IndusInd Bank Health Insurance

IndusInd Bank Health Insurance: Key Highlights

Categories	Specifications
Pre-existing Diseases (PED)	Coverage offered from day 1
Validity of IndusInd Bank Health Insurance Plans	1. As long as the bank has a tie-up with the Insurer 2. As long as the customer has an active IndusInd Bank account
Riders	Mostly not available
Premium Payment	Auto-debited from the bank account of the customer
Tax Benefits	Available under Section 80D of the Income Tax Act, 1961

Disclaimer: The PED waiting period may change depending on the terms and conditions of the IndusInd Bank health insurance policy.

Benefits of IndusInd Bank Health Insurance

Here are some of the top benefits of purchasing IndusInd Bank health insurance for account holders:

Low-cost Premiums

Health insurance plans from IndusInd Bank are more cost-effective than regular medical plans. This is because the bank works closely with insurance providers to offer health plans at reduced rates to its customers. In fact, the bank may offer special discounts or exclusive offers that make these plans more budget-friendly.
Day 1 Coverage for Pre-existing Diseases

Unlike standard mediclaim policies, IndusInd Bank health plans may provide coverage for pre-existing health issues, like diabetes, asthma, high blood pressure, or thyroid, from the first day of the policy.
Easy Premium Payments

IndusInd Bank health insurance renewal premiums are debited automatically from the customer's bank account. This hassle-free premium payment process does not require customers to remember due dates while helping them keep the policy active without any coverage interruptions.
No Agent Requirement

IndusInd Bank health plans can be purchased directly from the bank without involving any insurance agents. This makes the policy buying process smooth and transparent with no external pressure from agents. Moreover, it allows customers to choose a plan that best meets their budget and health requirements.
Convenient Process

Buying IndusInd Bank health insurance is convenient for customers as the bank manages both banking and insurance services for its customers under a single roof. Moreover, the application process is quick with minimal paperwork, as the bank already has the customer details.
Plans for Everyone

IndusInd Bank offers multiple medical insurance plans to people of all age groups, including senior citizens. These plans cover various treatments & procedures and can be purchased by individuals as well as families.

List of Plans Offered by IndusInd Bank Health Insurance

Take a look at various medical insurance plans offered by IndusInd Bank:

IndusInd Bank Bank Health Insurance Plans	Sum Insured (in ₹)	Ideal For
Care Health Insurance Super Top-up Plan	2 lakh to 25 lakh	Super Top-up
Tata AIG Medicare Plan	3 lakh to 20 lakh	Individuals/Families
Tata AIG Personal Accident & Sickness Hospital Cash Plan	5 lakh to 1 crore	Accidents

Note: The above IndusInd Bank health insurance plans are as of June 3, 2025.

What is Covered by IndusInd Bank Health Insurance?

The IndusInd Bank health insurance scheme covers the following:

In-patient treatments
Pre-hospitalisation expenses
Day care procedures
Post-hospitalisation expenses
Domiciliary treatments
Bariatric surgery
Dental treatments
Vaccination cover
Personal accident cover
Organ donor expenses
Restoration of the sum insured
Daily hospital cash
AYUSH treatment
Second e-opinion
Preventive health check-ups

Note: The exact coverage may differ from one IndusInd Bank health insurance plan to another.

What is Not Covered by IndusInd Bank Health Insurance?

Listed below are expenses not covered by IndusInd Bank health insurance plans:

Injuries due to suicide attempt or intentional self-harm
Treatment for addiction to intoxicated substances, like alcohol or drugs
Dietary substances or supplements
Cosmetic surgery
Treatment for injuries sustained while participating in adventure sports
Treatment for injuries due to involvement in activities against the law
Unproven treatments
Treatment for injuries due to nuclear weapons or war
Change of gender treatments

Things to Keep in Mind While Buying an IndusInd Bank Health Insurance Plan

Customers must keep the following things in mind while buying an IndusInd Bank health plan:

Validity – The mediclaim policy offered by IndusInd Bank remains valid until the bank is in association with the insurer and the customer holds an active IndusInd Bank account.
Scope of Coverage – Medical insurance coverage may be limited under bank health insurance vs personal retail health insurance.
Riders – The option to add health insurance riders may not be available under the IndusInd Bank mediclaim policy compared to regular health plans.
Insurance Providers– IndusInd Bank account holders can choose to buy a mediclaim policy from a limited number of health insurance companies, as the bank collaborates only with a few insurers.

IndusInd Bank Health Insurance: FAQs

Q1. Can I buy health insurance from IndusInd Bank?

Ans: Yes. You can buy health insurance from IndusInd Bank. However, it will remain valid as long as you have an account with the bank and the IndusInd Bank's partnership is in effect with the insurance company.
Q2. Where can I check the IndusInd Bank health insurance policy status?

Ans: You can check the status of IndusInd Bank health insurance by getting in touch with the bank's customer support team. You can also send an email to the bank to know the status of your mediclaim policy.
Q3. Where can I find the IndusInd Bank health insurance claim form?

Ans: To get the IndusInd Bank health insurance claim form, you can visit the official website of the insurer associated with the bank. You may even contact their customer support team to get the claim form.
Q4. Is IndusInd Bank health insurance claim process cashless?

Ans: Yes, IndusInd Bank health insurance plans provide cashless claim facilities, allowing customers to obtain treatment at the hospital of their choice without any upfront payment. After the treatment is done, the insurance provider settles the claim amount directly with the hospital.
Q5. What is IndusInd Bank health insurance customer care number?

Ans: The customer care number of IndusInd Bank health insurance is 1860-267-7777.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in