Universal Sampo Sampurna Suraksha Bima is a one stop solution policy that provides health cover along with protection of your physical assets against burglary and robbery. The plan secures the individual and his family against personal accidents leading to death or disablement.
Section |
Rates |
Fire and Allied Perils- Building Contents |
Basic Rate: 0.25% Earthquake: 0.05% Terrorism: 0.10% Policy on First Loss: For 25% First Loss: Limit Rate is 0.15% applicable on the 100% value at risk For 50% First Loss: Limit Rate is 0.21% applicable on the 100% value at risk Total Rate: 0.31% |
Burglary/ Robbery |
Rs 1.0% for Full Value cover Policy on First Loss: For 25% First loss: Limit Rate is 0.25% on 100% of value at risk For 50% First Loss: Limit Rate is 0.50% on 100% value at risk. |
Sum Insured |
10,000 |
20,000 |
30,000 |
Premium |
268 |
384 |
537 |
Sum Insured |
10,000 |
20,000 |
30,000 |
Premium |
658 |
940 |
1316 |
Up to |
Premium in Rs. For self |
Age of head of family |
Premium for self spouse and two dependent children |
51 to 55 |
600/- |
51 to 55 |
1400/- |
56 to 60 |
660/- |
56 to 60 |
1540/- |
61 to 65 |
730/- |
61 to 65 |
1700/- |
66 to 70 |
840/- |
66 to 70 |
1955/- |
71 to 75 |
965/- |
71 to 75 |
2248/- |
75 to 80 |
1110/- |
75 to 80 |
2585/- |
*The above rates may change. Please check the policy wordings for more details.
Period of Risk |
Rate of premium to be charged |
Upto 1 month |
25% of annual premium |
Upto 3 months |
50% of annual premium |
Upto 6 months |
75% of annual premium |
Above 6 months |
100% of annual premium |
All four sections |
10% discount |
Section |
Document Required |
Fire allied perils and burglary/ robbery |
|
Personal Accidents |
|
Health Cover |
|
Entry age for the policyholder, spouse and parents is 18 years to 65 years with renewal option up to 80 years. Children from 91 days to 25 years can also be covered if any one parent is insured under the policy. Unmarried children can also be covered up to maximum age of 25 years only.
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