SBI General Insurance Company Limited started its operations between the State Bank of India and Insurance Australia Group (IAG). The company offers general insurance products in commercial as well as retail. SBI General Insurance offer travel insurance plans for business and holiday purposes. The Company has established over 23,000 branches in more than 110 cities all over India. It has also made its presense through satellite resources in more than 350 locations.
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Plans include global Covid-19 coverage
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An international trip is planned with great precision so that the journey is fun, convenient, and memorable for the traveller. But even the smallest of unwarranted incidents like flight delays can hinder your travel plans and cause considerable losses. Only a travel insurance policy can keep you safe from such losses and SBI General Travel Insurance offers one of the best travel insurance policies available in the market.
Travel insurance policies by SBI General Insurance provide a wide variety of coverage including medical expenses cover, loss of passport, personal liability, hijack cover, loss of check-in baggage, bail bond, and home burglary insurance. The policy can also be narrowed down to a specific geographic location that includes a worldwide plan and the worldwide plan excluding USA & Canada.
SBI general travel insurance comes with the following features:
SBI general travel insurance policy provides comprehensive coverage to the policyholder. It covers ticket reimbursements, medical expenses and many more.
The SBI general travel insurance policy provides a sum insured up to $500,000 to the policyholder.
SBI general travel insurance policy provides cover to the policyholder worldwide.
In case of any problem related to international travelling or assistance, SBI general travel insurance assists 24*7.
SBI general travel insurance provides seamless claim settlement to the policyholder.
The SBI general travel insurance policy provides cover to the people from foreign countries working in India.
SBI offers a Single Trip Insurance policy. Under this policy, SBI general travel insurance provides cover for a duration of 1 to 180 days.
SBI offers a multi-trip insurance policy. Under this policy, SBI general travel insurance provides cover for multiple trips for one year.
SBI general travel insurance policy covers for burglary that might take place at the policyholder’s stay home.
This insurance policy provides cover to the policyholder for the loss of passport, wallet, baggage, etc.
In case of any medical emergency, this insurance policy provides cover for the expenses that occurred in the hospital.
The insurance policy provides reimbursement for the loss incurred due to flight delays.
Categories |
Specifications |
Trips Covered |
Domestic & International |
Type of Trips Covered |
Business & Holiday |
Sum Insured |
Up to $5,00,000 |
Cashless Treatment |
Available |
Claim Assistance |
24x7 |
Delay of Check-in Baggage |
$200 per 12 hours up to $2000 |
Trip Delay |
$200 per 12 hours up to $2000 |
Hijack Cover |
$200 per 24 hours up to $2000 |
Personal Liability |
50% of SI or $2,00,000, whichever is lower |
COVID-19 Cover |
Available |
SBI general travel insurance offers two types of insurance plans for travellers. Refer to the table below:
Travel Insurance Plans |
Eligibility |
Policy Duration |
Key Features |
Single Trip Insurance |
· 6 months to 70 years · Indian residents traveling abroad · Foreigners working in India · Family floater plan includes self, spouse, two dependent children, parents and parents-in-law |
1 day to a maximum of 180 days |
· Medical cover up to USD 500,000 · No medical examination · Comprehensive coverage · Worldwide protection & round the clock assistance · Fair, transparent & quick cashless claim settlement
|
Multi-Trip Insurance |
365 days or 1 year |
Take a look at SBI general travel insurance plans in detail.
SBI general single trip insurance plan offers medical cover up to $500,000. It provides cover to the policyholder worldwide 24*7. The claim settlement is cashless and seamless. Under this policy, the policyholder is provided cover from 1 to 180 days.
The policyholder must be 6 months to 70 years old to purchase this policy. He/she should be an Indian resident who is travelling to a foreign nation. Also, a foreigner working in India can purchase this policy. SBI offers a family floater plan that includes a wife, two dependent kids, parents, and parents-in-law.
SBI general multi-trip insurance plan offers medical cover up to $500,000. With a 24*7 assistance facility, this policy provides cover for up to 1 year for multiple trips. Just like a Single trip insurance plan this policy can be bought by an Indian citizen travelling to a foreign nation as well as a foreigner working in India.
