Bandhan SIP Plans

List of Top Bandhan SIP Plans

*Returns as of April 23, 2025. This is not an exhaustive list of plans.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 29
• 31
• 32
• 33
• 34
• 36
• 37
• 38
• 39
• 40

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 30

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 29
• 31
• 32
• 33
• 34
• 36
• 37
• 38
• 39
• 40

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

• 1
• 2
• 3
• 4
• 6
• 7
• 8
• 9
• 11
• 12
• 13
• 14
• 16
• 17
• 18
• 19
• 21
• 22
• 23
• 24
• 26
• 27
• 28
• 30

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

18.35%

High Growth Fund

12.67%

Growth Super Fund

9.78%

Growth Fund

7.29%

Secure Fund

17.98%

Top 200 Fund

14.59%

Large Cap Equity Fund

15.01%

Whole Life Aggressive Growth Fund

7.99%

Whole Life Income Fund

14.31%

Accelerator Mid-Cap Fund II

12.13%

Bluechip Equity Fund

9.48%

Asset Allocation Fund II

7.15%

Bond Fund

14.58%

Opportunities Fund

14.06%

Diversified Equity Fund

11.64%

Individual Prime Equity Pension Fund

9.87%

Balanced Fund

6.61%

Bond Fund

10.09%

Equity II Fund

8.83%

Balanced Plus Fund

7.8%

Debt Fund

11.83%

Blue Chip Equity Fund

13.12%

Pension Enhanced Equity

9.42%

Stable Fund

7.36%

Debt Fund

14.41%

Growth Opportunities Plus Fund

13.86%

Grow Money Plus Fund

9.97%

Save N Grow Money Fund

7.44%

Steady Money Fund

15.09%

Multiplier

12.99%

Pure Equity

9.9%

Creator

7.68%

Income Advantage

11.41%

Equity Top 250 Fund

10.59%

Equity Large Cap Fund

8.92%

Managed Fund

7.3%

Bond Fund

13.05%

Future Apex Fund

9.03%

Future Balance Fund

6.79%

Future Income Fund

12.17%

Opportunities Fund

11.06%

Bluechip Fund

9.43%

Multi Cap Balanced Fund

11.12%

Pension Bluechip Fund

7.31%

Income Fund

14.11%

Frontline Equity Fund

12.96%

Classic Opportunities Fund

10.74%

Balanced Fund

11.45%

Pension Classic Opportunities Fund

7.54%

Dynamic Gilt Fund

15.01%

Virtue II

12.16%

Flexi Cap

9.83%

Balancer II

7%

Preserver II

10.68%

Pension Dynamic Equity Fund

6.92%

Debt Fund

11.63%

Equity Fund

12.02%

Top 300 Fund

7.26%

Bond Fund

10.17%

Blue-Chip Equity Fund

9.36%

Growth Plus Fund

6.57%

Income Fund

How Bandhan SIPs Work

Bandhan SIP plans allow SIP investments as low as ₹100/month across equity, debt, and hybrid funds. Here are the key features of Bandhan SIPs.

1. Flexibility:

   Choose daily, monthly, or quarterly SIP frequencies.

2. Goal-based investing:

   Use SIP calculator to estimate returns for objectives like education or retirement.

3. Tax benefits:

   ELSS funds qualify for ₹1.5L tax deductions under Section 80C.

Investment Objective of Top Bandhan SIP Funds

1. Bandhan Small Cap Fund

   Bandhan Small Cap Fund seeks to generate long-term capital appreciation by investing predominantly in equities and equity-linked securities of the small-cap segment.

2. Bandhan Sterling Value Fund

   Bandhan Sterling Value Fund seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

3. Bandhan Focused Equity Fund

   Bandhan Focused Equity Fund aims to generate capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 30 stocks.

4. Bandhan Infrastructure Fund

   Bandhan Infrastructure Fund seeks to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities.

5. Bandhan ELSS Tax Saver Fund

   Bandhan ELSS Tax Saver Fund seeks to build a diversified portfolio comprising stocks of companies with strong fundamentals that are available at reasonable valuations. Bandhan ELSS Tax Saver Fund can be fully invested in equities (and equity related securities) and up to 20% in debt & money market instruments.

6. Bandhan Aggressive Hybrid Fund

   Bandhan Aggressive Hybrid Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments. Bandhan Aggressive Hybrid Fund also seeks to generate current income by investing in debt securities and money market instruments.

7. Bandhan Nifty 50 Index Fund

   Bandhan Nifty 50 Index Fund seeks to replicate the Nifty 50 Index by investing in securities of the Nifty 50 in the same proportion.

8. Bandhan Banking & PSU Debt Fund

   Bandhan Banking & PSU Debt Fund aims to achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Bandhan SIP Calculator

Bandhan’s SIP calculator helps estimate returns by inputting:

• Monthly investment amount

• Expected return rate (e.g., 12% for equity funds)

• Investment tenure (e.g., 10 years)

Example:

A ₹5,000/month SIP in Bandhan Small Cap Fund (12% expected return) over 15 years could grow to ₹25 lakhs.

Final Thoughts

Bandhan SIPs offer a disciplined way to build wealth, particularly through high-growth small- and mid-cap funds. ULIPs provide insurance coverage but come with higher costs compared to pure SIPs. Assess your financial goals and risk tolerance before choosing between these instruments.