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Ageas Federal ULIP Calculator
The Ageas Federal ULIP Calculator is a practical digital tool that helps you plan your ULIP investments with clarity and ease. By inputting key financial details like your premium amount, policy tenure, and expected rate of return, the calculator gives you a forecast of your investment’s potential maturity value. Whether you're a first-time investor or reviewing your current financial strategy, this tool provides personalised projections to guide your decision-making.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 12.02 Crore Registered Consumer
- 51 Partners Insurance Partners
- 5.9 Crore Policies Sold
We are rated++
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Ageas Federal ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
12.54%
Equity Fund
14.88%
Opportunities Fund
19.07%
High Growth Fund
13.4%
Opportunities Fund
21.09%
Multi Cap Fund
14.39%
Accelerator Mid-Cap Fund II
15.84%
Multiplier
14.73%
Frontline Equity Fund
18.41%
Pension Mid Cap Fund
11.46%
Growth Plus Fund
14.8%
US Equity Fund
15.06%
Grow Money Plus Fund
11.84%
Equity Top 250 Fund
14.24%
Future Apex Fund
12.17%
Pension Dynamic Equity Fund
14.53%
Accelerator Fund
View Plans
Why Use the Ageas Federal ULIP Calculator?
The ULIP calculator is built for users who want more control and transparency when planning ULIP investments. Here’s how it can benefit you:
-
Estimate Future Wealth:
Get a realistic idea of how your savings could grow over time through market-linked returns.
-
Flexible Scenarios:
Try out different premium amounts and policy durations to see how they impact your total corpus.
-
Custom Investment Plans:
Adjust inputs to align with specific goals such as higher education, retirement, or legacy creation.
-
Smart Budgeting:
Choose premium frequencies and values that suit your monthly or yearly financial plans.
-
Evaluate Risk vs Reward:
Understand how different rates of return (based on market risk) can affect outcomes.
-
Empowered Planning:
Make investment choices with greater confidence through data-driven projections.
How to Use the Ageas Federal ULIP Calculator?
Follow these simple steps to get started:
Step 1:
Visit the Ageas Federal Life Insurance website or a trusted insurance aggregator platform.
Step 2:
Choose your preferred premium payment frequency—monthly, quarterly, half-yearly, or annually.
Step 3:
Enter the required details:
-
Annual or monthly premium
-
Policy term (in years)
-
Premium payment duration
-
Expected annual return rate
Step 4:
The tool will display your total investment and estimated fund value at maturity.
Step 5:
Modify inputs to explore various possibilities and choose a plan structure that matches your financial ambitions.
Example Illustration
Scenario:
Investor: Mr. Rohan Mehta
Annual Premium: ₹90,000
Premium Payment Term: 12 years
Policy Term: 20 years
Expected Annual Return: 9%
Result:
-
Total Premium Paid: ₹10,80,000
-
Estimated Maturity Value: ₹29,75,000
What if:
If Rohan increases his annual premium to ₹1,20,000 while keeping the same term, the projected corpus rises to ₹39,70,000—highlighting how a slight increase in contribution can lead to significantly higher returns.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI
AUM:81,769 Cr
81,769 Cr
NAV
210.13
-1.08%
Returns
12.66%
Opportunities Fund
HDFC Standard
AUM:36,970 Cr
36,970 Cr
NAV
78.94
-0.21%
Returns
17.78%
High Growth Fund
Max Life
AUM:11,792 Cr
11,792 Cr
NAV
118.06
-0.42%
Returns
25.43%
Opportunities Fund
ICICI Prudential
AUM:3,553 Cr
3,553 Cr
NAV
62.33
-0.26%
Returns
15.64%
Multi Cap Fund
Tata AIA
AUM:9,302 Cr
9,302 Cr
NAV
65.44
-0.22%
Returns
18.88%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Benefits of the Ageas Federal ULIP Calculator
-
Quick Estimates:
No need for manual calculations—just enter your inputs and view results instantly.
-
Goal-Oriented Insights:
Helps you track how close you are to achieving financial goals like home buying or retirement planning.
-
Plan Comparison Made Easy:
Experiment with various plan options to find one that fits your needs.
-
Simple and Interactive:
Designed to be user-friendly for everyone, regardless of investment experience.
-
Helps in Rebalancing:
Make adjustments over time as your goals or financial situation evolves.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹74.2 | ₹22084 Cr | 8.75% | 10.4% | |
| SBI Life Bond Fund | ₹50.14 | ₹17457 Cr | 5.22% | 6.89% | |
| SBI Life Equity Fund | ₹205.1 | ₹83975 Cr | 11.99% | 12.74% | |
| SBI Life Equity Optimiser Fund | ₹55.85 | ₹2728 Cr | 12.15% | 12.29% | |
| SBI Life Growth Fund | ₹96.03 | ₹3040 Cr | 10.75% | 11.97% | |
| SBI Life Money Market Fund | ₹36.32 | ₹434 Cr | 5.67% | 6.05% | |
| SBI Life Top 300 Fund | ₹58.09 | ₹2025 Cr | 11.51% | 13.07% | |
| SBI Life Pure Fund | ₹26.42 | ₹1192 Cr | 10.58% | - | |
| SBI Life Bond Optimiser Fund | ₹22.39 | ₹3285 Cr | 7.4% | - | |
| SBI Life Bluechip Fund | ₹10.22 | ₹3014 Cr | - | - | |
| SBI Life Balanced Pension | ₹74.27 | ₹807 Cr | 9.31% | 11.22% | |
| SBI Life Bond Pension | ₹44.47 | ₹526 Cr | 5.08% | 7.13% | |
| SBI Life Equity Pension | ₹76.56 | ₹11823 Cr | 13.01% | 13.48% | |
| SBI Life Growth Pension | ₹74.71 | ₹634 Cr | 11.24% | 12.43% | |
| SBI Life Money Market Pension | ₹33.57 | ₹138 Cr | 5.62% | 6.04% | |
| SBI Life Equity Optimiser Pension | ₹59.92 | ₹989 Cr | 12.17% | 13.11% | |
| SBI Life Top 300 Pension | ₹56.13 | ₹716 Cr | 11.43% | 13.09% | |
| SBI Life Midcap Fund | ₹49.25 | ₹52995 Cr | 20.32% | - | |
| SBI Life Corporate Bond Fund | ₹16.27 | ₹1049 Cr | 5.26% | - | |
| SBI Life Equity Elite II | ₹52.86 | ₹12638 Cr | 11.04% | 12.1% | |
| SBI Life Index | ₹49.62 | ₹112 Cr | 12.59% | 13.08% | |
| SBI Life Index Pension | ₹51.77 | ₹30 Cr | 12.68% | 13.11% | |
| SBI Life Discontinued Policy Fund | ₹25.21 | ₹9697 Cr | 5.56% | 6.1% | |
| SBI Life Equity Elite | ₹90.35 | ₹13 Cr | 14.19% | 15.05% | |
| SBI Life P-E Managed | ₹39.16 | ₹231 Cr | 9.9% | 10.65% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.33 | ₹3 Cr | 5.04% | 6.84% | |
| SBI Life Bond Pension II | ₹23.24 | ₹29479 Cr | 4.99% | 6.51% | |
| SBI Life Equity Pension II | ₹43.37 | ₹12763 Cr | 12.26% | 13.2% | |
| SBI Life Money Market Pension II | ₹20.51 | ₹1549 Cr | 5.38% | 5.77% | |
| SBI Life Discontinue Pension Fund | ₹21.28 | ₹6566 Cr | 5.54% | - | |
| SBI Life Group Growth Plus Fund | ₹57.74 | ₹3 Cr | 9.22% | - | |
| SBI Life Group Debt Plus Fund | ₹40.19 | ₹113 Cr | 6.36% | - | |
| SBI Life Group Balance Plus Fund | ₹48.45 | ₹11 Cr | 7.54% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.53 | ₹809 Cr | 7.49% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.06 | ₹232 Cr | 6.34% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.94 | ₹240 Cr | 9.13% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.33 | ₹21 Cr | 5.84% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.44 | ₹2 Cr | 1.03% | - |
See more plans
Why Choose Ageas Federal ULIP Plans?
Ageas Federal Life Insurance ULIPs combine life protection with market-driven investment opportunities. With a wide choice of fund options and flexible switching, these plans let you actively manage your portfolio. The dual benefit of wealth creation and insurance cover makes ULIPs an ideal solution for long-term financial security. Additionally, investors may enjoy tax savings under Sections 80C and 10(10D), as per applicable laws.
Conclusion
The Ageas Federal ULIP Calculator empowers you to visualise your financial future with clarity, and
Selecting the best SIP plan requires aligning investments with goals.
by offering tailored projections and investment flexibility, it helps ensure that your ULIP journey is aligned with your long-term objectives. Whether you're planning for your child’s future, your retirement planning, or simply looking to grow your wealth, this calculator is a smart place to start.
FAQs
-
Are the returns shown by the Ageas Federal ULIP Calculator guaranteed?
No, the calculator shows estimated returns based on the inputted rate of return. Since ULIPs are market-linked, the actual maturity value can vary depending on market performance and fund choices. -
Can I use Ageas Federal ULIP Calculator to plan multiple goals?
Yes, the Aegas calculator is flexible and can be used to simulate different scenarios—whether you're saving for retirement, a child's education, or wealth accumulation. -
Does the Ageas Federal ULIP Calculator factor in charges and deductions?
The projections are based on gross return estimates and may not include exact fund management fees, mortality charges, or policy administration costs. For more accurate figures, consult a financial advisor or the policy brochure.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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