Bajaj Term Insurance Plan For Housewives

From looking after her parents and children to managing household expenses and daily household work, undoubtedly housewife plays an important role. Their absence in the house can give rise to financial and emotional difficulties. A term insurance plan is one of the most important tools for a housewife that provides additional financial security by covering education expenses, loans, marriage costs, and health care costs. Bajaj Term insurance plan for housewives is one such plan that provides financial protection to family members at affordable costs. 

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Get ₹1 Cr. Life Cover at just ₹449/month+
Why Bajaj Allianz Life Insurance? Know More
98.5% Claim Settlement Ratio
High Solvency Ratio
Life + Health Insurance Combo
Cover Spouse in Same Plan
Child Education Cover
Accidental Death Benefit

Why Bajaj Allianz Life Insurance?

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  • 98.5% Claim Settlement Ratio

    With claim settlement ratio of 98%, the company ensures your loved ones receive the financial support needed in your absence, hassle free.

  • High Solvency Ratio

    “The Solvency Ratio reflects a company’s financial capability to settle claims. With a Solvency Ratio of 745%, which is more than 4 times the regulatory norm, Bajaj will always be there to fulfil their promises to you.”

  • Life + Health Insurance Combo

    Along with life insurance, an add-on 1 Crore Health Insurance cover financially protects you from all possible illnesses, be it Cancer, Heart problems or an accident. This guarantees complete peace of mind at a very reasonable price

  • Cover your Spouse in Same Plan

    "Husband and wife both are covered in a single plan. Spouse can get same life cover & policy term"

  • Child Education Cover

    “On the death of the parent, additional cover is paid out to secure your child’s education The benefit is applicable till the child is below age of 25 years”

  • Accidental Death Benefit

    “One death every minute in India happens due to a road accident. This optional benefit provides your loved ones additional payout in case death happens due to an accident”

+Tax benefit is subject to changes in tax laws.

++All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Get ₹1 Cr. Life Cover at just ₹449/month+
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Bajaj Term Insurance Plan for Housewife

Bajaj term insurance for housewife is a type of life insurance plan that provides a fixed payout to the family of housewife in case of any eventuality with the housewife. This guaranteed payment is offered against the payment of premiums that are made by the policyholder.

Why Should Housewives Buy Bajaj Term Insurance Plans for Housewife?

With the increasing number of diseases among females like PCOD, and breast cancer, term insurance plan for housewife is a necessity. With a Bajaj Term insurance plan for housewives, you can secure your family members financially. The payout from the term coverage can be used to manage the house and helps in your children’s education, health, and well-being.

What are the Benefits of buying a Bajaj Term Insurance Plan for Housewives?

Following are some of the benefits of buying a Bajaj Term Insurance Plan for Housewives:

  • Financial Security: This plan can support financial planning by providing the nominee with a guaranteed amount to deal with important expenses.

  • Low premium rates: You can easily buy an online term insurance plan at affordable rates in a simple and hassle-free way. Term plans are economical and offer you good value for money. The earlier you buy a term plan, the lower the premium you have to pay because the premium increases with the increase in the buyer’s age. It is always recommended to buy a term plan at younger ages.

  • High sum assured: You can purchase high life cover amounts at low rates as a term plan comes with no component of investment. The total premium is then invested towards the sum assured that is paid to the nominee/beneficiary in case of death during the plan term.

  • Protecting the future of your child: The Bajaj e-Touch term plan offers various benefits for the well-being of your children, helping them to guarantee a bright future without having any financial stress. So, purchasing a term insurance plan for a housewife secures the future of your children.

Bajaj e-Touch Term Insurance Plan for Housewife

Bajaj Allianz e-Touch Online Term plan is a non-participating, non-linked pure risk plan that provides life cover along with the benefit of accidental death, critical illness, accidental total premium disability, and waiver of premium, based on the type of variant selected by you.

