SBI General Insurance & Policybazaar.com Joins Hands to Offer Travel Insurance

Why SBI General Insurance

Being active in 56 Indian cities and presence through satellite in more than 35 locations, SBI General Insurance claims to have a robust distribution channel, over 4800 agents actively working in different parts of the country. The insurer is counted among the leading insurance providers which has expands its business through various SBI General Insurance Plans such as Auto, Health, Travel, Home Insurance, Personal Accident for Individuals and Aviation, Fire, , Package, Marine, Construction & Engineering, Group Health, Liability, Group Personal Accident & Miscellaneous Insurance for different business. SBI General Travel Insurance is one of the sought after product that worth your investment.

Why is Travel Insurance from SBI General Insurance Important?

Whether it is a business trip or family leisure trip, the uncertainties associated with your trip can’t be ignored. A travel insurance policy covers you for those unplanned expenses that may incur out of an eventuality. In this regard, travel insurance offered by SBI General Insurance can be handy which ensures 360-degree financial shield for customers like you who undertake foreign trips. The policy is designed to cater to the needs of people from every walk of life, by covering the trip for 180 days.

Apart from the basic travel-related emergencies such as the loss of important documents such as passport or checked-in baggage, trip cancellation, trip curtailment or trip delay that are covered up to $2,000, the policy is useful in covering the expenses incurred in overseas hospitalisation caused due to illness or accidental injury up to $0.5 million. The global assistance services including emergency medical evacuation, repatriation of mortal remains of the insured, catastrophic generated emergency services, emergency cash allowance etc. are some of the basic attractions of SBI General Travel Insurance.

Key Features of SBI General Travel Insurance

Medical cover up to USD 0.5 million
Comprehensive coverage
No medical test required
Worldwide protection & round the clock assistance
Transparent & fast cashless claim settlement abroad

Policy Variant

Single Trip: This policy is beneficial for those who travel once in a year and it can be availed for 1 day to 180 days
Multi Trip: This is beneficial for frequent flyers and can be issued for one year. The policy can’t be availed for a duration shorter or longer than1 year.

SBI General Travel Insurance Inclusion and Exclusion

SBI General travel insurance plans come with the below inclusions and exclusions:

Inclusion	Exclusion
Medical Expenses including Evacuation & Repatriation	If the policyholder is travelling without the consent of his/her physician or receiving treatment for a specific illness that requires a waiting period to serve or if travelling to attain medical treatment abroad
Personal accident cover	No claim will be entertained arising out of suicide, attempt to suicide or any other intentional injury
Non-medical expenses such as loss of passport	If the insured takes part in operations of Naval, Army or Air Force
Non-medical expenses such as loss of passport	Claim arising due to war, war-like situation, nuclear attack, civil war, foreign invasion
Burglary Insurance	in case the insured is involved in adventurous sports
Trip curtailment	in case the insured is involved in adventurous sports
Loss of checked baggage	No claim will be registered for losses
Trip cancellation	arising from accidents on two-wheeler unless the driver is possessing an International DL and the Insured is wearing the safety helmet
Hijack cover
Missed Connection
Hospitalisation daily allowance
Delay or loss of checked-in baggage
Trip delay	No claim will be accepted arising for a criminal act
Bail bond	No claim will be accepted arising for a criminal act
Golfer’s Hole-In-One
Emergency cash allowance	No medical assistance will be provided for the condition arising out of pre-existing illness.

About the Collaboration

As mentioned above, SBI General Insurance has joined hands with India’s largest insurance-technical market place, Policybazaar.com to offer SBI General travel insurance. Now whether it is a business or holiday trip, provide your most-anticipated trip with the utmost travel protection.

Talking about digital platform Sujatha Aroon, Head - Renewals, Direct & Digital, SBI General Insurance says that digital presence is essential for any enterprise and this association will show further growth, she hopes. She also adds that travel insurance offered by SBI General Insurance is one of the comprehensive products in the market that started attracting a huge customer base who prefer buying online. The partnership with Policybazaar.com not only increases its reach but also helps in penetrating via online mode. She further feels proud to be associated with this brand name.

Tarun Mathur, Chief Business Officer, General Insurance, Policybazaar.com by commenting on the collaboration says that SBI General Insurance is one of the prestigious entities in the insurance market with diverse product portfolio. He has expressed his delight to be a part of this and believes that it will augur well for them as well as the consumers. He also says that SBI General Insurance comes up with the potential to increase the reach of its offerings that allow the customers to buy a product that does well on the customer-centricity parameter.

Wrapping it Up!

With SBI General Insurance robust network globally, the travel insurance policy will aid you with dedicated round-the-clock assistance and toll-free numbers for availing fast claim settlement in the US and Canada.

So, let’s ensure your next foreign trip with SBI General Travel Insurance and remain covered for the eventualities!

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

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*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

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*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

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*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

*The scope of coverage may vary from plan to plan.

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SBI General Insurance Joins Hands with Policybazaar.com to Offer Travel Insurance