7 Reasons Why You Should Consider Star Red Carpet Senior Citizen Plan

Old age comes with multiple health-related issues like the appearance of chronic diseases, feeble health, etc. These diseases require frequent doctor visits, which may be difficult to afford for most people due to medical inflation. This makes buying health insurance for senior citizens a must. Read on to know why you should consider buying Star Red Carpet Senior Citizen Insurance for your elderly parents.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      valid-mobile-number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      Here’s why!

      What’s Star Health Red Carpet Senior Citizen Plan?

      This is a comprehensive senior citizen plan offered by Star Health & Allied Insurance Co. Ltd. The plan extends insurance coverage for the age group between 60 to 75 years. The policy can be availed either as individual or floater basis, where the sum insured options available are Rs 15 Lakh, Rs 20 Lakh and Rs 25 Lakh. The policy doesn’t require a pre-policy health screening and also cover pre-existing illnesses after one policy renewal.

      Reasons for Buying Star Health Red Carpet Senior Citizen Plan

      It is always recommended to buy a separate policy for your senior citizen parents. The reason is that the variations in the premium cost can be a burden on your pocket. Earlier the insurance providers were not willing to provide coverage for the elderly category, considering the risk factor associated with old age. However, with the advancement in the health insurance segment, a separate insurance plan specially catering to this age group has been introduced. Gradually, almost every insurance provider has started offering senior citizen plans. In this race, Star Health Insurance not being left behind has introduced the Red Carpet Plan, which eventually has started gaining popularity.

      Here are a few reasons for this plan being quite popular among the buyers:

      Multiple Sum Insured Option

      The policy offers multiple options to choose the sum insured amount as per one’s insurance requirement. Three available options are ranging from:

      • Rs 1 Lakh - 7.5 Lakh
      • Rs 10 Lakh to 15 Lakh
      • 20 Lakh to 25 Lakh

      This enables the insured to analyse his/her requirement and buy SI option accordingly.

      Policy Tenure

      The multiple options of policy tenure again enable the insured to choose a plan per his/her choice. The policy tenure is available for 1/2/3 years.

      OPD Cover

      This feature is quite famous these days as many health insurers now cover OPD benefits under their health insurance plan, Star health insurance also offers OPD benefits where the insured can claim the insurance for the medical visits that don’t require 24-hours hospitalisation. This benefit can be availed only at network hospitals of the insurer, up to a specified limit starting from Rs 600 to Rs 2600 as per the chosen SI option.

      Free Health Check-up

      This sounds alluring especially in case of senior citizens. These people require special healthcare attention time-to-time. A feature like this, where free health check-up can be done without having to worry about the expenses, will be a USP. Star Red Carpet Policy offers free health check-up option too in case of every claim-free year, up to a specified limit.

      Expenses of Day Care Procedures

      With higher medical treatment cost, it is quite evident that the out-of-pocket expenses can be huge if not covered by health insurance. In terms of senior citizens, there are multiple diseases they might not require hospitalisation, but are of the utmost severity, like diabetes or cataract. Complicacies arising out of them might require sincere attention. The severe the condition, the higher will be the treatment cost. Thankfully, this policy covers the insured for such expenses incurred in a day-care procedure.

      Revised Cataract Limit

      The expenses incurred towards cataract treatment are covered after 24 months of the policy. It is a common disease with old age, which may cause severe issues if ignore at the initial stage. The policy allows revision in sum insured amount at the time of renewal.

      Pre-existing Illness Cover

      Star Red Carpet policy also covers pre-existing illnesses after 1 year. Pre-existing illnesses such as diabetes, BP or other chronic diseases require special attention and depending on the complexity of the condition, the expenses vary. By covering these expenses, this policy offers the person a secured old age to be retrieved.

      How to Buy Star Red Carpet Senior Citizen Policy?

      The best part is that Star Health Insurance Policy can be bought easily online, either directly from the insurer website or through Policybazaar.com. The buying steps are easy to comprehend with Policybazaar. One just needs to visit the website, go through the plans available, compare them using the premium calculator based on the features or premium offered and buy online. The payment process is also secured through an online gateway that ensures the safety of the payments. Upon successful payment, the policy document is sent to the registered email Id.

      Final Word!


      No doubt, health insurance is the earnest necessity these days. And when it comes to secure your elderly parents, the importance even increases. A mindful buy always aids in comprehensive insurance protection, bundled with extensive coverage at affordable premiums. So, to ensure the right policy for your parents, you should always compare the plans available. Even if you are willing to opt for Star Red Carpet Policy, you should shop around and compare other available options. With this, an informed decision can be taken and a policy bought after thorough research will never let your expectation down. So, the rule of thumb is- research, compare and buy!

      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Surgeries Covered by HDFC ERGO General Health Insurance Plans

      03 Apr 2024

      HDFC ERGO General Insurance Company provides a variety of
      Read more
      Surgeries Covered by Digit Health Insurance Plans

      28 Mar 2024

      Go Digit General Insurance Limited offers a wide range of
      Read more
      Surgeries Covered by Royal Sundaram Health Insurance Plans

      27 Mar 2024

      Royal Sundaram General Insurance Company offers a spectrum of
      Read more
      Surgeries Covered by United India Health Insurance Plans

      22 Mar 2024

      With the increasing costs of healthcare in India, the financial
      Read more
      Surgeries Covered by Bajaj Allianz Health Insurance Plans

      22 Mar 2024

      In an age where medical expenses are on the rise, securing
      Read more
      Best Health Insurance Plans for Senior Citizens
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Zero Waiting Period in Health Insurance Plans
      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL