*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Ayushman Bharat health insurance is a flagship scheme launched by the Government of India, as per the recommendations by the National Health Policy 2017. This scheme aims to offer Universal Health Coverage (UHC) to the deprived and to meet the Sustainable Development Goals (SDGs). So far, the government has issued nearly 12 Crore e-cards under PMJAY.
Currently, the health service delivery is segmented and sector, therefore the government has attempted to make it a comprehensive health care service. It adopts a holistic approach to address the healthcare system including prevention, promotion and ambulatory care at the primary, secondary and tertiary level. The two inter-related components under Ayushman Bharat scheme are
The scheme is targeted towards the rural, poor, and deprived families as well some specific occupational category of urban workers' families. Going by the Socio-Economic Caste Census (SECC) 2011 data, at scheme aims to cover 8.03 crore rural families and 2.33 crore urban families i.e. nearly 50 Crore Indians.
AB-NHPS offers a health cover of Rs 5 lakh per year on family floater basis to each eligible family. It will subsume the present Rashtriya Swasthya Bima Yojana that was commenced in by the then government in 2008.
PMJAY applies to all beneficiaries as identified by the SECC 2011 and those who are already part of the RSBY scheme. Here is how you can check your eligibility for the scheme through the National Health Authority portal and apply for the same:
In addition to this, you can also check if you are eligible for PMJAY by approaching any Empanelled Health Care Provider (EHCP) or dial the Ayushman Bharat Yojana call centre number: 1800-111-565 or 14555
Ayushman Bharat scheme is an entitlement-based scheme that decides based on deprivation criteria as per the SECC database.
With this article hope you can check for your eligibility under the PMJAY and can apply in a hassle-free manner.