Uttar Bihar Gramin Bank FD Interest Rates

Uttar Bihar Gramin Bank FD schemes are highly popular with the people in that region. However, you can invest in its FD schemes from anywhere in the country.

Uttar Bihar Gramin Bank Fixed Deposit Rates 2025

Listed below are interest rates offered by the Uttar Bihar Gramin Bank (2025):

*Standard terms & conditions apply

Features of Uttar Bihar Gramin Bank Fixed Deposit

A fixed deposit with a bank is considered a safe investment as banks are considered highly disciplined and reliable organizations. Besides, the Central Bank also keeps a tab on their functioning.

Uttar Bihar Gramin Bank offers a range of benefits on its fixed deposit plans. Here are some of them: 

• One can choose from flexible tenures of 30 days to 10 years.

• One can open an account quickly by visiting the branch.

• The Bank offers both short-term and long-term fixed deposit accounts. The short-term FD accounts are for 7 days to 179 days’ tenure.

• There is no cap on the maximum amount for FD.

• Different interest payout schemes exist.

• One can get tax benefits up to Rs. 1,50,000.

• Part withdrawal and auto-renewable facilities are available.

• Senior citizens are eligible for higher interest rates

• The Bank offers easy and fast liquidity options on FD accounts

About Uttar Bihar Gramin Bank Fixed Deposit Interest Rate Calculator

Uttar Bihar Gramin Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:

• The amount that is invested

• The Rate of Interest offered

• The tenure of the Fixed Deposit Account

• The compounding period, that is, yearly, half-yearly, quarterly, or monthly

• The FD Amount

Once entered the following details, an investor will come to know:

• The maturity value of the FD

• The total interest earned during the complete tenure

Things to Know

Uttar Bihar Gramin Bank offers various features under FD and their interest rates. However, some things one must be aware of are:

• It offers competitive interest rates on its FD plans for different tenures. The minimum interest rate is 2.75%, and the maximum is 5%.  

• Senior citizens are entitled to a higher interest rate in specific tenure category

• It offers an overdraft option of up to 85% of the FD amount

• Customer investments in the FD account attract tax benefits under Section 80c of the Income Tax Act.

• Senior citizens can get a higher interest rate on their FDs. 

For both these benefits, certain conditions need to be met. For more details, you should visit the nearest Uttar Bihar Gramin Bank branch.

In Conclusion

Uttar Bihar Gramin Bank FD rates are competitive and offer a minimum interest rate of 2.75%. Its FD plans have all regular benefits offered by other banks. FD investments are usually the safest. Before making any investment, customers should research and find out the pros and cons of a plan.