Star Union Dai-ichi SIP Plan

Star Union Dai-ichi Life Insurance Co. Ltd. (SUD Life) offers a diverse portfolio of investment-linked insurance plans tailored for Indian investors seeking long-term wealth creation and life protection. While SUD Life does not offer a traditional Systematic Investment Plan (SIP) akin to mutual funds, it provides Unit Linked Insurance Plans (ULIPs) that allow policyholders to invest periodically, mirroring the SIP approach.

Read more

SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹2,773

NAV

75.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.67 17.84 16.33 %

Instant tax receipt
AUM (Cr)

₹36,263

NAV

77.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.5 15.75 15.9 %

Instant tax receipt
AUM (Cr)

₹446

NAV

71.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.26 15.27 15.35 %

Instant tax receipt
AUM (Cr)

₹3,330

NAV

70.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.56 17.31 15.35 %

Instant tax receipt
AUM (Cr)

₹4,767

NAV

70.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.42 16.22 15.11 %

Instant tax receipt
AUM (Cr)

₹237

NAV

50.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.72 16.21 14.72 %

Instant tax receipt
AUM (Cr)

₹121

NAV

57.92

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.58 15.96 14.51 %

Instant tax receipt
AUM (Cr)

₹5,680

NAV

81.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.34 14.35 14.41 %

Instant tax receipt
AUM (Cr)

₹3,701

NAV

42.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.77 14.54 14.4 %

Instant tax receipt
AUM (Cr)

₹12,943

NAV

84.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.47 13.91 13.76 %

Instant tax receipt
AUM (Cr)

₹2,773

NAV

75.98

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.67 17.84 16.33 %

AUM (Cr)

₹446

NAV

71.11

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.26 15.27 15.35 %

AUM (Cr)

₹3,330

NAV

70.13

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.56 17.31 15.35 %

AUM (Cr)

₹4,767

NAV

70.69

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.42 16.22 15.11 %

AUM (Cr)

₹237

NAV

50.9

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.72 16.21 14.72 %

AUM (Cr)

₹121

NAV

57.92

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.58 15.96 14.51 %

AUM (Cr)

₹3,701

NAV

42.91

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.77 14.54 14.4 %

AUM (Cr)

₹12,943

NAV

84.38

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.47 13.91 13.76 %

AUM (Cr)

₹1,031

NAV

46.54

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.92 14.27 13.58 %

AUM (Cr)

₹2,224

NAV

68.04

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.66 13.64 13.41 %

AUM (Cr)

₹36,263

NAV

77.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 19.5 15.75 15.9 %

AUM (Cr)

₹5,680

NAV

81.44

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.34 14.35 14.41 %

AUM (Cr)

₹9,815

NAV

65.02

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 29 23.3 21.28 %

AUM (Cr)

₹12,246

NAV

115.86

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 29.43 23.7 18.4 %

AUM (Cr)

₹1,053

NAV

74.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.69 16.02 15.53 %

AUM (Cr)

₹14,008

NAV

70.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.91 14.96 14.16 %

AUM (Cr)

₹3,622

NAV

61.24

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.53 14.75 13.52 %

AUM (Cr)

₹1,137

NAV

56.59

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.75 14.87 13.48 %

AUM (Cr)

₹541

NAV

58.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.23 13.23 12.06 %

AUM (Cr)

₹268

NAV

28.72

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.32 10.56 11.22 %

AUM (Cr)

₹810

NAV

41.06

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.69 7.23 7.6 %

AUM (Cr)

₹512

NAV

38.65

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.33 7.35 7.4 %

AUM (Cr)

₹76

NAV

42.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.68 7.04 7.23 %

AUM (Cr)

₹179

NAV

35.14

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.24 6.83 7.23 %

AUM (Cr)

₹119

NAV

29.95

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.88 6.84 7.07 %

AUM (Cr)

₹184

NAV

47.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.59 6.42 7.03 %

AUM (Cr)

₹93

NAV

39.23

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.27 6.83 6.95 %

AUM (Cr)

₹1,022

NAV

47.07

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.71 6.67 6.93 %

AUM (Cr)

₹6,870

NAV

32.5

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.81 6.43 6.93 %

AUM (Cr)

₹935

NAV

102.08

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.84 17.09 16.09 %

AUM (Cr)

₹367

NAV

48.7

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.5 11.43 11.06 %

AUM (Cr)

₹5,378

NAV

40.85

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.46 10.72 10.72 %

AUM (Cr)

₹64

NAV

62.03

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.1 10.24 10.63 %

AUM (Cr)

₹482

NAV

105.07

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.07 10.27 10.45 %

AUM (Cr)

