Fino Bank Health Insurance

Fino Bank Health Insurance: Key Highlights

Categories	Specifications
Pre-existing Diseases (PED)	Included from day 1
Validity of Fino Payments Bank Health Insurance Plans	1. As long as the Fino Payments Bank has a tie-up with the insurance company 2. As long as the customer holds an operational Fino Payments Bank account
Riders	Mostly not offered
Premium Payment	Deducted automatically from the customer's Fino Payments Bank account
Tax Benefits	Eligible under Section 80D of the Income Tax Act

Disclaimer: The PED waiting period may differ as per the terms and conditions of the Fino Bank health insurance policy.

Benefits of Fino Bank Health Insurance

Check out the top benefits of purchasing Fino Bank health insurance for account holders:

Pocket-friendly Premiums

Mediclaim policies offered through Fino Payments Bank are generally priced lower than most regular health plans. This is because the bank collaborates with an insurance company to offer plans at affordable prices to its customers. Additionally, exclusive discounts and promotional offers may further reduce the premium amount, making these plans highly economical.
Immediate Coverage for Pre-existing Conditions

Fino Payments Bank health insurance plans may provide coverage for pre-existing medical issues from the first day of the policy. This means there is no waiting period for diseases/medical conditions customers are already diagnosed with at the time of buying the policy.
No Agent Involvement

Customers do not need to depend on insurance agents to buy a Fino Bank mediclaim policy. Instead, they can purchase the health insurance plan directly from the bank and that too without any external influence.
Easy Premium Payment

Fino Bank health policies prevent customers from the hassle of remembering policy due dates as the premiums are deducted automatically from the bank account of the customer. This automatic premium payment facility reduces the chance of a policy lapse.
Enhanced Convenience

Since both banking and insurance services are managed by Fino Payments Bank, customers can conveniently manage their financial and health-related needs in one place. This integration enhances efficiency and simplifies overall policy management.
Health Plans for Everyone

Fino Payments Bank offers health plans for individuals as well as families. Customers can select a policy that aligns best with their healthcare needs and financial capacity.

What is Covered by Fino Bank Health Insurance?

Listed below are the coverage offered by the Fino Bank health insurance scheme:

In-patient hospitalisation
Day care treatments
Pre-hospitalisation expenses
Post-hospitalisation expenses
Road ambulance charges
Dental treatments
Home or domiciliary hospitalisation
Adventure sports benefit
Children's education benefits
Maternity cover
Emergency air ambulance
Organ donor expenses
Alternate or AYUSH treatment
Daily hospital cash
Second medical opinion
Personal accident cover
Repatriation of mortal remains benefit

What is Not Covered by Fino Bank Health Insurance?

The following expenses are not covered by the Fino Bank health insurance scheme:

Treatment for addiction to alcohol, drugs and other intoxicated substances
Dietary substances and supplements
Self-inflicted injuries
Plastic/cosmetic surgery
Treatment for injuries sustained while participating in illegal activities
Change of gender treatments
Unproven treatments

Things to Keep in Mind While Buying a Fino Bank Health Insurance Plan

While buying a Fino Payments Bank health insurance policy, customers should keep the following things in mind:

Plan Validity - The Fino Bank health insurance plan remains valid as long as the partnership between the bank and the insurance provider is active and the customer has an active Fino Payments Bank account.
Scope of Coverage - Coverage offered under the Fino Bank health insurance scheme may be limited in comparison to standard mediclaim policies. This may be due to their low premiums.
Health Insurance Riders - Fino Bank health plans may not allow customers to add health insurance riders, unlike most retail medical insurance policies.
Insurer Options - Fino Payments Bank offers health insurance policies only through a few insurance providers in India, which limits the range of insurers available.

Fino Bank Health Insurance: FAQs

Q1. Can I buy health insurance from Fino Bank?

Ans: Yes, you can buy health insurance from Fino Payments Bank. However, your policy will be valid as long as the bank is associated with the insurance company and you maintain an active Fino Payments Bank account.
Q2. Can I track the status of my Fino Bank health insurance claim online?

Ans: Yes, you can track the status of your Fino Bank health insurance claim online by visiting the official website of the insurer associated with the bank. You may even get in touch with their customer support team to get details on your claim status.
Q3. Where can I download the Fino Bank health insurance claim form?

Ans: You can download the Fino Bank health insurance claim form from the official website of the insurance company partnered with Fino Payments Bank. Moreover, you can speak with their customer support team to know the claim form download process.
Q4. What is the Fino Bank health insurance customer care number?

Ans: The customer care number of Fino Payments Bank health insurance is 1800-268-1000.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in