A health insurance policy is a product through which allows an individual to pay for his/her healthcare expenses. It is a kind of financial protection against the medical costs incurred by the insured. A part of the medical expenses borne by the policyholder is paid by the insurance company in exchange for premium payments over the life of the policy.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
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The need for a health insurance policy has been increasing over the years. The inflation in healthcare is greater than the inflation in other categories including food. For a person who does not have enough savings, arranging funds for healthcare emergencies might prove to be very difficult. This problem is solved by taking a health insurance policy. Various policies available in the market allow the individual to choose a plan that fits his/her requirements. The health insurance policy makes paying for health expenses easier by making payment for medical and surgical expenses promptly in case of need.
Star Health Insurance is a leading health insurance company in India. Star Health Insurance began its operations in India in the year 2006. The health insurance company has its main focus on health insurance and accident policies. The company has more 8500 hospitals in its network. The company has received various awards like World Health Organization Award of Excellence for the year 2017, Best Health Insurer at Outlook Money Awards in 2016, Best Health Insurance Provider of the year by Business Today for the year 2016-17 and other corporate excellence awards.
Star Insurance offers various products including individual and family floater policies, policies for senior citizens, critical illness policies and policies specially designed for certain groups of people. Some of the plans are mentioned below:
Star family health optima insurance plan provides protection for the entire family in a single policy at an affordable premium. Family can include policyholder, spouse and dependent children. The policy offers lifetime renewals beyond the age of 65 years. The policyholder can claim tax benefits for amount paid by means other than cash. The benefits offered by the policy are:
This policy by star health insurance can be taken for an individual as well as on a family floater basis. The policy allows renewals without any upper limit on age. The policyholder can claim tax benefits for amount paid by means other than cash. The benefits of this policy are:
The policy provides cover for hospitalisation expenses of the policyholder in case of illnesses and accidents and ensures a stress free recovery. The advantages of the plan are:
This policy is for people aged between 60 and 75 years. This policy offered by Star Health insurance does not also require any pre-acceptance medical screening. The benefits offered are:
This policy allows the individual to choose the sum insured and the premium to be paid thus providing flexibility. The advantages of this plan are:
It is available on both individual as well as floater basis. There are two plans on offer- Silver plan and Golden plan. Advantages are:
This policy is available for people aged between 18 and 65 years suffering from Diabetes Mellitus. The advantages are:
This policy offers two plan options- Gold Plan and Silver Plan. This policy can be availed for any person who is between the age of 10 and 65 years and has undergone any of the following procedures- PTCA or CABG, Correction of VSD/ASD, PDA treatment and RF Ablation. The advantages of the plan are:
This product is the first of its kind health insurance policy for Cancer patients. The plan is a limited period offer. Anyone from 5 months to 65 Years of age can avail this policy. The benefits offered are:
This policy by Star Health Insurance is the first policy in the country that provides health cover to HIV positive people. NGO’s, societies and agencies involved in serving individuals with HIV can provide proposals for their members to avail insurance for them.
This health insurance plan is a policy which has been specially designed for autistic children. Any child between the ages of 3 and 25 years can be covered under this plan. The benefits offered are:
A health insurance policy has become a necessity today with the sky rocketing health expenditures and increased prevalence of lifestyle and other diseases. It is important to secure oneself financially and provide security to the family for unforeseen circumstances. The individual should be careful while choosing a health insurance policy and take into consideration all the necessary factors. Star health insurance provides plans suited for every need and requirement and individuals can make the best use of a health insurance policy through these plans.
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