*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
It is always better to have prevention against diseases instead of approaching the doctor during the condition. A health plan is regarded to be a good one only if it covers preventive measures like doctor’s advice and diagnostic tests. Preventive Health Care Plan endeavors to bring the expensive preventive care checkup in the reach of common people. Identifying and minimizing disease risk factors within a time limit through proper screening, this plan has turned out to be a crucial thing in life of many. Regular checkups and preventive care can keep you safe from diseases which evolve like the silent killer.
Preventive Health Care Plan is a comprehensive plan designed to provide a breadth of benefits to the customers like –
Availing Preventive Health Care is a simple 3 step task. Firstly, you need to dial the helpline number on your membership card and describe the medical problem to the representative – secondly, he will guide you to a specialized doctor for diagnosis – thirdly, you get your medical treatment done with the card without spending money now-and-again.
Health Insurance |
Preventive Healthcare Plan |
It is either denied to old aged or a higher premium is charged to get them insured |
Old aged are welcomed to get this plan and the same fee is charged for all the ages |
Pre-existing ailments excluded up to the waiting period |
Pre-existing ailments included |
Premium is usually high |
Annual membership fee is comparatively low |
Dental services excluded |
Dental services included |
Pathology and radiology services excluded |
Pathology and radiology services included |
The claim process is time-taking |
Simple and fast availing of services |
Covers hospitalization expenses |
Covers normal day to day medical expenses |
Cover is limited and exhaustible |
There’s no limit to the card usage |
Covers serious illnesses |
Covers diagnostic and preventive services |
Understanding the need of preventive health care, various insurance companies have integrated this plan thereby spreading awareness among people regarding the same. Few plans are –
One should opt for any plan considering his/her needs. Even customized plans are available today which are sure to prove as a great money savior. Preventive Health care plan is must to be availed as it is always better to get cured before disease reach to their irreversible conditions.
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