Features of Bajaj e-Touch Term Insurance Plan for Housewife

  • Offers comprehensive protection for you and your family members

  • Lower amounts of premium for non-tobacco users or non-smokers

  • Flexibility to choose from 4 variants to increase your protection

  • Provides an option for the nominee to receive the plan benefits in a lump sum or in monthly installments.

Eligibility Criteria

Parameters Minimum Maximum
Entry Age 18 years 50 years
Maturity Age 23 years With ROP: 75 years

Without ROP: 85 years

Policy Term 5 years to 40 years
Sum Assured 50 Lakhs
Payment Frequency Single, Regular pay, Limited pay (5,10,15 years)

How to Buy Bajaj Allianz e-Touch Plan for Housewives from Policybazaar?

Here is a step-to-step guide to buy a Bajaj Allianz e-Touch Plan for Housewives from Policybazaar:

  • Step 1: Visit the Term Insurance Plan for Housewife Form

  • Step 2: Fill in all the required details like name, contact number, and date of birth. Then,click on ‘View Plans’.

  • Step 3: Answer the basic questions about occupation type, annual income, educational qualification, and smoking habits.

  • Step 4: After submitting all this information, a list of all available term insurance plans for housewives will be displayed.

  • Step 5: Select the Bajaj Allianz Life Insurance Company using the filter option

  • Step 6: Then, proceed to pay if the plan suits your requirements.

Premium By Age

Bajaj Term Insurance Plan For Housewives
eTouch Online Term Plan


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Bajaj Term Insurance Plan For Housewives Reviews & Ratings

4.6 / 5 (Based on 9 Reviews)
(Showing Newest 9 reviews)
Isha
Delhi, September 02, 2021
Average Benefits
I have taken term insurance policy of Bajaj Allianz from policy bazaar and it was referred by one of my relative. I am paying monthly premium of Rs.3000 through online as well have enabled auto debit option. The benefits are average. I need to pay the premium till MAY 2022 and it was taken in the year of 2016. Happy to be their customer.
Niharika
Barapalli, April 05, 2021
Claim is easy
It is very easy to file for a claim for the term plan of bajaj Allianz. I bought this plan from the website of the policybazaar. The assistance given by the team of policybazaar and bajaj Allianz is good. They helped my friend in getting claim and that’s why I bought this plan from them. Thanks team.
Dinesh
Qadian, March 30, 2021
Get online updates
For my term insurance plan which I bought of bajaj Allianz, I got various updates at one place. I got to know about my plans and details regarding the same. It is convenient to use and understand. Thank you so much policybazaar.
Bhanu
Bagha Purana, March 30, 2021
Claim is easy
It is very easy to file for a claim for the term plan of bajaj Allianz. I bought this plan from the website of the policybazaar. The assistance given by the team of policybazaar and bajaj Allianz is good. They helped my friend in getting claim and that’s why I bought this plan from them. Thanks team.
Deepanshu
Asifabad, March 23, 2021
Get online updates
For my term insurance plan which I bought of bajaj Allianz, I got various updates at one place. I got to know about my plans and details regarding the same. It is convenient to use and understand. Thank you so much policybazaar.
Renu
Dabugam, February 16, 2021
Satisfied and happy
I am one of the happiest customer of policybazaar. I bought the bajaj Allianz term insurance plan 2 years back and having a good experience. Thanks team.
Lakshya
Baarod, February 16, 2021
Easy to pay
It is really easy to make the payment for the premium amount of the term insurance plan. I bought it online and has been making the payment on online basis. It is easy and hassle free. I bought the bajaj Allianz term plan from policybazaar.
Bhanu
Chapra, August 16, 2016
Term plan
The bajaj allianz term insurance policy of mine is good. The policy has low premium investments and the output is high. Claiming is simple and sanctioning amount is easy due to quick service given by the company members. Easy renewals through online portal service.
Abhinav
Ahmednagar, July 15, 2016
Good Service
My term insurance plan is fantastic and i bought it from bajaj life insurance. The service is fast and on time. Policy coverage is high and claims are even better. The internet portal is very simple to use and anybody can access it easily.
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