How to Find a Health Insurance Policy Number?

Medical emergencies arrive unannounced and can leave you with hefty medical bills, making a health insurance policy extremely necessary. However, one important aspect of a mediclaim policy that policyholders often forget and overlook is the policy number. The medical insurance policy number is a crucial identifying factor that is required whether you are filing a claim, renewing your policy or tracking your policy status. Read below to understand how to find your health insurance policy number.

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      What is a Health Insurance Policy Number?

      A health insurance policy number is a unique identification number assigned to every policyholder at the time of purchase. It helps policyholders track all the details regarding their mediclaim insurance policy, right from checking the due date and renewing the existing policy to filing a claim. The policy number helps insurers identify the policyholder and is required while communicating with your insurer.

      How to Check Your Health Insurance Policy Number?

      You can check your health insurance policy number using the ways mentioned below:

      1. Online on the Insurer's Website or App

        You can easily check your policy number on the official website of your health insurance company. Simply sign in to the customer portal by entering your registered mobile number, email address, or customer ID and password. You will be redirected to the dashboard, where you can easily access all policy documents and check your policy number. You can also check the policy number on policybazaar.com if you purchased your policy from Policybazaar Insurance Brokers Private Limited.

      2. Policy Documents

        You can find the health insurance policy number in the policy documents sent to you by your insurer at the time of purchase. It will be printed at the top of your health insurance policy, either by the name of the insurance number, policy number, member ID, member number, or subscriber ID.

      3. Health Card

        The policy number will also be mentioned on the health insurance card issued to you by your insurance company. The card will have all the relevant details related to your medical insurance policy, such as the policy number, name of the insured, plan name, etc.

      4. Insurer's Customer Care

        You can also reach out to the customer care of your health insurance provider to find your policy number. You can call their toll-free number using your registered mobile number and speak to the customer executives. Furthermore, you can send an email to the insurance company with all the relevant information, such as your mobile number, date of purchase, etc., to get your policy number.

      5. Offline via the Branch Office

        You can also find out your health insurance policy number by visiting the nearest insurer's branch office. You can get in touch with the executives present at the branch to know your policy number.

      Why is a Health Insurance Policy Number Important?

      Here are some of the reasons highlighting the importance of a health insurance policy number:

      • Claim Settlements: The most important use of a policy number is to file a claim under your health insurance policy.
      • Policy Renewal: A health insurance policy number is essential to renew your existing mediclaim insurance policy.
      • Log in to Insurer's Website: It is used to log in to the website of the insurer to access the policy, check the coverage, documents, and more.
      • Speak to Customer Care: The policy number is also required while communicating with customer care regarding your insurance coverage.

      FAQs

      • Q1. Can I find my health insurance policy number using my Aadhaar card or PAN card?

        Ans: No, you must use your registered email address and phone number to check your health insurance policy number.
      • Q2. How to find a health insurance policy number online?

        Ans: You can check the health insurance policy number online, either on the official website of your insurer or broker websites like policybazaar.com.
      • Q3. Is my health insurance policy number the same as my customer ID?

        Ans: Your customer ID and your health insurance policy number may or may not be the same. It entirely depends on your insurer.
      • Q4. How can I get my health insurance policy number if I have lost the policy document?

        Ans: If you have misplaced your policy document, you can find your policy number by contacting your insurer's customer support team using your registered mobile number or email ID.
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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