Surgeries Covered by Universal Sompo Health Insurance Plans

As healthcare expenses escalate in India, the financial challenges posed by medical treatments, notably surgeries, are increasingly concerning. Universal Sompo General Insurance Company offers diverse comprehensive plans, guaranteeing financial security for various medical needs, including surgeries. Let's explore the comprehensive coverage and surgeries safeguarded by the insurer.

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      What are the Various Plans Available Under Universal Sompo Health Insurance?

      With a reputation for reliability, Universal Sompo General Insurance Company offers a comprehensive selection of health insurance plans designed to address specific requirements. These plans provide extensive coverage for various medical expenses, including surgical procedures, ensuring holistic health and financial stability protection. Explore Universal Sompo General Insurance Company's diverse range of health insurance plans and fortify your future with confidence:

      1. Universal Sompo Muskaan Plan
      2. Universal Sompo A Plus Health Plan
      3. Universal Sompo Complete Healthcare Insurance Plan
      4. Universal Sompo Super Healthcare Insurance Plan
      5. Universal Sompo Senior Citizen Health Plan
      6. Universal Sompo Sampoorna Suraksha Bima Plan
      7. Universal Sompo Individual Accident Plan
      8. Universal Sompo Individual Medishield Insurance Plan
      9. Universal Sompo Sampoorna Suraksha Bima Micro Plan

      List of Surgeries Covered Under Universal Sompo Health Insurance

      Universal Sompo General Insurance Company prioritises covering various surgical procedures, providing policyholders with access to necessary medical interventions without financial worries. With a focus on comprehensive healthcare coverage, Universal Sompo General Insurance Company's plans are designed to address a variety of medical needs. Discover the surgeries covered under their medical insurance plans:

      1. Cataract Surgery:

        Cataract surgery is a crucial procedure aimed at restoring vision affected by a clouded lens, ultimately enhancing one's quality of life. It involves the removal of the cloudy lens and its replacement with an artificial one. The Universal Sompo A Plus Health Plan offers comprehensive coverage for cataract surgeries, ensuring policyholders have access to high-quality eye care services without financial strain. Additionally, the Universal Sompo Muskaan Plan, Universal Sompo Complete Healthcare Insurance Plan, Universal Sompo Super Healthcare Insurance Plan, and Universal Sompo Senior Citizen Health Plan also provide extensive coverage for this procedure. It's essential to understand that the coverage for cataract surgery will commence only after the specified waiting period lapses, which can range from 1 to 2 years, depending on the chosen plan.

      2. Heart Surgery:

        Heart surgery encompasses various procedures to treat cardiovascular conditions, often necessary to improve heart function and prevent life-threatening complications. The Universal Sompo Sampoorna Suraksha Bima Plan offers comprehensive coverage for several cardiac-related surgeries, such as heart transplantation and CABG. Additionally, the Universal Sompo Individual Accident Plan, Universal Sompo Individual Medishield Insurance Plan, Universal Sompo Senior Citizen Health Plan, Universal Sompo Super Healthcare Insurance Plan, Universal Sompo Complete Healthcare Insurance Plan, Universal Sompo A Plus Health Plan, and Universal Sompo Muskan Health Plan also provide extensive coverage for heart surgeries. All expenses will be covered after the end of the specified waiting period, which ranges from 1 to 4 years.

      3. Joint Replacement Surgery:

        Joint Replacement Surgery is commonly performed to alleviate chronic joint pain and improve mobility by replacing damaged or diseased joints with artificial implants. The Universal Sompo Muskaan Health Plan offers comprehensive coverage for joint replacement surgeries, ensuring individuals undergo these transformative procedures without financial burden. Additionally, the Universal Sompo A Plus Health Plan, Universal Sompo Complete Healthcare Insurance Plan, Universal Sompo Super Healthcare Insurance Plan, Universal Sompo Senior Citizen Health Insurance Plan, and Universal Sompo Sampoorna Suraksha Bima Micro Plan also cover joint replacement surgeries. All expenses will be covered after the mentioned waiting period, which ranges from 1 to 4 years.

      4. Kidney Stone Removal Surgery:

        Kidney Stone Removal Surgery, vital for alleviating debilitating symptoms caused by kidney stones, involves removing these painful obstructions. The Universal Sompo Super Health Insurance Plan provides comprehensive coverage for kidney stone removal surgeries, ensuring timely and appropriate treatment without financial worries. Additionally, the Universal Sompo Senior Citizen Health Insurance Plan, Universal Sompo Sampoorna Suraksha Bima Micro Plan, Universal Sompo Complete Health Insurance Plan, Universal Sompo A Plus Health Insurance Plan, and Universal Sompo Muskaan Plan also cover kidney stone removal surgeries. All expenses will be covered after the mentioned waiting period, which ranges from 1 to 2 years.

      5. Organ Transplant Surgery:

        Organ Transplant Surgery, a life-saving procedure for individuals with end-stage organ failure, involves replacing a failing organ with a healthy one from a donor. The Universal Sompo Senior Citizen Health Insurance Plan provides comprehensive coverage for organ transplant surgeries, ensuring access to quality transplant services without financial strain. Additionally, the Universal Sompo Super HealthCare Insurance Plan and Universal Sompo Complete Healthcare Insurance Plan also cover organ transplant surgeries. All expenses will be covered after the end of the mentioned waiting period, which ranges from 30 days to 90 days.

      6. Cancer Surgery:

        Cancer Surgery involves the removal of cancerous tumours or affected tissues to eradicate cancer cells and prevent disease progression. The Universal Sompo Complete Healthcare Insurance Plan offers comprehensive coverage for cancer surgeries, ensuring access to timely and appropriate treatment without financial worries. Additionally, the Universal Sompo Senior Citizen Health Insurance Plan also covers cancer surgeries. All expenses will be covered after the end of the mentioned waiting period, which ranges from 30 days to 90 days.

      7. Appendix Surgery:

        Appendix Surgery is a critical procedure often necessitated by acute appendicitis. The Universal Sompo A Plus Health Plan stands out as the ideal choice, providing comprehensive coverage for such emergency surgeries. Additionally, the Universal Sompo Complete Health Insurance Plan and Universal Sompo Muskaan Health Plan also offer robust coverage options for appendix surgeries.

      Closing Remarks: Securing Your Health and Financial Stability

      Universal Sompo General Insurance Company stands as a dependable ally in preserving your health and financial security. Offering a wide array of health insurance plans covering various surgical procedures, Universal Sompo General Insurance Company ensures comprehensive coverage for your medical needs. By exploring and comparing these plans on trusted platforms like Policybazaar.com, you can select the one that aligns with your healthcare requirements and budget. Invest in your well-being with Universal Sompo Health Insurance, ensuring a protected and prosperous future.

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      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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