Heart Surgery Cost in Chandigarh

What is Heart Surgery?

Heart surgery involves a range of procedures designed to treat various heart conditions. These surgeries can correct congenital defects, repair damaged valves, bypass blocked arteries, or address other serious issues affecting the heart's function. Common types of heart surgeries include coronary artery bypass grafting (CABG), where surgeons create a new pathway for blood flow, and valve repair or replacement, which addresses faulty heart valves.

Heart surgeries can be performed as open-heart procedures, requiring a large incision in the chest, or as minimally invasive surgeries, which use smaller incisions and typically lead to faster recovery times. Moreover, patients are required to undergo thorough evaluations, including imaging tests and health assessments, before the surgery to ensure they are fit for the procedure.

What is the Cost of Heart Surgery in Chandigarh?

Understanding the cost of heart surgery in Chandigarh is crucial for patients and their families for effective financial planning. Below is an overview of heart surgery costs in Chandigarh:

• Minimum Heart Surgery Cost in Chandigarh: ₹1,30,000 to ₹17,00,000
• Maximum Heart Surgery Cost in Chandigarh: ₹3,00,000 to ₹25,00,000

Disclaimer: The price mentioned above is not precise. It may vary for different types of heart surgery and from one hospital in Chandigarh to another.

What is the Cost of Different Components of Heart Surgery in Chandigarh?

Heart surgery involves several components, each contributing to the overall cost. Check out the cost of various components that can significantly affect the total expense of heart surgery in Chandigarh:

Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Chandigarh to another.

What are the Types of Heart Surgery in Chandigarh?

Heart surgery encompasses various procedures tailored to address specific cardiovascular conditions. Each type of heart surgery aims to restore heart function and improve patients’ quality of life. The cost and types of heart surgery in Chandigarh are given below:

Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Chandigarh to another.

Why Does Heart Surgery Cost Vary for Different Patients in Chandigarh?

The cost for heart surgery in Chandigarh could differ among various patients based on the complexity of the condition, the type of procedure involved, and hospital choice, among others. Multiple factors explained below play a vital role in further planning regarding financial management:

1. Patient's Health Condition

   One of the most significant factors contributing to the cost of heart surgery is the patient's medical condition. A patient with chronic issues, such as diabetes or hypertension, is likely to require more testing, more medications, and possibly an extended length of stay in the hospital. This would eventually increase the surgery cost. Similarly, a patient who has experienced heart attacks earlier would need the cardiac team to monitor their status continuously, which will increase expenses.

2. Complexity of Surgery and Procedure

   The higher the complexity of the heart surgery, the higher the costs. CABG is a more complex surgery that requires experienced surgical staff, specialised equipment, and advanced technology. Therefore, it calls for higher fees than more straightforward procedures, such as balloon angioplasty, which is relatively low-cost. Similarly, a robot-assisted CABG will be more expensive than minimally invasive procedures.

3. Type of Healthcare Facility

   The cost of heart surgery depends on which hospital the patient chooses for the procedure. In Chandigarh, private hospitals have more sophisticated equipment and individualised attention, leading to higher costs. On the other hand, government hospitals provide basic treatment at a reasonable price. However, they may not have all the facilities a private hospital may have.

4. Surgeon's Skill

   Reputable and experienced surgeons also strongly influence the cost of surgery. Well-known surgeons usually have higher success rates and, thus, charge more. Some heart surgeons specialising in robot-assisted surgery are highly priced, but they may result in better outcomes in recovery.

5. Length of Hospital Stay

   More extended hospital stays post-surgery increase the total cost of heart surgery. More complicated surgeries like heart valve replacement and multiple bypass surgeries require a longer monitoring time and higher charges for room, nursing care, medications, and health surveillance charges.

6. Room Selection

   The nature of the chosen hospital room also affects the cost of heart surgery. Private rooms are more comfortable and give personalised care, but at a high price. On the other hand, similar care can be enjoyed in shared rooms that typically cost less, offering a more affordable option without sacrificing essential medical care.

7. Use of Grafts and Devices

   The types of grafts or medical devices used may also impact the cost of heart surgery. Advanced types of devices, such as pacemakers or ventricular assist devices (VAD), might be more costly than simpler procedures like stent placements.

8. Post-operative Care and Rehabilitation

   The total recovery cost of heart surgery includes the expenses for follow-up sessions and medications incurred during the rehabilitation phase. CABG or heart valve surgeries may require prolonged rehabilitation periods, during which patients may incur additional costs for session-related expenses, medicine, and subsequent therapy. Moreover, these expenses tend to compound over time.

Does Health Insurance Cover Heart Surgery in Chandigarh?

Health insurance plans generally cover heart surgery expenses incurred in Chandigarh, including hospitalisation costs, surgical procedures, surgeon fees, operation theatre charges, medications, diagnostic tests, and post-operative rehabilitation treatments. However, the extent of coverage depends on the specific terms and conditions of the policy.

Specialised plans, like heart-specific insurance or critical illness coverage, provide more focused benefits for cardiac conditions. Critical illness policies typically offer a lump sum payout if a severe heart condition is diagnosed. On the other hand, heart-specific insurance is designed to cover various treatments and surgeries related to cardiac issues.

However, all health insurance policies come with a waiting period, usually 30 days from the policy's start date. Claims made during this time will not be accepted by the insurer. For critical illness coverage, this waiting period is often extended to 90 days before any benefits are accessible.

Additionally, pre-existing diseases (PED) usually have waiting periods ranging from 1 to 3 years. This means that heart conditions classified as PED will only be covered after this waiting period has passed.