Future Generali ULIP Calculator

Why Use Future Generali ULIP Calculator?

Here are the reasons why you should use the Future Generali ULIP Calculator:

1. Estimate Potential Returns:

   The calculator helps you project the possible returns on your ULIP investment based on factors like investment amount, investment period, and expected rate of return. This allows you to understand the growth potential of different plans.

2. Compare Different ULIP Plans:

   You can easily compare various ULIP plans offered by Future Generali side-by-side. This helps you assess which plan aligns best with your financial objectives and risk tolerance.

3. Assess Affordability:

   You can adjust the premium amount and payment frequency to see how it fits within your current financial situation and plan accordingly.

4. Understand the Impact of Investment Tenure:

   The calculator allows you to see how different investment periods can affect your potential returns, helping you choose a tenure that suits your long-term goals.

5. Facilitate Goal-Based Planning:

   Whether it's for retirement, children's education, or any other financial goal, the ULIP calculator helps you estimate the investment needed to achieve those milestones.

6. Make Informed Decisions:

   By providing you with estimations and comparisons, the calculator empowers you to make well-informed decisions about your ULIP investment.

7. Flexibility to Customize:

   You can modify various input parameters to tailor the calculations to your specific needs and preferences.

Investment Return Calculator (Power of Compounding)

• One Time
• Monthly
• Yearly

Amount I wish to Invest ₹

Invest For (in Years)

Years

1 30

Stay invested for (in Years)

Years

1 30

Expected rate of return (in %)

% /Year

1 35

 

YOU INVEST

YOU GET

Top Funds with High Returns (Past 7 Years)

17.86%

High Growth Fund

17.65%

Top 200 Fund

13.7%

Accelerator Mid-Cap Fund II

14.29%

Opportunities Fund

9.16%

Equity II Fund

12.7%

Accelerator Fund

13.69%

Grow Money Plus Fund

14.94%

Multiplier

11.41%

Equity Top 250 Fund

12.58%

Future Apex Fund

11.87%

Opportunities Fund

13.91%

Frontline Equity Fund

15.2%

Virtue II

10.42%

Pension Dynamic Equity Fund

11.81%

Top 300 Fund

9.94%

Blue-Chip Equity Fund

View Plans

How to Use Policybazaar’s Future Generali ULIP Calculator?

To use the Policybazaar ULIP calculator for Future Generali ULIP plans, follow these simple steps:

Step 1: Access the Tool:

Head to the Future Generali ULIP Calculator available on this page.

Step 2: Select Investment Frequency:

Pick how often you want to invest—either as a one-time, monthly, or yearly contribution.

Step 3: Fill in the Details:

Enter key information such as:

• Your investment amount

• The duration for which you’ll pay premiums

• The overall policy term

• Your expected annual rate of return

Step 4: Check Your Results:

The calculator will display your total investment and the estimated maturity amount.

Step 5: Try Different Scenarios:

You can adjust the inputs to compare different investment strategies and see how they affect your potential returns, helping you make a well-informed decision.

Illustration

Scenario:

• Policyholder: Mr. Rohan Singh

• Premium Amount: ₹15,000 per month

• Premium Payment Term: 10 years

• Policy Term: 20 years

• Expected Rate of Return: 8% per annum

Calculator Will Show the Following Results:

• Total Premium Paid (after 10 years): ₹18,00,000

• Estimated Maturity Amount: ₹58,00,000

Adjustments: Increasing Premium: If Mr. Singh increases his monthly premium to ₹20,000, the estimated maturity amount rises to ₹78,00,000, showcasing the impact of higher contributions.

Benefits of Using Future Generali ULIP Calculator

Below are the benefits of the Future Generali ULIP calculator:

1. Accurate Projections:

   Provides precise estimates of potential returns based on inputs like premium, tenure, and expected returns.

2. Goal-Based Planning:

   Helps align investments with financial goals like retirement or child education.

3. Investment Comparison:

   Easily compare multiple ULIP plans to choose the best one.

4. Risk Assessment:

   Evaluate the impact of market fluctuations on returns.

