Heart Surgery Cost in Bangalore

What is Heart Surgery?

Heart surgery is performed on the heart and its vessels to treat various heart diseases. The operations can include correcting congenital defects in the heart and replacing or repairing defective valves. The most common kind is the Coronary Artery Bypass Graft (CABG), where the blocked arteries are bypassed to allow normal blood flow from the aorta and coronary arteries.

Heart surgeries are either open-heart, in which case the chest is opened, or minimally invasive, depending on the nature of the condition and approach necessary.

What is the Cost of Heart Surgery in Bangalore?

Though Bangalore offers ultra-modern health facilities and surgeons of high calibre, the price of a heart surgery still varies based on the type of surgery, hospital, and even the number of years of surgeon experience. Here is an overview of the total heart surgery costs in Bangalore:

• Minimum heart surgery cost in Bangalore: ₹1,20,000 to ₹7,00,000
• Maximum heart surgery cost in Bangalore: ₹2,78,000 to ₹35,00,000

Disclaimer: The price mentioned above is not precise. It may vary for different types of heart surgery and from one hospital in Bangalore to another.

What is the Cost of Different Components of Heart Surgery in Bangalore?

Many factors constitute the overall cost of heart surgery in Bangalore. Here are the key components of heart surgery costs in Bangalore:

Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Bangalore to another.

What are the Types of Heart Surgery in Bangalore?

Various types of heart surgery conducted in Bangalore deal with various cardiovascular issues. Take a look at the different types of heart surgeries and their cost:

Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Bangalore to another.

Why Does Heart Surgery Cost Vary for Different Patients in Bangalore?

Not all patients pay the same price for heart surgery. Check out the factors that determine the cost of heart surgery in Bangalore:

1. Type of Hospital

   Heart surgery costs may significantly differ depending on the type of hospital in Bangalore where this operation is performed. Private hospitals charge more because of their high admission fees, advanced technology, and premium services offered to the patients. As a result, patients who go for heart surgery in a private hospital typically pay more than those who would have gone to government facilities where services tend to be affordable.

2. Type of Surgery Procedure

   Another determining factor of the cost of heart surgery is the type of surgical procedure. In Bangalore, open-heart surgeries are relatively more expensive than minimally invasive ones due to their complexities. Thus, a patient who goes to a hospital for a minimally invasive surgery will be less than a patient who needs an open heart or off-pump surgery.

3. Type of Surgery

   Different types of heart surgeries have different prices. The cost of a heart transplant surgery will be much higher compared to a simple keyhole surgery in Bangalore. The nature of the surgery, whether bypass heart surgery, valve replacement, or transplant, will drive the overall cost to vary for each patient. Hence, the price becomes unique to the treatment required.

4. Duration of Hospitalisation

   The number of days the patient stays at the hospital after heart surgery affects the price. Bypass surgery, which requires a longer stay at the hospital, is more costly than procedures, such as stent placements, requiring less recovery time. This means a patient needing longer care and monitoring right after surgery will have higher costs due to prolonged hospital services.

5. Health Status of the Patient

   The health of a patient and their past medical history also impact the total cost of the cardiac treatment. If the patient has a complicated case or develops complications, like blood clots, infections, etc., they will require special care and facilities and may take more time for recovery. Thus, they will have to pay more than those with fewer health risks or complications.

6. Surgeon's Experience and Expertise

   The cost of heart surgery depends highly on the experience and qualifications of the cardiac surgeon. Famous cardiologists with several years of experience in Bangalore tend to charge higher prices for their expertise compared to less experienced surgeons. If the patients choose surgery with one of the best, most reputed surgeons, the costs will be much higher due to the quality provided.

7. Surgical Devices and Tools Utilised

   The types of devices and grafts utilised during the surgery will also determine the overall cost. For example, pacemaker implantation is more costly than a simple stent placement. In such a case, the device alone costs more than any other device that could be used in a cardiovascular treatment. The requirement to use advanced tools or specialised grafts adds to the cost of the surgeries for the patients.

8. Choice of Hospital Room

   The type of room a patient chooses to stay in can also affect the total expenditure of hospitalisation. A single private room with air conditioning can be much more expensive than other shared rooms. The cost will be higher when patients prefer private and luxurious rooms since premium services and facilities are offered during admission.

Does Health Insurance Cover Heart Surgery in Bangalore?

Yes, most health insurance policies in Bangalore cover heart surgeries. They provide coverage for in-patient hospitalisation, including room rent and diagnostic tests, pre and post-hospitalisation expenses, rehabilitation care, therapies, medications, and ambulance charges. Some plans also cover home care treatments, second medical opinions, and daily hospital allowance. However, coverage may vary from one policy to another, and thus, it is advisable to check the exact coverage and limitations before buying.

Certain health insurance companies also offer heart-specific insurance plans to cover pre-existing cardiac ailments and the surgery costs of different heart treatments. Moreover, critical illness insurance plans provide a lump sum payment after the diagnosis of serious conditions, such as heart attacks, to pay for the surgery and treatment costs.

Besides, every insurance plan has a standard waiting period of 30 days, and the coverage begins only after this waiting period is over. However, critical illness plans offer coverage after a waiting period of up to 90 days. Moreover, policyholders with pre-existing heart diseases diagnosed before the policy purchase must serve a waiting period of 1 to 3 years before the insurer covers its surgery costs.