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Star Union ULIP Calculator
The Star Union ULIP Calculator is a digital tool designed to help you visualise the future value of your investment in Star Union Dai-ichi’s Unit Linked Insurance Plans (ULIPs). By entering basic details such as your investment amount, policy term, and estimated rate of return, the calculator provides a projection of your policy's maturity amount. It's a practical, easy-to-use tool that supports smart financial decision-making by helping you explore different plan scenarios before you invest.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 12.02 Crore Registered Consumer
- 51 Partners Insurance Partners
- 5.9 Crore Policies Sold
We are rated++
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold
Top performing plans˜ with High Returns**
Invest ₹10K/month & Get ₹1 Crore# Tax-Free*
- Home
- Life Insurance
- Ulip Plans
- ULIP Calculator
- Star Union ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
12.54%
Equity Fund
14.88%
Opportunities Fund
19.07%
High Growth Fund
13.4%
Opportunities Fund
21.09%
Multi Cap Fund
14.39%
Accelerator Mid-Cap Fund II
15.84%
Multiplier
14.73%
Frontline Equity Fund
18.41%
Pension Mid Cap Fund
11.46%
Growth Plus Fund
14.8%
US Equity Fund
15.06%
Grow Money Plus Fund
11.84%
Equity Top 250 Fund
14.24%
Future Apex Fund
12.17%
Pension Dynamic Equity Fund
14.53%
Accelerator Fund
View Plans
Why Use the Star Union ULIP Calculator?
Here’s how the ULIP Calculator can add value to your investment journey:
-
Visualise Returns:
Know how your ULIP investment may grow over the years based on your chosen inputs.
-
Plan Strategically:
Test various combinations of premiums, durations, and return assumptions to find a setup that works best for your goals.
-
Tailored Budgeting:
Select a premium and payment frequency that comfortably fits your financial situation.
-
Goal Alignment:
Whether you’re saving for your child’s future, a new home, or retirement, the calculator helps you align your investments accordingly.
-
Risk Estimation:
Understand the potential impact of market performance on your investment outcomes.
-
Customisable Inputs:
Try different values to fine-tune your investment strategy and make informed decisions.
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Equity Fund
SBI
AUM:81,769 Cr
81,769 Cr
NAV
210.13
-1.08%
Returns
12.66%
Opportunities Fund
HDFC Standard
AUM:36,970 Cr
36,970 Cr
NAV
78.94
-0.21%
Returns
17.78%
High Growth Fund
Max Life
AUM:11,792 Cr
11,792 Cr
NAV
118.06
-0.42%
Returns
25.43%
Opportunities Fund
ICICI Prudential
AUM:3,553 Cr
3,553 Cr
NAV
62.33
-0.26%
Returns
15.64%
Multi Cap Fund
Tata AIA
AUM:9,302 Cr
9,302 Cr
NAV
65.44
-0.22%
Returns
18.88%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
How to Use the Star Union ULIP Calculator
Using the calculator is simple and can help you get projections in just a few steps:
Step 1:
Open the ULIP calculator on the Star Union Dai-ichi website or an authorised insurance platform.
Step 2:
Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.
Step 3:
Enter the following information:
-
Premium amount
-
Duration of premium payments
-
Overall policy term
-
Expected annual return rate
Step 4:
Review the estimated total investment and projected maturity value.
Step 5:
Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.
Sample Illustration
Example Scenario:
Policyholder: Mrs. Kavita Nair
Annual Premium: ₹1,20,000
Premium Payment Term: 8 years
Policy Term: 20 years
Expected Annual Return: 10%
Calculator Output:
-
Total Premium Paid: ₹9,60,000
-
Estimated Maturity Amount: ₹ 47.4 lakhs
Scenario Adjustment:
If Kavita increases her annual premium to ₹1,80,000, her projected maturity amount increases significantly to ₹71.1 lakhs—showing the impact of higher investments over the same policy term.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹73.34 | ₹22084 Cr | 8.63% | 10.26% | |
| SBI Life Bond Fund | ₹50.23 | ₹17457 Cr | 5.24% | 6.88% | |
| SBI Life Equity Fund | ₹200.24 | ₹83975 Cr | 11.74% | 12.49% | |
| SBI Life Equity Optimiser Fund | ₹54.84 | ₹2728 Cr | 11.92% | 12.08% | |
| SBI Life Growth Fund | ₹94.27 | ₹3040 Cr | 10.52% | 11.78% | |
| SBI Life Money Market Fund | ₹36.35 | ₹434 Cr | 5.68% | 6.04% | |
| SBI Life Top 300 Fund | ₹57.07 | ₹2025 Cr | 11.3% | 12.87% | |
| SBI Life Pure Fund | ₹25.83 | ₹1192 Cr | 10.13% | - | |
| SBI Life Bond Optimiser Fund | ₹22.32 | ₹3285 Cr | 7.36% | - | |
| SBI Life Bluechip Fund | ₹9.97 | ₹3014 Cr | - | - | |
| SBI Life Balanced Pension | ₹73.51 | ₹807 Cr | 9.18% | 11.09% | |
| SBI Life Bond Pension | ₹44.56 | ₹526 Cr | 5.11% | 7.13% | |
| SBI Life Equity Pension | ₹74.8 | ₹11823 Cr | 12.72% | 13.24% | |
| SBI Life Growth Pension | ₹73.37 | ₹634 Cr | 11.01% | 12.24% | |
| SBI Life Money Market Pension | ₹33.6 | ₹138 Cr | 5.63% | 6.04% | |
| SBI Life Equity Optimiser Pension | ₹58.7 | ₹989 Cr | 11.87% | 12.87% | |
| SBI Life Top 300 Pension | ₹55.23 | ₹716 Cr | 11.26% | 12.9% | |
| SBI Life Midcap Fund | ₹47.42 | ₹52995 Cr | 19.67% | - | |
| SBI Life Corporate Bond Fund | ₹16.3 | ₹1049 Cr | 5.27% | - | |
| SBI Life Equity Elite II | ₹51.9 | ₹12638 Cr | 10.86% | 11.92% | |
| SBI Life Index | ₹48.57 | ₹112 Cr | 12.28% | 12.87% | |
| SBI Life Index Pension | ₹50.7 | ₹30 Cr | 12.38% | 12.9% | |
| SBI Life Discontinued Policy Fund | ₹25.23 | ₹9697 Cr | 5.58% | 6.09% | |
| SBI Life Equity Elite | ₹88.79 | ₹13 Cr | 14% | 14.87% | |
| SBI Life P-E Managed | ₹38.68 | ₹231 Cr | 9.73% | 10.53% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.37 | ₹3 Cr | 5.08% | 6.83% | |
| SBI Life Bond Pension II | ₹23.3 | ₹29479 Cr | 5.03% | 6.51% | |
| SBI Life Equity Pension II | ₹42.38 | ₹12763 Cr | 12.03% | 12.98% | |
| SBI Life Money Market Pension II | ₹20.53 | ₹1549 Cr | 5.38% | 5.76% | |
| SBI Life Discontinue Pension Fund | ₹21.29 | ₹6566 Cr | 5.56% | - | |
| SBI Life Group Growth Plus Fund | ₹57.21 | ₹3 Cr | 8.93% | - | |
| SBI Life Group Debt Plus Fund | ₹40.17 | ₹113 Cr | 6.34% | - | |
| SBI Life Group Balance Plus Fund | ₹48.23 | ₹11 Cr | 7.49% | - | |
| SBI Life Group Balance Plus Fund II | ₹26.43 | ₹809 Cr | 7.46% | - | |
| SBI Life Group Debt Plus Fund II | ₹26.02 | ₹232 Cr | 6.33% | - | |
| SBI Life Group Growth Plus Fund II | ₹26.73 | ₹240 Cr | 9.02% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.38 | ₹21 Cr | 5.9% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.44 | ₹2 Cr | 1.03% | - |
See more plans
Advantages of the Star Union ULIP Calculator
-
Quick Results:
Get instant projections of your investment outcome.
-
Flexible Simulation:
Change your inputs as needed to view various scenarios.
-
Clear Planning:
Supports financial goal-setting by offering a future-focused estimate.
-
Side-by-Side Plan Testing:
Test and compare different ULIP plan outcomes with ease.
-
User-Friendly:
Intuitive interface with simple steps that anyone can use.
Why Consider Star Union ULIP Plans?
Star Union Dai-ichi ULIP plans blend life protection with investment opportunities through market-linked funds. These plans offer flexibility to switch funds, tailor premium payment terms, and track performance over time. ULIPs also come with tax advantages under current laws, making them suitable for a wide range of financial goals, from wealth creation to retirement planning. Whether you're starting early or revisiting your investment strategy, Star Union offers plans designed to grow with your needs.
Conclusion
The Star Union ULIP Calculator is more than just a number-crunching tool; it’s a planning companion that helps you make smarter, goal-oriented investment decisions, as long-term goals shape the best SIP investment. With a better understanding of how your premium and duration affect your future returns, you can confidently select the right ULIP plan and take control of your financial future.
FAQs
-
What is the Star Union ULIP Calculator used for?
The Star Union ULIP Calculator helps estimate the future value of your investment plan based on inputs like premium amount, duration, and expected returns. It’s designed to simplify investment planning and decision-making. -
Is the Star Union ULIP calculator result guaranteed?
No, the calculator provides an estimated maturity value based on assumed returns. Since ULIPs are market-linked products, actual Star Union ULIP plan returns may vary depending on market conditions and fund performance. -
Can I compare different ULIP scenarios using the calculator?
Yes, the Star Union ULIP calculator tool is designed for flexible use. You can try different combinations of inputs to compare various investment outcomes and choose a scenario that aligns with your financial goals. -
Do I need to log in or register to access the Star Union ULIP calculator?
No registration or login is required to use the basic calculator. However, if you want to save your scenarios or get plan recommendations, you may be asked for your contact details.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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