482 Cr

5,482 Cr

NAV

81.7

-0.38%

Returns

17.42%

Returns

20.27%

Highest Returns

Returns

14.54%

Get Details

Multiplier

Birla Sun Life

AUM:4,527 Cr

4,527 Cr

NAV

95.43

-0.24%

Returns

18.25%

Returns

22.46%

Highest Returns

Returns

15.5%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,333 Cr

4,333 Cr

NAV

70.11

-0.30%

Returns

18%

Returns

20.25%

Highest Returns

Returns

14.18%

Get Details

Virtue II

PNB Metlife

AUM:3,256 Cr

3,256 Cr

NAV

71.16

-0.27%

Returns

16.97%

Returns

20.43%

Highest Returns

Returns

14.96%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,416 Cr

3,416 Cr

NAV

42.3

-0.18%

Returns

13.37%

Returns

16.05%

Highest Returns

Returns

10.63%

Get Details

US Equity Fund

Star Union Dai-ichi

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

-

Returns

14.69%

Highest Returns

Returns

13.87%

Get Details

Global Artificial Intelligence Strategy

India First

AUM:0 Cr

0 Cr

NAV

11.63

-11.63%

Returns

-

Returns

21.05%

Highest Returns

Returns

-

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:426 Cr

426 Cr

NAV

69.57

-0.28%

Returns

14.72%

Returns

17.23%

Highest Returns

Returns

14.19%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:522 Cr

522 Cr

NAV

58.26

-0.22%

Returns

14.66%

Returns

16.55%

Highest Returns

Returns

11.37%

Get Details

Future Apex Fund

Future Generali India

AUM:104 Cr

104 Cr

NAV

57.29

-0.29%

Returns

16.17%

Returns

20.29%

Highest Returns

Returns

13.43%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:5 Cr

5 Cr

NAV

74.07

-0.25%

Returns

13.59%

Returns

15.91%

Highest Returns

Returns

11.12%

Get Details

Accelerator Fund

AEGON Life

AUM:232 Cr

232 Cr

NAV

50.51

-0.33%

Returns

17.12%

Returns

19.59%

Highest Returns

Returns

13.62%

Get Details

Balanced Fund

LIC

AUM:2,555 Cr

2,555 Cr

NAV

18.83

-0.07%

Returns

11.16%

Highest Returns

Returns

11.01%

Returns

-

Get Details

see more plans

Disclaimer :
˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Benefits of the Ageas Federal ULIP Calculator

1. Quick Estimates:

   No need for manual calculations—just enter your inputs and view results instantly.

2. Goal-Oriented Insights:

   Helps you track how close you are to achieving financial goals like home buying or retirement planning.

3. Plan Comparison Made Easy:

   Experiment with various plan options to find one that fits your needs.

4. Simple and Interactive:

   Designed to be user-friendly for everyone, regardless of investment experience.

5. Helps in Rebalancing:

   Make adjustments over time as your goals or financial situation evolves.

Why Choose Ageas Federal ULIP Plans?

Ageas Federal Life Insurance ULIPs combine life protection with market-driven investment opportunities. With a wide choice of fund options and flexible switching, these plans let you actively manage your portfolio. The dual benefit of wealth creation and insurance cover makes ULIPs an ideal solution for long-term financial security. Additionally, investors may enjoy tax savings under Sections 80C and 10(10D), as per applicable laws.

Conclusion

The Ageas Federal ULIP Calculator empowers you to visualise your financial future with clarity. By offering tailored projections and investment flexibility, it helps ensure that your ULIP journey is aligned with your long-term objectives. Whether you're planning for your child’s future, your retirement planning, or simply looking to grow your wealth, this calculator is a smart place to start.