Bandhan Life ULIP Calculator

Why Use the Bandhan Life ULIP Calculator?

The ULIP calculator offers multiple user-friendly features for its users. Here are some of the reasons why it can add value to your investment plan journey:

• Potential Return Analysis: By inputting your specific investment amount, tenor, and expected rate of return in the Bandhan Life ULIP calculator, you can analyze the returns you will get at the time of policy maturity.

• Parametric: In the Bandhan Life ULIP calculator, you can enter the investment specifics as per your current financial scenario and future financial needs.

• Premium Calculation: By knowing your investments' potential maturity value, you can analyze how much contribution today will help you reach your financial goals.

• User-Friendly: The Bandhan Life ULIP calculator is an easy-to-use tool that enhances its reach to a wider audience.

• 24/7 Availability: The calculator is available online all the time so that you can practice financial planning as per your comfort and convenience.

How to Use the Bandhan Life ULIP Calculator

The Bandhan Life ULIP Calculator is a handy tool available on Policybazaar site or the official Bandhan Life site, that helps you estimate ULIP investment returns by following these easy steps:

Step 1: Open the ULIP calculator on this page or the relevant platform.
Step 2: Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3: Enter the following information:

• Premium amount

• Duration of premium payments

• Overall policy term

• Expected annual return rate

Step 4: Review the estimated total investment and projected maturity value.
Step 5: Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:10,632 Cr

10,632 Cr

NAV

114.77

0.97%

Returns

28.09%

Returns

32.5%

Highest Returns

Returns

18.6%

Get Details

Top 200 Fund

Tata AIA

AUM:2,469 Cr

2,469 Cr

NAV

180.38

0.69%

Returns

24.22%

Returns

30.5%

Highest Returns

Returns

18.2%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,888 Cr

5,888 Cr

NAV

81.6

0.49%

Returns

19.36%

Returns

22.06%

Highest Returns

Returns

14.21%

Get Details

Opportunities Fund

HDFC Standard

AUM:38,561 Cr

38,561 Cr

NAV

76.86

0.51%

Returns

19.92%

Returns

23.81%

Highest Returns

Returns

14.24%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,631 Cr

3,631 Cr

NAV

41.34

0.28%

Returns

13.51%

Returns

16.83%

Highest Returns

Returns

10%

Get Details

Accelerator Fund

AEGON Life

AUM:242 Cr

242 Cr

NAV

49.03

0.44%

Returns

18.22%

Returns

20.6%

Highest Returns

Returns

13.03%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,025 Cr

1,025 Cr

NAV

73.32

0.61%

Returns

16.51%

Returns

20.53%

Highest Returns

Returns

14.09%

Get Details

Multiplier

Birla Sun Life

AUM:4,709 Cr

4,709 Cr

NAV

93.24

0.87%

Returns

19.56%

Returns

24.11%

Highest Returns

Returns

14.82%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:557 Cr

557 Cr

NAV

56.97

0.43%

Returns

14.82%

Returns

17.28%

Highest Returns

Returns

11%

Get Details

Future Apex Fund

Future Generali India

AUM:105 Cr

105 Cr

NAV

55.82

0.54%

Returns

17.08%

Returns

21.13%

Highest Returns

Returns

13.01%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,493 Cr

3,493 Cr

NAV

58.75

0.48%

Returns

17.41%

Returns

20.29%

Highest Returns

Returns

12.05%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,489 Cr

4,489 Cr

NAV

68.35

0.49%

Returns

18.24%

Returns

21.15%

Highest Returns

Returns

13.71%

Get Details

Balanced Fund

LIC

AUM:2,549 Cr

2,549 Cr

NAV

18.27

0.00%

Returns

10.42%

Returns

10.54%

Highest Returns

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,375 Cr

3,375 Cr

NAV

69.26

0.44%

Returns

17.64%

Returns

21.8%

Highest Returns

Returns

14.68%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

72.29

0.39%

Returns

13.4%

Returns

16.47%

Highest Returns

Returns

10.72%

Get Details

Equity Fund

SBI

AUM:81,114 Cr

81,114 Cr

NAV

201.39

1.49%

Returns

14.71%

Returns

17.1%

Highest Returns

Returns

11.34%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,370 Cr

1,370 Cr

NAV

34.54

0.22%

Returns

11.9%

Returns

14.47%

Highest Returns

Returns

9.89%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Sample Illustration

Example Scenario:
Policyholder: Mr. Sahil Rana
Annual Premium: ₹1,00,000
Premium Payment Term: 10 years
Policy Term: 20 years
Expected Annual Return: 10%

Calculator Output:

• Total Premium Paid: ₹10,00,000

• Estimated Maturity Amount: ₹45.5 lakhs

Scenario Adjustment:

If Sahil increases his annual premium to ₹1,20,000, his projected maturity amount increases significantly to ₹54.6 lakhs—showing the impact of higher investments over the same policy term.

Advantages of the Bandhan Life ULIP Calculator

The Bandhan Life ULIP Calculator provides you with various benefits, some of which are: 

• Risk Analysis: The calculator gives you the opportunity to adjust your risk tolerance and see how it changes the potential returns. 

• Clear Information: The Bandhan Life ULIP calculator is transparent in terms of providing every detail about fund performance and charges. This transparency gives you a clear picture of the growth of your investments.

• Flexible: You can input your investment’s amount, tenor, and estimated rate of return and even change them and see their impact on your maturity value. That’s the flexibility the Bandhan Life ULIP calculator offers to you.

• Risk Evaluation: Understand the potential impact of market performance on your investment outcomes.

• Real-time Projections: The Bandhan Life ULIP calculator provides instant results, giving you the freedom to make informed decisions.

Why Consider Bhandhan Life ULIP Plans?

Bandhan Life ULIP Plans blend the components of life insurance with investment opportunities through market-linked funds. These plans offer multiple benefits to their users, including the opportunity for fund choices, fund switching, fund performance transparency, tax benefits under current laws, making them a versatile option for investors of all ages, helping them in reaching their financial goals. Whether you're starting early or planning for retirement, Bandhan Life ULIP Plans are proven to be capable of helping you achieve your long-term financial aspirations.

Conclusion

The Bandhan Life ULIP calculator is a powerful tool that helps you with accurate financial planning to attain your future financial goals at your desired time. It is an easy-to-use, no-cost, flexible tool that gives you a projected return on your ULIP investments, helping you align your investments with financial objectives. The Bandhan Life ULIP calculator is your first step to a secured financial future.