List of Documents required at the time of Buying Health Insurance 

Keeping in mind the COVID-19 pandemic and increasing lifestyle diseases, a health insurance policy becomes inevitable. Due to the financial protection, it offers during a medical emergency, it becomes an important part of everyone’s financial portfolio. The availability of plenty of health insurance plans make it essential to know the requirements, policy basics, documents, and compare various factors before purchasing it.

Read More

Get ₹5 Lac Health Insurance starts @ ₹200/month*
Get ₹5 Lac Health Insurance starts @ ₹200/month*
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Get insured from the comfort of your home No medicals required
I am a

My name is

My number is

By clicking on 'View Plans' you, agreed to our Privacy Policy and Terms of use
Close
Back
I am a

My name is

My number is

Select Age

City Living in

    Popular Cities

    Do you take any daily medication? Apart from vitamins & supplements
    Get updates on WhatsApp

    In this article, we will tell you what are documents that you would need to furnish while buying health insurance, as well as while filing a health insurance claim.

    Choose Health Insurance Coverage of your Choice

    1 Lakh
    1 Lakh Sum Insured
    Check Premium
    2 Lakh
    2 Lakh Sum Insured
    Check Premium
    3 Lakh
    3 Lakh Sum Insured
    Check Premium
    5 Lakh
    5 Lakh Sum Insured
    Check Premium
    10 Lakh
    10 Lakh Sum Insured
    Check Premium
    20 Lakh
    20 Lakh Sum Insured
    Check Premium
    30 Lakh
    30 Lakh Sum Insured
    Check Premium
    50 Lakh
    50 Lakh Sum Insured
    Check Premium
    1 Crore
    1 Crore Sum Insured
    Check Premium
    2 Crore
    2 Crore Sum Insured
    Check Premium

    Age Proof: One of the most important documents in health insurance is your age proof. You also need to provide the age proof of all the members to be insured under the health insurance policy that you have opted for. Mentioned below are some of the acceptable documents that you can provide:

    • Birth certificate
    • Passport
    • 10th or 12th mark sheet
    • Aadhaar card
    • Driving license
    • Voter’s ID
    • PAN card etc.

    Address Proof: Permanent address proof also needs to be submitted. Following documents can be submitted for the same:

    • Aadhaar card
    • Telephone bill
    • Electricity bill
    • Passport
    • Ration card
    • Driving license
    • Voter’s ID

    Identity Proof: For identity proof, you can provide your Aadhaar card, Voter ID, passport, PAN Card, and driving license.

    Passport Size Photograph: Health insurance companies also ask for passport size photos of all the policy applicants.

    Medical Reports: Some health insurance companies require their applicants to undergo medical tests. Customers also require submitting all the reports of these medical tests.

    In addition to this, some health insurance companies may ask for additional documents based on their business model.

    Documents Required for Claiming Health Insurance

    Here is the list of documents that you require to file for reimbursement health insurance claims. Check out the list as given below:

    • Original claim form duly completed along with your signature
    • Valid identity proof
    • Doctor’s prescription suggesting treatment in hospital
    • Doctor’s prescription advising diagnostic tests, medicines, and consultation
    • Indoor case papers
    • Ambulance receipt
    • Original pharmacy bills
    • First Information Report(FIR), as required
    • Policy details that include the policy number, name of the insured,  address, and disease for which treatment is on
    • Additional documents that may be required to assess the claim, in case there is a fraud 

    Documents required for cashless treatments are as given under:

    • Claim pre-authorization form
    • Valid ID proof and a photograph
    • Documents such as PAN Card, Voter ID, Driving License, and Aadhar card

    The claim form and the documents should be sent to the Insurer or the Third-party Administrator.

    The documents required for cashless claims in a network hospital are different from the ones required for registering a reimbursement claim.

    The good thing about a cashless medical insurance claim is that you don’t need to worry about submitting any medical documents/ bills to the health insurance company. The hospital where you are undergoing treatment sends all the required documents and treatment details to your health insurance provider.

    On the other hand, in case of claim reimbursement, you will need to submit all the essential documents to your health insurer, by collecting the documents from the hospital where you were undergoing treatment. The insurance company will verify all the documents that were submitted and the claim amount will be transferred to your bank account.

    Written By: PolicyBazaar - Updated: 15 July 2021
    Search
    Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

    You May Also Want to Know About

    Top Maternity Insurance Plans

    Top Maternity Insurance Plans

    Top Maternity Insurance Plans Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood. Though rearing a child is an expensive affair and may require good financial backup to meet the requiremen...
    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance

    Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance

    There has always been a doubt in customers mind about whether the private company will keep its side of the bargain i.e. it will settle the claim or not. A customer spends premium annually which will cover his medical expenses but there’s always ...
    Best Health Insurance Plans for Senior Citizens in 2021

    Best Health Insurance Plans for Senior Citizens in 2021

    Best Health Insurance Plans for Senior Citizens in 2021 Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly pare...
    Covaxin vs. Covishield vs. Sputnik vs. Pfizer: Which one should you get?

    Covaxin vs. Covishield vs. Sputnik vs. Pfizer: Which one should you get?

    Covaxin vs. Covishield vs. Sputnik vs. Pfizer: Which one should you get? Covaxin vs. Covishield vs. Sputnik vs. Pfizer, the speculation continues regarding the difference between the efficacies of these COVID-19 Vaccines against the Coronavirus. If...
    Here’s the Difference between Health Insurance and Mediclaim

    Here’s the Difference between Health Insurance and Mediclaim

    Here’s the Difference between Health Insurance and Mediclaim Imagine you’re looking for a job change. You get an interview call for a job. What will be your plan of action? Will you get your resume ready and prepare for the interview or you wi...
    Close
    Download the Policybazaar app
    to manage all your insurance needs.
    INSTALL