Star Union Dai-ichi SIP Plan

Star Union Dai-ichi Life Insurance Co. Ltd. (SUD Life) offers a diverse portfolio of investment-linked insurance plans tailored for Indian investors seeking long-term wealth creation and life protection. While SUD Life does not offer a traditional Systematic Investment Plan (SIP) akin to mutual funds, it provides Unit Linked Insurance Plans (ULIPs) that allow policyholders to invest periodically, mirroring the SIP approach.

SIP Plan Benefits

Start SIP with as low as ₹1000

No hidden charges

Save upto ₹46,800 in Taxunder section 80C^{^}

Zero LTCG Tax^¶

Disciplined & worry-free investing

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

High Growth Fund

AUM (Cr)

₹10,929

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29.3 22.69 17.8 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,606

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.7 17.61 16 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,292

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.66 17.51 14.99 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹35,507

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.06 16.38 14.5 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.04 14.23 14.33 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.73 15.28 14.18 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,466

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.58 16.53 14.12 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,538

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.65 14.6 13.92 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹232

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.17 16.49 13.68 %

View Fund

Instant tax receipt

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.43 14.57 13.44 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,606

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.7 17.61 16 %

View Fund

Virtue II

AUM (Cr)

₹3,292

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.66 17.51 14.99 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.73 15.28 14.18 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,466

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.58 16.53 14.12 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,538

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.65 14.6 13.92 %

View Fund

Accelerator Fund

AUM (Cr)

₹232

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.17 16.49 13.68 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.43 14.57 13.44 %

View Fund

Future Apex Fund

AUM (Cr)

₹108

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.77 16.13 13.37 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.92 14.36 13.04 %

View Fund

Growth Super Fund

AUM (Cr)

₹12,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.37 14.17 12.92 %

View Fund

High Growth Fund

AUM (Cr)

₹10,929

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 29.3 22.69 17.8 %

View Fund

Opportunities Fund

AUM (Cr)

₹35,507

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 22.06 16.38 14.5 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,476

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21.04 14.23 14.33 %

View Fund

Multi Cap Fund

AUM (Cr)

₹8,754

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 26.26 22.72 20.55 %

View Fund

Pension India Consumption Fund

AUM (Cr)

₹9

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.5 15.5 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,006

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.86 16.13 14.47 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,497

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.83 15.25 13.2 %

View Fund

Flexi Cap

AUM (Cr)

₹1,104

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.13 14.37 12.33 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹523

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.09 13.66 11.48 %

View Fund

Asset Allocation

AUM (Cr)

₹264

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.24 11.18 10.73 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹823

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.21 7.92 7.62 %

View Fund

Debt Fund

AUM (Cr)

₹480

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.84 8 7.44 %

View Fund

Conservative Fund

AUM (Cr)

₹209

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.14 8 7.36 %

View Fund

Steady Money Fund

AUM (Cr)

₹76

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.68 7.4 7.14 %

View Fund

Bond Fund

AUM (Cr)

₹122

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.03 7.11 7.14 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.19 7.38 7.04 %

View Fund

Debt Fund

AUM (Cr)

₹90

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.64 7.49 6.97 %

View Fund

Bond Fund

AUM (Cr)

₹18,605

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.62 7.31 6.96 %

View Fund

Bond Fund

AUM (Cr)

₹1,704

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.54 6.93 6.8 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹883

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.7 17.2 15.25 %

View Fund

Balanced Fund

AUM (Cr)

₹354

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.49 11.98 10.57 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹64

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.07 10.45 10.05 %

View Fund

Balanced Fund

AUM (Cr)

₹5,437

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.51 10.96 9.97 %

View Fund

Creator

AUM (Cr)

₹478

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.19 10.71 9.95 %

View Fund

Balanced Fund

AUM (Cr)

₹22,111

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.2 10.67 9.9 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹278

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.27 10.41 9.8 %

View Fund

Growth Fund

AUM (Cr)

₹7,482

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12 10.85 9.73 %

View Fund

Balancer II

AUM (Cr)

₹821

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.42 10.88 9.73 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,915

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.98 10.67 9.54 %

View Fund

Super Select Equity Fund

AUM (Cr)

₹1,295

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.26 14.99 13.68 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,238

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 17.43 14.57 13.44 %

View Fund

Pure Equity

AUM (Cr)

₹2,922

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 16.92 14.36 13.04 %

View Fund

List of Star Union Dai-ichi SIP Plans

Fund Name	5 Year Returns	10 Year Returns
Star Union Dai-ichi Life-Apex Growth	14.79%	10.07%
Star Union Dai-ichi Life-Equity	16.88%	10.44%
Star Union Dai-ichi Life-Income Fund	5.72%	6.42%
Star Union Dai-ichi Life- Mid Cap Fund	25.24%	-
Star Union Dai-ichi Life-Pension Balanced	9.63%	7.89%

Insurance Companies
Mutual Funds

Fund Name	5 Years	7 Years	10 Years
	Returns
Equity Fund SBI Life Rating	16.83%	13.6%	11.8% View Plan
Opportunities Fund HDFC Life Rating	22.06%	16.38%	14.5% View Plan
High Growth Fund Axis Max Life Rating	29.3%	22.69%	17.8% View Plan
Pension India Consumption Fund ICICI Prudential Life Rating	20.5%	-	15.5% View Plan
Multi Cap Fund Tata AIA Life Rating	26.26%	22.72%	20.55% View Plan
Accelerator Mid-Cap Fund II Bajaj Life Rating	21.04%	14.23%	14.33% View Plan
Multiplier Birla Sun Life Rating	23.02%	16.66%	15.54% View Plan
Pension Mid Cap Fund PNB MetLife Rating	34.5%	-	18.41% View Plan
Equity II Fund Canara HSBC Life Rating	16.57%	12.07%	10.61% View Plan
US Equity Fund Star Union Dai-ichi Life Rating	14.69%	-	13.87% View Plan

Fund rating powered by

Last updated: Sep 2025

Compare more funds

Fund Name	3 Years	5 Years	10 Years
	Returns
Active Fund QUANT	23.92%	31.48%	21.87%
Flexi Cap Fund PARAG PARIKH	20.69%	26.41%	19.28%
Large and Mid-Cap Fund EDELWEISS	22.34%	24.29%	17.94%
Equity Opportunities Fund KOTAK	24.64%	25.01%	19.45%
Large and Midcap Fund MIRAE ASSET	19.74%	24.32%	22.50%
Flexi Cap Fund PGIM INDIA	14.75%	23.39%	-
Flexi Cap Fund DSP	18.41%	22.33%	16.91%
Emerging Equities Fund CANARA ROBECO	20.05%	21.80%	15.92%
Focused fund SUNDARAM	18.27%	18.22%	16.55%

Last updated: August 2025

Compare more funds

Buying the Dip Results in Higher Returns

Understanding SUD Life's Investment Plans

SUD Life's investment plans are designed to cater to various financial goals, combining life insurance coverage with investment opportunities. These plans offer flexibility, allowing policyholders to choose premium payment terms, investment strategies, and fund options based on their risk appetite and financial objectives.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹22.4 L

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

12.4%

Equity Optimiser Pension

15.24%

Global Equity Index Funds Strategy

17.8%

High Growth Fund

15.5%

Pension India Consumption Fund

20.55%

Multi Cap Fund

14.33%

Accelerator Mid-Cap Fund II

15.54%

Multiplier

14.12%

Frontline Equity Fund

18.41%

Pension Mid Cap Fund

10.61%

Equity II Fund

13.87%

US Equity Fund

14.47%

Growth Opportunities Plus Fund

11.48%

Equity Top 250 Fund

13.37%

Future Apex Fund

11.19%

Pension Dynamic Equity Fund

13.68%

Accelerator Fund

Key ULIP Plans Offered by SUD Life

Plan Name	Key Features	Suitable For
SUD Life Wealth Builder	Single premium plan with 9 fund options, life cover, partial withdrawals, and fund switching.	Investors seeking one-time investment with flexibility.
SUD Life Dhan Suraksha Plus	Offers life cover with investment in 4 fund options, flexible premium payment terms.	Individuals looking for a balance between protection and investment.
SUD Life Star TULIP	High protection coverage up to 30x, wealth boosters, and 12 free switches per year.	Long-term investors desiring high coverage and growth potential.

Start An Sip Today Watch Your Money Grow

Top Savings Plans by SUD Life

Plan Name	Highlights	Ideal For
SUD Life Century Income	Guaranteed income with options for immediate, deferred, or twin income payouts.	Individuals seeking regular income post-retirement.
SUD Life Guaranteed Money Back Plan	Periodic money-back payouts during the policy term along with maturity benefits.	Those looking for liquidity at regular intervals.
SUD Life Century Star	Life cover ranging from ₹5 lakhs to ₹25 lakhs, flexible premium payment options.	Policyholders desiring customizable coverage.

Conclusion

Star Union Dai-ichi Life Insurance offers a versatile range of investment-linked and savings plans that cater to diverse financial goals—be it wealth creation, life protection, or guaranteed income. While it doesn’t offer traditional SIPs, its ULIP plans allow investors to make periodic contributions. Whether you're a first-time investor looking to dip your toes in market-linked products or a seasoned planner aiming for long-term wealth and protection, SUD Life has a plan that fits. By understanding your goals and risk profile, you can choose the most suitable plan and take a confident step toward financial security.

FAQs

Does SUD Life offer traditional SIPs?

No, SUD Life does not offer traditional mutual fund SIPs. However, their ULIP plans allow for periodic premium payments, functioning similarly to SIPs by enabling regular investments.
What is the minimum investment amount in SUD Life's ULIPs?

The minimum investment varies by plan. For instance, the SUD Life Wealth Builder requires a single premium payment, while others like Dhan Suraksha Plus offer flexible premium payment options.
Can I switch funds in SUD Life's ULIP plans?

Yes, plans like SUD Life Star TULIP offer up to 12 free fund switches per year, allowing policyholders to adjust their investment strategy based on market conditions.
Are there any guaranteed returns in SUD Life's savings plans?

Yes, plans like SUD Life Century Income provide guaranteed income payouts, offering financial stability over the policy term.
How can I purchase a plan from SUD Life?

You can buy plans online through the SUD Life website or consult their advisors for personalised assistance.

Star Union Dai-ichi SIP Plan

Best SIP Funds

List of Star Union Dai-ichi SIP Plans

Understanding SUD Life's Investment Plans

SIP Calculator

Key ULIP Plans Offered by SUD Life

Top Savings Plans by SUD Life

Conclusion

FAQs

Does SUD Life offer traditional SIPs?

What is the minimum investment amount in SUD Life's ULIPs?

Can I switch funds in SUD Life's ULIP plans?

Are there any guaranteed returns in SUD Life's savings plans?

How can I purchase a plan from SUD Life?

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