Disease prevention is always better than seeing a doctor for a cure. Regular checkups and preventive care can help you detect diseases at an early stage so that they do not evolve to be a silent killer. Unlike regular health insurance plans, preventive healthcare plans aim to bring expensive preventive health check-ups within the reach of common people. Know everything about preventive healthcare plans.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply
Who would you like to insure?
Preventive Health Care Plan is a comprehensive plan designed to provide a breadth of benefits to the customers like –
Availing Preventive Health Care is a simple 3 step task. Firstly, you need to dial the helpline number on your membership card and describe the medical problem to the representative – secondly, he will guide you to a specialized doctor for diagnosis – thirdly, you get your medical treatment done with the card without spending money now-and-again.
Preventive Healthcare Plan |
|
It is either denied to old aged or a higher premium is charged to get them insured |
Old aged are welcomed to get this plan and the same fee is charged for all the ages |
Pre-existing ailments excluded up to the waiting period |
Pre-existing ailments included |
Premium is usually high |
Annual membership fee is comparatively low |
Dental services excluded |
Dental services included |
Pathology and radiology services excluded |
Pathology and radiology services included |
The claim process is time-taking |
Simple and fast availing of services |
Covers hospitalization expenses |
Covers normal day to day medical expenses |
Cover is limited and exhaustible |
There’s no limit to the card usage |
Covers serious illnesses |
Covers diagnostic and preventive services |
Understanding the need of preventive health care, various insurance companies have integrated this plan thereby spreading awareness among people regarding the same. Few plans are –
One should opt for any plan considering his/her needs. Even customized plans are available today which are sure to prove as a great money savior. Preventive Health care plan is must to be availed as it is always better to get cured before disease reach to their irreversible conditions.