Get <strong>₹5 Lac</strong> Health Insurance starts <strong>@ ₹315/<span>month*</span></strong>
Get ₹5 Lac Health Insurance starts @ ₹315/month*
Get ₹5 Lac Health Insurance starts @ ₹315/month*
250+ Plans 18 Insurance Companies
₹ 5 Lakh Coverage @ ₹ 10/day
7 Lakh+ Happy Customers

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Tax benefit is subject to changes in tax laws. Standard T&C Apply

Why to go for Health Cover?

Health insurance provides you with a financial safety cover during unexpected medical emergencies which can come anytime and anywhere. It takes the burden of medical expenses and hospital charges in case of critical illness, any disease, disability and accident.

A good health insurance plan can also contribute effectively to your savings for future investment by diminishing the impact of sudden expenses. There are various health insurance plans available in the market along with many riders and benefits giving all the possible solutions to the customers. You can have an individual plan or for your entire family also. Plans specified to certain types of diseases, disabilities or injuries are also available in the market.


You must have heard about various health insurance plans on television, radio, in magazines, newspapers and other varied media. Determining your needs and accordingly choosing the perfect plan can be a very fruitful part of your life. It will surely support you financially at the time of medical emergencies. The benefits of health insurance vary from company to company and plan to plan. Here are some common benefits you can get from health insurance:

  • You can have an individual health insurance policy, cashless mediclaim, group health insurance, travel health insurance, senior citizen health insurance, maternity insurance, family floater health insurance and critical illness cover as per your needs.
  • Health insurance plans not only to cover the medical expenses, but these also help to save tax under section 80(D) of income tax act.
  • It covers hospital room and boarding charges, ambulance charges, pre & post hospitalization charges, doctor’s consultation charges, diagnostic charges, ICU charges and another material cost.
  • By just submitting all the bills, the insured can get the benefits even if he is getting the treatment at home.
  • An organ donor can get rid of the expenses in surgery and harvesting the organ.
  • In the case of critical illness, the insured will get a lump sum amount covering the expenses related to dialysis and chemotherapy.

With all these benefits of health insurance, you can wave off the burden of medical bills. People are becoming conscious about their savings, safety and expenditure. The world is progressing, technologies are improving; medical illnesses are increasing so as their expenses. To reduce the impact of sudden calamities, taking health insurance is an advisable and a very helpful option.

Written By: PolicyBazaar - Updated: 15 February 2021
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

You May Also Want to Know About

Top Maternity Insurance Plans

Top Maternity Insurance Plans

Maternity or pregnancy is an important phase of life, and one needs to prepare in advance to embrace parenthood. Though rearing a child is an expensive affair and may require good financial backup to meet the requirements of a growing baby. From ho...
Health Insurance for Parents

Health Insurance for Parents

Are you planning to buy health insurance for your parents? Well, the Indian Insurance market is currently flooded with healthcare plans specifically designed for senior citizens or elderly parents above 60 years. And many insurance providers also o...
Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance

Health Insurance Claims Ratio- Things You Should Look Before Buying Health Insurance

There has always been a doubt in customers mind about whether the private company will keep its side of the bargain i.e. it will settle the claim or not. A customer spends premium annually which will cover his medical expenses but there’s always ...
Best Health Insurance Plans for Senior Citizens in 2021

Best Health Insurance Plans for Senior Citizens in 2021

Considering the increasing percentage of medical inflation in India, it has become an absolute necessity to buy adequate health insurance for your loved ones. And if they are your elderly parents, then it is all the more imperative to get them medi...
Here’s the Difference between Health Insurance and Mediclaim

Here’s the Difference between Health Insurance and Mediclaim

Imagine you’re looking for a job change. You get an interview call for a job. What will be your plan of action? Will you get your resume ready and prepare for the interview or you will try to extract all the possible information about the job pro...
Download the Policybazaar app
to manage all your insurance needs.