Universal Sompo Complete Health Care Insurance Plan

Complete Health Care Insurance assures you of a financially secured future against any medical expenses that you may incur. It’s a comprehensive plan that offers you a decent monetary support to overcome the expenses sustained after suffering from critical illness & accidents, with value added services for you and your loved ones.

Key Features and Coverage of Complete Health Care Insurance Plan by Universal Sompo

  • The policy offers a wide coverage sum insured up to Rs. 10,00,000.
  • Only individuals above the age of 55 will have to undergo a medical check-up prior of buying this policy.
  • Dependent children can be covered up to the age of 25 years under all plans of Complete Health Care Insurance.
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).
  • If you have been hospitalized for a period of more than 10 days, Convalescence benefit of Rs. 10,000 will be paid to you once during the policy year.
  • This policy is restricted to the hospitals/nursing homes of India only.
  • Under this policy, you can enhance your cover to financially protect yourself from personal accidents and critical illnesses.

Universal Sompo Plan options as per your financial commitments

Plan Options Individual Sum Insured Basis Floater Basis
Basic Rs 1 Lakh, Rs 2 Lakh Rs 1 Lakh, Rs 2 Lakh
Essential Rs 3 Lakh, 4 Lakh and 5 Lakh Rs 3 Lakh, 4 Lakh and 5 Lakh
Privilege Rs 6 Lakh, Rs 7 Lakh, Rs 8 Lakh , Rs 9 Lakh and Rs 10 Lakh Rs 6 Lakh, Rs 7 Lakh, Rs 8 Lakh , Rs 9 Lakh and Rs 10 Lakh

Universal Sompo Complete Health Care Insurance Policy Details

  • Sum Insured - Maximum sum insured of 5 lacs.
  • Policy termination - Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
  • Coverage type - Individual as well as family floater.

No Maximum age limit for this plan.

Universal Sompo Complete Health Care Policy’s Exclusions

  • Pre-existing diseases and outpatient treatments will not be covered under this policy.
  • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
  • Cosmetic, aesthetic, or related treatments will not be covered.

Documents Required to buy Universal Sompo Complete Health Care Insurance Policy

To buy the policy, a proposer has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum insured and the age of the person.

Written By: PolicyBazaar - Updated: 28 June 2020
5,020,359 Confirmed Cases in India*
34,478,590 Confirmed Cases worldwide*
931,582 Confirmed deaths worldwide*
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Average Rating
(Based on 0 Reviews)

Top Articles

Top Maternity Insurance Plans

Top Maternity Insurance Plans

Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood. Though rearing a child is an expensive affair and may require good financial backup to meet the requirements of a growing baby. From ho...
Health Insurance for Parents

Health Insurance for Parents

Are you planning to buy health insurance for your parents? Well, the Indian Insurance market is currently flooded with healthcare plans specifically designed for senior citizens or elderly parents above 60 years. And many insurance providers also o...
Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance

Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance

There has always been a doubt in customers mind about whether the private company will keep its side of the bargain i.e. it will settle the claim or not. A customer spends premium annually which will cover his medical expenses but there’s always ...
Best Health Insurance Plans for Senior Citizens in 2020

Best Health Insurance Plans for Senior Citizens in 2020

Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly parents, then it is all the more imperative to get them medi...
Here’s the Difference between Health Insurance and Mediclaim

Here’s the Difference between Health Insurance and Mediclaim

Imagine you’re looking for a job change. You get an interview call for a job. What will be your plan of action? Will you get your resume ready and prepare for the interview or you will try to extract all the possible information about the job pro...
 
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL