Heart Surgery Cost in Kolkata

Heart health is a global issue of concern, including in Kolkata, with more people needing sophisticated medical interventions. As per a Times of India report, Kolkata has witnessed a four-fold increase in cardiac procedures. This surge may be attributed to a rising predisposition to cardiovascular diseases (CVD), impacting more individuals. As the demand for cardiac surgeries grows in the city, read on to learn about heart surgery costs in Kolkata.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
12.02 crore
Registered consumers
51
Insurance partners
5.9 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Save Big with 0% GST & upto 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get Updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step
      Our certified advisor will help you choose the best health insurance plan. See how it works ›
      Select one option
      6 lakh+ successful home visits done
      Previous step

      What is Heart Surgery?

      Heart surgery is performed to treat various heart conditions, including blocked arteries, congenital defects and valve problems. Coronary artery bypass grafting (CABG) is one of the most common heart surgeries, where a graft is used to bypass blocked arteries. This restores normal blood flow, which is crucial for patients with severe coronary artery disease. Other common cardiac procedures include repairing or replacing faulty valves and addressing heart rhythm issues.

      The surgical technique used for heart surgery varies depending on the patient's condition and the complexity of the heart issue. For instance, open-heart surgery involves opening the chest and stopping the heart temporarily for complex cases. On the other hand, minimally invasive procedures use smaller incisions, often with robotic assistance, for faster recovery.

      What is the Cost of Heart Surgery in Kolkata?

      Despite Kolkata's advanced healthcare facilities and highly skilled surgeons, the cost of heart surgery can differ significantly. Factors such as the type of surgery, the hospital chosen, and the surgeon's experience play a significant role in determining the final price. Below is an overview of heart surgery costs in Kolkata:

      • Minimum Heart Surgery Cost in Kolkata: ₹1,30,000 to ₹20,00,000
      • Maximum Heart Surgery Cost in Kolkata: ₹3,00,000 to ₹28,00,000

      Disclaimer: The price mentioned above is not precise. It may vary for different types of heart surgery and from one hospital in Kolkata to another.

      What is the Cost of Different Components of Heart Surgery in Kolkata?

      The cost of heart surgery in Kolkata extends beyond surgeon fees and operation theatre expenses. Hospital facilities, post-operative care, and pre-surgery diagnostics significantly impact the cost. The table below outlines the cost of these essential components of heart surgery in Kolkata:

      Component Name Price in Kolkata (in ₹)
      Hospital Room Rent 1,800 to 10,000
      Pre-surgery Cost 25,000 to 30,000
      Surgery Cost 3,00,000 to 6,00,000
      ICU Charges 25,000 to 30,000
      Follow-up Consultation Charges 600 to 1000 per session
      Medicine Cost 5,000 to 10,000

      Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Kolkata to another.

      What are the Types of Heart Surgery in Kolkata?

      Kolkata offers a range of heart surgeries, each addressing different cardiovascular conditions. Every procedure is tailored to the patient's unique health requirements. The various heart surgeries in Kolkata and their associated costs are given below:

      Type of Surgery Cost (in ₹)
      Coronary Artery Bypass Surgery 1,50,000 to 4,35,000
      Valve Replacement Or Repair 3,50,000 to 5,25,000
      Atrial Septal Defect Closure 4,52,000 to 11,31,000
      Angioplasty 1,35,000 to 4,10,000
      Transcatheter Aortic Valve Replacement (TAVR) 1,30,000 to 3,00,000
      Heart Transplant 20,00,000 to 28,00,000

      Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Kolkata to another.

      Why Does Heart Surgery Cost Vary for Different Patients in Kolkata?

      Heart surgery costs in Kolkata vary for each patient due to several factors. Here are some key considerations that influence the final cost:

      1. Type of Hospital

        The choice of the hospital determines the cost of heart surgery. It is expensive to undergo treatment at a private hospital because of its modern technology and high-quality services. Government and public hospitals are more cost-effective, where patients can get basic services. Hence, a patient having heart surgery at a private hospital pays more than the one in a government facility.

      2. Type of Procedure

        The type of surgical approach also plays a major role in the heart surgery cost. Minimally invasive procedures are less expensive than open-heart surgeries because they require shorter hospital stays, fewer resources, and a lower risk of complications. For instance, a patient undergoing a keyhole surgery in Kolkata will incur lesser costs than one requiring a complex open-heart or off-pump surgery.