The claim settlement process of SBI general travel insurance is quick and easy. Under the family floater plan of multi-trip insurance policyholder’s wife, two dependent kids, parents, and parents-in-law are covered.
An insured international traveller will be covered under for the following covers under the SBI General Travel Insurance policy:
Medical Expenses: The insurer will cover all expenses incurred by the insured on hospitalization and medical treatment due to an illness or following an accident. It also includes emergency evacuation to a hospital and repatriation of mortal remains back to the home country.
COVID-19 Treatment Expenses: In case the insured gets diagnosed as COVID-19 positive during his trip and gets hospitalized, this policy will cover the treatment expenses. The claims are admissible only if the insured is hospitalized for at least 24 hours at a hospital where treatment for COVID-19 is authorized.
Personal Accident: SBI General Insurance will pay compensation to the insured or his family if an accident abroad results in the death or disability of the insured.
Loss of Passport: If the insured has lost his passport while on his international trip, the insurer will reimburse all the expenses incurred in getting a duplicate or new passport.
Loss of Check-in Baggage: In case the airline with which the insured was travelling loses his check-in baggage, the insurer will compensate for the losses incurred.
Trip Cancellation: The insurer will reimburse the losses incurred by the insured in case his trip gets cancelled.
Personal Liability: In case the insured is legally liable to pay for the losses, damages or injuries caused to a third party person or property abroad, SBI General Travel Insurance will pay the amount on his behalf.
Trip Curtailment: The insurer will indemnify the losses incurred by the insured if his trip gets curtailed.
Delay of Check-in Baggage: If the check-in baggage of the insured is delayed for more than 12 hours by the airline, the insurer will reimburse the expenses incurred on the purchase of essential items including clothes, medicines and toiletries.
Hospitalization Daily Allowance: In case the insured is hospitalized due to illness or accident, the SBI General Insurance will pay a daily hospitalization allowance to cover any day-to-day expense.
Hijack Cover: In case the flight in which the insured was traveling gets hijacked, SBI General Travel Insurance will provide a distress allowance to the insured.
Missed Connection: If a delay in the arrival of an inbound flight results in the insured missing his connecting flight, then the insurer will reimburse all the losses incurred on flight tickets, hotel accommodation, etc.
Trip Delay: The insurer will cover all expenses incurred by the insured if his flight gets delayed for more than 12 hours.
Bail Bond: SBI General Travel Insurance will arrange the bail amount for the insured in case he gets arrested or detained by the local police or authority.
Emergency Cash Advance: The insurer will arrange emergency cash for the insured if he gets mugged or robbed of his money during his international trip.
Home Burglary Insurance: SBI General Travel Insurance will compensate for the contents of the insured’s house in case his residence gets burgled when he was out on an international trip.
You can enroll yourself in the SBI General Travel Insurance Plan in several ways. You can do it on either visit the official website of Policybazaar Insurance Broker Private Limited or on the SBI General Insurance Company website. For more details, you can send an email at care@policybazaar.com or speak to customer executives at 1800-708-8787. Take a look at the steps mentioned below:
Follow the steps given below to buy a Bajaj Allianz Travel Insurance policy online:
There are multiple ways of buying a Bajaj Allianz Travel Insurance policy offline. They are as follows:
You can know more about the travel insurance plan as well as compare them online at Policybazaar.com
Ans: Yes, SBI General Insurance will cover the expenses incurred by the insured in India towards the continuation of medical treatment that began during his international trip. However, this cover will be available for a maximum period of 90 days including the date of the injury/ illness first manifested.
Ans: The travel insurance policy by SBI General Insurance does not cover pregnancy or any treatment relating to childbirth, abortion, miscarriage as well as caesarian. However, the policy does cover abdominal surgery for extra uterine pregnancy or Ectopic Pregnancy, where the Ultra Sonography Report and the Gynaecologist’s certificate confirm it as life-threatening.
Ans: No, You will not be provided with a refund on the premium paid once the trip has begun, even if you get back early from your trip.
Ans: Yes, you can buy a travel insurance policy for your parents from outside India.
Ans: You can decide the insurance cover for your travel insurance policy by SBI General Insurance based on the country you are visiting and your financial requirements. Other factors like the total number of travel days, premium amount and the sum insured help to zero in the insurance coverage amount.