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27th March, 2014: Cigna TTK Health Insurance, the first company to provide medical covers from Rs 2.5 laks to Rs 1 crore under the Premier plan of ProHealth product. It is also offering covers up to Rs 10 lakh, 15 lakh, 30 lakh and 50 lakh. Worldwide emergency cover, maternity cover, new-born baby expenses, donor expenses and first-year vaccination expenses and related are covered by the Premier plan.
The premium for a Rs 1 crore health cover is Rs 38,397 under ProHealth Premier plan for a 30-years old healthy non smoker person.
The CEO and Managing Director of Cigna TTK Health Insurance Company said that ProHealth is made on the basis of an extensive research of understanding the market requirements. This research depicts that with a raising incidents of lifestyle related diseases along with medical inflation, a health plan with high sum insurance is on fairly substantial demand in the market.
Apollo Munich Health Insurance offers a maximum of Rs 15 lakh cover, Max Bupa offers a maximum of Rs 50 lakh cover and the maxium cover provided by an Indian health insurance company is Rs 60 lakh by Religare Health Insurance. So, Cigna TTK is a standalone insurance firm offering a cover of Rs 1 crore.
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