Bandhan Life ULIP Calculator

Why Use the Bandhan Life ULIP Calculator?

The ULIP calculator offers multiple user-friendly features for its users. Here are some of the reasons why it can add value to your investment plan journey:

• Potential Return Analysis: By inputting your specific investment amount, tenor, and expected rate of return in the Bandhan Life ULIP calculator, you can analyze the returns you will get at the time of policy maturity.

• Parametric: In the Bandhan Life ULIP calculator, you can enter the investment specifics as per your current financial scenario and future financial needs.

• Premium Calculation: By knowing your investments' potential maturity value, you can analyze how much contribution today will help you reach your financial goals.

• User-Friendly: The Bandhan Life ULIP calculator is an easy-to-use tool that enhances its reach to a wider audience.

• 24/7 Availability: The calculator is available online all the time so that you can practice financial planning as per your comfort and convenience.

How to Use the Bandhan Life ULIP Calculator

The Bandhan Life ULIP Calculator is a handy tool available on Policybazaar site or the official Bandhan Life site, that helps you estimate ULIP investment returns by following these easy steps:

Step 1: Open the ULIP calculator on this page or the relevant platform.
Step 2: Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3: Enter the following information:

• Premium amount

• Duration of premium payments

• Overall policy term

• Expected annual return rate

Step 4: Review the estimated total investment and projected maturity value.
Step 5: Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Equity Fund

SBI

AUM:78,369 Cr

78,369 Cr

NAV

209.81

-1.46%

Returns

14.21%

Returns

16.83%

Highest Returns

Returns

11.94%

Get Details

Global Equity Index Funds Strategy

HDFC Standard

AUM:0 Cr

0 Cr

NAV

14.82

-14.82%

Returns

-

Returns

15.72%

Returns

16.14%

Highest Returns

Get Details

High Growth Fund

Max Life

AUM:10,929 Cr

10,929 Cr

NAV

119.91

-0.80%

Returns

27.15%

Returns

29.3%

Highest Returns

Returns

17.8%

Get Details

Pension India Consumption Fund

ICICI Prudential

AUM:9 Cr

9 Cr

NAV

10.64

-0.08%

Returns

-

Returns

20.5%

Highest Returns

Returns

15.5%

Get Details

Multi Cap Fund

Tata AIA

AUM:8,754 Cr

8,754 Cr

NAV

65.68

-0.39%

Returns

20.11%

Returns

25.91%

Highest Returns

Returns

20.6%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,476 Cr

5,476 Cr

NAV

83.6

-0.80%

Returns

17.68%

Returns

20.85%

Highest Returns

Returns

14.47%

Get Details

Multiplier

Birla Sun Life

AUM:4,606 Cr

4,606 Cr

NAV

97.98

-0.65%

Returns

19.1%

Returns

23.03%

Highest Returns

Returns

15.69%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,466 Cr

4,466 Cr

NAV

71.47

-0.53%

Returns

17.49%

Returns

20.67%

Highest Returns

Returns

14.25%

Get Details

Pension Mid Cap Fund

PNB Metlife

AUM:4 Cr

4 Cr

NAV

11.52

-0.10%

Returns

18.57%

Returns

34.5%

Highest Returns

Returns

18.41%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,412 Cr

3,412 Cr

NAV

43.41

-0.30%

Returns

13.24%

Returns

16.53%

Highest Returns

Returns

10.77%

Get Details

US Equity Fund

Star Union Dai-ichi

AUM:0 Cr

0 Cr

NAV

0.00%

Returns

-

Returns

14.69%

Highest Returns

Returns

13.87%

Get Details

Global Artificial Intelligence Strategy

India First

AUM:0 Cr

0 Cr

NAV

11.71

-11.71%

Returns

-

Returns

24.27%

Highest Returns

Returns

-

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:426 Cr

426 Cr

NAV

71.29

-0.49%

Returns

14.66%

Returns

17.9%

Highest Returns

Returns

14.38%

Get Details

Equity Large Cap Fund

Edelwiess Tokio

AUM:475 Cr

475 Cr

NAV

58.34

-0.40%

Returns

12.86%

Returns

16.62%

Highest Returns

Returns

10.74%

Get Details

Future Apex Fund

Future Generali India

AUM:108 Cr

108 Cr

NAV

58.27

-0.53%

Returns

15.62%

Returns

20.5%

Highest Returns

Returns

13.6%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:5 Cr

5 Cr

NAV

75.57

0.20%

Returns

13.18%

Returns

16.38%

Highest Returns

Returns

11.3%

Get Details

Accelerator Fund

AEGON Life

AUM:232 Cr

232 Cr

NAV

51.95

-0.33%

Returns

17.09%

Returns

20.45%

Highest Returns

Returns

13.89%

Get Details

Balanced Fund

LIC

AUM:2,595 Cr

2,595 Cr

NAV

19.12

0.00%

Returns

11.16%

Highest Returns

Returns

10.94%

Returns

-

Get Details

see more plans

Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Sample Illustration

Example Scenario:
Policyholder: Mr. Sahil Rana
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%

Calculator Output:

• Total Premium Paid: ₹10,00,000

• Estimated Maturity Amount: ₹45.5 lakhs

Scenario Adjustment:

If Sahil increases his annual premium to ₹1,20,000, his projected maturity amount increases significantly to ₹54.6 lakhs—showing the impact of higher investments over the same policy term.

Advantages of the Bandhan Life ULIP Calculator

The Bandhan Life ULIP Calculator provides you with various benefits, some of which are: 

• Risk Analysis: The calculator gives you the opportunity to adjust your risk tolerance and see how it changes the potential returns. 

• Clear Information: The Bandhan Life ULIP calculator is transparent in terms of providing every detail about fund performance and charges. This transparency gives you a clear picture of the growth of your investments.

• Flexible: You can input your investment’s amount, tenor, and estimated rate of return and even change them and see their impact on your maturity value. That’s the flexibility the Bandhan Life ULIP calculator offers to you.

• Risk Evaluation: Understand the potential impact of market performance on your investment outcomes.

• Real-time Projections: The Bandhan Life ULIP calculator provides instant results, giving you the freedom to make informed decisions.

Why Consider Bhandhan Life ULIP Plans?

Bandhan Life ULIP Plans blend the components of life insurance with investment opportunities through market-linked funds. These plans offer multiple benefits to their users, including the opportunity for fund choices, fund switching, fund performance transparency, tax benefits under current laws, making them a versatile option for investors of all ages, helping them in reaching their financial goals. Whether you're starting early or planning for retirement, Bandhan Life ULIP Plans are proven to be capable of helping you achieve your long-term financial aspirations.

Conclusion

The Bandhan Life ULIP calculator is a powerful tool that helps you with accurate financial planning to attain your future financial goals at your desired time. It is an easy-to-use, no-cost, flexible tool that gives you a projected return on your ULIP investments, helping you align your investments with financial objectives. The Bandhan Life ULIP calculator is your first step to a secured financial future.