      3. Type of Surgery

        Different types of heart surgeries vary in price. For example, a heart transplant will be a lot more expensive than bypass surgery. Other operations, like valve replacement or other transplants, need different degrees of complexity and the level of complexity. Thus, heart surgery costs depend mainly on the type of surgery.

      4. Stay in the Hospital

        The time a patient spends in the hospital affects the total cost of heart surgery. The extent of hospital stay depends on how quickly a patient can recover and return to their regular life. Hence, procedures requiring longer hospital stays, like bypass surgery, are more expensive than minor procedures, such as an angioplasty, that require shorter stays.

      5. Patient's Health Status

        The patient's health status also plays an important role in the total bill of heart surgery. Patients with complex medical histories or those who develop post-operative complications, such as infections or arrhythmias, need special care and longer recovery times. Thus, the surgery will cost more for such patients than a patient with fewer risks.

      6. Qualification and Experience of the Surgeon

        The cost of heart surgery depends much on the surgeon's qualifications and reputation, as the surgery's outcome depends on the surgeon's skills. Experienced surgeons with high reputations, especially well-known cardiologists in Kolkata, usually charge higher fees because they possess quality expertise.

      7. Surgical Devices and Tools Involved

        The type of devices used in the operation is another crucial factor determining heart surgery's cost. For example, it is more expensive to implant a pacemaker than a simple stent. Thus, patients pay less for angioplasty and more for a pacemaker implementation surgery. Interventions involving advanced tools or specialised grafts will increase the cost of the surgery as well.

      8. The Type of Hospital Room

        The patient can control the hospital room rent to reduce the heart surgery costs. A private room with extra amenities is much more expensive than a shared ward. Patients who want to be more comfortable in private rooms pay more towards the hospital room rent. On the other hand, those who choose shared hospital rooms often have a lower bill.

      Does Health Insurance Cover Heart Surgery in Kolkata?

      Indeed, Health insurance in Kolkata usually covers heart procedures. It covers the cost of in-patient hospital stays, including room rent, diagnostic testing, drugs, and ambulance fees, as well as pre and post-hospitalisation costs, including rehabilitation and therapy.

      Some policies provide extra benefits, such as home care treatments, coverage for second medical opinions, and daily hospital allowances. However, the coverage offered can vary between plans, so it is crucial to understand each policy's specific details and limitations.

      Besides, heart insurance plans designed to cover various heart-related treatments are also available in the market. Moreover, critical illness policies pay out a lump sum amount when the insured is diagnosed with severe conditions, like heart attacks.

      However, most health insurance plans have a 30-day waiting period before the coverage begins. Critical illness policies often come with up to 90 days of waiting period before coverage becomes active. For those with pre-existing heart conditions, the waiting period can range from 1 to 3 years before the insurance covers related treatments.

      Confused which plan to buy?
      Get expert advice at your home
      Book at your convenience
      No obligation to buy
      Trusted and reliable advice
      Book a FREE home visit ›
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health Insurance Articles

      • Recent Article
      • Popular Articles
      21 Nov 2025

      What is Unlimited Sum Insured in Health Insurance?

      Unlimited sum insured in health insurance, as the name suggests

      Read more
      15 Nov 2025

      10 Diseases Caused by Air Pollution You Must be...

      Air pollution is more dangerous for your health than you can think

      Read more
      29 Jul 2025

      What are Medical Expenses in Health Insurance?

      Health insurance plays an important role in managing the financial

      Read more
      21 Jul 2025

      Standalone Health Insurance Companies in India

      With rising healthcare costs, health insurance has become a

      Read more
      17 Jul 2025

      Difference Between Claim Repudiated and Claim...

      Health insurance claims are extremely important in getting

      Read more

      Know Everything About E-Insurance Account

      Today, you can buy insurance for almost everything. After all, it is the best way to prepare yourself financially

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      Zero Waiting Period in Health Insurance

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      How to Cancel Your Health Insurance Policy &...

      Having a health insurance policy is not a choice but a necessity today. It ensures the right health coverage for you

      Read more

      Waiting Period in Health Insurance

      Waiting period in health insurance refers to the duration after which the insurance company covers certain diseases

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2027, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2025 policybazaar.com. All Rights Reserved.

      Claude
      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL