Heart Surgery Cost in Ludhiana

What is Heart Surgery?

Heart surgery is a life-saving procedure performed to treat conditions like blocked arteries, valve disorders, or heart rhythm problems. Surgeons may perform open-heart surgery, use minimally invasive techniques, or use advanced tools to repair or replace damaged heart tissues, ensuring better heart function and patient health.

Besides, recovery from heart surgery often involves a comprehensive rehabilitation program, allowing patients to regain strength and improve their overall well-being. Early diagnosis and intervention are vital, as they can significantly enhance the effectiveness of the surgery and the patient's chances of survival.

What is the Cost of Heart Surgery in Ludhiana?

Ludhiana, a hub for advanced medical care, offers various surgical options for heart patients. Here is an overview of heart surgery costs in Ludhiana:

• Minimum Heart Surgery Cost in Ludhiana: ₹1,40,000 to ₹6,00,000
• Maximum Heart Surgery Cost in Ludhiana: ₹3,94,492 to ₹8,00,000

Disclaimer: The price mentioned above is not precise. It may vary for different types of heart surgery and from one hospital in Ludhiana to another.

What is the Cost of Different Components of Heart Surgery in Ludhiana?

Heart surgery costs in Ludhiana include hospital stays, medications, pre-diagnostic tests, post-operative care, and more. Understanding these costs is crucial for patients and their families as they plan for treatment. Given below is the cost breakdown of different components of heart surgery in Ludhiana:

Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Ludhiana to another.

What are the Types of Heart Surgery in Ludhiana?

When treating heart conditions, various surgical options are available to address specific cardiac issues. These surgical options, along with their cost in Ludhiana, are given below:

Disclaimer: The prices mentioned above are not precise. It may vary for different types of heart surgery and from one hospital in Ludhiana to another.

Why Does Heart Surgery Cost Vary for Different Patients in Ludhiana?

Heart surgery is a saviour, but it is expensive. Patients must know all contributing factors while planning a heart surgery treatment and preparing their finances. Here are the main factors determining the cost of heart surgeries in Ludhiana:

1. Overall Health of the Patient

   The cost of heart surgery is influenced by the underlying health conditions a patient may have. For instance, individuals with chronic illnesses like diabetes or hypertension often require additional care and pre-operative assessments. These include specialised tests to ensure the body is stable enough for surgery and specialised care during & after the surgery, which can contribute to a higher overall cost.

2. Type of Surgery and Procedure

   Heart surgery costs differ from one procedure to another. Most open-heart surgeries are costly because they take longer to recover. Less invasive surgeries are comparatively more affordable. For instance, a heart transplant is relatively more expensive than an angioplasty because it is a more invasive procedure and involves a longer recovery period.

3. Choice of Hospital

   The cost of heart surgery depends on whether the hospital is private or public. Private hospitals in Ludhiana usually charge more because they offer better technology, personal care, and private rooms. Public hospitals cost less but may not provide the same comfort or quick service as private hospitals.

4. Expertise of Surgeon

   The experience and reputation of a surgeon also play a part in setting the cost of heart surgery. Surgeons with many years of experience and high success rates usually charge higher fees or set a higher surgery price. For instance, a renowned heart surgeon in Ludhiana will charge significantly more than a less experienced surgeon, justifying their higher fees with a proven record of successful outcomes.

5. Hospital Stay and Room Type

   Heart surgery charges are also determined by the type of hospital room selected and the length of time in the hospital. Longer stays in the hospital, especially for complicated heart surgeries, will result in more costs. Moreover, private rooms are also more expensive than twin-sharing rooms. For instance, a patient assigned to a single private room after undergoing valve replacement surgery will be charged more than someone staying in a twin-sharing room for angioplasty.

6. Medical Devices and Equipment

   The type of devices or grafts used in heart surgery also determines the costs. More advanced equipment or high-quality grafts cost much more than lower-quality devices. For example, placing a stent would probably be more affordable than pacemaker implantation because a pacemaker is typically more costly than a stent.

Does Health Insurance Cover Heart Surgery in Ludhiana?

Yes, all health insurance plans in Ludhiana cover heart surgery costs. They mostly cover the cost of hospitalisation, surgery, post-operative care, ambulance charges, pre and post-surgical care, etc. However, the exact inclusions, coverage and conditions can vary across insurers. Therefore, it is essential to carefully read the policy documents or speak to the customer care executive to fully understand what is and is not covered in the policy.

Health insurance companies also offer special plans, such as critical illness insurance, and heart-specific insurance plans that cover heart-related treatments. Critical illness insurance pays a lump sum after a serious heart condition is diagnosed. In contrast, heart insurance policies cover a wide range of cardiac treatments and surgeries for the specific condition to be treated.

Patients should also be aware of waiting periods in mediclaim policies that need to be served before heart surgery coverage takes effect. Most health insurance plans have an initial waiting period of 30 days from the start date of the policy, during which no claims are allowed. However, waiting periods for critical illness insurance policies usually last up to 90 days after the policy purchase.

For pre-existing conditions, such as previously diagnosed heart disease, old CABG surgery, or heart attack, a waiting period of 1 to 3 years will be applicable.