Star Union Dai-ichi SIP Plan

Star Union Dai-ichi Life Insurance Co. Ltd. (SUD Life) offers a diverse portfolio of investment-linked insurance plans tailored for Indian investors seeking long-term wealth creation and life protection. While SUD Life does not offer a traditional Systematic Investment Plan (SIP) akin to mutual funds, it provides Unit Linked Insurance Plans (ULIPs) that allow policyholders to invest periodically, mirroring the SIP approach.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹9,928

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 27.23 22.19 18.4 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,248

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 24.23 17.63 15.14 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,675

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 24.82 17.74 14.98 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹37,289

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 25.19 15.94 14.81 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,652

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.63 13.87 14.76 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.81 14.5 14.4 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,348

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.87 16.06 14.22 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹440

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.64 14.81 13.99 %

View Fund

Instant tax receipt

Pure Stock Fund

AUM (Cr)

₹7,189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.41 14.61 13.53 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹236

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.1 16.12 13.52 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,248

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 24.23 17.63 15.14 %

View Fund

Large Cap Equity Fund

AUM (Cr)

₹2,675

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 24.82 17.74 14.98 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.81 14.5 14.4 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,348

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.87 16.06 14.22 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹440

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.64 14.81 13.99 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.41 14.61 13.53 %

View Fund

Accelerator Fund

AUM (Cr)

₹236

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.1 16.12 13.52 %

View Fund

Future Apex Fund

AUM (Cr)

₹101

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.92 16.33 13.49 %

View Fund

Pure Equity

AUM (Cr)

₹2,883

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.18 14.29 13.24 %

View Fund

Growth Super Fund

AUM (Cr)

₹13,357

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.22 14.26 12.91 %

View Fund

High Growth Fund

AUM (Cr)

₹9,928

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 27.23 22.19 18.4 %

View Fund

Opportunities Fund

AUM (Cr)

₹37,289

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 25.19 15.94 14.81 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,652

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.63 13.87 14.76 %

View Fund

Top 200 Fund

AUM (Cr)

₹2,323

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 30.96 22.84 17.46 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹986

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.07 15.89 14.6 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,638

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.64 14.56 13.08 %

View Fund

Pension Opportunities Fund

AUM (Cr)

₹155

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 23.04 14.48 12.61 %

View Fund

Flexi Cap

AUM (Cr)

₹1,183

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.89 14.04 12.37 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹539

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.96 13.09 11.66 %

View Fund

Builder

AUM (Cr)

₹222

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.45 8.64 8.57 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹866

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.18 8.02 7.93 %

View Fund

Debt Fund

AUM (Cr)

₹501

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.05 8.02 7.72 %

View Fund

Individual Preserver Pension Fund

AUM (Cr)

₹136

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.69 7.58 7.54 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹210

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.19 7.51 7.42 %

View Fund

Steady Money Fund

AUM (Cr)

₹75

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.54 7.35 7.36 %

View Fund

Debt Fund

AUM (Cr)

₹96

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.65 7.51 7.3 %

View Fund

Income Fund

AUM (Cr)

₹8,009

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.3 7.16 7.27 %

View Fund

Bond Fund

AUM (Cr)

₹139

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.05 7.07 7.25 %

View Fund

Bond Fund

AUM (Cr)

₹19,982

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.72 7.34 7.23 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹878

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.73 17.14 15.41 %

View Fund

Balanced Fund

AUM (Cr)

₹369

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.96 11.76 10.75 %

View Fund

Creator

AUM (Cr)

₹501

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.54 10.66 10.06 %

View Fund

Balanced Fund

AUM (Cr)

₹5,893

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.28 10.78 10.06 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹65

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.92 10.24 10.01 %

View Fund

Balancer II

AUM (Cr)

₹858

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.11 10.73 9.89 %

View Fund

Growth Fund

AUM (Cr)

₹7,999

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.61 10.89 9.86 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹295

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.93 10.15 9.8 %

View Fund

Stable Fund

AUM (Cr)

₹19

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.52 10.51 9.59 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹2,021

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.19 10.14 9.58 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,317

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.34 14.13 13.26 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,420

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19 14.19 13.18 %

View Fund

Pure Equity

AUM (Cr)

₹2,995

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.54 14.31 12.85 %

View Fund

List of Star Union Dai-ichi SIP Plans

Fund Name	5 Year Returns	10 Year Returns
Star Union Dai-ichi Life-Apex Growth	14.79%	10.07%
Star Union Dai-ichi Life-Equity	16.88%	10.44%
Star Union Dai-ichi Life-Income Fund	5.72%	6.42%
Star Union Dai-ichi Life- Mid Cap Fund	25.24%	-
Star Union Dai-ichi Life-Pension Balanced	9.63%	7.89%

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
High Growth Fund Max Life Rating	27.23%	22.19%	18.4% View Plan
Top 200 Fund Tata AIA Rating	30.96%	22.84%	17.46% View Plan
Accelerator Mid-Cap Fund II Bajaj Allianz Rating	23.63%	13.87%	14.76% View Plan
Opportunities Fund HDFC Standard Rating	25.19%	15.94%	14.81% View Plan
Equity II Fund Canara HSBC Oriental Bank Rating	19.43%	11.22%	10.39% View Plan
Growth Opportunities Plus Fund Bharti AXA Rating	23.07%	15.89%	14.6% View Plan
Multiplier Birla Sun Life Rating	26.07%	15.44%	15.6% View Plan
Pension Opportunities Fund ICICI Prudential Rating	23.04%	14.48%	12.61% View Plan
Flexi Growth Fund LIC Rating	-	-	- View Plan
Virtue II PNB Metlife Rating	24.23%	17.63%	15.14% View Plan

Fund rating powered by

Last updated: Jun 2025

Compare more funds

Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: June 2025

Compare more funds

Buying the Dip Results in Higher Returns

Understanding SUD Life's Investment Plans

SUD Life's investment plans are designed to cater to various financial goals, combining life insurance coverage with investment opportunities. These plans offer flexibility, allowing policyholders to choose premium payment terms, investment strategies, and fund options based on their risk appetite and financial objectives.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

18.4%

High Growth Fund

17.46%

Top 200 Fund

14.76%

Accelerator Mid-Cap Fund II

14.81%

Opportunities Fund

10.39%

Equity II Fund

13.52%

Accelerator Fund

14.6%

Growth Opportunities Plus Fund

15.6%

Multiplier

11.66%

Equity Top 250 Fund

13.49%

Future Apex Fund

12.61%

Pension Opportunities Fund

14.22%

Frontline Equity Fund

15.14%

Virtue II

11.01%

Pension Dynamic Equity Fund

11.94%

Equity Fund

10.29%

Blue-Chip Equity Fund

Key ULIP Plans Offered by SUD Life

Plan Name	Key Features	Suitable For
SUD Life Wealth Builder	Single premium plan with 9 fund options, life cover, partial withdrawals, and fund switching.	Investors seeking one-time investment with flexibility.
SUD Life Dhan Suraksha Plus	Offers life cover with investment in 4 fund options, flexible premium payment terms.	Individuals looking for a balance between protection and investment.
SUD Life Star TULIP	High protection coverage up to 30x, wealth boosters, and 12 free switches per year.	Long-term investors desiring high coverage and growth potential.

Start An Sip Today Watch Your Money Grow

Top Savings Plans by SUD Life

Plan Name	Highlights	Ideal For
SUD Life Century Income	Guaranteed income with options for immediate, deferred, or twin income payouts.	Individuals seeking regular income post-retirement.
SUD Life Guaranteed Money Back Plan	Periodic money-back payouts during the policy term along with maturity benefits.	Those looking for liquidity at regular intervals.
SUD Life Century Star	Life cover ranging from ₹5 lakhs to ₹25 lakhs, flexible premium payment options.	Policyholders desiring customizable coverage.

Conclusion

Star Union Dai-ichi Life Insurance offers a versatile range of investment-linked and savings plans that cater to diverse financial goals—be it wealth creation, life protection, or guaranteed income. While it doesn’t offer traditional SIPs, its ULIP plans allow investors to make periodic contributions. Whether you're a first-time investor looking to dip your toes in market-linked products or a seasoned planner aiming for long-term wealth and protection, SUD Life has a plan that fits. By understanding your goals and risk profile, you can choose the most suitable plan and take a confident step toward financial security.

FAQs

Does SUD Life offer traditional SIPs?

No, SUD Life does not offer traditional mutual fund SIPs. However, their ULIP plans allow for periodic premium payments, functioning similarly to SIPs by enabling regular investments.
What is the minimum investment amount in SUD Life's ULIPs?

The minimum investment varies by plan. For instance, the SUD Life Wealth Builder requires a single premium payment, while others like Dhan Suraksha Plus offer flexible premium payment options.
Can I switch funds in SUD Life's ULIP plans?

Yes, plans like SUD Life Star TULIP offer up to 12 free fund switches per year, allowing policyholders to adjust their investment strategy based on market conditions.
Are there any guaranteed returns in SUD Life's savings plans?

Yes, plans like SUD Life Century Income provide guaranteed income payouts, offering financial stability over the policy term.
How can I purchase a plan from SUD Life?

You can buy plans online through the SUD Life website or consult their advisors for personalised assistance.

Star Union Dai-ichi SIP Plan

Best SIP Funds

List of Star Union Dai-ichi SIP Plans

Understanding SUD Life's Investment Plans

SIP Calculator

Key ULIP Plans Offered by SUD Life

Top Savings Plans by SUD Life

Conclusion

FAQs

Does SUD Life offer traditional SIPs?

What is the minimum investment amount in SUD Life's ULIPs?

Can I switch funds in SUD Life's ULIP plans?

Are there any guaranteed returns in SUD Life's savings plans?

How can I purchase a plan from SUD Life?

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