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Kerala, often called ‘God’s own country’, is a land of diversity and culture. This South-Indian state is gifted with breathtaking backwaters and scenic natural views.
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But amidst its serene beauty lies several risks your family must be protected from. Moreover, circumstances can change rapidly in Kerala Pandalam, and natural calamities are a constant concern. Therefore, the people of Kerala Pandalam need to buy term plan and safeguard their loved ones financially. Let’s understand more about term life insurance in Kerala Pandalam and the term insurance plan you can buy to secure your loved ones.
Here are some facts and statistics about Kerala that you must know to buy term plan:
The word ‘Kerala’ means ‘Land of Coconuts’ and is home to several coconut trees scattered all across the state.
Kerala has the highest female-to-male ratio among all Indian states, with 1084 females for every 1000 males.
Kerala Pandalam has witnessed severe floods in recent years, making it crucial for people to secure their family’s lifestyle in the event of the policyholder’s sudden death. Therefore, people living in Kerala Pandalam must buy the best term insurance plans to secure the financial future of their families amidst such conditions.
Best term life insurance in Kerala Pandalam can easily be found online on Policybazaar, where different term insurance plans offered by multiple insurers can be compared. Policybazaar has its own comparison engine where you can easily compare term plans from Indian insurers. Here is a list of all the best term life insurance plans in Kerala Pandalam:
Term Plans
| Life Insurance Company | Term Insurance Plan | Claim Settled Amount (cr) | Entry Age | Sum Assured | Additional Benefits |
| Life Insurance Corporation of India | LIC New Tech Term Plan | 18,398 | 18 to 65 years | Rs. 50 Lakhs to no limit |
|
| ICICI Prudential Life Insurance Company Limited | ICICI iProtect Smart | 1,950 | 18 to 65 years | Rs. 50 Lakhs to Rs. 20 Crores |
|
| SBI Life Insurance Company Limited | SBI eShield Next Plan | 1,676 | 18 to 65 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| HDFC Life Insurance Company Limited | HDFC Click 2 Protect Super | 1,389 | 18 to 65 years | Rs. 50 Lakhs to Rs. 20 Crores |
|
| Axis Max Life Insurance Company Limited | Max Life Smart Secure Plus | 1,242 | 18 to 60 years | Rs. 25 Lakhs to Rs. 1 Crore |
|
| Tata AIA Life Insurance Company Limited | Tata AIA SRS Vitality Protect | 776 | 18 to 60 years | Rs. 50 Lakhs to Rs. 2 Crores |
|
| Bajaj Allianz Life Insurance Company Limited | Bajaj Allianz eTouch | 603 | 18 to 55 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| Aditya Birla Sun Life Insurance Company Limited | ABSLI Salaried Term Plan | 458 | 21 to 55 years | Rs. 50 Lakhs to Rs. 5 Crores |
|
| PNB MetLife India Insurance Company Limited | PNB MetLife Mera Term Plan Plus | 407 | 18 to 50 years | Rs. 50 Lakhs to Rs. 10 Crores |
|
| Kotak Mahindra Life Insurance Company Limited | Kotak Life e Term | 321 | 18 to 65 years | Rs. 50 Lakhs to Rs. 10 Crores |
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| Canara HSBC Life Insurance Company Limited | Canara Young Term Plan | 186 | 18 to 45 years | Rs. 25 Lakhs to Rs. 20 Crores |
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| IndiaFirst Life Insurance Company Limited | IndiaFirst Life Elite Term Plan | 160 | 18 to 60 years | Rs. 1 Lakh to Rs. 5 Crore |
|
| Bharti Axa Life Insurance Company Limited | Flexi Term Pro | 148 | 18 to 65 years | Rs. 25 Lakhs to no limit |
|
| Star Union DAI-ICHI Life Insurance Company Limited | SUD Life Protect Shield Plus | 113 | 18 to 60 years | Rs. 1 Crore to 2 Crore |
|
| Shriram Life Insurance Company Limited | Shriram Life Smart Protection Plan | 109 | 18 to 65 years | Rs. 30,000 to Rs. 14 Lakhs |
|
| Aviva Life Insurance Company India Limited | Aviva Signature 3D Term Plan | 98 | 18 to 65 years | Rs. 5 Lakhs to no limit |
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| Bandhan Life Insurance Company Limited | Bandhan Life iTerm Prime | 86 | 18 to 65 years | Rs. 25 Lakhs to Rs. 20 Crores |
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| Edelweiss Life Insurance Company Limited | Edelweiss Life Zindagi Plus | 59 | 18 to 65 years | Rs. 25 Lakhs - no limit |
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| Future Generali India Life Insurance Company Limited | Future Generali India Term Insurance Plan | 33 | 18 to 60 years | Rs. 50 Lakhs to no limit |
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| Pramerica Life Insurance Company Limited | Pramerica Life Rock Solid Plan | 30 | 18 to 65 years | Rs. 50 Lakhs to no limit |
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Disclaimer: "The insurers mentioned are arranged by the highest to lowest claim settlement ratio of individual death claims of Life insurers who are partners of Policybazaar which is derived from the IRDAI Handbook on Indian Insurance Statistics 2022-2023. Claims settlement is rounded off the nearest first decimal. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. The list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in"
You can easily visit the address mentioned below to contact Policybazaar in Kerala Pandalam to buy term plan:
Policybazaar Insurance Brokers Private Limited,
4th Floor Arya Bhangy Pinnacle,
S.A. Road Elamkulam,
Kochi, Kerala Pandalam - 682020
You can also contact Policybazaar through the Claim Assistance Helpline Number at 1800-258-5881.
Additionally, you can log in to the 'My Account' section on the website or directly use the official Policybazaar app to receive assistance in case you have any doubts/queries.
*Note: You can easily contact Policybazaar insurance advisor to clear all doubts, resolve queries, and know about various term plans available.
We help to choose best insurance based on your need
With Kerala Pandalam’s extreme flood situation and rising healthcare prices, there is an even more need for life insurance. Here are some more reasons why you should buy term insurance in Kerala Pandalam:
Financial Security During Growing Expenses: With the rising cost of living in Kerala Pandalam, a term insurance plan is an important financial decision as it protects your loved ones. The life cover can cover essential expenses like education, housing, and daily living costs, ensuring your family's stability during economic difficulties.
Educational Hub and Future Planning: Kerala Pandalam has the highest literacy rate in India. Therefore, families in Kerala Pandalam constantly prioritize their children's academic growth. Term insurance, in this case, provides financial security for your child's education, ensuring their studies can continue even in your unfortunate absence.
Healthcare Costs and Medical Emergencies: Kerala Pandalam’s gradual development attracts increased focus on healthcare. However, medical emergencies can still become a financial challenge for many. Term insurance helps cover potential medical expenses, ensuring your family has the right finances to cover for unforeseen health crises without compromising financial stability.
˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.
˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.
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