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Bandhan Life ULIP Calculator
The Bandhan Life ULIP calculator is a financial tool that helps you estimate the potential returns on your ULIP (Unit Linked Insurance Plan) investments. By factoring in your investment amount, policy term, and expected rate of return, it provides you with a projection of how your ULIP investment might grow over time. By giving you an estimated maturity amount, the Bandhan Life ULIP calculator helps you align your investments with your future financial goals.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 12.02 Crore Registered Consumer
- 51 Partners Insurance Partners
- 5.9 Crore Policies Sold
We are rated++
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Bandhan Life ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
12.54%
Equity Fund
14.88%
Opportunities Fund
19.07%
High Growth Fund
13.4%
Opportunities Fund
21.09%
Multi Cap Fund
14.39%
Accelerator Mid-Cap Fund II
15.84%
Multiplier
14.73%
Frontline Equity Fund
18.41%
Pension Mid Cap Fund
11.46%
Growth Plus Fund
14.8%
US Equity Fund
15.06%
Grow Money Plus Fund
11.84%
Equity Top 250 Fund
14.24%
Future Apex Fund
12.17%
Pension Dynamic Equity Fund
14.53%
Accelerator Fund
View Plans
Why Use the Bandhan Life ULIP Calculator?
The ULIP calculator offers multiple user-friendly features for its users. Here are some of the reasons why it can add value to your investment plan journey:
-
Potential Return Analysis: By inputting your specific investment amount, tenor, and expected rate of return in the Bandhan Life ULIP calculator, you can analyze the returns you will get at the time of policy maturity.
-
Parametric: In the Bandhan Life ULIP calculator, you can enter the investment specifics as per your current financial scenario and future financial needs.
-
Premium Calculation: By knowing your investments' potential maturity value, you can analyze how much contribution today will help you reach your financial goals.
-
User-Friendly: The Bandhan Life ULIP calculator is an easy-to-use tool that enhances its reach to a wider audience.
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24/7 Availability: The calculator is available online all the time so that you can practice financial planning as per your comfort and convenience.
How to Use the Bandhan Life ULIP Calculator
The Bandhan Life ULIP Calculator is a handy tool available on Policybazaar site or the official Bandhan Life site, that helps you estimate ULIP investment returns by following these easy steps:
Step 1: Open the ULIP calculator on this page or the relevant platform.
Step 2: Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3: Enter the following information:
-
Premium amount
-
Duration of premium payments
-
Overall policy term
-
Expected annual return rate
Step 4: Review the estimated total investment and projected maturity value.
Step 5: Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI
AUM:81,769 Cr
81,769 Cr
NAV
210.13
-1.08%
Returns
12.66%
Opportunities Fund
HDFC Standard
AUM:36,970 Cr
36,970 Cr
NAV
78.94
-0.21%
Returns
17.78%
High Growth Fund
Max Life
AUM:11,792 Cr
11,792 Cr
NAV
118.06
-0.42%
Returns
25.43%
Opportunities Fund
ICICI Prudential
AUM:3,553 Cr
3,553 Cr
NAV
62.33
-0.26%
Returns
15.64%
Multi Cap Fund
Tata AIA
AUM:9,302 Cr
9,302 Cr
NAV
65.44
-0.22%
Returns
18.88%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Sample Illustration
Example Scenario:
Policyholder: Mr. Sahil Rana
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%
Calculator Output:
-
Total Premium Paid: ₹10,00,000
-
Estimated Maturity Amount: ₹45.5 lakhs
Scenario Adjustment:
If Sahil increases his annual premium to ₹1,20,000, his projected maturity amount increases significantly to ₹54.6 lakhs—showing the impact of higher investments over the same policy term.
Advantages of the Bandhan Life ULIP Calculator
The Bandhan Life ULIP Calculator provides you with various benefits, some of which are:
-
Risk Analysis: The calculator gives you the opportunity to adjust your risk tolerance and see how it changes the potential returns.
-
Clear Information: The Bandhan Life ULIP calculator is transparent in terms of providing every detail about fund performance and charges. This transparency gives you a clear picture of the growth of your investments.
-
Flexible: You can input your investment amount, tenor, and estimated rate of return, and even adjust them to instantly see their impact on your maturity value. This level of flexibility mirrors how the best SIP to invest aligns with both time horizon and financial planning, making the Bandhan Life ULIP calculator a useful tool for testing scenarios and refining long-term investment decisions.
-
Risk Evaluation: Understand the potential impact of market performance on your investment outcomes.
-
Real-time Projections: The Bandhan Life ULIP calculator provides instant results, giving you the freedom to make informed decisions.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹73.34 | ₹22084 Cr | 8.63% | 10.26% | |
| SBI Life Bond Fund | ₹50.23 | ₹17457 Cr | 5.24% | 6.88% | |
| SBI Life Equity Fund | ₹200.24 | ₹83975 Cr | 11.74% | 12.49% | |
| SBI Life Equity Optimiser Fund | ₹54.84 | ₹2728 Cr | 11.92% | 12.08% | |
| SBI Life Growth Fund | ₹94.27 | ₹3040 Cr | 10.52% | 11.78% | |
| SBI Life Money Market Fund | ₹36.35 | ₹434 Cr | 5.68% | 6.04% | |
| SBI Life Top 300 Fund | ₹57.07 | ₹2025 Cr | 11.3% | 12.87% | |
| SBI Life Pure Fund | ₹25.83 | ₹1192 Cr | 10.13% | - | |
| SBI Life Bond Optimiser Fund | ₹22.32 | ₹3285 Cr | 7.36% | - | |
| SBI Life Bluechip Fund | ₹9.97 | ₹3014 Cr | - | - | |
| SBI Life Balanced Pension | ₹73.51 | ₹807 Cr | 9.18% | 11.09% | |
| SBI Life Bond Pension | ₹44.56 | ₹526 Cr | 5.11% | 7.13% | |
| SBI Life Equity Pension | ₹74.8 | ₹11823 Cr | 12.72% | 13.24% | |
| SBI Life Growth Pension | ₹73.37 | ₹634 Cr | 11.01% | 12.24% | |
| SBI Life Money Market Pension | ₹33.6 | ₹138 Cr | 5.63% | 6.04% | |
| SBI Life Equity Optimiser Pension | ₹58.7 | ₹989 Cr | 11.87% | 12.87% | |
| SBI Life Top 300 Pension | ₹55.23 | ₹716 Cr | 11.26% | 12.9% | |
| SBI Life Midcap Fund | ₹47.42 | ₹52995 Cr | 19.67% | - | |
| SBI Life Corporate Bond Fund | ₹16.3 | ₹1049 Cr | 5.27% | - | |
| SBI Life Equity Elite II | ₹51.9 | ₹12638 Cr | 10.86% | 11.92% | |
| SBI Life Index | ₹48.57 | ₹112 Cr | 12.28% | 12.87% | |
| SBI Life Index Pension | ₹50.7 | ₹30 Cr | 12.38% | 12.9% | |
| SBI Life Discontinued Policy Fund | ₹25.23 | ₹9697 Cr | 5.58% | 6.09% | |
| SBI Life Equity Elite | ₹88.79 | ₹13 Cr | 14% | 14.87% | |
| SBI Life P-E Managed | ₹38.68 | ₹231 Cr | 9.73% | 10.53% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.37 | ₹3 Cr | 5.08% | 6.83% | |
| SBI Life Bond Pension II | ₹23.3 | ₹29479 Cr | 5.03% | 6.51% | |
| SBI Life Equity Pension II | ₹42.38 | ₹12763 Cr | 12.03% | 12.98% | |
| SBI Life Money Market Pension II | ₹20.53 | ₹1549 Cr | 5.38% | 5.76% | |
| SBI Life Discontinue Pension Fund | ₹21.29 | ₹6566 Cr | 5.56% | - | |
| SBI Life Group Growth Plus Fund | ₹57.21 | ₹3 Cr | 8.93% | - | |
| SBI Life Group Debt Plus Fund | ₹40.17 | ₹113 Cr | 6.34% | - | |
| SBI Life Group Balance Plus Fund | ₹48.23 | ₹11 Cr | 7.49% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.43 | ₹809 Cr | 7.46% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.02 | ₹232 Cr | 6.33% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.73 | ₹240 Cr | 9.02% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.38 | ₹21 Cr | 5.9% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.44 | ₹2 Cr | 1.03% | - |
See more plans
Why Consider Bhandhan Life ULIP Plans?
Bandhan Life ULIP Plans blend the components of life insurance with investment opportunities through market-linked funds. These plans offer multiple benefits to their users, including the opportunity for fund choices, fund switching, fund performance transparency, tax benefits under current laws, making them a versatile option for investors of all ages, helping them in reaching their financial goals. Whether you're starting early or planning for retirement, Bandhan Life ULIP Plans are proven to be capable of helping you achieve your long-term financial aspirations.
Conclusion
The Bandhan Life ULIP calculator is a powerful tool that helps you with accurate financial planning to attain your future financial goals at your desired time. It is an easy-to-use, no-cost, flexible tool that gives you a projected return on your ULIP investments, helping you align your investments with financial objectives. The Bandhan Life ULIP calculator is your first step to a secured financial future.
FAQs
-
Is Bandhan Life ULIP calculator free to use?
Yes, the Bandhan Life ULIP calculator is free to use, and you can keep using it until you get your ideal investment amount and maturity value. -
Can I use the Bandhan Life ULIP calculator to compare different ULIP plans?
Yes, you can experiment with different inputs and scenarios to compare how various premium amounts, durations, and return assumptions affect your potential maturity amount. With these experiments, you can reach your conclusion and choose a ULIP plan that aligns with your goals. -
Is the Bandhan Life ULIP calculator result guaranteed?
No, the calculator provides an estimated maturity value based on assumed returns. Since ULIPs are market-linked products, actual Bandhan Life ULIP plan returns may vary depending on market conditions and fund performance. -
Can I change my inputs after seeing the result in the Bandhan Life ULIP calculator?
Yes, you can change the inputs after seeing the results. The Bandhan Life ULIP calculator is designed to be flexible. You can change premium amounts, durations, and expected returns multiple times to see how they impact your investment value.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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