Star Union ULIP Calculator

Why Use the Star Union ULIP Calculator?

Here’s how the ULIP Calculator can add value to your investment journey:

1. Visualise Returns:

   Know how your ULIP investment may grow over the years based on your chosen inputs.

2. Plan Strategically:

   Test various combinations of premiums, durations, and return assumptions to find a setup that works best for your goals.

3. Tailored Budgeting:

   Select a premium and payment frequency that comfortably fits your financial situation.

4. Goal Alignment:

   Whether you’re saving for your child’s future, a new home, or retirement, the calculator helps you align your investments accordingly.

5. Risk Estimation:

   Understand the potential impact of market performance on your investment outcomes.

6. Customisable Inputs:

   Try different values to fine-tune your investment strategy and make informed decisions.

List of ULIP Funds ^~

Returns 3 Years 5 Years 10 Years

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

High Growth Fund

Max Life

AUM:10,632 Cr

10,632 Cr

NAV

114.77

0.97%

Returns

28.09%

Returns

32.5%

Highest Returns

Returns

18.6%

Get Details

Top 200 Fund

Tata AIA

AUM:2,469 Cr

2,469 Cr

NAV

180.38

0.69%

Returns

24.22%

Returns

30.5%

Highest Returns

Returns

18.2%

Get Details

Accelerator Mid-Cap Fund II

Bajaj Allianz

AUM:5,888 Cr

5,888 Cr

NAV

81.6

0.49%

Returns

19.36%

Returns

22.06%

Highest Returns

Returns

14.21%

Get Details

Opportunities Fund

HDFC Standard

AUM:38,561 Cr

38,561 Cr

NAV

76.86

0.51%

Returns

19.92%

Returns

23.81%

Highest Returns

Returns

14.24%

Get Details

Equity II Fund

Canara HSBC Oriental Bank

AUM:3,631 Cr

3,631 Cr

NAV

41.34

0.28%

Returns

13.51%

Returns

16.83%

Highest Returns

Returns

10%

Get Details

Accelerator Fund

AEGON Life

AUM:242 Cr

242 Cr

NAV

49.03

0.44%

Returns

18.22%

Returns

20.6%

Highest Returns

Returns

13.03%

Get Details

Growth Opportunities Plus Fund

Bharti AXA

AUM:1,025 Cr

1,025 Cr

NAV

73.32

0.61%

Returns

16.51%

Returns

20.53%

Highest Returns

Returns

14.09%

Get Details

Multiplier

Birla Sun Life

AUM:4,709 Cr

4,709 Cr

NAV

93.24

0.87%

Returns

19.56%

Returns

24.11%

Highest Returns

Returns

14.82%

Get Details

Equity Top 250 Fund

Edelwiess Tokio

AUM:557 Cr

557 Cr

NAV

56.97

0.43%

Returns

14.82%

Returns

17.28%

Highest Returns

Returns

11%

Get Details

Future Apex Fund

Future Generali India

AUM:105 Cr

105 Cr

NAV

55.82

0.54%

Returns

17.08%

Returns

21.13%

Highest Returns

Returns

13.01%

Get Details

Opportunities Fund

ICICI Prudential

AUM:3,493 Cr

3,493 Cr

NAV

58.75

0.48%

Returns

17.41%

Returns

20.29%

Highest Returns

Returns

12.05%

Get Details

Frontline Equity Fund

Kotak Mahindra OM

AUM:4,489 Cr

4,489 Cr

NAV

68.35

0.49%

Returns

18.24%

Returns

21.15%

Highest Returns

Returns

13.71%

Get Details

Balanced Fund

LIC

AUM:2,549 Cr

2,549 Cr

NAV

18.27

0.00%

Returns

10.42%

Returns

10.54%

Highest Returns

Returns

-

Get Details

Virtue II

PNB Metlife

AUM:3,375 Cr

3,375 Cr

NAV

69.26

0.44%

Returns

17.64%

Returns

21.8%

Highest Returns

Returns

14.68%

Get Details

Pension Dynamic Equity Fund

Pramerica Life Insurance Limited

AUM:6 Cr

6 Cr

NAV

72.29

0.39%

Returns

13.4%

Returns

16.47%

Highest Returns

Returns

10.72%

Get Details

Equity Fund

SBI

AUM:81,114 Cr

81,114 Cr

NAV

201.39

1.49%

Returns

14.71%

Returns

17.1%

Highest Returns

Returns

11.34%

Get Details

Blue-Chip Equity Fund

Star Union Dai-ichi

AUM:1,370 Cr

1,370 Cr

NAV

34.54

0.22%

Returns

11.9%

Returns

14.47%

Highest Returns

Returns

9.89%

Get Details

see more plans

Disclaimer :
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

How to Use the Star Union ULIP Calculator

Using the calculator is simple and can help you get projections in just a few steps:

Step 1:

Open the ULIP calculator on the Star Union Dai-ichi website or an authorised insurance platform.

Step 2:

Select how often you’d like to pay your premium—monthly, quarterly, yearly, or one-time.

Step 3:

Enter the following information:

• Premium amount

• Duration of premium payments

• Overall policy term

• Expected annual return rate

Step 4:

Review the estimated total investment and projected maturity value.

Step 5:

Adjust the values to explore different possibilities and choose the combination that suits your long-term financial plan.

Sample Illustration

Example Scenario:

Policyholder: Mrs. Kavita Nair

Annual Premium: ₹1,20,000

Premium Payment Term: 8 years

Policy Term: 20 years

Expected Annual Return: 10%

Calculator Output:

• Total Premium Paid: ₹9,60,000

• Estimated Maturity Amount: ₹ 47.4 lakhs

Scenario Adjustment:

If Kavita increases her annual premium to ₹1,80,000, her projected maturity amount increases significantly to ₹71.1 lakhs—showing the impact of higher investments over the same policy term.

Advantages of the Star Union ULIP Calculator

1. Quick Results:

   Get instant projections of your investment outcome.

2. Flexible Simulation:

   Change your inputs as needed to view various scenarios.

3. Clear Planning:

   Supports financial goal-setting by offering a future-focused estimate.

4. Side-by-Side Plan Testing:

   Test and compare different ULIP plan outcomes with ease.

5. User-Friendly:

   Intuitive interface with simple steps that anyone can use.

Why Consider Star Union ULIP Plans?

Star Union Dai-ichi ULIP plans blend life protection with investment opportunities through market-linked funds. These plans offer flexibility to switch funds, tailor premium payment terms, and track performance over time. ULIPs also come with tax advantages under current laws, making them suitable for a wide range of financial goals, from wealth creation to retirement planning. Whether you're starting early or revisiting your investment strategy, Star Union offers plans designed to grow with your needs.

Conclusion

The Star Union ULIP Calculator is more than just a number-crunching tool; it’s a planning companion that helps you make smarter, goal-oriented investment decisions. With a better understanding of how your premium and duration affect your future returns, you can confidently select the right ULIP plan and take control of your financial future.