5. Monitoring Tool:

   Track and adjust investments periodically for better outcomes.

6. User-Friendly:

   Simple, quick, and easy-to-use interface for instant results.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:8,769 Cr

8,769 Cr

NAV

106.99

2.23%

Returns

24.37%

Returns

27.23%

Highest Returns

Returns

17.86%

Get Details

Top 200 Fund

Tata AIA

AUM:2,072 Cr

2,072 Cr

NAV

163.43

2.06%

Returns

21.11%

Returns

31.71%

Highest Returns

Returns

17.65%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,366 Cr

5,366 Cr

NAV

76.21

1.78%

Returns

16.44%

Returns

24.9%

Highest Returns

Returns

13.7%

Get Details

Opportunities Fund

HDFC Standard

AUM:34,818 Cr

34,818 Cr

NAV

71.48

1.48%

Returns

16.67%

Returns

26.28%

Highest Returns

Returns

14.29%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,410 Cr

3,410 Cr

NAV

39.99

0.41%

Returns

10.32%

Returns

21.15%

Highest Returns

Returns

9.16%

Get Details

Accelerator Fund

AEGON Life

AUM:220 Cr

220 Cr

NAV

46.17

0.65%

Returns

16.64%

Returns

23.02%

Highest Returns

Returns

12.7%

Get Details

Grow Money Plus Fund

Bharti AXA

AUM:421 Cr

421 Cr

NAV

65.73

0.71%

Returns

13.89%

Returns

21.55%

Highest Returns

Returns

13.69%

Get Details

Multiplier

Birla Sun Life

AUM:4,095 Cr

4,095 Cr

NAV

87.75

2.21%

Returns

17%

Returns

27.52%

Highest Returns

Returns

14.94%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:527 Cr

527 Cr

NAV

55.5

0.82%

Returns

13.15%

Returns

21.08%

Highest Returns

Returns

11.41%

Get Details

Future Apex Fund

Future Generali India

AUM:87 Cr

87 Cr

NAV

53.34

0.85%

Returns

14.58%

Returns

25.77%

Highest Returns

Returns

12.58%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,159 Cr

3,159 Cr

NAV

56.14

0.74%

Returns

15.71%

Returns

24.05%

Highest Returns

Returns

11.87%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,047 Cr

4,047 Cr

NAV

65.85

1.03%

Returns

16.63%

Returns

25.15%

Highest Returns

Returns

13.91%

Get Details

Flexi Growth Fund

LIC

AUM:541 Cr

541 Cr

NAV

11.32

0.06%

Returns

-

Returns

-

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,132 Cr

3,132 Cr

NAV

66.33

1.09%

Returns

14.05%

Returns

23.2%

Highest Returns

Returns

15.2%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

70.36

0.44%

Returns

12.82%

Returns

20.58%

Highest Returns

Returns

10.42%

Get Details

Top 300 Fund

SBI

AUM:1,812 Cr

1,812 Cr

NAV

54.44

0.43%

Returns

11.66%

Returns

18.61%

Highest Returns

Returns

11.81%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,267 Cr

1,267 Cr

NAV

33.94

0.33%

Returns

11.23%

Returns

18.44%

Highest Returns

Returns

9.94%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Why Invest in Future Generali ULIP Plans?

Investing in Future Generali ULIPs offers a blend of insurance protection and wealth growth through market-linked investments. You get flexible fund options and potential for switching to suit your risk profile and market conditions. ULIPs also provide tax benefits on premiums and maturity proceeds (subject to tax laws). Future Generali offers a range of plans to meet diverse financial goals, making it a comprehensive tool for long-term financial planning and security.

Conclusion

The Future Generali ULIP calculator is a valuable tool for anyone looking to invest in a ULIP plan with clarity and confidence. It simplifies the process of estimating returns, comparing scenarios, and planning long-term financial goals. With its easy-to-use interface and customisable inputs, the calculator empowers users to make informed investment decisions. Whether you're a first-time investor or reviewing your financial strategy, this tool helps you stay on track with your financial objectives.