Bandhan SIP Plans

Bandhan SIP Plans offer a disciplined and convenient way to invest in mutual funds by allowing investors to contribute small amounts at regular intervals. With benefits like rupee cost averaging, compounding, flexibility, and low minimum investments, Bandhan SIPs help individuals steadily build wealth and achieve their financial goals while minimizing the impact of market volatility.

Read more

SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹12,085

NAV

117.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.7 22.12 18.4 %

Instant tax receipt
AUM (Cr)

₹2,771

NAV

75.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.18 17.53 16.02 %

Instant tax receipt
AUM (Cr)

₹36,958

NAV

78.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.5 15.82 15.9 %

Instant tax receipt
AUM (Cr)

₹3,352

NAV

71.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.66 17.23 15.46 %

Instant tax receipt
AUM (Cr)

₹448

NAV

71.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.66 14.95 15.03 %

Instant tax receipt
AUM (Cr)

₹4,767

NAV

71.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.15 16.07 14.8 %

Instant tax receipt
AUM (Cr)

₹237

NAV

51.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.47 16.14 14.52 %

Instant tax receipt
AUM (Cr)

₹3,688

NAV

43.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.37 14.42 14.35 %

Instant tax receipt
AUM (Cr)

₹5,748

NAV

83.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.55 14.25 14.34 %

Instant tax receipt
AUM (Cr)

₹118

NAV

58.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.34 15.76 14.25 %

Instant tax receipt
AUM (Cr)

₹2,771

NAV

75.87

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.18 17.53 16.02 %

AUM (Cr)

₹3,352

NAV

71.51

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.66 17.23 15.46 %

AUM (Cr)

₹448

NAV

71.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.66 14.95 15.03 %

AUM (Cr)

₹4,767

NAV

71.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.15 16.07 14.8 %

AUM (Cr)

₹237

NAV

51.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.47 16.14 14.52 %

AUM (Cr)

₹3,688

NAV

43.32

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.37 14.42 14.35 %

AUM (Cr)

₹118

NAV

58.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.34 15.76 14.25 %

AUM (Cr)

₹13,252

NAV

85.18

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.26 13.85 13.58 %

AUM (Cr)

₹1,033

NAV

47.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.56 14.12 13.39 %

AUM (Cr)

₹2,224

NAV

69.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.37 13.68 13.25 %

AUM (Cr)

₹12,085

NAV

117.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 22.7 22.12 18.4 %

AUM (Cr)

₹36,958

NAV

78.73

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.5 15.82 15.9 %

AUM (Cr)

₹5,748

NAV

83.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.55 14.25 14.34 %

AUM (Cr)

₹9,602

NAV

65.15

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 29 23.3 21.1 %

AUM (Cr)

₹1,051

NAV

74.79

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.12 15.67 15.17 %

AUM (Cr)

₹14,008

NAV

71.12

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.52 14.71 13.8 %

AUM (Cr)

₹3,621

NAV

62.07

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.33 14.66 13.34 %

AUM (Cr)

₹1,145

NAV

56.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.14 14.57 13.22 %

AUM (Cr)

₹542

NAV

58.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.88 12.95 11.81 %

AUM (Cr)

₹268

NAV

29.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.78 10.7 11.2 %

AUM (Cr)

₹818

NAV

41.05

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.73 7.25 7.6 %

AUM (Cr)

₹506

NAV

38.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.46 7.39 7.44 %

AUM (Cr)

₹73

NAV

41.49

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.47 6.85 7.13 %

AUM (Cr)

₹119

NAV

29.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.87 6.9 7.11 %

AUM (Cr)

₹184

NAV

47.34

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.66 6.47 7.04 %

AUM (Cr)

₹92

NAV

39.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.3 6.86 6.97 %

AUM (Cr)

₹18,103

NAV

50.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.32 6.7 6.95 %

AUM (Cr)

₹1,026

NAV

47.09

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.75 6.69 6.94 %

AUM (Cr)

₹1,663

NAV

43.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.27 6.38 6.82 %

AUM (Cr)

₹931

NAV

102.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.14 16.95 15.92 %

AUM (Cr)

₹367

NAV

48.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.48 11.4 10.92 %

AUM (Cr)

