How can I estimate returns or required SIP amount?

Use the Bhartiâ¯AXA SIP Calculator. Just input your monthly investment, tenure, and expected annual return. For goal-based planning, input the desired future amount to see what SIP is needed.

Are Bharti AXA SIP plans suitable for long-term goals?

Yes, Bharti AXA SIP plans are ideal for long-term goals like retirement, child education, wealth creation, and buying a house, especially when linked to ULIPs or guaranteed return policies. The power of compounding works best over a long-term investment horizon (10â20 years).

What is the lock-in period for Bharti AXA SIP or ULIP plans?

For ULIP-based SIP plans, the lock-in period is 5 years as per IRDAI regulations. During this time, you cannot make withdrawals. Traditional plans may have a longer maturity period depending on the plan structure.

Bharti AXA SIP Plan

Bharti AXA Life Insurance offers a range of investment and insurance products designed to help individuals grow their wealth while securing their financial future. Among these, the Systematic Investment Plan (SIP) and Unit Linked Insurance Plans (ULIPs) stand out as popular choices for disciplined investing and wealth creation. This article provides an in-depth overview of Bharti AXA’s plans.

Invest Today, Secure Tomorrow

Take the first step to ₹1 Crore
Start SIP in just 2 minutes
100% online, Zero paperwork
150+ Fund Options Available
Funds delivering up to 18% CAGR+
Expert help at no extra cost

List of Bharti AXA SIP Plans

SIP Plan Name	5 Year Returns	10 Year Returns
Bharti AXA Life - Grow Money	20.62%	13.92%
Bharti AXA Life - Steady Money	5.58%	7.33%
Bharti AXA Life - Growth Opportunities Fund	22.70%	14.55%
Bharti AXA Life - Build India Fund	20.02%	13.44%
Bharti AXA Life - Save and Grow	11.80%	9.99%

What are Bharti AXA SIP Plans?

Bharti AXA Systematic Investment Plans (SIPs) are a disciplined way of regularly investing a fixed amount in mutual funds or insurance-linked investment products. Bharti AXA provides an online SIP calculator to help investors estimate returns based on variables such as monthly SIP amount, tenure, and expected rate of return. This tool can be used in two ways:

To estimate the maturity amount by entering the monthly investment, tenure, and expected returns.
To calculate the required monthly investment to achieve a specific financial goal within a set timeframe.

Bharti AXA’s SIP calculator supports investors in choosing between different types of SIPs and mutual fund schemes, enabling easy comparison and planning.

Bharti AXA ULIP Plans

Bharti AXA’s Unit Linked Insurance Plans (ULIPs) combine insurance protection with investment opportunities. They allow policyholders to invest premiums in various equity and debt funds based on their risk appetite. Some of the prominent ULIP plans include:

Bharti AXA Life Wealth Pro: Offers two variants (Growth and Legacy), wealth boosters, multiple investment strategies, and tax benefits.
Bharti AXA Life Grow Wealth: A non-participating ULIP plan designed for low-risk wealth growth.
Bharti AXA Life Future Invest Plan: Combines investment with added protection features.
Bharti AXA Life Guaranteed Wealth Pro: A non-linked plan with flexible payout structures and options for lifelong income with life cover up to 100 years of age.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹1.03 Cr

Start Investing

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

Start Investing

Benefits of Investing in Bharti AXA SIP and ULIP Plans

Disciplined Investment: SIPs enable regular investing with smaller amounts, reducing market timing risks.
Tax Efficiency: Many Bharti AXA plans offer tax benefits under sections 80C and 10(10D) of the Income Tax Act.
Flexibility: Multiple premium payment options and investment strategies to suit different risk profiles.
Guaranteed Income: Traditional plans like Secure Income Plan provide assured returns and monthly income.
Life Cover: ULIPs and traditional plans combine investment with life insurance protection.
Online Tools: Bharti AXA’s SIP calculator assists in financial planning and goal setting.

Start An Sip Today Watch Your Money Grow

How to Use Bharti AXA SIP Calculator

Bharti AXA’s online SIP calculator is user-friendly and versatile. To estimate your returns, you need to input:

Monthly SIP amount you plan to invest.
Investment tenure in years.
Expected rate of return based on the fund type.

Alternatively, if you have a financial goal amount, you can input that along with tenure and expected returns to find out the monthly SIP required. This tool helps investors compare different schemes and adjust their investments accordingly.

Conclusion

Whether you seek guaranteed income through traditional plans or want to grow wealth with market-linked returns via ULIPs, Bharti AXA provides flexible options with the added advantage of life insurance protection, helping investors explore the best SIP plans for long term wealth creation. The availability of online calculators and multiple investment strategies makes it easier for investors to plan systematically and achieve their long-term financial objectives.

FAQs

How can I estimate returns or required SIP amount?

Use the Bharti AXA SIP Calculator. Just input your monthly investment, tenure, and expected annual return. For goal-based planning, input the desired future amount to see what SIP is needed.
Are Bharti AXA SIP plans suitable for long-term goals?

Yes, Bharti AXA SIP plans are ideal for long-term goals like retirement, child education, wealth creation, and buying a house, especially when linked to ULIPs or guaranteed return policies. The power of compounding works best over a long-term investment horizon (10–20 years).
What is the lock-in period for Bharti AXA SIP or ULIP plans?

For ULIP-based SIP plans, the lock-in period is 5 years as per IRDAI regulations. During this time, you cannot make withdrawals. Traditional plans may have a longer maturity period depending on the plan structure.