Looking for a Health Cover for Alternative or Traditional Treatments?

The rising stress level caused by fast-paced life is prompting people to look towards traditional treatments like Ayurveda, Unani and Homeopathy.

Read More

Policybazaar exclusive benefits
  • 30 minutes claim support*(In 120+ cities)
  • Relationship manager For every customer
  • 24*7 claims assistance In 30 mins. guaranteed*
  • Instant policy issuance No medical tests*

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Back
Find affordable plans with up to 25% Discount**
  • 1
  • 2
  • 3
  • 4

Who would you like to insure?

  • Previous step
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Previous step
    Continue

      Popular Cities

      Previous step
      Continue
      Previous step
      Continue

      Do you have an existing illness or medical history?

      This helps us find plans that cover your condition and avoid claim rejection

      Get updates on WhatsApp

      What is your existing illness?

      Select all that apply

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Advantages of
      entering a valid number
      valid-mobile-number
      You save time, money and effort,
      Our experts will help you choose the right plan in less than 20 minutes & save you upto 80% on your premium

      However, a few years back, health insurers were reluctant to cover alternative treatments. It is only allopathy that they trusted. But now slowly insurers have started including alternative treatments and this is quite a relief for policyholders looking out beyond allopathy.

       

      Let’s dig deep into the health insurance coverage available for alternative or traditional treatments.

      Health Coverage for Traditional Treatments

      At present, there is no standalone health cover for traditional treatment. To get coverage for traditional treatment, one has to buy standard health insurance which covers non-allopathic medications. Some insurance companies also offer coverage under their group health policy on request.

      Where to Seek Treatment?

      To get coverage for alternative treatments, the patient should have undergone treatment in either a government hospital or an institute recognized by the government. Also, patients can choose to be treated in centres, which are recognized by the QCI (Quality Council of India) and the National Accreditation Board of Health (NABH).

      Exclusions of Traditional Health Cover

      The following traditional treatments are not covered by the insurer-

      • Naturopathy treatments
      • Comfort treatments like steam bath, sauna, oil massages, etc.
      • Hospitalization for investigation purpose only
      • Treatment availed outside India
      • Treatment at a healthcare facility which is not a hospital

      Disclaimer : *Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Carefully Read the Fine Print

      Though the insurance coverage for traditional treatments has expanded, there are curbs on the amount and situations under which it can be availed. One should carefully verify the treatments covered by insurers to ensure the hassle-free claim settlement.    

      Search
      Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

      Health insurance articles

      Recent Articles
      Popular Articles
      Everything about the Activ One Plan by Aditya Birla Health Insurance

      05 Dec 2023

      In a time when increasing healthcare costs can create a
      Read more
      10 Reasons Why Your Health Insurance Claim Can Get Rejected

      01 Dec 2023

      Health insurance plans add a layer of invisible protection against
      Read more
      Knee Replacement Surgery Cost in India

      30 Nov 2023

      Knee pain has become a very common ailment in India, with over 15
      Read more
      Kidney Transplant Cost in India

      30 Nov 2023

      Kidney disease has been growing at an alarming rate in India. As
      Read more
      How Can NRIs Save Taxes on Health Insurance in India?

      24 Nov 2023

      Health insurance is an essential buy for people in India as well
      Read more
      How to Apply for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY)?
      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal
      Read more
      Best Health Insurance Plans for Senior Citizens in 2023
      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance
      Read more
      10 Major Benefits of Ayushman Bharat Yojana
      Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the second component under Ayushman Bharat Scheme. PM Narendra Modi
      Read more
      Does Health Insurance Provide Coverage for LASIK Eye Surgery?
      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is
      Read more
      Pre-Existing Disease (PED) Cover from Day One
      Pre-existing diseases (PED) are mostly expensive to treat as they are chronic in nature. Unfortunately, most health
      Read more

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL