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The Government of India has launched several healthcare schemes to benefit a larger section of society. Ayushman Bharat Yojana (PMJAY) and Pradhan Mantri Matru Vandana Yojana (PMMVY) are two such schemes.
Ayushman Bharat Yojana is a pioneering initiative of PM Narendra Modi to ensure health insurance coverage to the poor and vulnerable population in India. It is a Government’s initiative with a vision to provide access to good healthcare services to all the poor and deprived sections of the society. The aim is to minimize financial hardships and ensure treatment in good quality hospitals to the needy.
And the Pradhan Mantri Matru Vandana Yojana was launched as a maternity package that was implemented in 2017, across India. Under this scheme, a sum of Rs 5000/- is deposited directly into the Post Office/Bank Account of Lactating as well as Expecting mothers who meet the eligibility criteria.
Check out the difference between these two government-sponsored schemes along with their benefit and differences.
Ayushman Bharat Yojana is one of the biggest health schemes that have been sponsored by the government. The scheme has been designed to cover more than 50 Crore Indian citizens who remain deprived of adequate health cover. PMJAY was launched by Shri Narendra Modi on September 23, 2018, and has been active since September 25, 2018, and was renamed as Pradhan Mantri Jan Arogya Yojana (PM-JAY).
The eligibility criterion for families to be covered under Ayushman Bharat Yojana Scheme as laid down by the Government of India and has been provided to specific states for rural and urban areas and is given below:
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Families who meet the following criteria in rural areas are eligible to avail the benefits:
Individuals in urban areas can avail the benefits if they qualify as under:
Ayushman Bharat Yojana or PM Jan Arogya Yojana is a health insurance scheme that offers a medical insurance cover of Rs 5 lakhs to the enrolled families. The policy comes with a range of benefits and features and some of them are given below:
Pradhan Mantri Matru Vandana Yojana is a maternity package sponsored by the Government of India. This scheme is designed to provide cash benefits up to Rs 5,000 to lactating mothers and pregnant women. The government observed that a lot of undernourished women were forced to give birth to underweight babies, which is one of the significant reasons for the increased infant mortality rate in India.
The scheme was launched because of the mishandling and malnutrition of pregnancy leading to an increased number of maternal deaths during delivery. Additionally, the poor fact that a lot of working women resume office immediately after childbirth, without being getting fully recovered from the same, which leads to issues in future pregnancies and at the time of breastfeeding.
It counts the beneficiary's pregnancy date and stage as per the provisions laid down in the Mother and Child Protection Card.
One of the most promising features of Pradhan Mantri Matru Vandana Yojana is that it aims to provide pregnant women in India ample recovery time post-delivery and more off days during their pregnancy. With this scheme in place, the government intends to reduce the number of women suffering and offer moderate conditions to Indian women during pregnancy and also minimize the infant deaths succumbing to malnourishment. Some of the other prominent features and benefits of this scheme are given below
Both of them are government sponsored schemes that cater to different sections of our society as given in the table below:
|Features||Pradhan Mantri Matru Vandana Yojana||Ayushman Bharat Yojana|
|Eligibility Criteria||First time expecting mothers||Economically weaker section of the society|
|Beneficiary||First time expecting mothers||As specified for rural and urban areas|
|Initiative Type||Cash Incentive||Medical Insurance Scheme|
|Premium||Govt. Sponsored||Govt. Sponsored|
|Benefit Limit||Rs 5000||Up to Rs 5 Lakh|
Clearly, the Government of India has been working towards the weaker sections of the society that require utmost care. Both the schemes are deigned to address the medical needs of the Indian population in the form of health insurance cover up to Rs 5 Lakh for poor people with Ayushman Bharat Yojana and cash incentive of Rs 5000 for expecting and new mothers with Pradhan Mantri Matritva Vandana Yojana for the socially and economically backward people in India.