₹22,439

NAV

74.3

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.69 10.25 10.31 %

AUM (Cr)

₹276

NAV

32.19

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.48 10.41 10.28 %

AUM (Cr)

₹833

NAV

40.22

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.83 10.69 10.22 %

AUM (Cr)

₹7,213

NAV

111.66

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.33 10.39 10.11 %

AUM (Cr)

₹18

NAV

33.74

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.89 10.03 10.04 %

AUM (Cr)

₹1,309

NAV

80.64

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.94 14.56 13.98 %

AUM (Cr)

₹7,449

NAV

158.28

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 16.39 14.66 13.73 %

AUM (Cr)

₹3,075

NAV

69.55

Estimated Value

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 15.52 13.99 13.26 %

View More

List of Star Union Dai-ichi SIP Plans

Fund Name 5 Year Returns  10 Year Returns 
Star Union Dai-ichi Life-Apex Growth 14.79% 10.07%
Star Union Dai-ichi Life-Equity 16.88% 10.44%
Star Union Dai-ichi Life-Income Fund 5.72% 6.42%
Star Union Dai-ichi Life- Mid Cap Fund 25.24% -
Star Union Dai-ichi Life-Pension Balanced 9.63% 7.89%

  • Insurance Companies
  • Mutual Funds
Returns
Fund Name 5 Years 7 Years 10 Years
Top 300 Fund SBI Life
Rating
11.41% 13.06%
12.93%
View Plan
Opportunities Fund HDFC Life
Rating
19.5% 15.75%
15.9%
View Plan
High Growth Fund Axis Max Life
Rating
29.43% 23.7%
18.4%
View Plan
US Growth Fund ICICI Prudential Life
Rating
15.25% -
18.03%
View Plan
Multi Cap Fund Tata AIA Life
Rating
29% 23.3%
21.28%
View Plan
Accelerator Mid-Cap Fund II Bajaj Life
Rating
15.34% 14.35%
14.41%
View Plan
Multiplier Birla Sun Life
Rating
19.5% 16.32%
15.9%
View Plan
Pension Mid Cap Fund PNB MetLife
Rating
31.41% 24.68%
18.41%
View Plan
Equity II Fund Canara HSBC Life
Rating
11.6% 11.71%
11.51%
View Plan
US Equity Fund Star Union Dai-ichi Life
Rating
14.54% -
14.6%
View Plan
Fund rating powered by
Last updated: Dec 2025
Compare more funds

Fund Name AUM Return 3 Years Return 5 Years Return 10 Years Minimum Investment Return Since Launch
Motilal Oswal BSE Enhanced Value Index Fund Regular - Growth ₹822.00 Crs 35.31% N/A N/A ₹500 35.07%
Bandhan Small Cap Fund Regular-Growth ₹14,062.19 Crs 29.34% 30.26% N/A ₹1,000 31.59%
Motilal Oswal Midcap Fund Regular-Growth ₹33,608.53 Crs 25.97% 33.24% 17.66% ₹500 22.31%
ICICI Prudential Infrastructure Fund-Growth ₹7,941.20 Crs 28.79% 37.23% 17.14% ₹5,000 15.97%
Canara Robeco Large Cap Fund Regular-Growth ₹16,406.92 Crs 16.08% 17.34% 13.87% ₹100 12.99%
Mirae Asset Large Cap Fund Direct- Growth ₹39,975.32 Crs 14.85% 17.48% 14.46% ₹5,000 16.26%
Kotak Midcap Fund Regular-Growth ₹57,375.20 Crs 22.42% 27.51% 18.07% ₹100 15.26%
SBI Small Cap Fund-Growth ₹35,562.96 Crs 13.89% 23.99% 18.17% ₹5,000 19.25%
SBI Gold ETF ₹8,810.86 Crs 31.81% 17.85% 15.14% ₹5,000 12.57%

Updated as of Dec 2025

Compare more funds

Understanding SUD Life's Investment Plans

SUD Life's investment plans are designed to cater to various financial goals, combining life insurance coverage with investment opportunities. These plans offer flexibility, allowing policyholders to choose premium payment terms, investment strategies, and fund options based on their risk appetite and financial objectives.​

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
13.31%
Equity Pension
Opportunities Fund
15.9%
Opportunities Fund
High Growth Fund
18.4%
High Growth Fund
US Growth Fund
18.03%
US Growth Fund
Multi Cap Fund
21.28%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.41%
Accelerator Mid-Cap Fund II
Multiplier
15.9%
Multiplier
Frontline Equity Fund
15.11%
Frontline Equity Fund
Pension Mid Cap Fund
18.41%
Pension Mid Cap Fund
Equity II Fund
11.51%
Equity II Fund
US Equity Fund
14.6%
US Equity Fund
Growth Opportunities Plus Fund
15.53%
Growth Opportunities Plus Fund
Equity Top 250 Fund
12.06%
Equity Top 250 Fund
Future Apex Fund
14.51%
Future Apex Fund
Pension Dynamic Equity Fund
12.45%
Pension Dynamic Equity Fund
Accelerator Fund
14.72%
Accelerator Fund

Key ULIP Plans Offered by SUD Life

Plan Name Key Features Suitable For
SUD Life Wealth Builder Single premium plan with 9 fund options, life cover, partial withdrawals, and fund switching. Investors seeking one-time investment with flexibility.
SUD Life Dhan Suraksha Plus Offers life cover with investment in 4 fund options, flexible premium payment terms. Individuals looking for a balance between protection and investment.
SUD Life Star TULIP High protection coverage up to 30x, wealth boosters, and 12 free switches per year. Long-term investors desiring high coverage and growth potential.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Top Savings Plans by SUD Life

Plan Name Highlights Ideal For
SUD Life Century Income Guaranteed income with options for immediate, deferred, or twin income payouts. Individuals seeking regular income post-retirement.
SUD Life Guaranteed Money Back Plan Periodic money-back payouts during the policy term along with maturity benefits. Those looking for liquidity at regular intervals.
SUD Life Century Star Life cover ranging from ₹5 lakhs to ₹25 lakhs, flexible premium payment options. Policyholders desiring customizable coverage.

Conclusion

Star Union Dai-ichi Life Insurance offers a versatile range of investment-linked and savings plans that cater to diverse financial goals—be it wealth creation, life protection, or guaranteed income. While it doesn’t offer traditional SIPs, its ULIP plans allow investors to make periodic contributions. Whether you're a first-time investor looking to dip your toes in market-linked products or a seasoned planner aiming for long-term wealth and protection, SUD Life has a plan that fits. By understanding your goals and risk profile, you can choose the most suitable plan and take a confident step toward financial security.

FAQs

  • Does SUD Life offer traditional SIPs?

    No, SUD Life does not offer traditional mutual fund SIPs. However, their ULIP plans allow for periodic premium payments, functioning similarly to SIPs by enabling regular investments.
  • What is the minimum investment amount in SUD Life's ULIPs?

    The minimum investment varies by plan. For instance, the SUD Life Wealth Builder requires a single premium payment, while others like Dhan Suraksha Plus offer flexible premium payment options.
  • Can I switch funds in SUD Life's ULIP plans?

    Yes, plans like SUD Life Star TULIP offer up to 12 free fund switches per year, allowing policyholders to adjust their investment strategy based on market conditions.
  • Are there any guaranteed returns in SUD Life's savings plans?

    Yes, plans like SUD Life Century Income provide guaranteed income payouts, offering financial stability over the policy term.
  • How can I purchase a plan from SUD Life?

    You can buy plans online through the SUD Life website or consult their advisors for personalised assistance.

SIP Hub

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

SIP plans articles

Recent Articles
Popular Articles
SIP Plan for 5 Years

20 Aug 2025

Systematic Investment Plan (SIP) is one of the most efficient
Read more
HDFC SIP प्लान्स

13 Aug 2025

HDFC SIP (सिस्टमैटिक
Read more
Perpetual SIP

01 Aug 2025

Wealth creation is a result of long-term investing. In a
Read more
Difference Between SIP and Mutual Fund

22 Jul 2025

For new investors, the terms SIP and mutual fund often create
Read more
SIP Calculator
  • 10 Apr 2018
  • 1214702
An SIP is a disciplined way to invest in mutual funds. It involves contributing a fixed amount regularly
Read more
Best SIP Plans
  • 14 Feb 2020
  • 325876
Best SIP Plans are top mutual fund schemes that have been constantly outperforming in the market due to their
Read more
₹1000 SIP for 20 Years
  • 08 Jan 2025
  • 19684
A ₹1000 SIP for 20 years is an easy and smart way to invest small amounts regularly. By investing ₹1000 every
Read more
SBI SWP
  • 07 Apr 2025
  • 16901
SBI SWP, or Systematic Withdrawal Plan, is a popular investment option offered by SBI Mutual Fund. An SBI SWP
Read more
SIP for 1 Crore in 10 years
  • 30 Jan 2023
  • 32464
Building a corpus of ₹1 crore in 10 years is achievable through disciplined investing via a Systematic
Read more

Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)
Claude
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL