Bandhan Bank Health Insurance

Bandhan Bank Health Insurance provides financial protection to Bandhan Bank account holders in case of medical emergencies. The bank partners with the health insurance company to provide extensive mediclaim coverage to its customers. However, customers can avail themselves of health insurance coverage as long as the bank has a tie-up with the insurer and the linked Canara Bank account remains operational.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
9.7 crore
Registered consumers
51
Insurance partners
4.9 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get Updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Our certified advisor will help you choose the best health insurance plan. See how it works ›
      Select one option
      6 lakh+ successful home visits done
      Previous step

      Bandhan Bank Health Insurance: Key Highlights

      Categories Specifications
      Pre-existing Diseases Covered from day 1
      Validity of Bandhan Bank health insurance plans 1. Valid as long as the Bandhan Bank is in partnership with the insurance company
      2. Valid as long as the customer maintains an operational Bandhan Bank account
      Riders Not commonly offered
      Premium Payment Deducted automatically from the customer's Bandhan Bank account
      Tax Benefits Section 80D of the Income Tax Act, 1961 offers tax benefits

      Disclaimer: PED waiting period may vary depending on the terms and conditions of the Bandhan Bank health insurance policy.

      Benefits of Bandhan Bank Health Insurance

      Here are the benefits of buying Bandhan Bank health insurance for account holders:

      1. Affordable Premiums

        The premiums of health insurance plans offered by the Bandhan Bank are generally affordable in comparison to standard medical policies. This is generally due to the bank's association with the insurer to offer health plans at lower premiums. In fact, the bank may provide promotional offers that further reduce the premium price.

      2. Coverage for Pre-existing Diseases (PED) from Day 1

        The Bandhan Bank health insurance scheme may provide coverage for PEDs from the first day of the policy inception, which is generally not the case in most regular mediclaim policies.

      3. Automatic Premium Payments

        The Bandhan Bank health insurance premiums are automatically debited from the customer's Bandhan Bank account, making the premium payment process hassle-free. It even reduces the risk of policy lapse.

      4. No Need to Find an Agent

        Buying Bandhan Bank health insurance plans is easy as it does not require customers to find a health insurance agent. Instead, the mediclaim policy can be purchased directly through the bank, making the process hassle-free and quick.

      5. Plans for Everyone

        The Bandhan Bank health insurance offers medical plans for people of all ages, including health insurance for senior citizens, young adults, etc. In fact, these plans cover a wide range of treatments, ensuring comprehensive protection.

      6. Enhanced Convenience

        Purchasing a health plan from the Bandhan Bank is more convenient than buying it from the insurance company. This is because the bank handles everything from start to finish, offering greater convenience to the Bandhan Bank account holders.

      List of Plans Offered by Bandhan Bank Health Insurance

      Take a look at the multiple medical insurance plans offered by the Bandhan Bank:

      Bandhan Bank Health Insurance Plans Sum Insured Ideal For
      Niva Bupa Health Plus Plan ₹2 lakh to ₹15 lakh Families
      Niva Bupa Senior First Plan ₹5 lakh to ₹25 lakh Senior Citizens

      Note: The above Bandhan Bank health insurance plans are as of May 14, 2025.

      What is Covered by Bandhan Bank Health Insurance?

      Listed below are the coverage offered by Bandhan Bank health insurance policies:

      Note: The exact coverage may vary from one Bandhan Bank health insurance plan to another.

      What is Not Covered by Bandhan Bank Health Insurance?

      The Bandhan Bank health insurance for account holders does not cover the following:

      • Injuries due to suicide attempt
      • Treatment for alcoholism or drug addiction
      • Weight control or obesity procedures
      • Dietary substances and supplements
      • Cosmetic or plastic surgery
      • Treatment for injuries due to involvement in hazardous sports
      • Congenital external diseases
      • Treatment for injuries sustained while participating in illegal activities
      • Unproven treatments
      • Change of gender treatments

      Things to Keep in Mind While Buying a Bandhan Bank Health Insurance Plan

      Check out a few things that customers should keep in mind while investing in Bandhan Bank health insurance:

      • Validity: The Bandhan Bank health policy remains valid until the bank is partnered with the insurer and the customer holds an active Bandhan Bank account.
      • Scope of Coverage: The Bandhan Bank health insurance policies may offer limited coverage compared to standard health plans.
      • Choice of Insurers: With Bandhan Bank health insurance, the customers may not get to choose from a wide range of insurance providers, as the bank has a tie-up only with only a few health insurance companies in India.
      • Riders: Bandhan Bank account holders may not have the option to choose riders under bank health insurance vs personal retail health insurance.

      Bandhan Bank Health Insurance: FAQs

      • Q1. Can I buy health insurance from Bandhan Bank?

        Ans: Yes, you can buy health insurance from Bandhan Bank, but only if you have an active Bandhan Bank account.
      • Q2. Which insurance company is tie-up with Bandhan Bank?

        Ans: The Bandhan Bank has a tie-up with the Niva Bupa Health Insurance Company.
      • Q3. What is the price of Bandhan Bank health insurance?

        Ans: The price of Bandhan Bank health insurance may vary from person to person, as well as the plan you opt for. However, you can check the approximate premium price in the Bandhan Bank health insurance premium chart. You can also use the health insurance premium calculator available on Policybazaar.com to calculate the estimated premium price.
      • Q4. Where can I find the Bandhan Bank health insurance hospital list?

        Ans: You can find the Bandhan Bank health insurance hospital list either on the official website of the insurance company or by contacting their customer support team. In fact, you can get the network hospital details of the insurers associated with Bandhan Bank on Policybazaar.com.
      • Q5. Is cashless treatment available under Bandhan Bank health insurance claim?

        Ans: Yes, cashless treatment is available under the Bandhan Bank health insurance claim process.
      • Q6. Where can I find the Bandhan Bank health insurance details?

        Ans: You can find the Bandhan Bank health insurance details either on the official website of the bank or the insurer or by getting in touch with their customer support teams.
      Confused which plan to buy?
      Get expert advice at your home
      Book at your convenience
      No obligation to buy
      Trusted and reliable advice
      Book a FREE home visit ›
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health Insurance Articles

      • Recent Article
      • Popular Articles
      22 Apr 2025

      10 New Health Insurance Rules for Senior Citizens

      Life after retirement should be about relaxation and not worrying

      Read more
      28 Mar 2025

      OPD Health Insurance for Senior Citizens

      As people age, their health deteriorates, making them more

      Read more
      27 Mar 2025

      How Can OPD Health Insurance Help You Save Money?

      For years, health insurance has been synonymous with hefty medical

      Read more
      27 Mar 2025

      What is the Full Form of IPD?

      The full form of IPD is the "In-patient Department". It refers to

      Read more
      25 Mar 2025

      What is OPD Full Form in Medical Terms?

      The full form of OPD is the “Outpatient Department”. It is the

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      List of Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Know Everything About E-Insurance Account

      Today, you can buy insurance for almost everything. After all, it is the best way to prepare yourself financially

      Read more

      Waiting Period in Health Insurance

      The waiting period in medical insurance refers to the duration before which certain medical conditions or diseases

      Read more

      How to Cancel Your Health Insurance Policy &...

      Having a health insurance policy is not a choice but a necessity today. It ensures the right health coverage for you

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2025 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL