Things to Do Before Turning 20

Turning 20 is a significant turning point. You are still early in the journey of adulthood, which is the perfect time to start laying the groundwork for the kind of life you want to lead. Your choices before 20 may not define your future but will shape it. Today, when life has become so uncertain, aim to lead a rich and rewarding life through conscious choices and be prepared for any curveball. Travelling, self-sustenance, career trajectory, and securing your financial future are some of the things you should start working on. 

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To help in this direction, here's a list of meaningful things you should try to do before you step into your twenties, which can help you grow in confidence, skill, and direction.

Travel on a Budget

When you travel alone, you learn to make decisions, deal with unexpected situations, and figure things out without relying on others. You don’t need to fly across the world or spend much money. Even visiting a new town or planning a solo day trip can do the trick. It’s one of the best ways to become more independent, open-minded, and self-aware. The earlier you do it, the more fearless you’ll become in other areas of life.

Learn the Basics of Money Management and Savings

Money will become a huge part of your life. Start by understanding simple things like how to create a budget, how saving works, what credit means, and why debt can be dangerous. In addition to savings, learn about life insurance and other forms of financial protection from your parents or guardians. These basics are often not taught in school, but they’re essential. Managing your money and saving even little amounts wisely now can help you avoid stress later.

If you wish to focus on money management, investing, and financial protection, products such as an SIP or term plan are excellent choices. To go into a little detail, 20 is the most accurate age to purchase a term insurance policy. You can get it for a monthly premium of as low as Rs. 500. You can use an online term plan calculator to estimate how much you will have to pay for a significant financial corpus. You can also go to PolicyBazaar to easily compare such products. 

Explore Different Careers Before You Pick One

Before you lock into a college major or career path, try to understand different jobs. Volunteer, intern, talk to people in different fields, or take on freelance gigs if possible. It’s a great way to understand what a job is really like beyond the surface. You might discover something exciting, or realize that your “dream job” is not the only thing to chase in life.

Learn How to Run a Household

It might sound basic, but knowing how to cook simple meals, do laundry, keep your space clean, and manage everyday tasks is a big part of being independent. These things matter when you move out or live alone for the first time. The more comfortable you are with day-to-day responsibilities, the easier it is to focus on bigger things later.

Read Books That Change the Way You Think

There’s a lot more to learn outside the classroom. Make it a habit to read at least a few thought-provoking books that challenge your perspectives and encourage deeper thinking. Explore works on psychology to understand human behaviour, delve into philosophy to question life’s big ideas, or read biographies to learn from the real-life experiences and struggles of others. The purpose is to gain insight into how different people view the world. That insight helps you grow in ways that grades alone can’t.

Volunteer for Something That Matters to You

Doing something for others, without getting paid, can teach you more than any class. When you volunteer for a cause you truly care about, you develop empathy, leadership, and a stronger sense of community. It’s also a chance to work with people from different backgrounds and learn how to be part of something bigger than yourself.

Get Good at One Useful Skill

You don’t need to be great at everything. But it’s a smart move to become good at at least one practical skill. It could be cooking, public speaking, fixing bikes, writing, coding, or photography. A solid skill not only gives you confidence, it can also come in handy in ways you don’t expect, personally or professionally.

Introspect and Take Care of Your Mental Well-Being

Learning to care for your mental health early on can make a big difference later. This includes recognizing stress, setting boundaries, dealing with anxiety, and knowing when to ask for help. Life will have tough moments, there’s no avoiding that, but if you learn how to deal with them in healthy ways now, you’ll be stronger and more balanced as you grow older.

Final Thoughts

Your teenage years are not just a waiting room for adulthood; they’re a time to build a strong foundation for the rest of your life. Don’t worry about being perfect or having it all figured out. What matters most is that you start trying. Explore new things. Take calculated risks. Make mistakes but learn from them. Every step you take now adds up later.


Premium By Age

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.



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