SBI Travel Insurance Policy

SBI General Insurance Company Limited started its operations between the State Bank of India and Insurance Australia Group (IAG). The company offers general insurance products in commercial as well as retail. SBI General Insurance offer travel insurance plans for business and holiday purposes. The Company has established over 23,000 branches in more than 110 cities all over India. It has also made its presense through satellite resources in more than 350 locations.

Read more

Explore the world without any worries

Best Travel Insurance policies designed for all your needs.

Plans include global Covid-19 coverage

  • Accidental & sickness expenses
  • Baggage Delay / Loss
  • Trip Delay / Cancellation
  • Passport Loss
  • Emergency Medical Evacuation
  • Missed flights
Plans include global Covid-19 coverage

    Popular Destinations

    Add traveller(s) details
    Step 2/4
    Any Pre-Existing medical condition
    +Add another traveller
    Select trip dates
    Step 3/4
    You are just one step away
    Step 4/4
    This will help us to contact you for your policy details and in case of any policy related issues
    By clicking on "" you agree to our Privacy Policy and Terms Of Use

    Now covers COVID-19

    Why SBI General Travel Insurance?

    An international trip is planned with great precision so that the journey is fun, convenient, and memorable for the traveller. But even the smallest of unwarranted incidents like flight delays can hinder your travel plans and cause considerable losses. Only a travel insurance policy can keep you safe from such losses and SBI General Travel Insurance offers one of the best travel insurance policies available in the market.

    Travel insurance policies by SBI General Insurance provide a wide variety of coverage including medical expenses cover, loss of passport, personal liability, hijack cover, loss of check-in baggage, bail bond, and home burglary insurance. The policy can also be narrowed down to a specific geographic location that includes a worldwide plan and the worldwide plan excluding USA & Canada.

    Features Of SBI General Travel Insurance

    SBI general travel insurance comes with the following features:

    Comprehensive Coverage

    SBI general travel insurance policy provides comprehensive coverage to the policyholder. It covers ticket reimbursements, medical expenses and many more.

    Sum Insured

    The SBI general travel insurance policy provides a sum insured up to $500,000 to the policyholder.

    Worldwide Protection

    SBI general travel insurance policy provides cover to the policyholder worldwide.

    24*7 International Travel Assistance

    In case of any problem related to international travelling or assistance, SBI general travel insurance assists 24*7.

    Easy Claim Settlements

    SBI general travel insurance provides seamless claim settlement to the policyholder.

    Coverage For Foreign Nationals

    The SBI general travel insurance policy provides cover to the people from foreign countries working in India.

    Single Trip Coverage For A Duration Of 1 to 180 Days

    SBI offers a Single Trip Insurance policy. Under this policy, SBI general travel insurance provides cover for a duration of 1 to 180 days.

    Annual Multiple Trip Coverage For Multiple Trips Across One Year

    SBI offers a multi-trip insurance policy. Under this policy, SBI general travel insurance provides cover for multiple trips for one year.

    Burglary Insurance

    SBI general travel insurance policy covers for burglary that might take place at the policyholder’s stay home.

    Loss Of Essentials

    This insurance policy provides cover to the policyholder for the loss of passport, wallet, baggage, etc.

    Medical Emergency

    In case of any medical emergency, this insurance policy provides cover for the expenses that occurred in the hospital.

    Flight Delay

    The insurance policy provides reimbursement for the loss incurred due to flight delays.

    Things To Know About SBI General Travel Insurance



    Trips Covered

    Domestic & International

    Type of Trips Covered

    Business & Holiday

    Sum Insured

    Up to $5,00,000

    Cashless Treatment


    Claim Assistance


    Delay of Check-in Baggage

    $200 per 12 hours up to $2000

    Trip Delay

    $200 per 12 hours up to $2000

    Hijack Cover

    $200 per 24 hours up to $2000

    Personal Liability

    50% of SI or $2,00,000, whichever is lower

    COVID-19 Cover


    Travel Insurance Plans Offered by SBI General Travel Insurance

    SBI general travel insurance offers two types of insurance plans for travellers. Refer to the table below:

    Travel Insurance Plans


    Policy Duration

    Key Features

    Single Trip Insurance

    · 6 months to 70 years

    · Indian residents traveling abroad

    · Foreigners working in India

    · Family floater plan includes self, spouse, two dependent children, parents and parents-in-law

    1 day to a maximum of 180 days

    · Medical cover up to USD 500,000

    · No medical examination

    · Comprehensive coverage

    · Worldwide protection & round the clock assistance

    · Fair, transparent & quick cashless claim settlement


    Multi-Trip Insurance

    365 days or 1 year

    Take a look at SBI general travel insurance plans in detail.

    Single Trip Insurance Plan

    SBI general single trip insurance plan offers medical cover up to $500,000. It provides cover to the policyholder worldwide 24*7. The claim settlement is cashless and seamless. Under this policy, the policyholder is provided cover from 1 to 180 days.

    The policyholder must be 6 months to 70 years old to purchase this policy. He/she should be an Indian resident who is travelling to a foreign nation. Also, a foreigner working in India can purchase this policy. SBI offers a family floater plan that includes a wife, two dependent kids, parents, and parents-in-law.

    Multi-Trip Insurance Plan

    SBI general multi-trip insurance plan offers medical cover up to $500,000. With a 24*7 assistance facility, this policy provides cover for up to 1 year for multiple trips. Just like a Single trip insurance plan this policy can be bought by an Indian citizen travelling to a foreign nation as well as a foreigner working in India.

    The claim settlement process of SBI general travel insurance is quick and easy. Under the family floater plan of multi-trip insurance policyholder’s wife, two dependent kids, parents, and parents-in-law are covered.

    Inclusions Under SBI General Travel Insurance Plan

    An insured international traveller will be covered under for the following covers under the SBI General Travel Insurance policy:

    Medical Expenses: The insurer will cover all expenses incurred by the insured on hospitalization and medical treatment due to an illness or following an accident. It also includes emergency evacuation to a hospital and repatriation of mortal remains back to the home country.

    COVID-19 Treatment Expenses: In case the insured gets diagnosed as COVID-19 positive during his trip and gets hospitalized, this policy will cover the treatment expenses. The claims are admissible only if the insured is hospitalized for at least 24 hours at a hospital where treatment for COVID-19 is authorized.

    Personal Accident: SBI General Insurance will pay compensation to the insured or his family if an accident abroad results in the death or disability of the insured.

    Loss of Passport: If the insured has lost his passport while on his international trip, the insurer will reimburse all the expenses incurred in getting a duplicate or new passport.

    Loss of Check-in Baggage: In case the airline with which the insured was travelling loses his check-in baggage, the insurer will compensate for the losses incurred.

    Trip Cancellation: The insurer will reimburse the losses incurred by the insured in case his trip gets cancelled.

    Personal Liability: In case the insured is legally liable to pay for the losses, damages or injuries caused to a third party person or property abroad, SBI General Travel Insurance will pay the amount on his behalf.

    Trip Curtailment: The insurer will indemnify the losses incurred by the insured if his trip gets curtailed.

    Delay of Check-in Baggage: If the check-in baggage of the insured is delayed for more than 12 hours by the airline, the insurer will reimburse the expenses incurred on the purchase of essential items including clothes, medicines and toiletries.

    Hospitalization Daily Allowance: In case the insured is hospitalized due to illness or accident, the SBI General Insurance will pay a daily hospitalization allowance to cover any day-to-day expense.

    Hijack Cover: In case the flight in which the insured was traveling gets hijacked, SBI General Travel Insurance will provide a distress allowance to the insured.

    Missed Connection: If a delay in the arrival of an inbound flight results in the insured missing his connecting flight, then the insurer will reimburse all the losses incurred on flight tickets, hotel accommodation, etc.

    Trip Delay: The insurer will cover all expenses incurred by the insured if his flight gets delayed for more than 12 hours.

    Bail Bond: SBI General Travel Insurance will arrange the bail amount for the insured in case he gets arrested or detained by the local police or authority.

    Emergency Cash Advance: The insurer will arrange emergency cash for the insured if he gets mugged or robbed of his money during his international trip.

    Home Burglary Insurance: SBI General Travel Insurance will compensate for the contents of the insured’s house in case his residence gets burgled when he was out on an international trip.

    SBI General Travel Insurance: List of Exclusions

    • The insurer will not pay for the expenses incurred if the insured is travelling –
      • Against the doctor’s instructions
      • To continue receiving treatment or is on the waitlist for the treatment of a medical condition declared in the doctor’s certificate
      • To receive treatment for a specific illness or condition
      • Despite being declared terminally ill by the doctor
    • Any injury or illness of the insured arising out of –
      • Self-inflicted injuries, including suicide or attempt to suicide
      • Venereal diseases
      • Anxiety, depression or stress
      • Mental disorder
      • HIV and AIDS
      • Addiction or dependency on alcohol or drugs
    • Any claim that has arisen at a time due to the insured taking part in an Air Force, Naval or Military operation
    • SBI General Travel Insurance will not pay for any expenses incurred by the insured towards the treatment of pre-existing diseases
    • Any hospitalization expenses incurred for COVID-19 diagnosis or investigation will not be covered
    • The insurer will not pay for any claim towards the treatment of an injury or illness caused due to the insured being part of a manual or hazardous work or for being involved in a criminal activity
    • No claims will be entertained by SBI General Travel Insurance arising due to –
    • War, invasion, hostilities or acts of an enemy country
    • Civil war, revolution, insurrection, rebellion
    • Force used by the military or usurper
    • Nationalization or confiscation of property by the local or government authorities causing loss or damage to the insured
    • The insurer does not cover any loss or damages or expenses incurred due to an activity of nuclear radiation or toxic radioactive properties of any explosive nuclear assembly
    • Any claim arising due to the insured travelling by air through an aircraft not licensed to carry passengers
    • SBI General Travel Insurance does not cover any injury or illness arising due to participation in –
    • Winter sports, professional sports or any hazardous sports
    • Mountaineering involving ropes and guides
    • Motor races or rallies
    • Caving or potholing
    • Hunting or equestrian
    • Underwater activities including scuba diving
    • Activities like rafting or canoeing over white water rapids
    • Boating or yachting outside coastal waters
    • The insurer will not pay for the damages or injury caused in a two-wheeler accident if the insurer was not wearing a helmet or the driver is not qualified with a full international driving license

    How to Enroll in SBI General Travel Insurance Plans?

