How to Pay Your Health Insurance Premium Online?

Paying health insurance premiums online is easy and convenient. You do not have to visit an insurance agent or insurer's branch to pay the premium. Instead, you can log in to the insurer/insurance broker's website, fill in the details, go to the payment section and pay the premium online via debit/credit cards, UPI, internet banking or digital wallets. Know more about how to pay your health insurance premium online.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
10.5 crore
Registered consumers
51
Insurance partners
5.3 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Get 100% Claim Support in Your City at No Cost.

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get Updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Our certified advisor will help you choose the best health insurance plan. See how it works ›
      Select one option
      6 lakh+ successful home visits done
      Previous step

      Online Modes of Health Insurance Premium Payment

      Take a look at the various online modes of health insurance premium payment:

      1. Debit Cards - You can pay the premium by entering the details of your debit card along with the OTP received on your mobile phone.
      2. Credit Cards - You can use your credit card to pay the insurance premium by entering the card details and the OTP received on your phone.
      3. Internet Banking - You can transfer the premium amount to your health insurance company by logging in to your net banking account and entering your PIN.
      4. UPI - You can pay the premium amount by entering your UPI ID along with the PIN. 
      5. Wallets - You can log in to your digital wallet online and pay the premium amount by entering the OTP received on your phone.

      Steps to Pay Your Health Insurance Premium Online

      To pay health insurance premiums online, you need to go to the website of the insurance company or insurance brokers, like Policybazaar.com. Take a look at the steps to pay your health insurance premium online:

      Step 1: Log in to the Website

      Visit the official website of Policybazaar Insurance Broker Private Limited.

      Step 2: Navigate to Health Insurance

      Go to the 'Health Insurance' icon and select your gender.

      Step 3: Enter Policy Details

      Choose the family members to be insured along with their ages, and enter the city where you live, your name, mobile number and medical history.

      Step 4: Select the Plan and Add-ons to Buy

      Choose the plan and add-ons you wish to buy and fill out your proposal form.

      Step 5: Choose a Payment Method

      Select your preferred online mode of premium payment, i.e. credit card/debit card, UPI, internet banking or digital wallets.

      Step 6: Enter the Payment Information

      Enter the details of your selected mode of premium payment, such as card number, CVV, UPI ID, etc.

      Step 7: Confirm the Payment

      Fill in the OTP received on your phone to confirm the payment.

      Step 8: Receive Payment Confirmation

      If the payment is successful, you will receive a payment confirmation along with a transaction ID.

      The insurance company will issue your health insurance policy once they receive the payment.

      Things to Remember While Paying Your Health Insurance Premium Online

      Here are a few crucial things to remember while paying your health insurance premium online:

      • IRDAI-registered Website - Always buy health insurance online from an IRDAI (Insurance Regulatory & Development Authority of India)-registered website. All IRDAI-approved websites have a license number at the bottom of the page.
      • Use Secure Internet Connection - Always enter your payment information, like card details and UPI ID, on a secure internet connection only to reduce the chances of fraud.
      • Renew Before Due Date - Make sure to pay the renewal premium of your mediclaim policy to the insurance company before the policy expiry date. This will prevent any gap in your policy coverage and ensure coverage at all times.
      • Tax Benefits - Health insurance premiums paid online are eligible for tax deductions under Section 80D of the Income Tax Act.
      • Check Premiums Online Before Paying - You can use a health insurance premium calculator online on Policybazaar.com to check the premiums of different health plans before paying the premium. This will help you compare different plans and choose the most suitable plan.

      FAQs

      • Q1. Can I pay the premium online?

        Ans: Yes. You can pay your health insurance premium online through the insurer’s website or broker websites like Policybazaar.com.
      • Q2. What is the best way to pay insurance premiums?

        Ans: The best way to pay health insurance premiums is online through your debit card, credit card, UPI, digital wallets and internet banking.
      • Q3. How can I pay my policy premium online?

        Ans: You can pay the premium of your medicliam policy online on the website of the insurance company or broker websites like Policybazaar.com.
      • Q4. What are the methods of payment of premiums?

        Ans: The various methods of paying health insurance premiums online are:
        • Debit cards
        • Credit cards
        • UPI
        • Digital wallets
        • Internet banking
        • Bank auto-debit
      • Q5. Is it safe to pay insurance premiums online?

        Ans: Yes. It is safe to pay your health insurance premium online as long as you do it through an IRDAI-registered website and with a secure internet connection.
      • Q6. Can we pay the insurance premium through cash?

        Ans: Yes. You can pay your medical insurance premium in cash by visiting the nearest branch of the insurance company. Online premium payment through cash is not possible.
      Confused which plan to buy?
      Get expert advice at your home
      Book at your convenience
      No obligation to buy
      Trusted and reliable advice
      Book a FREE home visit ›
      Search
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health Insurance Articles

      • Recent Article
      • Popular Articles
      12 Jun 2025

      How to Increase Your Health Insurance Coverage...

      Health insurance is an essential part of financial planning today

      Read more
      22 Apr 2025

      10 New Health Insurance Rules for Senior Citizens

      Life after retirement should be about relaxation and not worrying

      Read more
      28 Mar 2025

      OPD Health Insurance for Senior Citizens

      As people age, their health deteriorates, making them more

      Read more
      27 Mar 2025

      How Can OPD Health Insurance Help You Save Money?

      For years, health insurance has been synonymous with hefty medical

      Read more
      27 Mar 2025

      What is the Full Form of IPD?

      The full form of IPD is the "In-patient Department". It refers to

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      Know Everything About E-Insurance Account

      Today, you can buy insurance for almost everything. After all, it is the best way to prepare yourself financially

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Waiting Period in Health Insurance

      The waiting period in medical insurance refers to the duration before which certain medical conditions or diseases

      Read more

      How to Cancel Your Health Insurance Policy &...

      Having a health insurance policy is not a choice but a necessity today. It ensures the right health coverage for you

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2025 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL