Bandhan SIP Plans

Bandhan SIP Plans offer a disciplined and convenient way to invest in mutual funds by allowing investors to contribute small amounts at regular intervals. With benefits like rupee cost averaging, compounding, flexibility, and low minimum investments, Bandhan SIPs help individuals steadily build wealth and achieve their financial goals while minimizing the impact of market volatility.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹11,620

NAV

145.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.79 17.49 16.77 %

Instant tax receipt
AUM (Cr)

₹2,687

NAV

66.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.13 14.43 14.55 %

Instant tax receipt
AUM (Cr)

₹3,237

NAV

63.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.61 14.79 14.23 %

Instant tax receipt
AUM (Cr)

₹35,377

NAV

69.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.42 13.27 13.64 %

Instant tax receipt
AUM (Cr)

₹446

NAV

61.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.08 12 13.57 %

Instant tax receipt
AUM (Cr)

₹4,837

NAV

62.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12 12.83 13.3 %

Instant tax receipt
AUM (Cr)

₹5,458

NAV

72.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.27 11.54 13.22 %

Instant tax receipt
AUM (Cr)

₹219

NAV

43.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.62 12.84 12.93 %

Instant tax receipt
AUM (Cr)

₹3,598

NAV

37.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.71 11.3 12.74 %

Instant tax receipt
AUM (Cr)

₹130

NAV

49.46

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.62 11.99 12.39 %

Instant tax receipt
AUM (Cr)

₹2,687

NAV

66.77

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.13 14.43 14.55 %

AUM (Cr)

₹3,237

NAV

63.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.61 14.79 14.23 %

AUM (Cr)

₹446

NAV

61.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.08 12 13.57 %

AUM (Cr)

₹4,837

NAV

62.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12 12.83 13.3 %

AUM (Cr)

₹219

NAV

43.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.62 12.84 12.93 %

AUM (Cr)

₹3,598

NAV

37.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.71 11.3 12.74 %

AUM (Cr)

₹130

NAV

49.46

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.62 11.99 12.39 %

AUM (Cr)

₹12,241

NAV

73.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.98 10.46 12 %

AUM (Cr)

₹965

NAV

40.71

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.83 11.19 11.78 %

AUM (Cr)

₹2,097

NAV

58.41

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.41 10.06 11.57 %

AUM (Cr)

₹11,620

NAV

145.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.79 17.49 16.77 %

AUM (Cr)

₹35,377

NAV

69.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.42 13.27 13.64 %

AUM (Cr)

₹5,458

NAV

72.36

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.27 11.54 13.22 %

AUM (Cr)

₹9,938

NAV

57.52

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 18.96 22 %

AUM (Cr)

₹12,572

NAV

104.21

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 17.85 19.5 17.59 %

AUM (Cr)

₹1,051

NAV

66.43

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.51 13.09 14.1 %

AUM (Cr)

₹13,553

NAV

62.8

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.78 11.82 12.45 %

AUM (Cr)

₹1,125

NAV

50.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.99 11.78 12.18 %

AUM (Cr)

₹3,551

NAV

53.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.28 11.53 11.84 %

AUM (Cr)

₹526

NAV

51.89

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.3 10.29 10.69 %

AUM (Cr)

₹242

NAV

25.75

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.13 8.4 9.72 %

AUM (Cr)

₹823

NAV

40.85

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.66 6.84 7.28 %

AUM (Cr)

₹499

NAV

38.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.27 6.81 7.03 %

AUM (Cr)

₹117

NAV

30.17

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.98 6.58 6.92 %

AUM (Cr)

₹189

NAV

56.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.8 6.59 6.9 %

AUM (Cr)

₹171

NAV

34.94

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.2 6.39 6.85 %

AUM (Cr)

₹77

NAV

41.26

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.42 6.43 6.81 %

AUM (Cr)

₹16,781

NAV

50.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.29 6.29 6.62 %

AUM (Cr)

₹172

NAV

46.78

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.6 5.98 6.6 %

AUM (Cr)

₹93

NAV

38.97

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.21 6.45 6.59 %

AUM (Cr)

₹904

NAV

94.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.47 14.83 14.83 %

AUM (Cr)

₹354

NAV

44.99

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.57 9.36 9.89 %

AUM (Cr)

₹62

NAV

57.84

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.68 8.44 9.61 %

AUM (Cr)

₹460

NAV

98.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.49 8.54 9.53 %

AUM (Cr)

₹5,072

NAV

37.27

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.46 8.39 9.48 %

AUM (Cr)

₹21,160

NAV

68.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.07 8.33 9.27 %

AUM (Cr)

₹807

NAV

37.37

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.28 8.81 9.24 %

AUM (Cr)

₹6,860

NAV

103.68

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.59 8.58 9.13 %

AUM (Cr)

₹272

NAV

29.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.63 8.26 9.07 %

AUM (Cr)

₹1,775

NAV

40.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.27 8.39 8.86 %

View More

List of Top Bandhan SIP Plans

Fund Name Min SIP (₹) 3-Year Returns AUM (₹ Cr)
Bandhan Small Cap Fund ₹100 27.17% ₹9,516
Bandhan Sterling Value Fund ₹100 16.97% ₹9,429
Bandhan Focused Equity Fund ₹100 17.04% ₹1,685
Bandhan Infrastructure Fund ₹100 26.91% ₹1,563
Bandhan ELSS Tax Saver Fund ₹500 14.65% ₹6,596
Bandhan Aggressive Hybrid Fund ₹100 14.59% ₹818
Bandhan Nifty 50 Index Fund ₹100 12.64% ₹1,741
Bandhan Banking & PSU Debt Fund ₹100 7.11% ₹13,396

*Returns as of April 23, 2025. This is not an exhaustive list of plans.

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Top 300 Fund SBI Life
Rating
8.88% 10.5%
11.55%
View Plan
Opportunities Fund HDFC Life
Rating
12.42% 13.27%
13.64%
View Plan
High Growth Fund Axis Max Life
Rating
17.85% 19.5%
17.59%
View Plan
Opportunities Fund ICICI Prudential Life
Rating
11.28% 11.53%
11.84%
View Plan
Multi Cap Fund Tata AIA Life
Rating
21% 18.96%
22%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
12.27% 11.54%
13.22%
View Plan
Multiplier Birla Sun Life
Rating
14.37% 13.37%
14.74%
View Plan
Virtue II PNB MetLife
Rating
12.61% 14.79%
14.23%
View Plan
Equity II Fund Canara HSBC Life
Rating
8.46% 8.24%
9.73%
View Plan
Blue-Chip Equity Fund Star Union Dai-ichi Life
Rating
7.49% 8.34%
9.68%
View Plan
Fund rating powered by
Last updated: Mar 2026
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹1,748.84 Crs 28.91% N/A N/A ₹500 28.94%
Bandhan Small Cap Fund Regular-Growth ₹20,474.12 Crs 26.07% 20.2% N/A ₹1,000 25.81%
Motilal Oswal Midcap Fund Regular-Growth ₹33,689.20 Crs 17.76% 19.95% 15.5% ₹500 18.83%
ICICI Prudential Infrastructure Fund-Growth ₹8,097.89 Crs 20.26% 23.55% 17.35% ₹5,000 14.94%
Canara Robeco Large Cap Fund Regular-Growth ₹17,103.62 Crs 11.03% 9.6% 12.89% ₹100 11.61%
Mirae Asset Large Cap Fund Direct- Growth ₹40,184.41 Crs 10.21% 9.85% 13.44% ₹5,000 14.5%
Kotak Midcap Fund Regular-Growth ₹61,694.40 Crs 17.96% 16.27% 17.08% ₹100 14.06%
SBI Small Cap Fund-Growth ₹34,931.73 Crs 10.62% 13.02% 16.74% ₹5,000 17.62%
SBI Gold ETF ₹24,897.99 Crs 33.28% 25.87% 16.3% ₹5,000 13.46%

Updated as of Mar 2026

Compare more funds

How Bandhan SIPs Work

Bandhan SIP plans allow SIP investments as low as ₹100/month across equity, debt, and hybrid funds. Here are the key features of Bandhan SIPs.

  1. Flexibility:

    Choose daily, monthly, or quarterly SIP frequencies.

  2. Goal-based investing:

    Use SIP calculator to estimate returns for objectives like education or retirement.

  3. Tax benefits:

    ELSS funds qualify for ₹1.5L tax deductions under Section 80C.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
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Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
11.7%
Equity Pension
Opportunities Fund
13.64%
Opportunities Fund
High Growth Fund
17.59%
High Growth Fund
Opportunities Fund
11.84%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
13.22%
Accelerator Mid-Cap Fund II
Multiplier
14.74%
Multiplier
Frontline Equity Fund
13.3%
Frontline Equity Fund
Virtue II
14.23%
Virtue II
Equity II Fund
9.73%
Equity II Fund
Gift Global Opportunity Maximizer Fund
10.16%
Gift Global Opportunity Maximizer Fund
Growth Opportunities Plus Fund
14.1%
Growth Opportunities Plus Fund
Equity Top 250 Fund
10.69%
Equity Top 250 Fund
Future Apex Fund
12.39%
Future Apex Fund
Pension Dynamic Equity Fund
10.56%
Pension Dynamic Equity Fund
Accelerator Fund
12.93%
Accelerator Fund

Investment Objective of Top Bandhan SIP Funds

  1. Bandhan Small Cap Fund

    Bandhan Small Cap Fund seeks to generate long-term capital appreciation by investing predominantly in equities and equity-linked securities of the small-cap segment.

  2. Bandhan Sterling Value Fund

    Bandhan Sterling Value Fund seeks to generate capital appreciation from a diversified portfolio of equity and equity related instruments by following a value investment strategy.

  3. Bandhan Focused Equity Fund

    Bandhan Focused Equity Fund aims to generate capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 30 stocks.

  4. Bandhan Infrastructure Fund

    Bandhan Infrastructure Fund seeks to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities.

  5. Bandhan ELSS Tax Saver Fund

    Bandhan ELSS Tax Saver Fund focuses on creating a well-diversified portfolio by investing in fundamentally strong companies available at reasonable valuations. The fund can be fully invested in equities and equity-related securities, with up to 20% allocated to debt and money market instruments to manage risk. Diversification improves the best SIP plan outcome, making such funds suitable for investors seeking tax efficiency along with long-term growth.

  6. Bandhan Aggressive Hybrid Fund

    Bandhan Aggressive Hybrid Fund seeks to generate long term capital appreciation by investing predominantly in equity and equity related instruments. Bandhan Aggressive Hybrid Fund also seeks to generate current income by investing in debt securities and money market instruments.

  7. Bandhan Nifty 50 Index Fund

    Bandhan Nifty 50 Index Fund seeks to replicate the Nifty 50 Index by investing in securities of the Nifty 50 in the same proportion.

  8. Bandhan Banking & PSU Debt Fund

    Bandhan Banking & PSU Debt Fund aims to achieve optimal returns by investing in money market and debt instruments issued by scheduled commercial banks.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Bandhan SIP Calculator

Bandhan’s SIP calculator helps estimate returns by inputting:

  • Monthly investment amount

  • Expected return rate (e.g., 12% for equity funds)

  • Investment tenure (e.g., 10 years)

Example:

A ₹5,000/month SIP in Bandhan Small Cap Fund (12% expected return) over 15 years could grow to ₹25 lakhs.

Final Thoughts

Bandhan SIPs offer a disciplined way to build wealth, particularly through high-growth small- and mid-cap funds. ULIPs provide insurance coverage but come with higher costs compared to pure SIPs. Assess your financial goals and risk tolerance before choosing between these instruments.

SIP Hub

FAQs

  • Can I stop or pause my Bandhan SIP anytime?

    Yes, you can stop or pause your SIP as per Bandhan Mutual Fund’s policy. Most fund houses allow you to discontinue or temporarily pause your SIP without penalties, though the process may vary.
  • Is SIP in Bandhan Mutual Fund safe?

    While SIPs offer a disciplined approach and help reduce risk through diversification and rupee cost averaging, they are subject to market risks and returns are not guaranteed.
  • What is the rupee cost averaging in SIPs?

    Rupee cost averaging means you buy more units when prices are low and fewer when prices are high, averaging out your purchase cost over time and reducing the impact of market volatility.
  • What is the minimum investment required to start a Bandhan SIP?

    You can start a Bandhan SIP with as little as ₹100 per month, making it accessible for investors at all income levels.
  • Can I withdraw my SIP investment anytime?

    Yes, you can redeem your mutual fund units at any time unless you are invested in a scheme with a lock-in period, such as an ELSS fund.

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Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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