Universal Sompo Complete Health Care Insurance Plan

Complete Health Care Insurance assures you of a financially secured future against any medical expenses that you may incur. It’s a comprehensive plan that offers you a decent monetary support to overcome the expenses sustained after suffering from critical illness & accidents, with value added services for you and your loved ones.

Key Features and Coverage of Complete Health Care Insurance Plan by Universal Sompo

  • The policy offers a wide coverage sum insured up to Rs. 10,00,000.
  • Only individuals above the age of 55 will have to undergo a medical check-up prior of buying this policy.
  • Dependent children can be covered up to the age of 25 years under all plans of Complete Health Care Insurance.
  • The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).
  • If you have been hospitalized for a period of more than 10 days, Convalescence benefit of Rs. 10,000 will be paid to you once during the policy year.
  • This policy is restricted to the hospitals/nursing homes of India only.
  • Under this policy, you can enhance your cover to financially protect yourself from personal accidents and critical illnesses.

Universal Sompo Plan options as per your financial commitments

Plan Options Individual Sum Insured Basis Floater Basis
Basic Rs 1 Lakh, Rs 2 Lakh Rs 1 Lakh, Rs 2 Lakh
Essential Rs 3 Lakh, 4 Lakh and 5 Lakh Rs 3 Lakh, 4 Lakh and 5 Lakh
Privilege Rs 6 Lakh, Rs 7 Lakh, Rs 8 Lakh , Rs 9 Lakh and Rs 10 Lakh Rs 6 Lakh, Rs 7 Lakh, Rs 8 Lakh , Rs 9 Lakh and Rs 10 Lakh

Universal Sompo Complete Health Care Insurance Policy Details

  • Sum Insured - Maximum sum insured of 5 lacs.
  • Policy termination - Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
  • Coverage type - Individual as well as family floater.

No Maximum age limit for this plan.

Universal Sompo Complete Health Care Policy’s Exclusions

  • Pre-existing diseases and outpatient treatments will not be covered under this policy.
  • Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
  • Cosmetic, aesthetic, or related treatments will not be covered.

Documents Required to buy Universal Sompo Complete Health Care Insurance Policy

To buy the policy, a proposer has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum insured and the age of the person.

Written By: PolicyBazaar - Updated: 18 December 2020
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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