What is an Aviva SIP Plan?
An Aviva SIP Plan is essentially a Unit Linked Insurance Plan where policyholders invest premiums systematically over time into various market-linked funds. These SIP plans offer the dual advantage of wealth creation through market-linked returns and life insurance coverage to protect the policyholder’s family in case of unforeseen events. Aviva Life Insurance’s SIPs allow investors to choose from multiple fund options based on their risk appetite and financial goals, with the flexibility to switch funds or redirect premiums as needed.
- Insurance Companies
- Mutual Funds
|
Returns |
| Fund Name |
5 Years |
7 Years |
10 Years |
| SBI Life |
16.44% |
13.57% |
|
| HDFC Life |
15.72% |
- |
|
| Axis Max Life |
29.3% |
22.69% |
|
| ICICI Prudential Life |
20.5% |
- |
|
| Tata AIA Life |
25.46% |
22.63% |
|
| Bajaj Life |
20.84% |
14.57% |
|
| Birla Sun Life |
23.48% |
16.95% |
|
| PNB MetLife |
31.41% |
24.68% |
|
| Canara HSBC Life |
16.09% |
12.05% |
|
| Star Union Dai-ichi Life |
14.69% |
- |
|
Fund rating powered by
Last updated: Oct 2025
| |
Returns |
| Fund Name |
3 Years |
5 Years |
10 Years |
| QUANT |
23.92% |
31.48% |
|
| PARAG PARIKH |
20.69% |
26.41% |
|
| EDELWEISS |
22.34% |
24.29% |
|
| KOTAK |
24.64% |
25.01% |
|
| MIRAE ASSET |
19.74% |
24.32% |
|
| PGIM INDIA |
14.75% |
23.39% |
|
| DSP |
18.41% |
22.33% |
|
| CANARA ROBECO |
20.05% |
21.80% |
|
| SUNDARAM |
18.27% |
18.22% |
|
Last updated: August 2025
Conclusion
Aviva’s SIP plans, primarily structured as ULIPs, offer a balanced approach to investing with the added advantage of life insurance coverage. With multiple fund options, flexible premium payments, and attractive benefits like charge refunds and milestone boosters, these plans cater to investors seeking long-term wealth creation alongside financial security for their families.