    You can enroll yourself in the SBI General Travel Insurance Plan in several ways. You can do it on either visit the official website of Policybazaar Insurance Broker Private Limited or on the SBI General Insurance Company website. For more details, you can send an email at or speak to customer executives at 1800-708-8787. Take a look at the steps mentioned below:

    Online Process:

    Follow the steps given below to buy a Bajaj Allianz Travel Insurance policy online:

    • Go to the official website of SBI General Insurance Company or an online insurance broker
    • Check the page for the travel insurance policy option
    • Enter the trip details such as number of people travelling, date, destination country, etc
    • It will show you the number of plans available
    • Tap on the plan you want to purchase as per your requirements
    • You will see the online payment options
    • Pay the premium amount online
    • The insurance company will issue the insurance plan

    Offline Process:

    There are multiple ways of buying a Bajaj Allianz Travel Insurance policy offline. They are as follows:

    • In order to purchase the travel insurance plan offline, you will have to visit the SBI insurance company office.
    • Fill the insurance form.
    • Provide the required documents for identity verification and address verification
    • Submit the form with the required documents attached to it
    • The insurance company will issue the policy as soon as they verify all the documents.
    • You can also call the toll-free number of the SBI insurance company and ask them to send an insurance agent to your place
    • Once the insurance agent arrives, he/she will explain to you about the policy and then you can purchase it at your convenience.

    You can know more about the travel insurance plan as well as compare them online at

    SBI General Travel Insurance - FAQs

    Travel insurance articles

    Recent Articles
    Popular Articles
    When is Travel Delay Insurance Claimed?

    04 Jul 2022

    Travelling is truly an enriching experience, no matter the place...
    Read more
    Do You Need Travel Insurance for a Trip to Europe?

    24 Jun 2022

    From the snow-capped mountains of the Swiss Alps to the dramatic...
    Read more
    Does Travel Insurance Provide Financial Emergency Cash?

    20 Jun 2022

    Be it in Rome, Barcelona or Paris, getting your wallet or bags...
    Read more
    What is Usually Covered by Travel Insurance?

    16 Jun 2022

    There’s hardly anything better than travel insurance when...
    Read more
    Can You Claim for a Missed Flight?

    02 Jun 2022

    Missing your flight is the end of all your careful planning and...
    Read more
    Traveling Overseas? Credit Cards with Zero Foreign Transaction Fees
    If you're a frequent international traveller, chances are that you prefer credit cards to make international...
    Read more
    Best Travel Insurance Policies in India
    When we talk about buying the best travel insurance plan, you’ll get a long list of travel insurance plans. This...
    Read more
    Visitor Insurance USA
    Visitor insurance from India is important to avoid any financial catastrophes while you are travelling to the USA....
    Read more
    Linking Passport with COVID-19 Vaccine Certificate
    After a restrictive period because of the Coronavirus pandemic, people have been able to travel freely again thanks...
    Read more
    List of Visa Free Countries for Indians | Visa Free Entry for Indian Passport
    Economic progress and globalisation has made it easy for many to go on international trips. Out of 195 countries in...
    Read more

    SBI Travel Insurance Policy Reviews & Ratings

    4.9 / 5 (Based on 4 Reviews)
    (Showing Newest 4 reviews)
    Raichur, September 13, 2021
    Premium calculator
    I wanted to take family travel insurance. To get an idea of the premium amount, I visited the website of Policy Bazaar and calculated the premium rate with the help of premium calculator which was given on their website. after calculating the premium i bought sbi general family travel insurance.
    Burhanpur, September 13, 2021
    Best plan
    I have bought sbi general student travel insurance for my brother from policybazaar. the executive shared all the information with me and helped me to choose the best one according to my budget and requirements.
    Davanagere, September 09, 2021
    Good facilities
    I wanted to get travel insurance because I was going to Australia and a friend of mine suggested me that SBI general provides very good facilities under the policy. On his suggestion, I took SBI General Travel Insurance from Policybazaar and it really provided me the best facilities.
    Chennai, May 16, 2016
    Fantastic Plan
    I have sbi travel insurance plan. The policy coverage is high and the premium is low. The luggage and the accidental cases are inbuilt in the policy plan. Claims are high and easily sanctioned due to fast service provided by the executives and staff members. Good investment, I like the plan.