₹5,476

NAV

41.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.41 10.61 10.59 %

AUM (Cr)

₹67

NAV

61.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.62 9.99 10.4 %

AUM (Cr)

₹482

NAV

105.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.81 10.26 10.39 %

AUM (Cr)

₹22,439

NAV

74.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.49 10.23 10.25 %

AUM (Cr)

₹281

NAV

32.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.61 10.44 10.25 %

AUM (Cr)

₹835

NAV

40.42

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.71 10.68 10.17 %

AUM (Cr)

₹7,398

NAV

112.31

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.26 10.36 10.03 %

AUM (Cr)

₹18

NAV

33.76

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.58 9.79 9.83 %

AUM (Cr)

₹1,309

NAV

80.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.94 14.56 13.98 %

AUM (Cr)

₹7,449

NAV

158.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.39 14.66 13.73 %

AUM (Cr)

₹3,075

NAV

69.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.52 13.99 13.26 %

View More

List of Top Bandhan SIP Plans

Fund Name Min SIP (₹) 3-Year Returns AUM (₹ Cr)
Bandhan Small Cap Fund ₹100 27.17% ₹9,516
Bandhan Sterling Value Fund ₹100 16.97% ₹9,429
Bandhan Focused Equity Fund ₹100 17.04% ₹1,685
Bandhan Infrastructure Fund ₹100 26.91% ₹1,563
Bandhan ELSS Tax Saver Fund ₹500 14.65% ₹6,596
Bandhan Aggressive Hybrid Fund ₹100 14.59% ₹818
Bandhan Nifty 50 Index Fund ₹100 12.64% ₹1,741
Bandhan Banking & PSU Debt Fund ₹100 7.11% ₹13,396

*Returns as of April 23, 2025. This is not an exhaustive list of plans.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Equity Fund SBI Life
Rating
13.49% 13.09%
12.48%
View Plan
Opportunities Fund HDFC Life
Rating
19.5% 15.82%
15.9%
View Plan
High Growth Fund Axis Max Life
Rating
22.7% 22.12%
18.4%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
16.33% 14.66%
13.34%
View Plan
Multi Cap Fund Tata AIA Life
Rating
29% 23.3%
21.1%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
17.55% 14.25%
14.34%
View Plan
Multiplier Birla Sun Life
Rating
19.5% 16.12%
15.9%
View Plan
Pension Mid Cap Fund PNB MetLife
Rating
31.41% 24.68%
18.41%
View Plan
Equity II Fund Canara HSBC Life
Rating
13.16% 11.5%
11.31%
View Plan
US Equity Fund Star Union Dai-ichi Life
Rating
15.2% -
14.8%
View Plan
Fund rating powered by
Last updated: Nov 2025
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹822.00 Crs 35.31% N/A N/A ₹500 35.07%
Bandhan Small Cap Fund Regular-Growth ₹14,062.19 Crs 29.34% 30.26% N/A ₹1,000 31.59%
Motilal Oswal Midcap Fund Regular-Growth ₹33,608.53 Crs 25.97% 33.24% 17.66% ₹500 22.31%
ICICI Prudential Infrastructure Fund-Growth ₹7,941.20 Crs 28.79% 37.23% 17.14% ₹5,000 15.97%
Canara Robeco Large Cap Fund Regular-Growth ₹16,406.92 Crs 16.08% 17.34% 13.87% ₹100 12.99%
Mirae Asset Large Cap Fund Direct- Growth ₹39,975.32 Crs 14.85% 17.48% 14.46% ₹5,000 16.26%
Kotak Midcap Fund Regular-Growth ₹57,375.20 Crs 22.42% 27.51% 18.07% ₹100 15.26%
SBI Small Cap Fund-Growth ₹35,562.96 Crs 13.89% 23.99% 18.17% ₹5,000 19.25%
SBI Gold ETF ₹8,810.86 Crs 31.81% 17.85% 15.14% ₹5,000 12.57%

Last updated: Nov 2025

Compare more funds

Buying the Dip Results in Higher ReturnsBuying the Dip Results in Higher Returns

How Bandhan SIPs Work

Bandhan SIP plans allow SIP investments as low as ₹100/month across equity, debt, and hybrid funds. Here are the key features of Bandhan SIPs.

  1. Flexibility:

    Choose daily, monthly, or quarterly SIP frequencies.

  2. Goal-based investing:

    Use SIP calculator to estimate returns for objectives like education or retirement.

  3. Tax benefits:

    ELSS funds qualify for ₹1.5L tax deductions under Section 80C.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
13.13%
Equity Pension
Opportunities Fund
15.9%
Opportunities Fund
Pension Growth Super
19.1%
Pension Growth Super
Opportunities Fund
13.34%
Opportunities Fund
Multi Cap Fund
21.1%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.34%
Accelerator Mid-Cap Fund II
Multiplier
15.9%
Multiplier
Frontline Equity Fund
14.8%
Frontline Equity Fund
Pension Mid Cap Fund
18.41%
Pension Mid Cap Fund
Equity II Fund
11.31%
Equity II Fund
US Equity Fund
14.8%
US Equity Fund
Growth Opportunities Plus Fund
15.17%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.81%
Equity Top 250 Fund
Future Apex Fund
14.25%
Future Apex Fund
Pension Dynamic Equity Fund
12.17%
Pension Dynamic Equity Fund
Pension Enhanced Equity
14.56%
Pension Enhanced Equity

Investment Objective of Top Bandhan SIP Funds

  1. Bandhan Small Cap Fund

    Bandhan Small Cap Fund seeks to generate long-term capital appreciation by investing predominantly in equities and equity-linked securities of the small-cap segment.

  2. Bandhan Sterling Value Fund

    Bandhan Sterling Value Fund seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

  3. Bandhan Focused Equity Fund

    Bandhan Focused Equity Fund aims to generate capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 30 stocks.

  4. Bandhan Infrastructure Fund

    Bandhan Infrastructure Fund seeks to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities.

  5. Bandhan ELSS Tax Saver Fund

    Bandhan ELSS Tax Saver Fund seeks to build a diversified portfolio comprising stocks of companies with strong fundamentals that are available at reasonable valuations. Bandhan ELSS Tax Saver Fund can be fully invested in equities (and equity related securities) and up to 20% in debt & money market instruments.

  6. Bandhan Aggressive Hybrid Fund

    Bandhan Aggressive Hybrid Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments. Bandhan Aggressive Hybrid Fund also seeks to generate current income by investing in debt securities and money market instruments.

  7. Bandhan Nifty 50 Index Fund

    Bandhan Nifty 50 Index Fund seeks to replicate the Nifty 50 Index by investing in securities of the Nifty 50 in the same proportion.

  8. Bandhan Banking & PSU Debt Fund

    Bandhan Banking & PSU Debt Fund aims to achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Bandhan SIP Calculator

Bandhan’s SIP calculator helps estimate returns by inputting:

  • Monthly investment amount

  • Expected return rate (e.g., 12% for equity funds)

  • Investment tenure (e.g., 10 years)

Example:

A ₹5,000/month SIP in Bandhan Small Cap Fund (12% expected return) over 15 years could grow to ₹25 lakhs.

Final Thoughts

Bandhan SIPs offer a disciplined way to build wealth, particularly through high-growth small- and mid-cap funds. ULIPs provide insurance coverage but come with higher costs compared to pure SIPs. Assess your financial goals and risk tolerance before choosing between these instruments.

SIP Hub

FAQs

  • Can I stop or pause my Bandhan SIP anytime?

    Yes, you can stop or pause your SIP as per Bandhan Mutual Fund’s policy. Most fund houses allow you to discontinue or temporarily pause your SIP without penalties, though the process may vary.
  • Is SIP in Bandhan Mutual Fund safe?

    While SIPs offer a disciplined approach and help reduce risk through diversification and rupee cost averaging, they are subject to market risks and returns are not guaranteed.
  • What is the rupee cost averaging in SIPs?

    Rupee cost averaging means you buy more units when prices are low and fewer when prices are high, averaging out your purchase cost over time and reducing the impact of market volatility.
  • What is the minimum investment required to start a Bandhan SIP?

    You can start a Bandhan SIP with as little as ₹100 per month, making it accessible for investors at all income levels.
  • Can I withdraw my SIP investment anytime?

    Yes, you can redeem your mutual fund units at any time unless you are invested in a scheme with a lock-in period, such as an ELSS fund.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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