Kanya Kosh Scheme

Kanya Kosh Scheme is a step taken by the State Government of Haryana in the direction of the welfare and development of the girl child.

Investing in your child's future:A wise decision & a loving choice
  • Insurer pays premium in case of loss of life of parent

  • Create wealth for child’s aspirations

  • Tax Free maturity amount+

  • 12+ plans available

*All savings are provided by the insurer as per the IRDAI approved insurance plan.
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

  • Insurer pays premium in case of loss of life of parent

  • Create wealth for child’s aspirations

  • Tax Free maturity amount+

  • 12+ plans available

Nothing Is More Important Than Securing Your Child's Future

Invest ₹10k/month your child will get ₹1 Cr Tax Free*

+91
Secure
We don’t spam
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated
rating
58.9 million
Registered Consumers
51
Insurance
Partners
26.4 million
Policies
Sold

Let us learn about this scheme in detail in this article.

What is Kanya Kosh Scheme?

Kanya Kosh Scheme is a flagship child plan launched by the Haryana Government under the Ministry of Women & Child Development (MoW&CD) in 2016. 

The scheme aims to provide financial assistance to the parents of a girl child (kanya) belonging to the Economically Weaker Sections (EWS) of the society. Under this scheme, the government opens a savings account (kanya kosh) with a contribution of Rs. 5000 when a girl child is born.

Features of Kanya Kosh Scheme

Let us learn the key features of Kanya Kosh Scheme in the table below:

Features Details
Launched By State Government of Haryana
Managed by Ministry of Women & Child Development (MoW&CD)
Scheme for  Girl Child from (Kanya) from the EWS section of the society
Type of Kanya Kosh Account Savings Account (Kanya Kosh)
Contribution by the State Government 
  • Rs. 5000 when a girl child is born
  • Up to Rs. 21,000 in period of 5 years
Maturity Amount
  • The fund becomes Rs. 1 lakh by the time the girl child attains 18 years of age
  • The girl child must have cleared Class 10th and 12th exams
Contribution by Parents/Guardian
  • Parents can also contribute to the Kanya Kosh Account directly from their bank account
Scholarship for Higher Education Scholarships are provided for higher education to the girls who have passed Class 12th exam
Objectives of the Kanya Kosh Scheme
  • Education of the girl child (Kanya)
  • Healthcare expenses of the girl child
  • Marriage expenses for the girl child (Kanya)
  • Improve female Child Sex Ratio (CSR)
Awareness Campaigns Kanya Kosh Scheme spreads awareness for:
  • Education and welfare of the girl child
  • Women Empowerment
  • Gender Equality
  • Awareness of healthcare and nourishment of women

Eligibility Criteria for Kanya Kosh Scheme

The benefits of the Kanya Kosh Scheme can be availed by families falling into the eligibility criteria mentioned below:

Eligibility Criteria for Girl Child (Kanya) Eligibility Criteria for Parents/Guardian
  • Resident Citizen in the State of Haryana
  • Age below 18 years
  • Enrolled in Government Schools of Haryana
  • Belongs to the Economically Weaker Section (EWS)
  • Resident Citizen in the State of Haryana
  • Belongs to the Economically Weaker Section (EWS)

Documents Required

The list of documents mandatory while applying for the Kanya Kosh Scheme is as follows:

  • Birth Certificate of the girl child

  • Bank Account Details of the girl child

  • School education certificate of the girl child

  • Aadhar Card of the Girl Child (Kanya)

  • Aadhar Card of the Parent/ Guardian

  • Income certificate of the Parent/ Guardian

  • Photo Ration Card of family

How to Apply for Kanya Kosh Scheme?

The parent/ guardian can follow the steps mentioned below to apply for the Kanya Kosh Scheme:

Step 1: Contact the Department of Women & Child Development/ Social Welfare Department/ District Collector’s Office of the resident state to apply for the scheme

Step 2: Get the application form for Kanya Kosh Scheme from the relevant authority

Step 3: Duly fill out the application form with the necessary details

Step 4: Submit the application form along with the required documents

Step 5: Upon verification of all the documents, the application gets approval from the government

Once the application gets approved, financial assistance as declared by the specific state gets transferred to the Kanya Kosh Account of the girl child.

Benefits of Kanya Kosh Scheme

The major benefits of joining the Kanya Kosh Scheme are as follows:

  1. Financial Assistance to Family

    The scheme provides financial assistance in the form of Kanya Kosh (fund) to economically weaker families for the education and welfare of their girl child. This fund can help cover the expenses of school fees, books, uniforms, and other education-related expenses.

  2. Encourages Education of Girl Child

    The scheme provides a financial net (Kanya Kosh) to encourage the girl child to gain quality education till she attains 18 years of age maturity.

  3. Women Empowerment

    The Kanya Kosh Scheme seeks to empower girls by providing them with financial assistance for education, healthcare, and other opportunities.

  4. Decreases Gender Discrimination

    Supporting economically weak families financially helps in reducing the Child Sex Ratio (CSR) gap and removing gender discrimination by promoting girl-child education.

  5. Spreads Awareness for Gender Equality

    The various campaigns of the Kanya Kosh Scheme aim to spread awareness about the importance of the education and welfare of the girl child.

  6. Monitoring & Evaluation of Scheme

    Various agencies and government institutions monitor and evaluate the implementation of the scheme to ensure its effectiveness and impact.

To Sum Up

The Kanya Kosh Scheme is a small yet significant step towards promoting the education and welfare of the girl child. It has proven as a successful initiative in addressing the issue of gender inequality and lower Child Sex Ratio in India.

FAQ's

  • What is Haryana Kanya Kosh?

    Haryana Kanya Kosh Scheme is a state-level initiative launched by the Government of Haryana in 2016. The scheme provides financial assistance of up to Rs. 21,000 in the Savings Account of the girl child belonging to economically weaker sections of society.
  • What is the Ladli Lakshmi Scheme in the State of Haryana?

    Ladli Lakshmi Yojana is a social welfare initiative launched by the State Government of Haryana in 2006 for the education and empowerment of women in society. An amount of up to Rs. 21,000 is paid to the Kanya Kosh Account of the girl child till she attains the age of maturity of 18 years.
  • How does the scheme benefit the girl children of Haryana?

    The benefits for a girl child offered by the Haryana Government through Ladli Lakshmi Yojana: 
    Rs. 5,000 annually Up to a sum of Rs. 21,000
    Paid to the Kanya Kosh Account of the girl child 
    In a period of 5 years from the year of her birth
  • What is the age limit for Kanya Kosh Scheme?

    The age limit to join the Kanya Kosh Scheme is from birth till she attains the maturity age of 18 years.

Child plans articles

Recent Articles
Popular Articles
Ponmagan Podhuvaippu Nidhi Scheme (PPNS)

24 May 2023

Post Office Ponmagan Podhuvaippu Nidhi scheme is a social
Read more
Ladli Lakshmi Yojana

13 Apr 2023

Ladli Lakshmi Yojana is a financial assistance programme for the
Read more
Claim Settlement Process for a Child Insurance Policy

04 Apr 2023

As a parent, you go to lengths to decide on the best child plan
Read more
Ladli Pension

28 Feb 2023

Ladli Pension Scheme was launched by the State Government of
Read more
Children's Endowment Policy

30 Jan 2023

A children's endowment policy is a life insurance plan that
Read more
Best Child Investment Plans to Invest in 2023
Planning for the child’s secured future is not an easy task. Most of the people try to create a strong financial
Read more
Prime Minister Schemes For Boy Child
Like the Prime Minister’s Sukanya Samriddhi Yojana savings scheme for a girl child, there are several
Read more
Government Plans For Girl Child
Government Plans For Girl Child India's State and Central Governments have introduced novel schemes for a girl child
Read more
Best Investment Plans for Girl Child in India
The right kind of investment of your hard-earned money is necessary, but when it comes to your child, making
Read more
How to Open a Sukanya Samriddhi Account Online in The Post Office?
If you are looking to save money for your girl child's future, the Sukanya Samriddhi Yojana is the ideal choice
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL